Sunterrace At The Gardens in Palm Beach Gardens

Sunterrace At The Gardens
Homes for Sale in Palm Beach Gardens, FL

All 656 homes for sale in Palm Beach Gardens, FL · median $848,750 · 131 townhomes for sale in Palm Beach Gardens · Palm Beach County homes for sale

Community in Palm Beach Gardens · Palm Beach County · ZIP 33403
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True comps, carrying-cost math, and listings before the portals.

Photo via Beaches MLS

Built fromLive Beaches MLS data19 years of closingsUpdated twice daily

Homes listed or recently sold were built 1990–1990; 4 of 4 report an HOA (median $517/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). As of October 2026, the MLS records 62 closed sales in Sunterrace At The Gardens in Palm Beach Gardens, FL since 2007, the most recent in August 2026. Recorded prices since 2024 ran from $260,000 to $360,000 (median $340,000), on homes of 1,200 to 1,200 sq ft. Across Palm Beach Gardens as a whole, 757 homes closed in the last 12 months at a median of $912,500, 56 median days on market, with 590 homes for sale today. At that median and Palm Beach County's FY2025-26 rate of 18.72 mills, annual property tax runs about $6,360 ($5,590 with the full homestead exemption).

Last 30 days in Sunterrace At The Gardens: 3 new listings (median asking $357,999). As of October 17, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Sunterrace At The Gardens Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 4 a year

Homes For Sale Right Now in Sunterrace At The Gardens

Live MLS inventory for Sunterrace At The Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sunterrace At The Gardens listings as of 2026-10-17, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sunterrace At The Gardens sits in Palm Beach Gardens with essentially no recent transaction visibility—we have zero recorded closings in the current data window. That makes price discovery difficult and means any listing you see will need to be evaluated on its own merits rather than against a neighborhood comp baseline.

Without closings data or identified community amenities in the MLS record, you're working with location and the individual property. Palm Beach Gardens carries name recognition and infrastructure, but this pocket requires extra diligence: confirm what the HOA delivers, verify any promised amenities, and understand you're buying the home and the address more than a defined community experience.

Nearby homes for sale

No active listings inside Sunterrace At The Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

9041 SUN TERRACE Circle #A
$358K · 0.0 mi away
2 bd · 2 ba · 1,200 sqft
9041 SUN TERRACE Circle #A
Listed by Open to Close Realty
9197 Sun Terrace Circle #A
$370K · 0.1 mi away
2 bd · 2 ba · 1,200 sqft
9197 Sun Terrace Circle #A
Listed by Coldwell Banker Realty
9181 SUN TERRACE Circle #A
$335K · 0.1 mi away
2 bd · 2 ba · 1,200 sqft
9181 SUN TERRACE Circle #A
Listed by Luxury Real Estate Group LLC
3902 Harwood Street
$400K · 0.4 mi away
2 bd · 2 ba · 1,352 sqft
3902 Harwood Street
Listed by Proven Realty, LLC
1092 Bedford Avenue
$655K · 0.4 mi away
3 bd · 2 ba · 1,577 sqft
1092 Bedford Avenue
Listed by Landmark Investments & Real Estate
1081 Bedford Avenue
$655K · 0.4 mi away
3 bd · 2 ba · 1,552 sqft
1081 Bedford Avenue
Listed by Jupiter Coastal Properties Inc

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A Palm Beach Gardens address with limited recent market activity and no community amenities flagged in MLS records; you're buying the home itself and the city location, not a resort-style subdivision.

BeachesMLS sales records identify 39 homes in Sunterrace At The Gardens that have changed hands since 2008, built between 1990 and 1990 (median 1990), with a median living area of about 1,200 sq ft and a typical 2-bedroom, 2-bath layout; 95% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who prioritize Palm Beach Gardens location and are comfortable evaluating individual homes without a strong neighborhood amenity package.
  • Investors or second-home buyers looking for a lower-HOA Palm Beach County entry point and willing to comp across the wider city market.
  • Buyers who prefer fewer community rules and are prepared to create their own resale narrative when the time comes.

Probably not for

  • Buyers expecting clubhouse, pool, or tennis access as part of the HOA package.
  • First-time buyers who need recent, tight comps to validate their offer and feel secure in the purchase.
  • Sellers counting on a strong community brand or thick recent sales data to drive pricing—your home will need to compete on its own condition and features.

The market around Sunterrace At The Gardens

Sunterrace At The Gardens is too small for its own price trend, so here is the market around it.

In ZIP 33403, 97 homes are on the market and 28% are under contract — a steady corner of Palm Beach Gardens.

Across Palm Beach County, 10,140 homes are active and 3,201 pending (24% under contract).

