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Sun Ketch Townhomes at Cypress Lakes in Oldsmar

Sun Ketch Townhomes at Cypress Lakes Homes for Sale in Oldsmar, FL

Built ~1997 to 1998 · Pinellas County · ZIP 34677

A maintenance-light late-1990s townhome community in Oldsmar off Tampa Road, with a pool, screened patios, and some homes overlooking a pond.

Built around 1997 to 1998Community pool and pond viewsDownstairs master option
Live Market Pulse
51/100
Momentum
Buyer-Leaning Market (limited data)
Sun Ketch is a townhome and single-family community, so the read is the HOA and reserves, the owner-occupancy and rental mix, the building condition at 25-plus years, and the flood and insurance picture per building, not a single community average.
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Unlock Off-Market Sun Ketch

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$350K
Median Price
8mo
Supply
148days
Avg DOM
Soft
Seller Leverage
$224/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Sun Ketch Townhomes at Cypress Lakes is a maintenance-light townhome and single-family community in Oldsmar, built around 1997 to 1998 off State Road 584 (Tampa Road) on Hemingway Drive (confirm exact build years and addresses with the listing). The honest read here is not the pool or the pond; it is the association math. Townhome communities of this vintage can carry a meaningful rental presence, so the owner-occupancy ratio and lender warrantability deserve a direct look, and the buildings are now 25-plus years old, which puts roofs, siding, and shared systems squarely in reserve-study territory. Reported HOA dues run roughly $207 to $240 per month. Because Oldsmar sits at the north end of Old Tampa Bay, the flood zone and insurance for the specific building are diligence items, not afterthoughts."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Sun Ketch Townhomes at Cypress Lakes market snapshot (as of June 25, 2026): the median sale price is about $350K ($224 per sq ft), with homes averaging 148 days on market and 8.0 months of supply, a buyer-leaning market (limited data). Based on 3 recent closings in live Stellar MLS data.

Sun Ketch Townhomes at Cypress Lakes sits in Oldsmar, in the 34677 ZIP, north of State Road 584 (Tampa Road) on Hemingway Drive at the north end of Old Tampa Bay (confirm the exact location and access for any specific listing).

The community was built around 1997 to 1998 as a mix of two- and three-bedroom townhomes and single-family homes, with floor plans running roughly 1,086 to 1,604 square feet. Homes come with one- and two-car garages, screened patios with brick pavers, and some overlooking a pond. A popular feature is the downstairs master bedroom, which appeals to buyers who want to avoid stairs to the primary suite.

Amenities are modest and maintenance-light: a community pool and the shared grounds, with pets allowed under the association rules. Reported HOA dues run roughly $207 to $240 per month; confirm the current amount and exactly what it covers with the association and the listing.

Because this is a late-1990s townhome community now 25-plus years old, the honest read is the association picture: confirm the current HOA dues and what they include, the reserve study and any planned assessment under Florida’s tightened rules, the owner-occupancy and rental ratio (which affects financing), and the flood zone and insurance for the specific building near Old Tampa Bay.

Quick Match

Who Sun Ketch is best for.

Best for

  • Buyers who want a maintenance-light townhome in Oldsmar near Tampa Road
  • Buyers who value a downstairs master and a screened patio
  • Buyers comfortable doing HOA diligence on dues, reserves, and rental mix
  • Buyers who will verify the flood zone and insurance before they offer

Probably not for

  • Buyers who want a large detached single-family home with a big private yard
  • Anyone unwilling to budget for HOA dues and possible reserve assessments
  • Buyers who need a high owner-occupancy ratio for financing without checking
  • Buyers who want to avoid flood and windstorm questions near Old Tampa Bay
Market Pulse

How Sun Ketch is performing right now

51/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
8Months of supplytight
148Median days on marketdays
2 : 2Under contract vs for salestrong demand
3Sold in last 12 monthsliquidity
+18%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Sun Ketch listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Sun Ketch Townhomes at Cypress Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Sun Ketch

