St Tropez at Harbour Island in Tampa

St Tropez at Harbour Island Homes for Sale in Tampa, FL

Gated waterfront enclave · Hillsborough County · ZIP 33602

A small gated luxury Old World waterfront enclave on Seddon Channel within Harbour Island, minutes from downtown Tampa.

Gated waterfront enclaveOld World courtyard homesDowntown Tampa minutes away
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
St Tropez is a small luxury enclave, so the read is the specific home (attached courtyard versus off-water single-family, size, private pool), the HOA and what Harbour Islands gated security and amenities cover, and the flood and windstorm picture per home, not a single community average.
Free · No obligation
Unlock Off-Market St Tropez

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
1days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"St Tropez at Harbour Island is a gated, luxury Old World waterfront enclave inside the larger Harbour Island community in downtown Tampa, dating to 1999 with construction completed around 2002 and overlooking Seddon Channel with gulf and bay access (lipplyrealestate.com and neighborhoods.com, 2026). The enclave mixes attached waterfront courtyard homes and off-water single-family homes, with homes around 3,550 square feet and options up to roughly 5,100 square feet, so the read is the individual home, not an average. The draw is a small gated waterfront enclave with 24-hour security minutes from downtown, the performing arts center, and the arena; the diligence is the HOA, any CDD, and the flood and windstorm and elevation picture, which buyers should confirm per home because Tampa Bay waterfront areas can take storm surge."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

St Tropez at Harbour Island sits within the Harbour Island community in downtown Tampa, in the 33602 ZIP, a gated luxury enclave overlooking Seddon Channel with gulf and bay access (lipplyrealestate.com and neighborhoods.com, 2026).

The enclave dates to 1999 with construction completed around 2002 and is designed in an Old World style, mixing attached waterfront courtyard homes with off-water single-family homes. Homes are about 3,550 square feet, with options up to roughly 5,100 square feet (lipplyrealestate.com and neighborhoods.com, 2026).

Amenities and features include a community heated pool, while most properties have private heated pools and spas, plus inviting brick courtyards with lush landscaping, all behind the comfort of Harbour Islands 24-hour gated security (lipplyrealestate.com, 2026). The enclave is minutes from downtown Tampa, the performing arts center, and the downtown arena (lipplyrealestate.com, 2026).

Because this is a downtown Tampa waterfront enclave on Seddon Channel, flood and windstorm insurance and elevation matter, and Tampa Bay waterfront areas can take storm surge, so read the FEMA flood zone, elevation, and insurance per home. The honest read is the home itself, attached courtyard versus off-water single-family, its size and private pool, the HOA and what the gated security and amenities cover, and the downtown location, not a single average. Confirm the HOA, any CDD, and flood per home.

Best for

  • Buyers who want a small gated luxury waterfront enclave minutes from downtown Tampa
  • Buyers drawn to Old World courtyard homes with private heated pools and spas
  • Buyers comfortable doing HOA and flood diligence on a waterfront home
  • Buyers who will verify elevation and insurance before they offer

Probably not for

  • Buyers who want a large-lot suburban single-family home away from the water
  • Anyone unwilling to budget for waterfront flood and windstorm insurance
  • Buyers who need a low HOA and no gated-community structure
  • Buyers who want to avoid storm-surge exposure on Tampa Bay

How St Tropez is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
1Median days on marketdays
0 : 1Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St Tropez listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in St Tropez at Harbour Island buys, holds, and resells. See the five factors.

Homes For Sale Right Now in St Tropez

Live MLS inventory for St Tropez at Harbour Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending St Tropez listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Gated luxury enclave behind Harbour Islands 24-hour security
  • Community heated pool plus private pools and spas on most homes
  • Inviting brick courtyards with lush landscaping
  • Old World style waterfront courtyard and off-water homes
  • Minutes from downtown Tampa, the arts center, and the arena

St Tropez at Harbour Island is a small gated luxury Old World waterfront enclave inside the Harbour Island community in downtown Tampa rather than a sprawling subdivision, so the lifestyle centers on the water and the enclave: a community heated pool, private heated pools and spas on most homes, inviting brick courtyards with lush landscaping, and the comfort of Harbour Islands 24-hour gated security, all minutes from downtown Tampa, the performing arts center, and the arena. Because it overlooks Seddon Channel with gulf and bay access and mixes attached courtyard homes with off-water single-family homes, confirm the specific home type, the HOA and any CDD, and the flood, windstorm, and elevation picture before you buy.

The takeaway

St Tropez trades a suburban yard for gated waterfront living minutes from downtown Tampa, the performing arts center, and the arena, with I-275 carrying you to the airport and the region.