In ZIP 33403 (Palm Beach Gardens), 149 homes closed in the last 12 months at a median of $478K ($321/sq ft), up 5.2% year over year, with a median 36 days on market. Right now 28 active and 12 pending listings put supply at about 3.5 months — a healthy market. See the live ZIP 33403 housing market and the Palm Beach County market.

ZIP and county figures describe the wider market, not Sunterrace At The Gardens specifically. Momentum Research analysis of MLS records.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Allamanda · Elementary
  • Howell L. Watkins · Middle
  • Palm Beach Gardens · High

Zoned schools reflect the assignments reported on recent Sunterrace At The Gardens listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Sunterrace At The Gardens address.

If we were buying in Sunterrace At The Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunterrace At The Gardens.

Best Buy
Buyers who value location over amenities and are comfortable doing property-level diligence without a thick comp file.
Biggest Risk
Resale visibility is low; you will need to create your own comp story when it is time to sell.
Sweet Spot
A well-maintained home priced against comparable Palm Beach Gardens properties, not aspirational neighborhood branding.
Avoid If
You want turn-key community amenities or need recent comps to feel confident in your offer.

What you're actually pricing

Sunterrace At The Gardens does not present the typical South Florida bundled-amenity story. There are no identified pools, clubhouses, or tennis courts surfacing in current listings, and the lack of recent closings means we can't establish a pricing band or condition premium from neighbor sales. You are evaluating each home in isolation.

That puts the burden squarely on the individual property: condition, lot, updates, and how it compares to the broader Palm Beach Gardens market. The city itself offers shopping, dining, medical infrastructure, and proximity to the coast, but the community layer here is thin to nonexistent in the data.

For buyers, this means lower HOA expectations but also lower certainty about resale comps and neighborhood trajectory. For sellers, it means your home must stand on its own features and the Palm Beach Gardens ZIP code—there is no community brand doing marketing work for you.

“

The location and the amenities are priced into every listing in Sunterrace At The Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In communities with sparse transaction history and minimal MLS amenity data, you need a broker who will pull tax records, dig into HOA financials, and comp against the wider Palm Beach Gardens market—not just hand you a CMA with two stale comparables. We treat thin-data neighborhoods as research projects, not form letters, and we will tell you when a listing is priced against hope rather than evidence.

Sunterrace At The Gardens in 15 seconds.

Best forBuyers who value location over amenities and are comfortable doing property-level diligence without a thick comp file.
Biggest advantagePalm Beach Gardens address and infrastructure without resort-HOA fees or dense neighborhood rules.
Biggest riskResale visibility is low; you will need to create your own comp story when it is time to sell.
Sweet spotA well-maintained home priced against comparable Palm Beach Gardens properties, not aspirational neighborhood branding.
Avoid ifYou want turn-key community amenities or need recent comps to feel confident in your offer.

What it really costs to own in Sunterrace At The Gardens

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,946/yr across 4 listings here (MLS tax records, 2026-10-18).
HOA duesMedian $517/month across 40 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1990 across 4 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,075/month (tax $412, HOA $517, insurance $146). An estimate from the sources above, not a quote.

Email me new listings in Sunterrace At The Gardens

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Sunterrace At The Gardens

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sunterrace At The Gardens will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Sunterrace At The Gardens homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Sunterrace At The Gardens.
In short
  • HOA dues reported around $517/month (about $6,204/yr) · median of 40 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $517 per month ($6,204 a year) — the median AssociationFee across 40 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunterrace At The Gardens sales matched to your home.

What is your Sunterrace At The Gardens home worth?

Get a no-obligation home value based on real comparable sales in Sunterrace At The Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Beach Gardens →

Real comps, not an automated estimate.
Buyers who prioritize Palm Beach Gardens location and are comfortable evaluating individual homes without a strong neighborhood amenity package.Excellent fit
Investors or second-home buyers looking for a lower-HOA Palm Beach County entry point and willing to comp across the wider city market.Excellent fit
Buyers who prefer fewer community rules and are prepared to create their own resale narrative when the time comes.Excellent fit
Buyers expecting clubhouse, pool, or tennis access as part of the HOA package.Probably not
First-time buyers who need recent, tight comps to validate their offer and feel secure in the purchase.Probably not
Sellers counting on a strong community brand or thick recent sales data to drive pricing—your home will need to compete on its own condition and features.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 17, 2026)
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2007 (62 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Sunterrace At The Gardens

Development, infrastructure, retail, and school activity affecting Sunterrace At The Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Development

    Palm Beach County approves $26M deal for 400-room second convention center hotel

    Palm Beach County commissioners voted 6-1 to approve a $26 million deal with Related Ross for a 400-room hotel on land adjacent to the county convention center in downtown West Palm Beach. The county would buy the property and lease it back to the developer, and officials estimate about 650 permanent jobs, including roughly 255 hotel jobs. Construction could finish within three years.