Live MLS inventory for Sun Ketch Townhomes at Cypress Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 274 daysTop listing
$370,000
3 bd · 2.5 ba · 1,452 sqft · built 1998
271 Hemingway Drive, OLDSMAR, 34677
Strong resaleReno opportunityBest value
Listed by COLDWELL BANKER REALTY
Active · 23 days
$294,900
2 bd · 2 ba · 1,086 sqft · built 1997
209 Hemingway Drive, OLDSMAR, 34677
Renovated
Listed by SMITH & ASSOCIATES REAL ESTATE
Pending · 57 days
$305,000
2 bd · 2 ba · 1,207 sqft · built 1997
208 Hemingway Drive, OLDSMAR, 34677
Strong resaleReno opportunityBest value
Listed by RE/MAX MARKETING SPECIALISTS
Pending · 21 days
$269,000
3 bd · 2.5 ba · 1,452 sqft · built 1997
202 Hemingway Drive, OLDSMAR, 34677
Strong resaleReno opportunityBest value
Listed by RE/MAX REALTEC GROUP INC

Active and pending Sun Ketch listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Sun Ketch on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Sun Ketch. They are approximate and vary with traffic and your exact start point.

Tampa Road (SR 584)~2 to 5 min · main east to west route
Downtown Oldsmar~5 to 10 min · shops and parks
Westfield Citrus Park~15 to 20 min · via Tampa Road
Tampa International Airport~20 to 30 min · via Veterans or Courtney Campbell
Downtown Tampa~30 to 40 min · via Courtney Campbell Causeway
Clearwater and Gulf beaches~25 to 35 min · west via Tampa Road

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Sun Ketch Townhomes at Cypress Lakes with Momentum Realty’s local guides.

TSTampa ShoresBayOldsmar, FL · 0.2 miOLOldsmarOldsmar, FL · 0.2 miOLOldsmarOldsmar, FL · 0.2 miHPHayes ParkVillageOldsmar, FL · 0.2 miHPHarbor PalmsOldsmar, FL · 0.2 miGAGull-Aire VillageOldsmar, FL · 0.3 miWOWoods ofForest LakesOldsmar, FL · 0.3 miTWTuscany Woods SouthOldsmar, FL · 0.4 miHAHarborShoresOldsmar, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Sun Ketch (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Sun Ketch is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Sun Ketch address.

The takeaway

What is actually shaping value at Sun Ketch: the association picture on a late-1990s townhome community, Florida’s tightened condo and HOA reserve rules, and the flood and insurance read at the north end of Old Tampa Bay. Each item is sourced and linked.

Recent Developments in Sun Ketch Townhomes at Cypress Lakes

Development Intelligence

Our read on what is being built around Sun Ketch, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishSteady demand for maintenance-light Oldsmar townhomes supports prices, while the watch items are the association’s reserve trajectory under Florida’s tightened rules and the flood and insurance picture for the specific building near Old Tampa Bay.

Late-1990s townhome community now 25-plus years old

1997 to 1998
NeutralMajor impact
SignificanceRadius: Community

Buildings of this vintage put roofs, siding, and shared systems into reserve-study territory, so the reserve picture and any assessment are central diligence items.

Florida condo and HOA reserve rules tighten statewide

2025
BearishMajor impact
SignificanceRadius: Region

Reforms including HB 913 strengthened reserve and inspection requirements, with the most weight on older buildings, which can push fees up. Confirm the association budget.

Flood and insurance exposure near Old Tampa Bay

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Oldsmar sits at the north end of Old Tampa Bay, so flood zone, elevation, and insurance vary by building and must be read per the specific home.

