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The Loft Downtown Condo in Miami

The Loft Downtown
Condos for Sale in Miami, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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Community in Miami · Miami-Dade County · ZIP 33132
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True comps, carrying-cost math, and listings before the portals.

Photo via MIAMI MLS

Built fromLive MIAMI MLS data8 years of closingsUpdated twice daily

As of October 2026, the Loft Downtown Condo in FL has 6 homes for sale and 1 pending, asking from $269,000 to $395,000 (median $305,000). Homes listed or recently sold were built 2005–2005; 7 of 7 report an HOA (median $874/mo).

Last 30 days in The Loft Downtown: 2 new listings (median asking $352,500), 1 under contract right now. As of October 20, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · The Loft Downtown Condo Housing Pulse MIAMI MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
22%
Under contract
Miami-Dade: 18% (3,367 of 18,681)
7 · 2
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 9 a year

Homes For Sale Right Now in The Loft Downtown Condo

Live MLS inventory for The Loft Downtown Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 28 daysTop listing
$395,000
2 bd · 2 ba · 1,078 sqft · built 2005
234 NE 3rd St 602, Miami, 33132
Listed by One Sotheby's International Realty
Active · 74 days
$380,000
2 bd · 2 ba · 1,185 sqft · built 2005
234 NE 3rd St 1007, Miami, 33132
Listed by LoKation
Active · 0 days
$309,999
1 bd · 1 ba · 784 sqft · built 2005
234 NE 3rd St 1204, Miami, 33132
Listed by Biscayne Real Estate LLC
Active · 40 days
$300,000
1 bd · 1 ba · 685 sqft · built 2005
234 NE 3rd Street 1403, Miami, 33132
Listed by Serhant
Active · 119 days
$295,000
1 bd · 1 ba · 685 sqft · built 2005
234 NE 3rd St 905, Miami, 33132
Listed by Keller Williams Realty Miami Beach
Active · 161 days
$269,000
1 bd · 1 ba · 738 sqft · built 2005
234 NE 3rd St 1106, Miami, 33132
Listed by The Keyes Company
Pending · 78 days
$275,000
1 bd · 1 ba · 625 sqft · built 2005
234 NE 3rd St UPH09, Miami, 33132
Listed by United Realty Group Inc

Active and pending The Loft Downtown Condo listings as of 2026-10-20, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2018 through 2025. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

The Loft Downtown Condo is one of those buildings where the MLS record itself is thin right now. Looking at the trailing two-month closing window, there simply is not enough recent transaction volume to draw a firm line on where price is settling, and no community amenities are showing up as tagged features in current listings. That does not mean nothing is happening at the building; it means the public data trail is sparse enough that pricing has to be built listing by listing rather than pulled from a clean trend line.

For a buyer or seller, that posture calls for more legwork than a typical condo comp pull. You want unit-level detail on condition, assessments, and any building documentation before treating a listing price as market truth. We would rather tell you the data is quiet than manufacture a number that is not there.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

The Loft Downtown Condo sits in Miami-Dade County with a current MLS record that shows very limited recent closed-sale activity and no amenities flagged on active listings, so this is a building where individual unit research matters more than area averages.

MIAMI REALTORS sales records identify 30 homes in THE LOFT DOWNTOWN Condo that have changed hands since 2006, built between 2005 and 2006 (median 2005), with a median living area of about 784 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who The Loft Downtown Condo is best for.

Best for

  • A buyer focused on downtown Miami-Dade location who is willing to evaluate a specific unit on its own merits
  • A buyer or investor comfortable requesting building financials and condition details directly rather than relying on published trend data
  • A seller prepared to price based on unit-level condition and direct comparables rather than an automated or building-wide estimate

Probably not for

  • A buyer who wants a building with a clearly listed, active amenity package
  • A buyer who wants to rely solely on recent closed-sale trend data before making an offer
  • A seller expecting a fast, high-volume comparable-sale market to set their price
The Area Market

The market around The Loft Downtown Condo

The Loft Downtown Condo is too small for its own price trend, so here is the market around it.

In ZIP 33132, 756 homes are on the market and 6% are under contract — a slower corner of Miami.

Across Miami-Dade County, 15,314 homes are active and 3,367 pending (18% under contract).

In ZIP 33132, 385 homes closed in the last 12 months at a median of $428K ($515/sq ft), down 5.1% year over year, with a median 84 days on market. Right now 444 active and 31 pending listings — a soft market. See the live ZIP 33132 housing market and the Miami-Dade County market.

ZIP and county figures describe the wider market, not The Loft Downtown Condo specifically. Momentum Research analysis of MLS records.

