The Habitat
Homes for Sale in Middleburg, FL
All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MOMENTUM REALTY · via realMLS
Over the 12 months ending 2026-10-01, 5 recorded sales closed at a median of $220,000, $191 per square foot, a median 64 days on market, sellers accepting 100% of original asking (-10% versus the prior year). Homes listed or recently sold were built 1988–1993; 5 of 5 report an HOA (median $19/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 26 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $3,310 ($2,720 with the full homestead exemption).
The Habitat right now
🔴 Off the recent peak. The trailing-12-month median ($220K) is down 10.2% from the prior 12 months ($245K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside The Habitat right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
The Habitat market snapshot (as of October 1, 2026): the median sale price is about $220K ($191 per sq ft over the trailing 12 months of closed sales), and a median 64 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).
In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
County records show 14 qualified sales in The Habitat across 2024–2025 (12 in 2024, 2 in 2025), median $254,300 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
The Habitat is a community of 160 homes in Middleburg, Clay County, built between 1986 and 1995 (median 1992.0), with a median living area of about 1,272 square feet. 46% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of The Habitat. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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The HabitatPhotos from realMLS listings in The Habitat; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($220K) IS the median in the snapshot above, and the move from 2025 ($245K) IS the -10.2% one-year change.
Windows contain 0 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
28% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
The Habitat Market Scorecard
The Habitat is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in The Habitat, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Habitat on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at The Habitat
- Playground · reported on 2 of 4 listings
- Management - Off Site · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The The Habitat buying strategy.
If we were buying in The Habitat today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Habitat.
A closer look at the The Habitat market
At a median of $191 per square foot, The Habitat prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 10% year over year. Homes that do trade take a median 64 days on market, useful leverage on any listing that has lingered.
The housing stock is 160 homes built between 1986 and 1995, and 46% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in The Habitat. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in The Habitat buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -10.2% year-over-year; Owner Commitment 46% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Habitat buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Habitat sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Habitat, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Habitat home worth?
Get a no-obligation home value based on real comparable sales in The Habitat, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Recently off market in The Habitat
Homes in The Habitat that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1841 Yukon Court · off market
Frequently Asked Questions
What is the median home price in The Habitat?
How long do homes in The Habitat take to sell?
How many homes are in The Habitat?
What share of The Habitat is owner-occupied?
When were the homes in The Habitat built?
Who is the best real estate agent for The Habitat?
How do I find a top Middleburg real estate agent who knows The Habitat?
Can Momentum Realty connect me with an agent for The Habitat?
Where is The Habitat, and what county is it in?
How far is The Habitat from downtown Jacksonville and the beach?
Is The Habitat a good place to live?
How many homes has Momentum Realty sold in The Habitat?
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2016 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how The Habitat fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near The Habitat with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for The Habitat. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).