Temple Terrace Riverside Subdi
Homes for Sale in Temple Terrace, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by condition and vintage more than anything else. With a median build year of 1958 and a stock stretching from 1926 to 2024, the median of $400,000 sits on top of an enormous spread of finishes — a restored older home and a tired original on the same block will not trade for the same money. At roughly $238 per square foot against a median living area just over 2,100 square feet, you are paying for older bones with room to work, not turnkey uniformity.
Market posture is patient. A median 68 days on market is slow by current Florida standards, and prices are off about 1.2% year over year — a soft, flat drift rather than a decline you need to flee. For buyers, that means time to inspect and negotiate; the pace does not reward panic. For sellers, it means condition and correct pricing carry the deal, because nothing is selling on urgency alone.
Temple Terrace Riverside Subdi right now
🟡 Off the recent peak. The trailing-12-month median ($400K) is down 1.2% from the prior 12 months ($405K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (11 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Temple Terrace Riverside Subdi right now
🟡 Off the recent peak. The trailing-12-month median ($400K) is down 1.2% from the prior 12 months ($405K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (11 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Temple Terrace Riverside Subdi market snapshot (as of July 15, 2026): the median sale price is about $400K ($238 per sq ft over the trailing 12 months of closed sales), and a median 68 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (11 closings in the current window).
Temple Terrace Riverside Subdi is a community of 590 homes in Temple Terrace, Hillsborough County, built between 1926 and 2024 (median 1958.0), with a median living area of about 2,102 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is an established, slow-turning pocket of Temple Terrace where the housing stock spans nearly a century, so the real work is reading each individual home rather than the neighborhood average. The high homestead share — roughly 80% — signals a community of long-term owners, which keeps inventory measured and turnover deliberate.
Who Temple Terrace Riverside Subdi is best for.
Best for
- Long-hold buyers who value an established location and plan to stay put
- Renovation-minded buyers with a budget set aside for updating an older home
- Buyers who want negotiating room and are not racing a competing offer
Probably not for
- Buyers who need move-in-ready, consistently updated inventory
- Anyone prioritizing a quick flip or fast appreciation in a low-turnover market
- Buyers uncomfortable carrying the maintenance risk of mid-century-era construction
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the -1.2% one-year change.
Windows contain 0 to 14 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Temple Terrace Riverside Subdi buying strategy.
If we were buying in Temple Terrace Riverside Subdi today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Temple Terrace Riverside Subdi.
An older-home market that rewards homework
With only 11 closings in the window across 590 homes, this is a thin, low-velocity market. That scarcity of comparable sales makes pricing an art here — a single unusual sale can distort the picture, so the median is a starting point, not a rule. The vintage range from 1926 to 2024 tells you infill and renovation coexist with original homes, and the gap between them shows up directly in price per square foot.
The practical implication: budget for the building, not just the purchase. Homes clustered around the 1958 median era carry the systems, roofs, and layouts of their time, and the value you capture is largely a function of what has been updated. Inspect hard, price the deferred work, and treat the median living size just over 2,100 square feet as a midpoint in a wide field, not a norm you will find everywhere.
The location and the amenities are priced into every listing in Temple Terrace Riverside Subdi. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Temple Terrace Riverside Subdi buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.6). Basis: Recent Direction -1.2% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 98.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin and this varied by vintage, the average number tells you almost nothing about the house in front of you. We underwrite each property on its own condition, updates, and comparable pool — small as that pool is — so you are negotiating from the actual asset rather than a headline median. On the sell side, we price to condition and prepare for a longer runway, because at 68 days the deal is won on presentation and accuracy, not urgency.
Temple Terrace Riverside Subdi in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Temple Terrace Riverside Subdi buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Temple Terrace Riverside Subdi sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Temple Terrace Riverside Subdi, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Temple Terrace Riverside Subdi home worth?
Get a no-obligation home value based on real comparable sales in Temple Terrace Riverside Subdi, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Temple Terrace Riverside Subdi?
How long do homes in Temple Terrace Riverside Subdi take to sell?
How many homes are in Temple Terrace Riverside Subdi?
What share of Temple Terrace Riverside Subdi is owner-occupied?
When were the homes in Temple Terrace Riverside Subdi built?
Do cash buyers compete in Temple Terrace Riverside Subdi?
Who is the best real estate agent for Temple Terrace Riverside Subdi?
How do I find a top Temple Terrace real estate agent who knows Temple Terrace Riverside Subdi?
Can Momentum Realty connect me with an agent for Temple Terrace Riverside Subdi?
Should you buy in Temple Terrace Riverside Subdi?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (10 streets, ZIP 33617)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (61 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
22% of homes for sale in ZIP 33617 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the -1.2% one-year change.
Windows contain 0 to 14 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (10 streets, ZIP 33617)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (61 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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