The Townhomes at Harbour Bay in Tampa

The Townhomes at
Harbour Bay Homes for Sale in Tampa, FL

Townhomes built around 2000 to 2001 · Hillsborough County · ZIP 33602

A gated turn-of-the-millennium townhome enclave on Harbour Island, the residential read for owner-occupiers who want a downtown-adjacent island address.

Harbour Island gatedBuilt around 2000Owner-occupier townhomes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small gated townhome community, so the honest read is the HOA, the reserves, the master insurance, and the Harbour Island flood and surge picture, not a citywide average. Confirm every line per unit and per the latest association documents.
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Unlock Off-Market The Townhomes at Harbour Bay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$1.00M
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$398/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Townhomes at Harbour Bay is a small gated townhome community on Harbour Island, not a sprawling master plan, so the read is a townhome read: attached residences built around 2000 to 2001 where the value drivers are the HOA financial health, the reserve funding, the master insurance line, and the specific unit, floor plan, and exposure, not a neighborhood average. As an island position just south of downtown it carries a real walkable-urban draw, but Harbour Island is a low-lying man-made island, so the FEMA flood zone, the storm-surge history, and the flood-insurance math are central diligence rather than footnotes. Florida condo and HOA safety rules now push associations toward structural reserve studies for buildings with shared structural elements, so the reserve and assessment picture has to be read from the current association documents. Your leverage is reading the HOA budget, the reserves, the master policy, and the island flood picture honestly before you fall for the address."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Townhomes at Harbour Bay market snapshot (as of June 25, 2026): the median sale price is about $1.0M ($398 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Stellar MLS data.

The Townhomes at Harbour Bay is a gated townhome community on Harbour Island in Tampa, the man-made island just south of the downtown core and the Tampa Riverwalk in Hillsborough County (multiple Tampa real estate community guides, 2026). Community listings describe it as a well-established enclave that dates back to around 1999, with construction completed roughly 2000 to 2001, so it reads as a turn-of-the-millennium build rather than new construction.

The residences are attached townhomes generally described as three-bedroom floor plans across several layouts, including a popular first-floor primary-suite plan, with sizes cited in roughly the 2,000 to 2,750 square foot range and two-car garages (community real estate guides, 2026). Confirm the exact size, bedroom and bath count, garage, and floor plan for any specific unit, since plans and finishes vary across the community.

Because this is a small attached-home community, the money is made or lost on the HOA and the unit, not on the address alone. The drivers are the monthly HOA dues, the reserve funding, the master insurance and what each owner must insure separately, and the specific unit floor plan, exposure, and condition, all of which have to be read from the current association documents and an insurance quote for the exact unit.

The pitch is a gated island address inside the urban core: the Tampa Riverwalk, Water Street, Sparkman Wharf, downtown, and the Selmon Expressway are all close, and Tampa International Airport is a manageable drive. The work is the diligence: read the budget and reserves, quote the insurance, and check the Harbour Island flood zone and surge history before you buy the location.

Best for

  • Owner-occupiers who want a gated, lock-and-leave townhome near downtown
  • Buyers who value an island address inside the Tampa urban core
  • Walkability buyers who want the Riverwalk, Water Street, and downtown nearby
  • Buyers who will read the HOA budget, reserves, and insurance closely

Probably not for

  • Buyers who want a large single-family lot with a private yard
  • Anyone unwilling to verify dues, reserves, and the flood zone per unit
  • Buyers who want brand-new construction with the latest amenities
  • Buyers uncomfortable with island storm-surge and flood-insurance exposure

How The Townhomes at Harbour Bay is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Townhomes at Harbour Bay listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Townhomes at Harbour Bay buys, holds, and resells. See the five factors.

Homes For Sale Right Now in The Townhomes at Harbour Bay

Live MLS inventory for The Townhomes at Harbour Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in The Townhomes at Harbour Bay right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The Townhomes at Harbour Bay trades a large yard for a gated island address, with the Riverwalk, Water Street, downtown, and the Selmon Expressway close and the airport a manageable drive.

Harbour Island shops and waterfront~1 to 5 min · on the island
Tampa Riverwalk~5 min · to the north
Water Street and Sparkman Wharf~5 min · dining and entertainment
Downtown Tampa~5 min · across the channel
Selmon Expressway~5 min · quick highway access
Tampa International Airport~15 to 25 min · via the interstates
Pinellas Gulf beaches~35 to 50 min · across the bay

Distances and times are approximate and vary with traffic and the specific unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Townhomes atHarbour Bay Homes for Sale in Tampa, FL with Momentum Realty’s local guides.

