Treasure Lake
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 6 closed sales in Treasure Lake Sub in Land O Lakes, FL since 2015, the most recent in June 2025. Across Land O Lakes as a whole, 1,104 homes closed in the last 12 months at a median of $394,990, 43 median days on market, with 219 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $6,380 ($5,730 with the full homestead exemption).
Treasure Lake in Land O Lakes doesn't come with a documented amenity package in the current MLS data, and that matters for how you should think about value here. When a community has no clubhouse, pool, or gate showing up in listings, the price of any given home is being set almost entirely by the house itself: its condition, its lot, and how it compares to what else has sold nearby, not by a shared recreation package.
For a buyer, that means due diligence has to go deeper than the listing sheet. Pull the HOA documents if one exists, ask directly what's included, and don't assume amenities based on what similarly named communities elsewhere in Pasco County offer. For a seller, it means your listing needs to work harder on the merits of the home and lot, since there's no shared amenity story to lean on in the marketing.
Nearby homes for sale
No active listings inside Treasure LakeHomes for Sale in Land O Lakes, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Treasure Lake is a Land O Lakes community in Pasco County where current MLS activity doesn't surface any documented community amenities, so buyers and sellers should treat this as a value story built around individual homes rather than a shared feature set.
Stellar MLS sales records identify 9 homes in Treasure Lake that have changed hands since 2010, built between 1925 and 2003 (median 1978), with a median living area of about 2,054 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Treasure Lake is best for.
Best for
- Buyers prioritizing the condition and layout of the home itself over community perks
- Buyers comfortable doing HOA and amenity verification as part of due diligence
- Buyers targeting a Land O Lakes, Pasco County location without a specific amenity checklist
Probably not for
- Buyers who need a confirmed pool, clubhouse, or recreation amenity as a deciding factor
- Buyers who want amenity details fully spelled out in the listing before touring
- Buyers unwilling to independently confirm HOA rules or dues before making an offer
The market around Treasure Lake
Treasure Lake is too small for its own price trend, so here is the market around it.
In ZIP 34637, 142 homes are on the market and 19% are under contract — a steady corner of Land O Lakes.
Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).
In ZIP 34637 (Land O Lakes), 1,140 homes closed in the last 12 months at a median of $395K ($179/sq ft), up 3.4% year over year, with a median 44 days on market. Right now 92 active and 54 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 34637 housing market and the Pasco County market.
ZIP and county figures describe the wider market, not Treasure Lake specifically. Momentum Research analysis of MLS records.
Treasure Lake by the numbers
From county property records and closed MLS sales for the Treasure Lake subdivision: 9 homes on record; built 1925–2003; typical size about 2,054 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2017 | 1 | $239,900 |
| 2018 | 2 | $240,000 |
| 2019 | 1 | $460,000 |
| 2022 | 1 | $397,000 |
| 2023 | 1 | $425,000 |
| 2025 | 1 | $476,000 |
Newest recorded sale: $476,000 on 2025-06-18.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Treasure Lake buying strategy.
If we were buying in Treasure Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Treasure Lake.
No Marquee Amenity in the Data
It's worth being precise about what "none identified from current MLS listings" means. It doesn't necessarily mean the community has nothing at all, it means that whatever exists isn't being highlighted or verified in the listings feeding this snapshot. That's common in smaller or older subdivisions where a pool or park may exist without an active HOA marketing it, or where an association exists but agents simply haven't flagged the perks in their remarks.
The practical takeaway is to verify rather than assume. If shared amenities matter to your decision, confirm directly with the HOA or municipality what's actually there and what dues, if any, apply. If they don't show up, don't build your case for the home around them, price and negotiate based on the property itself.
The location and the amenities are priced into every listing in Treasure Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with a thin public data trail, the value of a broker who will actually check the HOA, pull comparable sales, and walk the property with you goes up, not down. We don't fill gaps with guesses, we tell you what we can verify and what still needs a phone call before you write an offer.
Treasure Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Treasure Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Treasure Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Treasure Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Treasure Lake home worth?
Get a no-obligation home value based on real comparable sales in Treasure Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Treasure Lake on the map →
Should you buy in Treasure Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Treasure Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Treasure Lake
Where is Treasure Lake?
Treasure Lake is a community in Land O Lakes, Pasco County, Florida, ZIP 34637.
How many homes are in Treasure Lake?
County property records list 9 homes in Treasure Lake, built between 1925 and 2003; the typical home is about 2,054 heated square feet.
What do homes in Treasure Lake sell for?
Treasure Lake has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (1 sale, median $476,000). For context, ZIP 34637 has 142 homes on the market with 19% under contract.
Are there homes for sale in Treasure Lake right now?
No active listings inside Treasure Lake at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Treasure Lake have an HOA or CDD?
No HOA is on record for Treasure Lake in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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