Downtown Tampa~5 min · minutes from the core
Tampa performing arts center~5 to 10 min · downtown venue
Downtown arena~5 to 10 min · downtown venue
I-275~10 min · regional access
Tampa International Airport~15 to 20 min · via I-275
Tampa Riverwalk~5 to 10 min · downtown waterfront
Tampa General Hospital~5 to 10 min · Davis Islands

Distances and drive times are approximate and vary with traffic and your specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near St Tropez at Harbour Island Homes for Sale in Tampa, FL with Momentum Realty’s local guides.

DIDavis Islands Homes for Sale in Tampa, FLTampa, FL · 0.1 miTAThe Townhomes atHarbour Bay Homes for Sale in Tampa, FLTampa, FL · 0.2 miDPDavis Point Homes for Sale in Tampa, FLTampa, FL · 0.4 miHPHarbour PlaceCity Homes in Tampa, FLTampa, FL · 0.5 miHHHarbourside at Harbour Island Homes for Sale in Tampa, FLTampa, FL · 0.6 miPIThe PlazaHarbour Island Homes for Sale in Tampa, FLTampa, FL · 0.6 miDIDavis Islands Homes for Sale in Tampa, FLTampa, FL · 0.6 miHHHarbor Homes in Tampa, FLTampa, FL · 0.6 miIWIsland Walk Homes for Sale in Tampa, FLTampa, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
St Tropez (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

St Tropez is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any St Tropez address.

The takeaway

What is actually shaping value at St Tropez: its origin as a gated Old World luxury waterfront enclave on Harbour Island, its downtown Tampa location near the performing arts center and arena, and the flood and windstorm picture on Seddon Channel. Each item is sourced and linked.

Recent Developments in St Tropez at Harbour Island

Our read on what is being built around St Tropez, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishWaterfront demand in downtown Tampa supports prices, while the watch items are the flood and windstorm and storm-surge exposure on Seddon Channel and the HOA and any CDD picture per home.

Gated luxury waterfront enclave with 24-hour security

1999-2002
BullishMajor impact
SignificanceRadius: Community

A small gated Old World waterfront enclave on Harbour Island with 24-hour security supports steady demand for luxury waterfront living.

Downtown Tampa location near arts and arena

Ongoing
BullishMajor impact
SignificanceRadius: Area

Minutes from downtown Tampa, the performing arts center, and the arena, the location underpins enduring buyer interest.

Private pools, spas, and courtyards

Ongoing
BullishNotable impact
SignificanceRadius: Community

Most homes carry private heated pools and spas with brick courtyards, differentiating the enclave and supporting amenity-driven demand.

Downtown waterfront flood and windstorm insurance diligence

Ongoing
BearishNotable impact
SignificanceRadius: Community

As a downtown waterfront enclave on Seddon Channel, flood and windstorm insurance, elevation, and storm surge are core to carrying cost and have to be read per home.

Attached versus off-water home selection read

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The enclave mixes attached waterfront courtyard homes and off-water single-family homes, so the home type is a central diligence item that drives value.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting St Tropez at Harbour Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2002
    Development

    St Tropez gated Old World luxury waterfront enclave on Harbour Island

    St Tropez is a gated Old World luxury waterfront enclave within Harbour Island in downtown Tampa, dating to 1999 with construction completed around 2002, overlooking Seddon Channel with gulf and bay access, attached courtyard and off-water homes, and Harbour Islands 24-hour gated security minutes from downtown Tampa. Why it matters: The gated waterfront origin and 24-hour security are why home type, the HOA, and flood diligence remain the central reads for buyers today. Source

  2. January 2026
    Location

    Harbour Island downtown-Tampa waterfront location near arts and arena

    St Tropez at Harbour Island sits in a downtown Tampa waterfront location, minutes from the performing arts center and the downtown arena, within the gated Harbour Island community on Seddon Channel. Why it matters: The downtown waterfront location near major venues underpins demand, while flood and windstorm exposure remains the diligence per home. Source

Development alerts for St Tropez at Harbour IslandGet a short monthly email when something new is approved, funded, or opens near St Tropez at Harbour Island.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in St Tropez, this is the order of operations we would run, and the one we run for our clients.

1

Read the home, not the enclave. Confirm whether a listing is an attached waterfront courtyard home or an off-water single-family home, its size, and whether it has a private heated pool and spa.

2

Pull the HOA documents and any CDD. Confirm the HOA dues, what Harbour Islands gated security and amenities cover, and whether a CDD applies to the parcel.

3

Run the FEMA flood zone and elevation for the exact home. This is a downtown waterfront enclave on Seddon Channel, so quote flood and windstorm for the specific address.

4

Confirm the waterfront access and any seawall or dock. Verify gulf and bay access, the seawall condition, and any dock rights for the specific home.

5

Cross-shop nearby island living at Davis Islands and other downtown Tampa waterfront communities to test value.