STSt Tropez at Harbour Island Homes for Sale in Tampa, FLTampa, FL · 0.2 miHPHarbour PlaceCity Homes in Tampa, FLTampa, FL · 0.3 miDIDavis Islands Homes for Sale in Tampa, FLTampa, FL · 0.3 miHHHarbourside at Harbour Island Homes for Sale in Tampa, FLTampa, FL · 0.4 miPIThe PlazaHarbour Island Homes for Sale in Tampa, FLTampa, FL · 0.4 miHHHarbor Homes in Tampa, FLTampa, FL · 0.4 miDPDavis Point Homes for Sale in Tampa, FLTampa, FL · 0.4 miIWIsland Walk Homes for Sale in Tampa, FLTampa, FL · 0.6 miDIDavis Islands Homes for Sale in Tampa, FLTampa, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Townhomes at Harbour Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Townhomes at Harbour Bay is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any The Townhomes at Harbour Bay address.

The takeaway

What is actually shaping value at The Townhomes at Harbour Bay: Tampa investment in Harbour Island and downtown infrastructure, the island storm-surge and flood picture after recent storms, and Florida condo and HOA safety and reserve rules. Each item is sourced and linked.

Recent Developments in The Townhomes at Harbour Bay

Our read on what is being built around The Townhomes at Harbour Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishDowntown and island infrastructure spending and a strong urban-core location support demand, with the watch items being reserve and assessment requirements under Florida law and the island flood-insurance picture.

Tampa Harbour Island force main and utility upgrades

2024
BullishNotable impact
SignificanceRadius: Area

City replacement of aging Harbour Island wastewater pipelines adds capacity and reduces overflow risk, supporting the island over time.

Florida condo and HOA reserve-study and safety rules

2025
NeutralMajor impact
SignificanceRadius: Community

Tightened structural reserve and inspection rules can raise dues or trigger assessments, so the reserve and budget read is essential diligence.

Island storm-surge and flood exposure

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Harbour Island is a low-lying man-made island, so the FEMA zone, elevation, and flood-insurance quote are critical per unit.

Hurricane season flooding across Tampa Bay

2024
NeutralNotable impact
SignificanceRadius: Area

Recent storms brought flooding to low-lying Tampa Bay areas, reinforcing the need to verify surge and flood exposure by address.

Walkable downtown and Water Street location

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to the Riverwalk, Water Street, Sparkman Wharf, and downtown underpins the walkability case that supports demand.

Gated turn-of-the-millennium townhome stock

Ongoing
BullishMinor impact
SignificanceRadius: Community

A gated enclave of established three-bedroom townhomes offers a lower-maintenance island option than single-family ownership.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Townhomes at Harbour Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2024
    Infrastructure

    Tampa advances Harbour Island force main replacement

    The City of Tampa carried out a Harbour Island force main replacement serving the Krause pumping station, replacing aging, deteriorated wastewater pipelines with new capacity to reduce overflow risk and serve future development. Why it matters: Utility reinvestment on Harbour Island supports long-term value for island communities, though the island flood picture still has to be read per unit. Source

  2. April 2025
    Resilience

    Tampa Bay residents seek answers after Hurricane Milton flooding

    Reporting on the aftermath of Hurricane Milton documented how the storm flooded homes across low-lying parts of the Tampa Bay region and prompted local governments to study flood prevention and resilience. Why it matters: Recent storm flooding reinforces that island and low-lying buyers must verify the FEMA zone, elevation, and flood insurance by address. Source

Development alerts for The Townhomes at Harbour BayGet a short monthly email when something new is approved, funded, or opens near The Townhomes at Harbour Bay.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in The Townhomes at Harbour Bay, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA budget and reserves first. In a community built around 2000, the reserve funding and any planned assessments drive the real carrying cost more than the dues line alone.

2

Quote homeowner and flood insurance for the exact unit. On a low-lying island, the flood and wind lines and any master-policy deductible can move the monthly math, so get the real numbers early.

3

Check the FEMA flood zone and storm-surge history. Harbour Island floods in surge events, so confirm the zone, the elevation, and any past intrusion for the specific address.

4

Pick the floor plan, exposure, and condition. In a small townhome community the unit is the asset, so the layout, the garage, the exposure, and the interior condition set the price within the gates.