Maintenance-light townhome appeal in Oldsmar

Ongoing
BullishNotable impact
SignificanceRadius: Area

A pool, screened patios, pond views, and a downstairs master option support steady demand from buyers who want low-upkeep living near Tampa Road.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Sun Ketch Townhomes at Cypress Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. July 2025
    Policy

    Florida condo and HOA reserve rules tighten statewide

    Florida’s condo and community-association reforms, including HB 913 effective July 1, 2025, strengthened reserve and inspection requirements for associations across the state, with the most weight on older buildings. Why it matters: Read the association budget and reserves; fees are under upward pressure statewide, especially on older buildings. Source

  2. September 2024
    Storm

    2024 storms bring surge to low-lying Pinellas County

    Hurricanes Helene and Milton in 2024 drove record storm surge into low-lying waterfront parts of Pinellas County, with impact varying by elevation and location. Why it matters: Read the elevation and a flood and insurance picture for the specific building near Old Tampa Bay. Source

Development alerts for Sun Ketch Townhomes at Cypress LakesGet a short monthly email when something new is approved, funded, or opens near Sun Ketch Townhomes at Cypress Lakes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Sun Ketch buying strategy.

If we were buying in Sun Ketch, this is the order of operations we would run, and the one we run for our clients.

1

Pull the HOA budget and reserve study. This is a late-1990s community now 25-plus years old, so read the reserves, the reserve study, and any planned assessment before anything else.

2

Confirm the owner-occupancy and rental ratio. Townhome communities can carry a rental mix that affects conventional and FHA financing, so verify the current numbers with the association.

3

Read the HOA dues and exactly what they include. Reported dues run roughly $207 to $240 per month; confirm the current amount and whether exterior, grounds, pool, and any utilities are bundled.

4

Run the flood zone and insurance for the specific building. Oldsmar sits at the north end of Old Tampa Bay, so quote flood and windstorm for the exact home and confirm its elevation.

5

Cross-shop the peer community at Eastwood Pines and nearby Oldsmar and Clearwater townhomes to test value.

The Quick Decision
Best Buy
An updated pond-view townhome with a downstairs master in a building with healthy reserves
Biggest Risk
A reserve assessment or a rental ratio that complicates financing
Best Lot
A pond-facing home with a screened paver patio and good elevation
Smart Timing
Confirm the reserve study and rental ratio before you offer
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Sun Ketch Townhomes at Cypress Lakes is a maintenance-light townhome and single-family community rather than an amenity-heavy resort, so the lifestyle centers on low-upkeep living: a community pool, shared grounds, screened patios with brick pavers, and some homes overlooking a pond, with pets allowed under the association rules. Floor plans run roughly 1,086 to 1,604 square feet across two- and three-bedroom layouts, many with a popular downstairs master and one- or two-car garages. Because it was built around 1997 to 1998 and is now 25-plus years old, confirm the reserve picture, the association rules, the owner-occupancy and rental ratio, and the flood and insurance read for the specific building before you buy.

Sun Ketch Homes For Sale

What your money buys in Sun Ketch.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Sun Ketch today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Unit
$276K to $350K

An interior two-bedroom townhome with a one-car garage, the affordable way into the community, where condition and the building’s reserves drive value.

Lowest entry
The Pond View
$350K to $359K

An updated three-bedroom home overlooking the pond, often with a screened paver patio, the heart of the resale market here.

Most inventory
The Top
$359K to $359K

A larger floor plan with a two-car garage and a downstairs master, the stock that holds value best when reserves are healthy.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$350K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$276K to $350K
The Entry Unit
An interior two-bedroom townhome with a one-car garage, the affordable way into the community, where condition and the building’s reserves drive value.
$350K to $359K
The Pond View
An updated three-bedroom home overlooking the pond, often with a screened paver patio, the heart of the resale market here.
$359K to $359K
The Top
A larger floor plan with a two-car garage and a downstairs master, the stock that holds value best when reserves are healthy.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Sun Ketch, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Updated homes ask about 8% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot
Renovated$272
Original$253
Median days on market
Renovated23
Original57

From current Sun Ketch listings (renovated 1, original 3); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Sun Ketch holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Oldsmar locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Sun Ketch