    What it may mean for the marketAdds hotel capacity and several hundred permanent jobs next to the downtown convention district, supporting nearby dining and retail demand. The site is about 9 miles east of Sunterrace At The Gardens.

    Source: WPTV
  2. September 2026
    Infrastructure

    Palm Beach County approves one-year moratorium on large data centers in unincorporated areas

    County commissioners unanimously approved the pause on September 24 after a first reading on August 27. It covers new applications for facilities expected to draw 50 megawatts or more at peak demand, with related parcels counted together. The pause lasts one year or until permanent rules are adopted.

    What it may mean for the marketPauses large power-intensive facilities in unincorporated areas while permanent rules are written, which affects industrial land use and grid demand planning. The site is about 9 miles east of Sunterrace At The Gardens.

    Source: Find Cheap Broadband
  3. September 2026
    Parks & Amenities

    $280M Palm Beach County parks bond on November ballot would fund fieldhouse, new parks and upgrades

    The $280 million bond on the November 3 ballot would be repaid at 5 cents per $1,000 of taxable value over 20 years. Projects include a multisport fieldhouse at Okeeheelee Park, a 125-acre off-highway-vehicle complex near 20-Mile Bend, a 136-acre Sansbury Way Park and a 90-acre Lantana District I Park. The project list may change.

    What it may mean for the marketIf approved, the bond would add and upgrade county recreation amenities, including indoor sports space near Okeeheelee Park. The site is about 5 miles southeast of Sunterrace At The Gardens.

    Source: Stet News
  4. September 2026
    Civic

    Palm Beach County puts $175M library bond on November 3 ballot to replace Main Library

    Voters will decide on November 3 whether to authorize a $175 million library bond. It would fund a roughly $150 million, 150,000-square-foot replacement for the 1972 Main Library on Summit Boulevard, renovations at 18 branches and completion of a 19th branch in Hypoluxo. The bond needs a simple majority.

    What it may mean for the marketIf approved, the bond would upgrade public library facilities across the county's library taxing district and add a branch in Hypoluxo. The site is about 7 miles southeast of Sunterrace At The Gardens.

    Source: Hoodline
  5. July 2026
    Market

    Palm Beach County Total Home Sales Jump for 10th Consecutive Month

    Palm Beach County total home sales rose 22.3% year-over-year in June 2026 to 2,456 transactions, with total dollar volume up 53.90% to $2.7 billion. The single-family median sale price increased to $700,000 and the condominium median rose to $325,000.

    What it may mean for the marketRising sales volume and median prices signal strengthening demand and higher valuations across the Palm Beach County housing market. The site is about 9 miles east of Sunterrace At The Gardens.

    Source: MIAMI REALTORS
  6. July 2026
    Development

    The Berkeley Palm Beach Breaks Ground at 550 South Australian Avenue in West Palm Beach

    The Berkeley Palm Beach broke ground on a 25-story tower with 193 condominium residences at 550 South Australian Avenue overlooking Clear Lake, developed by Al Adelson with Arquitectonica as designer. Sales have exceeded $120 million and completion is anticipated in 2029.

    What it may mean for the marketA new 25-story condominium tower adds high-end for-sale housing supply to the downtown West Palm Beach market and continues vertical development along the Clear Lake waterfront. The project is about 8 miles east of Sunterrace At The Gardens, elsewhere in Palm Beach County.

    Source: Florida YIMBY

Development alerts for Sunterrace At The GardensGet a short monthly email when something new is approved, funded, or opens near Sunterrace At The Gardens.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Housing distress & ownership in Sunterrace At The Gardens, Palm Beach Gardens

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-10-17)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Sunterrace At The Gardens with Momentum Realty’s local guides.

GGoolsby0.1 mi away · 89 homes, built 1958–90GGoolsby0.1 mi away · 107 homes, built 1958–91Lake Catherine0.2 mi away · 301 homes, built 1990–93, 7 for saleOPOctober Park0.3 mi away · 109 homes, built 1961–07EEElmwood Estates0.4 mi away · 45 homes, built 1976–87PPbg0.5 mi awayPVParkway Village0.6 mi away · median $337K, 11 sales/12 mo

Browse all neighborhood guides →

Common questions about Sunterrace At The Gardens

Where is Sunterrace At The Gardens?

Sunterrace At The Gardens is a community in Palm Beach Gardens, Palm Beach County, Florida, ZIP 33403.

Are there homes for sale in Sunterrace At The Gardens right now?

No active listings inside Sunterrace At The Gardens at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Sunterrace At The Gardens have an HOA or CDD?

No HOA is on record for Sunterrace At The Gardens in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Sunterrace At The Gardens? 1 recorded closings (window ending 2026-09-20). See the Palm Beach County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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