Best Buy
An updated waterfront courtyard home with a private heated pool and good elevation
Biggest Risk
Flood, windstorm, and storm-surge exposure on a downtown waterfront parcel
Best Lot
A waterfront home on Seddon Channel with strong elevation over an off-water unit
Smart Timing
Confirm the HOA, any CDD, and flood and elevation before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

St Tropez at Harbour Island is a small gated luxury Old World waterfront enclave inside the Harbour Island community in downtown Tampa rather than a sprawling subdivision, so the lifestyle centers on the water and the enclave: a community heated pool, private heated pools and spas on most homes, inviting brick courtyards with lush landscaping, and the comfort of Harbour Islands 24-hour gated security, all minutes from downtown Tampa, the performing arts center, and the arena. Because it overlooks Seddon Channel with gulf and bay access and mixes attached courtyard homes with off-water single-family homes, confirm the specific home type, the HOA and any CDD, and the flood, windstorm, and elevation picture before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Off-Water Home

An off-water single-family home in the gated enclave, the more accessible way into St Tropez, where the home and the courtyard drive value over the waterfront premium.

Lowest entry
The Waterfront Courtyard

An attached waterfront courtyard home on Seddon Channel, the heart of the enclave, where the water access, the private pool, and the elevation set the number.

Most inventory
The Top

A larger waterfront home toward the upper size range with the best water access and a private heated pool and spa, the stock that holds value best when elevation and insurability are strong.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Off-Water Home
An off-water single-family home in the gated enclave, the more accessible way into St Tropez, where the home and the courtyard drive value over the waterfront premium.
The Waterfront Courtyard
An attached waterfront courtyard home on Seddon Channel, the heart of the enclave, where the water access, the private pool, and the elevation set the number.
The Top
A larger waterfront home toward the upper size range with the best water access and a private heated pool and spa, the stock that holds value best when elevation and insurability are strong.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Kitchen and bath updatesStandard refresh, broadly recoverable
Impact windows and slidersWind and insurance value
Flooring and interior finishesCosmetic, mostly recoverable
Waterfront access and private poolStrongest value driver here
Elevation and flood mitigationSite-constrained, limited owner upside

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in St Tropez

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

St Tropez sells the gated Old World waterfront enclave, but the deal is won or lost on the specific home, the HOA, and the flood, windstorm, and elevation math.

Jon Brooks · Founder, Momentum Realty
7.2B+ · Buy Score
Resale Strength7.2/10
Renovation Risk6.0/10
Location Efficiency8.4/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on St Tropez is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Waterfront homes on Seddon Channel carry the strongest premium
  • Verify the FEMA flood zone and elevation for the exact home
  • Gulf and bay access and any dock add value, confirm per home
  • Home type, attached courtyard versus off-water, drives price
  • Read the flood and elevation picture before the finishes

In a small waterfront enclave, the parcel is really the home type and the water, and that is the part of your money the market protects. Attached waterfront courtyard homes with gulf and bay access and strong elevation hold value better than off-water units. The finishes can be redone; the waterfront, the flood elevation, and the gated location cannot. Read the home type and the water first, then price the condition of the home against it.

St Tropez in 15 seconds.

Best forBuyers who want a small gated luxury waterfront enclave minutes from downtown Tampa.
Biggest advantageA gated Old World waterfront enclave on Seddon Channel with 24-hour security and downtown access.
Biggest riskFlood, windstorm, and storm-surge exposure on a downtown waterfront parcel.
Sweet spotAn updated waterfront courtyard home with a private heated pool and good elevation.
Avoid ifYou want a large-lot suburban home away from the water or to avoid waterfront insurance.

HOA, Fees & Gated Security

15-Second Take
  • HOA applies within Harbour Island, confirm the current dues
  • Dues help cover 24-hour gated security and amenities
  • Confirm whether a CDD applies to the parcel
  • Private pools and courtyards are owner-maintained, budget for them
  • Verify flood and windstorm insurance for the exact home

St Tropez sits within Harbour Island, so an HOA applies and buyers should confirm the exact dues and what they cover, including Harbour Islands 24-hour gated security and the community amenities. Confirm whether a CDD applies to the parcel. Verify the current HOA picture and any assessment with the association before you offer.

Where bundled, the HOA typically covers the gated entry and 24-hour security, common-area grounds, and access to community amenities such as the community heated pool. Most homes also carry their own private heated pool and spa and brick courtyards maintained by the owner. Verify the current inclusions per the association documents.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In St Tropez, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Davis Islands, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your St Tropez home worth?