The Strategy

The The Loft Downtown Condo buying strategy.

If we were buying in The Loft Downtown Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Loft Downtown Condo.

The Quick Decision
Best Buy
A buyer or seller who wants direct, unit-specific research rather than a building-wide price trend.
Biggest Risk
The trailing sales data is too thin right now to price confidently off comparables alone.
Sweet Spot
Buyers comfortable doing extra diligence on a specific unit rather than leaning on aggregate market stats.
Avoid If
You need a building with a clear, active amenity list or a deep recent sales history to compare against.
The Deep Dive

A building with a quiet paper trail

Over the two-month closing window we track, The Loft Downtown Condo has not produced enough closed sales to support a reliable price trend, and the MLS feed does not surface a defined amenity package for the building. Neither fact is unusual for smaller or lower-turnover condo buildings in an urban core, but it does change how you should approach a purchase or listing decision here: comparable-sale math is going to be thinner and slower to update than in a high-volume building nearby.

What this means practically is that pricing here is set unit-by-unit rather than by a visible building-wide curve. Condition, floor, view, and any association-specific costs will carry more weight in the number than they would in a building with a deep, current sales history. Anyone evaluating this address should ask for building financials and recent comparable closings directly, rather than relying on a market snapshot alone.

“

The location and the amenities are priced into every listing in The Loft Downtown Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

In a building where the public MLS data is this limited, the value we add is direct legwork: pulling building financials, checking recent off-market and pocket activity, and pricing a unit against real condition rather than an averaged trend line that does not exist yet for this address.

The 15-Second Verdict

The Loft Downtown Condo in 15 seconds.

Best forA buyer or seller who wants direct, unit-specific research rather than a building-wide price trend.
Biggest advantageIts urban core Miami-Dade location, independent of any amenity package tied to the building itself.
Biggest riskThe trailing sales data is too thin right now to price confidently off comparables alone.
Sweet spotBuyers comfortable doing extra diligence on a specific unit rather than leaning on aggregate market stats.
Avoid ifYou need a building with a clear, active amenity list or a deep recent sales history to compare against.
Run Your Numbers

Tools for a The Loft Downtown Condo buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxMiami-Dade County millage and the homestead picture.Rent vs buyThe breakeven on owning in The Loft Downtown Condo.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Loft Downtown Condo sales matched to your home.

Selling in The Loft Downtown Condo

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in The Loft Downtown Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your The Loft Downtown Condo home worth?

Get a no-obligation home value based on real comparable sales in The Loft Downtown Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Loft Downtown Condo on the map →

Real comps, not an automated estimate.
The Verdict

Should you buy in The Loft Downtown Condo?

An honest fit check. We will tell you when it is not your community.

A buyer focused on downtown Miami-Dade location who is willing to evaluate a specific unit on its own meritsExcellent fit
A buyer or investor comfortable requesting building financials and condition details directly rather than relying on published trend dataExcellent fit
A seller prepared to price based on unit-level condition and direct comparables rather than an automated or building-wide estimateExcellent fit
A buyer who wants a building with a clearly listed, active amenity packageProbably not
A buyer who wants to rely solely on recent closed-sale trend data before making an offerProbably not
A seller expecting a fast, high-volume comparable-sale market to set their priceProbably not

Data sources & freshness

Live listingsMIAMI MLS, refreshed twice daily (last: October 20, 2026)
Under-contract sharesMIAMI MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2018 (85 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Every Home for Sale in The Loft Downtown Condo Right Now (7)

All 7 active and pending The Loft Downtown Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near The Loft Downtown with Momentum Realty’s local guides.

WAWaldorf Astoria Residences0.0 mi awayWAWaldorf Astoria Res Miami0.1 mi awayWAWaldorf Astoria Miami Res0.1 mi awayWAWaldorf Astoria Miami0.1 mi away2N227 Ne 2Nd Street Condo0.1 mi away · 2 for saleVizcayne South Condo0.1 mi away · median $392K, 21 sales/12 moYotelpad Miami0.1 mi away · 2 for sale

Browse all neighborhood guides →

What it really costs to own in The Loft Downtown Condos for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,740/yr across 7 listings here (MLS tax records, 2026-10-20).
HOA duesMedian $874/month across 7 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2005 across 7 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $1,427/month (tax $395, HOA $874, insurance $158). An estimate from the sources above, not a quote.

Email me new listings in The Loft Downtown Condos for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about The Loft Downtown Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works The Loft Downtown Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Thinking of selling in THE LOFT DOWNTOWN CONDO? 2 recorded closings (window ending 2026-09-20). See the Miami-Dade County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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