Summer Point Homes for Sale in St. Augustine, FL

Established resale homes · St. Augustine · ZIP 32086

An established resale community of single-family homes off Summer Point Drive in St. Augustine, built for buyers who want a built-out St. Johns County neighborhood near Crescent Beach and I-95 without new-construction pricing.

Established resaleSt. Augustine, St. Johns County3 to 4 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
A smaller, built-out resale community. Inventory here turns over at its own pace, so verify current availability directly against the live shard before assuming a home is on the market.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Summer Point is a built-out resale community near St. Augustine Shores in St. Johns County, developed roughly between 2008 and 2013. Because it finished building out years ago, there is no builder competition to weigh, the market here is a straightforward resale one, and the trade-off is buying an older home in a fixed-size community rather than new construction with a warranty. Confirm HOA and CDD status directly rather than assuming it matches the larger St. Augustine Shores community it sits near."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Summer Point is an established resale community of single-family homes off Summer Point Drive in St. Augustine, in St. Johns County, developed roughly between 2008 and 2013. Homes here generally run about 1,200 to 3,300 square feet with 3 to 4 bedrooms; confirm the exact build year and size for any specific home against the parcel record.

Because the community finished building out years ago, resale activity behaves like a typical fixed-size neighborhood market rather than a builder market. There is no new-phase competition to weigh, so a buyer's leverage is condition, updates, and lot position rather than plan selection or release timing.

The location sits near St. Augustine Shores, within a reasonable drive of Crescent Beach and I-95, and close to shopping, dining, and medical facilities in St. Augustine. Confirm current HOA dues, CDD status, and the exact zoned schools by the specific address before you rely on any of it.

Best for

  • Buyers who want a built-out St. Johns County resale community rather than new construction
  • Buyers who value proximity to Crescent Beach and I-95 over a larger amenity package
  • Buyers comfortable verifying HOA and CDD details directly rather than assuming a builder disclosure package

Probably not for

  • Buyers who want a brand-new home with a builder warranty
  • Buyers who need a large, actively marketed amenity package like a clubhouse or community pool
  • Buyers who want the largest available floor plans in the area

How St. Augustine is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Summer Point update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St. Augustine listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Summer Point buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Crescent Beach10 to 15 min · approximate
I-95 access5 to 10 min · approximate
St. Augustine historic district15 to 20 min · approximate
St. Augustine medical corridor10 to 15 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
St. Augustine (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

St. Augustine is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Pedro Menendez High School (St. Johns County School District, verify by address)

Middle

Gamble Rogers Middle School (verify by address)

Elementary

Otis A. Mason Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any St. Augustine address.

The takeaway

St. Johns County continues to be one of the fastest-growing counties in Florida, and the St. Augustine Shores area near Summer Point has remained a draw for buyers seeking an established, centrally located community close to the coast.

Recent Developments in Summer Point

Our read on what is being built around St. Augustine, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSteady demand for established resale homes near the coast, tempered by rising insurance and carrying costs across the region.

St. Johns County population growth

2020 to 2026
BullishNotable impact
SignificanceRadius: County

St. Johns County has consistently ranked among Florida's fastest-growing counties this decade, which has supported steady demand for established homes near the coast.

Florida homeowners insurance costs

2024 to 2026
BearishNotable impact
SignificanceRadius: Region

Statewide homeowners insurance premiums have remained elevated, which adds to carrying costs on homes built in the 2008 to 2013 window. Get a bindable quote for the specific home before you commit.

Built-out resale market conditions

2026
NeutralMinor impact
SignificanceRadius: Community

Summer Point finished building out years ago, so market conditions here should be read against the live shard rather than assumed from newer construction nearby.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Summer Point, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Summer PointGet a short monthly email when something new is approved, funded, or opens near Summer Point.

    A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in St. Augustine, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the current parcel record from the St. Johns County Property Appraiser to confirm build year, lot size, and any CDD status.

    2

    Confirm the current HOA dues amount and what they cover directly with the Summer Point homeowners association.