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Sun Ketch Townhomes at Cypress Lakes1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Sun Ketch Townhomes at Cypress Lakes2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Sun Ketch Townhomes at Cypress Lakes3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Sun Ketch Townhomes at Cypress Lakes4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Sun Ketch Townhomes at Cypress Lakes5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Sun Ketch sells the maintenance-light pool-and-pond lifestyle, but the deal is won or lost on the HOA dues, the reserves, the rental ratio, and the flood and insurance math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.0B- · Buy Score
Resale Strength7.0/10
Renovation Risk6.0/10
Location Efficiency7.6/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Sun Ketch is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Sun Ketch Townhomes at Cypress Lakes

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Sun Ketch Townhomes at Cypress Lakes

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Sun Ketch Townhomes at Cypress Lakes

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Sun Ketch Townhomes at Cypress Lakes

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Sun Ketch homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

Sun Ketch in 15 seconds.

Best forBuyers who want a maintenance-light townhome in Oldsmar near Tampa Road, with a pool and a downstairs master option.
Biggest advantageA low-upkeep late-1990s community with screened paver patios, pond views, and quick access to Tampa Road.
Biggest riskHOA dues, reserve assessments, and the rental ratio on a 25-plus-year-old townhome community.
Sweet spotAn updated pond-view home with a downstairs master in a building with healthy reserves and clean financing.
Avoid ifYou want a large detached single-family home with a big yard or to avoid HOA and flood diligence.

HOA, CDD & Fees

15-Second Take
  • Reported dues roughly $207 to $240 per month, confirm the current amount
  • No CDD reported, verify with the listing
  • Late-1990s community, read the reserve study closely
  • Florida tightened reserve rules can raise fees, ask the association
  • Verify the owner-occupancy and rental ratio for financing

Reported HOA dues run roughly $207 to $240 per month, and there is no CDD reported here. Confirm the exact dues, what they include, the reserve study, and any current or planned assessment with the association and the listing.

Where bundled, the dues typically cover community amenities including the pool, the shared grounds, and commonly some exterior maintenance for townhomes. Verify the current inclusions, whether any utilities or exterior items are covered, and the reserve picture per the association documents.

Amenities here are modest and maintenance-light, centered on the community pool and the shared grounds rather than a clubhouse or golf. Pets are allowed under the association rules; confirm the current pet policy and any restrictions.

Run Your Numbers

Tools for a Sun Ketch buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Sun Ketch.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Sun Ketch

Price to the building, the view, and the reserve picture, not a community average.

Selling at Sun Ketch means pricing to your specific home, your view, and the association’s reserve and rental picture, not a community-wide average. A pond-view home with a downstairs master, recent updates, and healthy reserves commands a different number from an interior unit facing an assessment.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Sun Ketch, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Eastwood Pines, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Sun Ketch home worth?

Get a no-obligation home value based on real comparable sales in Sun Ketch matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Sun Ketch Townhomes at Cypress Lakes on the map →
Or get your Sun Ketch Townhomes at Cypress Lakes home value & selling guide →

Real comps, not a Zestimate.
How much local inventory is already under contract

22% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Sun Ketch Twnhms At Cypress Lakes Oldsmar Market Scorecard

Buyer's market

Sun Ketch Twnhms At Cypress Lakes Oldsmar is currently a buyer's market. About 8.0 months of supply, a median asking price of $332,450, and homes go under contract in about 148 days.

