Aerial view of Temples

Temples
Homes for Sale in Starke, FL

All 35 homes for sale in Starke, FL · median $347,500 · 50 homes for sale in 32091 · Bradford County homes for sale

Community in Starke · Bradford County · ZIP 32091
54 homesBuilt 1903–2022
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · Temples Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
51%
Owner-occupied · Temples
31 of 61 parcels homesteaded (FL DOR 2025)
49%
Non-owner-occupied · Temples
incl. 23% trust or LLC-held · 7% out-of-state
54
Homes in the community
plus 7 vacant residential lots · 61 residential parcels (FL DOR 2025)
Track record · 19 years of records
9
Recorded sales · 2024-2025
median $77K · qualified sales on the county roll (FL DOR 2025)
Est. 1903
Community established
homes built 1903-2022, median 1946 (FL DOR 2025)
3.7%/yr
Turnover rate
about 2 of 54 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Temples is a condition-driven market. With a housing stock spanning from 1903 to 2024 and a median build year of 1963, price here is set far more by what shape a given home is in than by any neighborhood floor or ceiling. The median sits at $80,000 and the median price per square foot at roughly $71 — numbers that tell you renovation status, systems age, and lot specifics do most of the work when a home trades.

Posture is patient. Median days on market runs to 63, well past the quick-turn pace you see in hotter Northeast Florida submarkets, so sellers should price to condition and expect a longer clock. For buyers, that same slack is leverage — there is time to inspect an older home properly and negotiate on what you find rather than bidding against a clock.

Nearby homes for sale

No active listings inside Temples right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

403 N WALNUT Street
$240K · 0.3 mi away
4 bd · 3.5 ba · 2,949 sqft
403 N WALNUT Street
Listed by ANCHOR REALTY FLORIDA
620 GLENDALE Street
$238K · 0.3 mi away
2 bd · 2 ba · 1,125 sqft
620 GLENDALE Street
Listed by CW REALTY
1206 RAIFORD Road
$450K · 0.7 mi away
4 bd · 2 ba · 2,410 sqft
1206 RAIFORD Road
Listed by JULIE MORROW PREMIER REALTY INC
606 W MARKET Road
$575K · 1.0 mi away
4 bd · 2.5 ba · 2,716 sqft
606 W MARKET Road
Listed by CW REALTY
2763 MORTIMER Way
$355K · 1.0 mi away
3 bd · 2 ba · 1,612 sqft
2763 MORTIMER Way
Listed by FAULKNER REALTY, INC.
604 W MARKET Road
$137K · 1.1 mi away
2 bd · 2 ba · 1,688 sqft
604 W MARKET Road
Listed by FAULKNER REALTY, INC.

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Temples is a small, older-stock pocket of Starke in Bradford County where the median home is a modest 1,305 square feet and the age range is wide enough that no two houses are truly comparable. Just under half of homes carry a homestead exemption, a sign of a market that mixes long-held owner-occupied houses with property that turns over.

realMLS (Northeast Florida) sales records identify 12 homes in Temples that have changed hands since 2007, built between 1930 and 2026 (median 1948), with a median living area of about 1,070 sq ft and a typical 3-bedroom, 1-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Temples across 2024–2025 (8 in 2024, 1 in 2025), median $77,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Value-focused buyers with a modest budget who can look past the median to an individual home's condition
  • Renovators or hands-on owners willing to invest in an older, smaller house and its systems
  • Long-hold buyers who want a low entry cost and are not counting on a quick flip

Probably not for

  • Buyers who need move-in-ready, newer construction with modern systems
  • Anyone requiring a fast purchase and resale on a tight timeline
  • Buyers who want a large-square-footage home or predictable, average-driven pricing

The market around Temples

Temples is too small for its own price trend, so here is the market around it.

In ZIP 32091, 57 homes are on the market and 14% are under contract — a slower corner of Starke.

Across Bradford County, 92 homes are active and 19 pending (17% under contract).

In ZIP 32091 (Starke), 95 homes closed in the last 12 months at a median of $358K ($191/sq ft), up 38.8% year over year, with a median 49 days on market. Right now 1 pending listings — a healthy market. See the live ZIP 32091 housing market and the Bradford County market.

