Harbor Homes in Tampa

Harbor Homes
Homes for Sale in Tampa, FL

All 3,511 homes for sale in TAMPA, FL · median $439,000 · 532 townhomes for sale in TAMPA · 130 homes for sale in 33602 · Hillsborough County homes for sale

Community in Tampa · Hillsborough County · ZIP 33602
81 homesBuilt 1991–1995
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

Nearby homes for sale

No active listings inside HARBOR HOMES PH 01 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1116 SHIPWATCH CIRCLE
$680K · 0.0 mi away
2 bd · 2.5 ba · 1,321 sqft
1116 SHIPWATCH CIRCLE
Listed by KELLER WILLIAMS TAMPA CENTRAL
919 NORMANDY TRACE ROAD
$490K · 0.1 mi away
2 bd · 2 ba · 1,183 sqft
919 NORMANDY TRACE ROAD
Listed by SMITH & ASSOCIATES REAL ESTATE
905 HARBOUR BAY DRIVE
$2M · 0.2 mi away
4 bd · 3.5 ba · 3,447 sqft
905 HARBOUR BAY DRIVE
Listed by SMITH & ASSOCIATES REAL ESTATE
501 KNIGHTS RUN AVE #1234
$325K · 0.2 mi away
1 bd · 1 ba · 784 sqft
501 KNIGHTS RUN AVE #1234
Listed by PINEYWOODS REALTY LLC
1022 NORMANDY TRACE ROAD
$505K · 0.2 mi away
2 bd · 2 ba · 1,183 sqft
1022 NORMANDY TRACE ROAD
Listed by SOUTH CEDAR REAL ESTATE, INC
1037 NORMANDY TRACE ROAD
$520K · 0.2 mi away
2 bd · 2 ba · 1,154 sqft
1037 NORMANDY TRACE ROAD
Listed by CHARLES RUTENBERG REALTY INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

Homes listed or recently sold were built 1991 - 1994; 7 of 7 report an HOA (median $487/mo); 6 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). As of September 2026, the MLS records 13 closed sales in Harbor Homes Ph 01 in Tampa, FL since 2014, the most recent in March 2017. Across Tampa as a whole, 4,890 homes closed in the last 12 months at a median of $442,500, 39 median days on market, with 1,287 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,960 ($6,340 with the full homestead exemption).

Live · Harbor Homes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
75%
Owner-occupied · Harbor Homes
61 of 81 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · Harbor Homes
incl. 1% trust or LLC-held · 2% out-of-state
33%
Cash buyers · Harbor Homes
1 of 3 sales, 12 mo ending June 2016
81
Homes in the community
81 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1991
Community established
homes built 1991-1995, median 1993 (FL DOR 2025)
0
Failed listings · 2021
peaked at 3 in 2021

The market around Harbor Homes

Harbor Homes is a small community — 14 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

In ZIP 33602, 224 homes are on the market and 12% are under contract — a slower corner of Tampa.

Across Hillsborough County, 6,259 homes are active and 2,098 pending (25% under contract).

The housing mix here is 95% townhouse, 5% single family residence.

ZIP and county figures describe the wider market, not Harbor Homes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HARBOR HOMES PH 01, TAMPA

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
1.64%
1 of 61 listings · short sale 1
Distress share trend - 1.64% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbor Homes

Live MLS inventory for Harbor Homes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Homes listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2017. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hillsborough County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Harbor Homes listings and can change; always confirm with Hillsborough County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Homes address.

If we were buying in Harbor Homes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Homes.

A closer look at the Harbor Homes market

The housing stock is 81 homes built between 1991 and 1995, and 75% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Harbor Homes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • HOA dues reported around $487/month (about $5,844/yr) · median of 21 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $487 per month ($5,844 a year) - the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Homes sales matched to your home.

What is your Harbor Homes home worth?

Get a no-obligation home value based on real comparable sales in Harbor Homes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Tampa →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,358/mo
Hillsborough County typical true cost to own
$151/mo
Hillsborough County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Harbor Homes Market Scorecard

Strong seller's market

Harbor Homes is currently a strong seller's market. About 2.0 months of supply, a median asking price of $679,900, and homes go under contract in about 18 days.

2.0
Months supply
$679,900
Median list
$894,000
Median sold
$515
Per sqft
18
Days on mkt
1/0/6
Active/Pend/Sold

Typical home value in the 33602 ZIP is $522,240, about 18.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Harbor Homes?
The Florida DOR 2025 assessment roll shows 81 homes in Harbor Homes (public records).
What share of Harbor Homes is owner-occupied?
75% of Harbor Homes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbor Homes built?
Homes in Harbor Homes were built between 1991 and 1995, with a median year built of 1993.0 (FL DOR 2025 roll).
Do cash buyers compete in Harbor Homes?
Cash buyers took 33% of Harbor Homes sales in the 12 months ending June 2016 (1 of 3 closings, Stellar MLS).
What schools serve Harbor Homes?
Harbor Homes is served by Hillsborough County Public Schools, typically Hillsborough County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Harbor Homes?
The best agent for Harbor Homes is one who actively works Tampa and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Homes.
How do I find a top Tampa real estate agent who knows Harbor Homes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Homes and the wider Tampa area.
Can Momentum Realty connect me with an agent for Harbor Homes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Homes purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 33602))
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2014 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Thinking of selling in HARBOR HOMES PH 01? See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbor Homes with Momentum Realty’s local guides.

HHHarbor Homes0.0 mi away · median $850K, 5 sales/12 moHHHarbour Homes0.1 mi awayThe Townhomes At Harbour Bay P0.1 mi away · median $1.14M, 5 sales/12 moTTThe Townhomes At Harbour Bay0.1 mi awayKAKeys At Harbour Island0.2 mi awayHCHarbour Court A Condo0.2 mi awayHCHarbour Court0.2 mi away

Browse all neighborhood guides →

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