    3

    Verify the exact zoned elementary, middle, and high school for the specific address with the St. Johns County School District.

    4

    Get a bindable homeowners insurance quote for the specific home before you make an offer.

    5

    Compare recent closings here against nearby St. Augustine Shores comps before you anchor on a price.

    Best Buy
    A well-maintained, move-in-ready home priced in line with recent comparable closings in the immediate area.
    Biggest Risk
    Buying an older home without confirming updates to major systems like roof and HVAC.
    Best Lot
    Prioritize lot condition and distance from through traffic; verify any shared common areas.
    Smart Timing
    No strong seasonal signal identified for this specific community; watch the live shard for current activity.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established resale single-family

    Size range

    About 1,200 to 3,300 sq ft

    Bedrooms

    3 to 4

    Era

    Built roughly 2008 to 2013 (verify exact build year by parcel)

    Costs & Fees

    HOA

    Yes, reported as low; confirm exact dues with the association

    CDD

    None reported; confirm on the parcel tax record with the St. Johns County Property Appraiser

    Property use

    Primary residences

    Amenities

    Marketed

    Sidewalks and nature areas reported; no clubhouse or pool amenity confirmed

    Status

    Confirm current amenity access directly with the HOA

    Location

    Town

    St. Augustine, St. Johns County

    Crescent Beach

    About 10 to 15 min

    I-95

    About 5 to 10 min

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the lower end of recent activity, expect the smaller floor plans in the community, generally under about 1,500 square feet.

    Lowest entry
    The Core

    Mid-range recent activity generally reflects the mid-size plans in the community, roughly 1,700 to 2,200 square feet.

    Most inventory
    The Top

    Above typical recent activity, expect the larger plans, up to roughly 3,300 square feet, or a homesite with fewer nearby drawbacks; verify against the live shard.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the lower end of recent activity, expect the smaller floor plans in the community, generally under about 1,500 square feet.
    The Core
    Mid-range recent activity generally reflects the mid-size plans in the community, roughly 1,700 to 2,200 square feet.
    The Top
    Above typical recent activity, expect the larger plans, up to roughly 3,300 square feet, or a homesite with fewer nearby drawbacks; verify against the live shard.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionEstablished resale, built 2008 to 2013, varies by home
    Comp availabilitySmaller built-out community
    HOA/CDD clarityNot fully confirmed, verify directly
    Coastal proximity valueNear Crescent Beach and I-95
    Location accessNear St. Augustine Shores and shopping and medical corridor

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in St. Augustine

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    This is a built-out community, so the real work is verifying condition and cost rather than trusting a generic listing description.

    Jon Brooks · Founder, Momentum Realty
    6.1C+ · Buy Score
    Resale Strength6.0/10
    Renovation Risk6.2/10
    Location Efficiency6.8/10
    Long-Term Defensibility5.5/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on St. Augustine is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • This is a smaller, built-out community with a fixed number of homes.
    • Lot condition and proximity to through traffic matter here as much as home condition.
    • Confirm any shared common areas or retention ponds before you buy.
    • Verify lot size and boundaries against the county parcel map, not the listing description.
    • Ask about drainage and nature-area buffers reported by local listing aggregators.

    Because Summer Point finished building out years ago, there is no new-phase competition to weigh, so the differentiator between homes is lot condition and position rather than plan or release timing. Verify lot size, boundaries, and any shared common areas directly against the St. Johns County parcel map, and weigh proximity to through traffic and any drainage or retention areas reported near the community.

    St. Augustine in 15 seconds.

    Best forBuyers who want a built-out St. Johns County resale community near Crescent Beach and I-95.
    Biggest advantageEstablished location near the coast at a smaller, built-out community's price point.
    Biggest riskVerifying the condition of an older home's major systems before you buy.
    Sweet spotA well-maintained, move-in-ready home priced against actual nearby closings.
    Avoid ifYou need new construction or a large, actively marketed amenity package.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes; get the current dues amount in writing.
    • CDD not reported for this community, but confirm on the parcel tax record.
    • No clubhouse or pool amenity confirmed; sidewalks and nature areas are reported.
    • Confirm any amenity access directly with the HOA before you buy.
    • Budget Florida homeowners insurance as a real, rising cost.