8.0
Months supply
$332,450
Median list
$350,000
Median sold
$263
Per sqft
148
Days on mkt
2/2/3
Active/Pend/Sold

Typical home value in the 34677 ZIP is $363,049, about 14.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Sun Ketch Townhomes at Cypress Lakes?
It is in Oldsmar, in the 34677 ZIP, north of State Road 584 (Tampa Road) on Hemingway Drive at the north end of Old Tampa Bay. Confirm the exact location and access for any specific listing.
Is Sun Ketch a townhome community?
Yes. It is a townhome and single-family community built around 1997 to 1998, with two- and three-bedroom homes. Buying here means HOA diligence on dues, reserves, and rules. Confirm the details with the listing.
When was Sun Ketch built?
Public sources place construction around 1997 to 1998. Confirm the exact build year for any specific home with the listing and the property record.
What home sizes are at Sun Ketch?
Floor plans run roughly 1,086 to 1,604 square feet across two- and three-bedroom layouts, with one- and two-car garages. Confirm the exact square footage and floor plan for any specific listing.
What amenities does Sun Ketch have?
Amenities are modest and maintenance-light, centered on a community pool and the shared grounds, with screened patios and brick pavers on the homes and some overlooking a pond. Confirm the current amenities with the association.
What do the HOA dues include?
Reported dues run roughly $207 to $240 per month. Where bundled, dues typically cover the pool, the shared grounds, and commonly some exterior maintenance for townhomes. Confirm the exact dues, inclusions, and reserve picture with the association before you offer.
Does Sun Ketch have a downstairs master?
A downstairs master bedroom is a popular feature in this community and appeals to buyers who want to avoid stairs to the primary suite. Confirm whether a specific home has this layout with the listing.
Are pets allowed at Sun Ketch?
Public sources indicate pets are allowed under the association rules, but pet policies and any restrictions are set by the association and change over time. Confirm the current pet policy with the association before buying.
Can I rent out a home at Sun Ketch?
Townhome communities can carry a rental mix, but leasing rules and minimum lease terms are set by the association and change over time. Confirm the current rental rules and the owner-occupancy ratio before buying, especially if you plan to lease or need financing.
Does Florida’s tightened reserve law affect Sun Ketch?
Florida’s condo and community-association reforms, including HB 913 effective July 1, 2025, strengthened reserve and inspection requirements statewide, with the most weight on older buildings. Ask the association where it stands on its reserve study and any fee or assessment impact.
Is Sun Ketch in a flood zone?
Oldsmar sits at the north end of Old Tampa Bay, so flood exposure varies by building and elevation. Always run the FEMA flood zone and a flood and windstorm insurance quote for the exact home during diligence.
Is Sun Ketch a good investment?
It offers maintenance-light townhome living in Oldsmar near Tampa Road, but it is a late-1990s community with HOA dues, reserve obligations, and a possible rental mix that affect financing and carrying cost. As with any older townhome, the reserves and insurability drive the outcome, and this is not a guarantee of future value.
Who is the best real estate agent for Sun Ketch Townhomes at Cypress Lakes?
The best agent for Sun Ketch Townhomes at Cypress Lakes is one who actively works Oldsmar and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sun Ketch Townhomes at Cypress Lakes.
How do I find a top Oldsmar real estate agent who knows Sun Ketch Townhomes at Cypress Lakes?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sun Ketch Townhomes at Cypress Lakes and the wider Oldsmar area.
Can Momentum Realty connect me with an agent for Sun Ketch Townhomes at Cypress Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sun Ketch Townhomes at Cypress Lakes purchase or sale — no call center and no pressure.
The Verdict

Should you buy in Sun Ketch?

An honest fit check. We will tell you when it is not your community.

Buyers who want a maintenance-light townhome in Oldsmar near Tampa RoadExcellent fit
Buyers who value a downstairs master, a screened paver patio, and a community poolExcellent fit
Buyers comfortable reading an HOA budget, reserve study, and rulesExcellent fit
Buyers who will verify the rental ratio and financing before offeringExcellent fit
Buyers who will quote flood and windstorm for the specific buildingExcellent fit
Buyers who want a large detached single-family home with a big yardProbably not
Anyone unwilling to budget for HOA dues and possible reserve assessmentsProbably not
Buyers who need high owner-occupancy for financing without checkingProbably not
Buyers who want to avoid flood and windstorm questions near Old Tampa BayProbably not
Buyers expecting uniform value across every home and viewProbably not

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Thinking about hiring an agent here? How to find the best real estate agent in Sun Ketch Townhomes at Cypress Lakes — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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