ZIP and county figures describe the wider market, not Temples specifically. Momentum Research analysis of MLS records.

If we were buying in Temples today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Temples.

Best Buy
Buyers comfortable with older homes and the diligence they require.
Biggest Risk
A thin market of older stock means condition and comps vary sharply house to house.
Sweet Spot
A sound, updated home in the compact-square-footage range that most inventory here occupies.
Avoid If
You need a turnkey, newer home or a fast, predictable resale.

An older stock where condition is everything

The century-plus spread between the oldest and newest homes is the single most important thing to understand here. A median year built of 1963 means most of what you tour predates modern electrical, plumbing, and insulation standards, and the newer builds scattered in are the exception, not the rule. Two homes on the same block can be worlds apart on roof, systems, and finish, which is exactly why the median price tells you the middle and almost nothing about any specific address.

At a 1,305-square-foot median, these are compact homes, and the roughly $71 per square foot median reflects that older, smaller profile. With 60 homes in the snapshot and only a handful of recent closings, this is a thin market — one where a single well-renovated or badly deferred sale can move the comps. Do your diligence on the individual house; the neighborhood average will not do it for you.

“

The location and the amenities are priced into every listing in Temples. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin and this condition-dependent rewards local reading over algorithms. We walk older homes with a clear eye on what the roof, systems, and structure will actually cost, price to real condition rather than a broad average, and use the longer days-on-market window as room to negotiate instead of a reason to panic. When a listing here is wrong for you, we say so.

Temples in 15 seconds.

Best forBuyers comfortable with older homes and the diligence they require.
Biggest advantageA low median and a slow clock give patient buyers real leverage.
Biggest riskA thin market of older stock means condition and comps vary sharply house to house.
Sweet spotA sound, updated home in the compact-square-footage range that most inventory here occupies.
Avoid ifYou need a turnkey, newer home or a fast, predictable resale.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Temples homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Temples.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Temples sales matched to your home.

What is your Temples home worth?

Get a no-obligation home value based on real comparable sales in Temples, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Starke →

Real comps, not an automated estimate.

Recently off market in Temples

Homes in Temples that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bradford County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,508/mo
Bradford County typical true cost to own
$86/mo
Bradford County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Temples?
The Florida DOR 2025 assessment roll shows 54 homes plus 7 vacant residential lots in Temples (public records).
What share of Temples is owner-occupied?
51% of Temples parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Temples built?
Homes in Temples were built between 1903 and 2022, with a median year built of 1946.0 (FL DOR 2025 roll).
Who is the best real estate agent for Temples?
The best agent for Temples is one who actively works Starke and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Temples.
How do I find a top Starke real estate agent who knows Temples?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Temples and the wider Starke area.
Can Momentum Realty connect me with an agent for Temples?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Temples purchase or sale - no call center and no pressure.
Where is Temples, and what county is it in?
Temples is in Starke, Bradford County, FL, ZIP 32091.
Value-focused buyers with a modest budget who can look past the median to an individual home's conditionExcellent fit
Renovators or hands-on owners willing to invest in an older, smaller house and its systemsExcellent fit
Long-hold buyers who want a low entry cost and are not counting on a quick flipExcellent fit
Buyers who need move-in-ready, newer construction with modern systemsProbably not
Anyone requiring a fast purchase and resale on a tight timelineProbably not
Buyers who want a large-square-footage home or predictable, average-driven pricingProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32091))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2007 (18 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Temples? 2 recorded closings (window ending 2026-10-01). See the Bradford County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Temples with Momentum Realty’s local guides.

Bradford Villas0.0 mi awayLCLt Co0.2 mi awayKnights0.3 mi away · 58 homes, built 1903–07Orig Town Of Starke0.3 mi awayStarke Starke Bradford0.3 mi away · median $280K, 15 sales/12 moVSVerifying Subd0.3 mi away · median $328K, 3 sales/12 moWhite Acres0.3 mi away

Browse all neighborhood guides →

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