    Summer Point has a homeowners association, reported by local listing aggregators as low-fee, but a current dues amount is not published here. Confirm the exact figure and what it covers directly with the association or management company before you buy.

    Confirm in writing what the dues cover; aggregator listings describe sidewalks and nature areas as community features, but no clubhouse or pool amenity has been confirmed.

    No golf course or private country club is associated with this community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In St. Augustine, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping St. Augustine Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your St. Augustine home worth?

    Get a no-obligation home value based on real comparable sales in St. Augustine matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Summer Point on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Summer Point year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,612/mo
    St. Johns County typical true cost to own
    $115/mo
    St. Johns County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Summer Point are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Summer Point an established or new-construction community?
    It is an established resale community, developed roughly between 2008 and 2013. Confirm the exact build year for any specific home against the parcel record.
    What do homes cost in Summer Point?
    Check the live realMLS data on this page for current activity. Also compare against recent closings in the surrounding St. Augustine Shores area.
    How big are the homes?
    Homes generally run about 1,200 to 3,300 square feet with 3 to 4 bedrooms. Verify the exact size and layout for any specific home.
    Is there an HOA, and how much are the dues?
    Yes, there is a homeowners association, reported as low-fee. Get the exact dues amount and what they cover in writing before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District has been reported for this community, but confirm on the specific parcel's tax record with the St. Johns County Property Appraiser.
    What amenities are available?
    Local listing aggregators report sidewalks and nature areas. No clubhouse or pool amenity has been confirmed; verify current amenity access with the HOA.
    What schools serve the community?
    It is in the St. Johns County School District. Zoned schools commonly reported for this ZIP include Otis A. Mason Elementary School, Gamble Rogers Middle School, and Pedro Menendez High School, but verify by the specific address.
    How is the commute to Crescent Beach and I-95?
    Crescent Beach is roughly a 10 to 15 minute approximate drive, and I-95 access is roughly 5 to 10 minutes. These are approximate estimates.
    Is Summer Point gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus. Confirm access details with the HOA.
    What is the biggest risk of buying here?
    Verifying the condition of an older home's major systems, since the community was built roughly 2008 to 2013. Confirm roof, HVAC, and other system ages before you offer.
    How should I choose a lot here?
    Favor lots away from through traffic and verify any shared common areas or drainage features against the county parcel map rather than the listing description.
    Should I get my own agent for a resale purchase here?
    Yes. An agent who can build an accurate comp set against the surrounding St. Augustine Shores area is especially valuable in a smaller, built-out community.
    How current is the data on this page?
    The market figures come from live realMLS data and update regularly. Always confirm the exact price and availability directly before you make an offer.
    Who is the best real estate agent for Summer Point?
    The best agent for Summer Point is one who actively works St. Augustine and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summer Point.
    How do I find a top St. Augustine real estate agent who knows Summer Point?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summer Point and the wider St. Augustine area.
    Can Momentum Realty connect me with an agent for Summer Point?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summer Point purchase or sale - no call center and no pressure.
    You want a built-out St. Johns County resale community rather than new construction.Excellent fit
    You are comfortable doing extra diligence on HOA, CDD, and school-zoning details.Excellent fit
    You value proximity to Crescent Beach and I-95 over a large amenity package.Excellent fit
    You are prepared to compare pricing against the surrounding St. Augustine Shores area.Excellent fit
    You want a brand-new home with a builder warranty.Probably not
    You need a large, actively marketed amenity package like a clubhouse or community pool.Probably not
    You want the largest available floor plans in the area.Probably not
    You are not prepared to verify the condition of an older home's major systems.Probably not

    Get the inside read on St. Augustine

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your St. Augustine home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty St. Augustine specialist will reach out personally, usually the same day.

    Median sale price in Summer Point, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the St. Johns County market guide or every community in the Neighborhood Finder.

    Get my St. Johns County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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