Aerial view of Country Pines

Country Pines
Homes for Sale in Middleburg, FL

Community in Middleburg · Clay County · ZIP 32068
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data24 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Country Pines is a small, established pocket in Middleburg — just 35 homes built between 1978 and 1999, with a median build year of 1981. At that age and scale, price here is driven far less by the address and far more by condition: what has been updated, what still wears its original finishes, and how the lot has been maintained. Expect a wide spread between the turnkey and the deferred-maintenance listings, because the sqft is fairly consistent (median around 1,600) and condition is the real variable.

The 86.5% homestead share tells you this is a lived-in, owner-occupied enclave rather than an investor churn. That usually means fewer listings hit the market at once and the ones that do reflect real move decisions, not flips. For a buyer, patience matters — inventory is thin. For a seller, the small comp set means your updates and presentation carry outsized weight in setting the number.

The 60-Second Overview

Country Pines is a compact, mature neighborhood of 35 homes in Middleburg, Clay County — small enough that each sale meaningfully shapes the comps, and old enough that condition, not square footage, sets the price.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a modest, practical single-family home around 1,600 square feet and will do the inspection homework on an older build.
  • Owner-occupants planning to stay a while who value a stable, high-homestead neighborhood over churn.
  • Renovation-minded buyers willing to trade original finishes for a lower condition-driven entry into Middleburg.

Probably not for

  • Buyers set on new or near-new construction with current roofs, HVAC, and finishes.
  • Investors chasing quick flips — turnover here is low and inventory is thin.
  • Anyone who needs a large slate of listings to compare at any given moment.

The market around Country Pines

Country Pines is too small for its own price trend, so here is the market around it.

In ZIP 32068, 455 homes are on the market and 29% are under contract — a steady corner of Middleburg.

Across Clay County, 1,286 homes are active and 456 pending (26% under contract).

ZIP and county figures describe the wider market, not Country Pines specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Country Pines, Middleburg

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Country Pines today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Country Pines.

Best Buy
Buyers who want an established Middleburg pocket and are comfortable evaluating older homes on their merits.
Biggest Risk
At a median build year of 1981, aging systems and deferred maintenance are the central pricing variable.
Sweet Spot
A well-updated home near the 1,600-sqft median where the seller can document recent work.
Avoid If
You need move-in-perfect new construction or a large, fast-moving selection to choose from.

A small, condition-driven pocket

With homes built from 1978 to 1999 and a median build year of 1981, most of Country Pines has aged past the point where original systems — roofs, HVAC, plumbing, electrical — should be assumed current. The homes cluster around 1,600 square feet, so the floor plans tend to be practical single-family layouts rather than sprawling or fussy ones. The buyer's job here is inspection diligence; the seller's job is documenting what has already been replaced.

The 86.5% homestead share signals stability and low turnover. That keeps the neighborhood quiet on the listing front but also means comps can be sparse and dated, which makes accurate pricing more art than formula. Real-time reads on active and recently sold inventory matter more here than in a larger, faster-moving subdivision.

The location and the amenities are priced into every listing in Country Pines. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 35-home neighborhood, a single mispriced comp can distort the whole picture. We track Country Pines at the listing level, weigh condition against the median finishes, and price to the real market rather than to a formula — whether you are trying to buy into a thin inventory or stand out in a small seller pool.

Country Pines in 15 seconds.

Best forBuyers who want an established Middleburg pocket and are comfortable evaluating older homes on their merits.
Biggest advantageHigh owner-occupancy and low turnover make for a stable, lived-in community.
Biggest riskAt a median build year of 1981, aging systems and deferred maintenance are the central pricing variable.
Sweet spotA well-updated home near the 1,600-sqft median where the seller can document recent work.
Avoid ifYou need move-in-perfect new construction or a large, fast-moving selection to choose from.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Country Pines sales matched to your home.

What is your Country Pines home worth?

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Real comps, not an automated estimate.
Buyers who want a modest, practical single-family home around 1,600 square feet and will do the inspection homework on an older build.Excellent fit
Owner-occupants planning to stay a while who value a stable, high-homestead neighborhood over churn.Excellent fit
Renovation-minded buyers willing to trade original finishes for a lower condition-driven entry into Middleburg.Excellent fit
Buyers set on new or near-new construction with current roofs, HVAC, and finishes.Probably not
Investors chasing quick flips — turnover here is low and inventory is thin.Probably not
Anyone who needs a large slate of listings to compare at any given moment.Probably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2002 (18 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Country Pines? See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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