5

Cross-shop the other Harbour Island communities, such as Parkcrest Harbour Island, if a different building age or amenity set outranks this enclave.

Best Buy
An updated end or interior unit with a strong floor plan in a well-reserved HOA
Biggest Risk
Underbudgeting reserves, special assessments, and island flood insurance
Best Lot
A favorable exposure with a documented flood and surge read
Smart Timing
Confirm the budget, reserves, and insurance before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Townhomes at Harbour Bay is a small gated townhome community rather than a sprawling neighborhood, so the lifestyle is low-maintenance attached-home living on Harbour Island. Community guides describe shared amenities that can include a swimming pool and common green and park areas behind the gates, with sidewalks, street lighting, and added security, and the Tampa Riverwalk, Water Street, Sparkman Wharf, and downtown all close by. Amenities, pet rules, leasing rules, and parking vary, so confirm the current rules and what each unit includes with the association before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Unit
$1.00M to $1.00M

A more dated interior townhome, the affordable way into the gates, where condition and floor plan drive value.

Lowest entry
The Core Unit
$1.00M to $1.00M

An updated three-bedroom with a strong floor plan and garage, the heart of the community resale market.

Most inventory
The Top
$1.00M to $1.00M

The most updated or best-positioned units with the most sought-after plans, the homes that hold value best in the enclave.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$1.00M to $1.00M
The Entry Unit
A more dated interior townhome, the affordable way into the gates, where condition and floor plan drive value.
$1.00M to $1.00M
The Core Unit
An updated three-bedroom with a strong floor plan and garage, the heart of the community resale market.
$1.00M to $1.00M
The Top
The most updated or best-positioned units with the most sought-after plans, the homes that hold value best in the enclave.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Building ageBuilt around 2000 to 2001, established stock
Reserve and assessment riskRead reserve study and any assessments
Flood and insurance exposureLow-lying island, verify zone and surge per unit
Location and walkabilityRiverwalk, Water Street, downtown nearby
Unit interior updatesVaries by unit, read condition per listing

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in The Townhomes at Harbour Bay

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The Townhomes at Harbour Bay is a small gated enclave, not a citywide average. The deal is won or lost on the HOA, the reserves, the insurance, and the unit floor plan and condition.

Jon Brooks · Founder, Momentum Realty
7.5B · Buy Score
Resale Strength7.4/10
Renovation Risk4.2/10
Location Efficiency8.8/10
Long-Term Defensibility7.3/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on The Townhomes at Harbour Bay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a small enclave, the unit is the asset, plan and condition set value
  • Updated units with strong plans hold value best
  • Confirm the FEMA flood zone and surge history per unit
  • Read the reserve study before you read the finishes
  • Quote homeowner and flood insurance for the exact unit

In a small gated townhome community, the part of your money the market protects is the unit floor plan, exposure, garage, and condition, plus the financial health of the HOA behind it. Updated units with sought-after plans in a well-funded association hold value better than dated units in a community facing assessments. The interior can be renovated; the floor plan footprint, the island position, and the flood picture cannot. Read the reserve study, the budget, the flood zone, and the surge history first, then price the condition of the unit against them.

The Townhomes at Harbour Bay in 15 seconds.

Best forOwner-occupiers who want a gated island townhome near downtown Tampa.
Biggest advantageA gated Harbour Island address inside the walkable urban core.
Biggest riskReserves, special assessments, and island flood insurance on a low-lying island.
Sweet spotAn updated unit with a strong floor plan in a well-reserved HOA.
Avoid ifYou want a large single-family lot or brand-new construction.

HOA Dues, Reserves & Insurance

15-Second Take
  • Read the reserve study and budget, not just the dues
  • Ask about any special assessments and recent dues increases
  • Confirm what the master or association policy covers and the deductible
  • Carry your own homeowner policy plus a flood quote on the island
  • Verify the flood zone and surge history per unit

This is a gated townhome community, so a monthly HOA fee applies and typically covers gated access, common-area maintenance, and in many cases elements of the master insurance and exterior upkeep. The dues line alone does not tell the story; the reserve funding and any special assessments matter more. Confirm the current dues, the reserve study, and any pending assessments from the latest association documents for the exact unit.

HOA fees in a community like this generally cover gated entry, common-area landscaping and upkeep, and often shared amenities and elements of building exterior or master coverage. Owners still carry their own homeowner policy and, on the island, should confirm flood coverage. Verify exactly what the fee covers and what each owner must insure separately, since attached-home associations vary widely.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In The Townhomes at Harbour Bay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Parkcrest Harbour Island, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your The Townhomes at Harbour Bay home worth?

