Sugarwood in Santa Rosa Beach
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataUpdated twice daily

As of November 2026, Sugarwood in Santa Rosa Beach, FL has 1 home for sale. Homes listed or recently sold were built 1997–2024; 4 of 4 report an HOA (median $29/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 24 ft).

Live · Sugarwood Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 17% (587 of 3,466)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 26, 2026

Price in Sugarwood is driven by the home itself, not by shared amenities — there are none identified here. With a build range spanning 1994 to 2023 and a median vintage around 2000, condition and updates carry most of the weight. The median sits at $1,625,000 on a median of roughly 2,798 living square feet, so what you're paying for is a substantial, established home rather than a resort package.

The market posture right now favors patience on both sides. Days on market run long at a median of 86, and the year-over-year median is down 32.3%. Sellers should price to the current reality and expect a longer marketing period; buyers have room to be selective, with only 3 active listings and a thin recent-closing window of 4 to read against.

Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Sugarwood Housing Pulse · Momentum Research · as of November 9, 2026

Sugarwood right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Sugarwood is a small, established pocket of 56 homes in Santa Rosa Beach, with no shared amenities identified — the appeal is the individual house and its location in Walton County, not a community package.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a budget around the $1,625,000 median seeking an established Santa Rosa Beach home
  • Second-home buyers comfortable with a slower, negotiation-driven market
  • Patient buyers who will trade a long search for a better price

Probably not for

  • Buyers who want a resort-style amenity package built into the community
  • Sellers or buyers needing a quick transaction in a fast-moving market
  • Anyone counting on near-term price gains given the 32.3% year-over-year decline

The market around Sugarwood

Sugarwood is too small for its own price trend, so here is the market around it.

Across Walton County, 2,879 homes are active and 587 pending (17% under contract).

ZIP and county figures describe the wider market, not Sugarwood specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Sugarwood

Live MLS inventory for Sugarwood. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sugarwood listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dune Lakes · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Sugarwood listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Sugarwood address.

If we were buying in Sugarwood today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sugarwood.

Best Buy
Buyers who want an established home in Santa Rosa Beach without paying for shared amenities.
Biggest Risk
Thin activity makes pricing hard to pin down and can widen the bid-ask gap.
Sweet Spot
A well-updated home near the ~2,798-square-foot median, priced to the current reality.
Avoid If
You need community amenities or a fast, competitive resale.

A small, established enclave without amenities

At 56 homes with just 3 active and only 4 recent closings, Sugarwood trades infrequently. That thin activity makes each sale matter more and gives comparable pricing a wide margin of interpretation — expect valuations to hinge on condition and finish level rather than a tidy set of recent trades.

A homestead share of about 37% suggests a meaningful portion of these homes are not primary residences, which fits the second-home and coastal character of the area. The long 86-day median days on market and the 32.3% year-over-year decline in the median tell you this is a market where negotiation, not urgency, sets the terms.

“

The location and the amenities are priced into every listing in Sugarwood. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin — 3 active listings, 4 recent closings — a bad comp or a mispriced list can cost you real money and real time. We read Sugarwood house by house, weigh condition against the median, and set a strategy that matches an 86-day median marketing window instead of fighting it.

Sugarwood in 15 seconds.

Best forBuyers who want an established home in Santa Rosa Beach without paying for shared amenities.
Biggest advantageA soft market and long days on market give buyers negotiating leverage.
Biggest riskThin activity makes pricing hard to pin down and can widen the bid-ask gap.
Sweet spotA well-updated home near the ~2,798-square-foot median, priced to the current reality.
Avoid ifYou need community amenities or a fast, competitive resale.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sugarwood sales matched to your home.

What is your Sugarwood home worth?

Get a no-obligation home value based on real comparable sales in Sugarwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in SUGARWOOD

Homes in SUGARWOOD that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Housing distress & ownership in SUGARWOOD, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 22 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Sugarwood Right Now (1)

All 1 active and pending Sugarwood listings with a detail page, newest first, refreshed twice a day from the MLS.

What it really costs to own in Sugarwood

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $350/year (about $29/month) across 3 MLS listings (most billed annually; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1997 across 3 listings. An original roof here would be about 29 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Sugarwood

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Sugarwood

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sugarwood will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).

Frequently Asked Questions

Is Sugarwood a buyer's or seller's market right now?
As of November 9, 2026, Sugarwood is roughly balanced: 4.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Sugarwood?
The best agent for Sugarwood is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sugarwood.
How do I find a top Santa Rosa Beach real estate agent who knows Sugarwood?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sugarwood and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Sugarwood?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sugarwood purchase or sale - no call center and no pressure.
Where is Sugarwood, and what county is it in?
Sugarwood is in Santa Rosa Beach, Walton County, FL. The community's center is about 2 miles north of the center of Santa Rosa Beach (straight-line).
Buyers with a budget around the $1,625,000 median seeking an established Santa Rosa Beach homeExcellent fit
Second-home buyers comfortable with a slower, negotiation-driven marketExcellent fit
Patient buyers who will trade a long search for a better priceExcellent fit
Buyers who want a resort-style amenity package built into the communityProbably not
Sellers or buyers needing a quick transaction in a fast-moving marketProbably not
Anyone counting on near-term price gains given the 32.3% year-over-year declineProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: November 11, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-11-09

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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