Get a no-obligation home value based on real comparable sales in St Tropez matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in St Tropez at Harbour Island on the map →
Or get your St Tropez at Harbour Island home value & selling guide →

Real comps, not a Zestimate.
How much local inventory is already under contract

16% of homes for sale in ZIP 33602 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

St Tropez At Harbor Island Pha Tampa Market Scorecard

Thin data

St Tropez At Harbor Island Pha Tampa is currently a thin data. Limited supply, a median asking price of $3,799,000, and homes go under contract in about 1 days.

n/a
Months supply
$3,799,000
Median list
n/a
Median sold
$1078
Per sqft
1
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 33602 ZIP is $521,045, about 18.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is St Tropez at Harbour Island?
It is within the Harbour Island community in downtown Tampa, in the 33602 ZIP, a gated luxury waterfront enclave overlooking Seddon Channel with gulf and bay access, minutes from downtown.
Is St Tropez a gated community?
Yes. It is a gated luxury enclave inside Harbour Island, with the comfort of Harbour Islands 24-hour gated security (lipplyrealestate.com, 2026). Buying here means HOA diligence on dues and what the security and amenities cover.
When was St Tropez built?
It dates to 1999 with construction completed around 2002 (lipplyrealestate.com and neighborhoods.com, 2026). Designed in an Old World style, it mixes attached waterfront courtyard homes and off-water single-family homes.
What home types are at St Tropez?
The enclave mixes attached waterfront courtyard homes and off-water single-family homes. Confirm which type any specific listing is, since that drives both lifestyle and value.
How big are the homes at St Tropez?
Homes are about 3,550 square feet, with options up to roughly 5,100 square feet (lipplyrealestate.com and neighborhoods.com, 2026). Confirm the exact square footage, layout, and whether it is waterfront for any specific listing.
What amenities does St Tropez have?
Public sources describe a community heated pool, while most properties have private heated pools and spas, plus inviting brick courtyards with lush landscaping, all behind Harbour Islands 24-hour gated security (lipplyrealestate.com, 2026).
Do the homes have private pools?
Most properties have private heated pools and spas, alongside the community heated pool (lipplyrealestate.com, 2026). Confirm the pool, spa, and courtyard features for the specific home.
Is St Tropez on the water?
It is a downtown Tampa waterfront enclave overlooking Seddon Channel with gulf and bay access. Some homes are attached waterfront courtyard homes and others are off-water single-family homes, so confirm the waterfront status per home.
Is St Tropez in a flood zone?
It is a downtown Tampa waterfront enclave on Seddon Channel, so flood and windstorm exposure is real and varies by home and elevation, and Tampa Bay waterfront areas can take storm surge. Always run the FEMA flood zone and a flood and windstorm quote for the exact home.
How far is St Tropez from downtown Tampa?
It is minutes from downtown Tampa, the performing arts center, and the downtown arena (lipplyrealestate.com, 2026), though exact times depend on your home and traffic. Confirm your real route during diligence.
Is there an HOA at St Tropez?
Yes. As part of Harbour Island, an HOA applies, and dues help cover the 24-hour gated security and community amenities. Confirm the exact dues, what they cover, and whether a CDD applies before you offer.
What is Harbour Island?
Harbour Island is a gated waterfront community in downtown Tampa, and St Tropez is a small luxury Old World enclave within it. Confirm which association and amenities apply to a specific home during diligence.
Is St Tropez a good investment?
It offers gated luxury waterfront living minutes from downtown Tampa, but it is a waterfront enclave with HOA obligations and flood and windstorm exposure that affect carrying cost. As with any waterfront home, the elevation, insurability, and home type drive the outcome, and this is not a guarantee of future value.
What surrounds St Tropez?
It sits within Harbour Island in downtown Tampa, minutes from the performing arts center and the downtown arena, with gulf and bay access on Seddon Channel. Confirm the specific home, its waterfront status, and its routes during diligence.
Buyers who want a small gated luxury waterfront enclave minutes from downtown TampaExcellent fit
Buyers drawn to Old World courtyard homes with private heated pools and spasExcellent fit
Buyers comfortable reading HOA documents and any CDDExcellent fit
Buyers who will verify the home type, size, and waterfront status before offeringExcellent fit
Buyers who will quote flood and windstorm for the specific homeExcellent fit
Buyers who want a large-lot suburban home away from the waterProbably not
Anyone unwilling to budget for waterfront flood and windstorm insuranceProbably not
Buyers who need a low HOA and no gated-community structureProbably not
Buyers who want to avoid storm-surge exposure on Tampa BayProbably not
Buyers expecting uniform value across waterfront and off-water homesProbably not

Get the inside read on St Tropez

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your St Tropez home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty St Tropez specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in St Tropez at Harbour Island — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Hillsborough County market guide or every community in the Neighborhood Finder.

Get my Hillsborough County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local St Tropez Expert
Call Get Listings