Get a no-obligation home value based on real comparable sales in The Townhomes at Harbour Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Townhomes at Harbour Bay on the map →
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Real comps, not a Zestimate.

The Twnhms At Harbour Bay P Tampa Market Scorecard

No active listings

The Twnhms At Harbour Bay P Tampa is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,000,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 33602 ZIP is $521,045, about 18.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Townhomes at Harbour Bay?
It is a gated townhome community on Harbour Island in Tampa, Hillsborough County, ZIP 33602, on the man-made island just south of the downtown core and the Tampa Riverwalk.
When was it built?
Community guides describe it as dating back to around 1999, with construction completed roughly 2000 to 2001 (Tampa real estate community guides, 2026). That makes it a turn-of-the-millennium build rather than new construction. Confirm the exact year for any specific unit.
Is it a gated community?
Multiple community real estate guides describe it as a gated townhome community with shared amenities on Harbour Island. Confirm the current gate, amenity, and access arrangements with the association before you buy.
What do the homes look like?
Guides describe attached townhomes, generally three-bedroom floor plans across several layouts, including a popular first-floor primary-suite plan, with sizes cited around 2,000 to 2,750 square feet and two-car garages. Confirm the exact size, bedrooms, baths, and plan per unit.
What does the HOA fee cover?
It typically covers gated access, common-area maintenance, and in many cases elements of exterior upkeep or master insurance. Owners still carry their own homeowner coverage. Confirm the exact inclusions and dues from the current association documents.
Do Florida condo and HOA safety rules affect this community?
Florida has tightened structural reserve-study and milestone-inspection rules for buildings with shared structural elements. Whether and how they apply here depends on the association structure, so read the current reserve study and budget and confirm the requirements with the association.
Should I worry about flooding on Harbour Island?
Harbour Island is a low-lying man-made island that is exposed to storm surge and high-tide flooding, and the island saw flooding around recent storms. Always check the FEMA flood zone, the unit elevation, and any surge history, and get a flood-insurance quote for the exact unit.
What insurance do I need as an owner?
Beyond any association or master policy you carry your own homeowner policy, and on the island you should confirm flood coverage and review any master-policy deductible. Quote the specific unit before you buy.
What schools serve the community?
It is part of Hillsborough County Public Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific unit, and note that magnet and choice options may apply.
What is nearby?
The Tampa Riverwalk, Water Street, Sparkman Wharf, downtown Tampa, and the Selmon Expressway are all close, with Tampa International Airport a manageable drive. Confirm real drive and walk times for your routine.
Is it the same as other Harbour Island communities?
No. Harbour Island has several distinct communities, including condos and other townhome and apartment projects. Confirm the exact community and address on any listing, since several Harbour Island projects use similar names.
Is The Townhomes at Harbour Bay a good investment?
A gated, walkable island address inside the urban core supports demand, but this is an attached-home community, so the HOA reserves, any assessments, and the island insurance lines drive the outcome. This is not a guarantee of future value; read the documents and the math.
How does it compare to other Harbour Island options?
Other Harbour Island communities such as Parkcrest Harbour Island offer different building ages, amenity sets, and price points. Which is the better buy depends on your budget, the amenities you want, and your tolerance for island flood exposure and assessments.
Can I rent a unit out?
Attached-home associations often set leasing rules, minimum lease terms, and caps. Confirm the current leasing and pet policies with the association before you count on rental income.
Owner-occupiers who want a gated, lock-and-leave townhome near downtownExcellent fit
Buyers who value an island address inside the Tampa urban coreExcellent fit
Walkability buyers who want the Riverwalk, Water Street, and downtown closeExcellent fit
Buyers who will read the HOA budget, reserves, and insuranceExcellent fit
Buyers who want a turn-of-the-millennium build over new-construction pricingExcellent fit
Buyers who want a large single-family lot with a private yardProbably not
Anyone unwilling to verify dues, reserves, and the flood zone per unitProbably not
Buyers who want brand-new construction with the latest amenitiesProbably not
Buyers uncomfortable with island surge and flood-insurance exposureProbably not
Buyers unwilling to budget for possible special assessmentsProbably not

Get the inside read on The Townhomes at Harbour Bay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your The Townhomes at Harbour Bay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty The Townhomes at Harbour Bay specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in The Townhomes at Harbour Bay — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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