Townes Lake Thomas
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Townes Lk Thomas Ph 1 in Land O Lakes, FL has 5 homes for sale, asking from $279,000 to $380,000 (median $295,000). Homes listed or recently sold were built 2023 - 2024; 10 of 10 report an HOA (median $290/mo); 1 of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft).
Homes For Sale Right Now in Townes Lake Thomas
Live MLS inventory for Townes Lake Thomas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 28 daysTop listing
Active · 1 days
Active · 6 days
Active · 4 days
Active · 2 daysActive and pending Townes Lake Thomas listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2025. Tap any home to ask about it.

Townes Lk Thomas is a young townhome community built out in 2023 and 2024, so almost every unit on the market is a first- or second-owner resale rather than a mix of older stock. With a median living area of 1,687 square feet and a homestead share of 58.6%, the mix leans toward owner-occupied filings rather than a heavily rotating rental base, which tends to keep unit condition and HOA upkeep more consistent from block to block.
The current read is thin-but-slow: only 3 active listings against 170 total homes, yet 12.0 months of supply and zero closings in the most recent window push this into buyer-leaning territory on paper. That combination usually means very few sellers are testing the market at any given moment, and the ones who do should expect more negotiating room and a longer runway to contract than a tighter, faster-moving community would allow.
Townes Lake Thomas right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (5 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A compact, gated townhome community in Land O Lakes built almost entirely in 2023-2024, with a small resale pool and a majority owner-occupied unit base.
Stellar MLS sales records identify 10 homes in Townes Lake Thomas that have changed hands since 2025, built between 2023 and 2025 (median 2024), with a median living area of about 1,541 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Townes Lake Thomas: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 90% sit outside the FEMA Special Flood Hazard Area (Zone X); 10% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Land O Lakes.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Townes Lake Thomas. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Townes Lake Thomas; content deemed reliable but not guaranteed.
Who Townes Lake Thomas is best for.
Best for
- Buyers who want a newer-construction townhome with minimal deferred maintenance
- Buyers comfortable negotiating in a slower-moving, buyer-leaning market with limited inventory
- Buyers who want gated access and shared amenities like a pool, dog park, and trails, pending HOA confirmation
Probably not for
- Buyers who want a wide selection of active listings to compare in real time
- Buyers seeking an established resale market with a longer closing history to benchmark pricing
- Buyers who want a single-family footprint rather than an attached townhome layout
The market around Townes Lake Thomas
Townes Lake Thomas is too small for its own price trend, so here is the market around it.
In ZIP 34638, 328 homes are on the market and 29% are under contract — a steady corner of Land O Lakes.
Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).
In ZIP 34638 (LAND O LAKES), 1,741 homes closed in the last 12 months at a median of $395K ($181/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 143 active and 80 pending listings put supply at about 2.3 months - a healthy market. See the live ZIP 34638 housing market and the Pasco County market.
ZIP and county figures describe the wider market, not Townes Lake Thomas specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in TOWNES/LK THOMAS PH 1, LAND O LAKES
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Townes Lake Thomas on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Townes Lake Thomas
- Pool · reported on 7 of 7 listings
- Community Mailbox · reported on 6 of 7 listings
- Dog Park · reported on 6 of 7 listings
- Gated Community - No Guard · reported on 5 of 7 listings
- Park · reported on 5 of 7 listings
- Deed Restrictions · reported on 2 of 7 listings
- Gated · reported on 2 of 7 listings
- Gated Community - Guard · reported on 1 of 7 listings
- Recreation Facilities · reported on 1 of 7 listings
- Trail(s) · reported on 1 of 7 listings
- Secured Garage/Parking · reported on 1 of 7 listings
- Gated Community · reported on 1 of 7 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Connerton Elem · Elementary
- Pine View Middle-PO · Middle
- Land O' Lakes High-PO · High
Zoned schools reflect the assignments reported on recent Townes Lake Thomas listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Townes Lake Thomas address.
Shop the zone: Homes zoned for Land O' Lakes High-Po High School
The Townes Lake Thomas buying strategy.
If we were buying in Townes Lake Thomas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Townes Lake Thomas.
New construction, small resale pool
Because every home here dates to 2023 or 2024, buyers are largely choosing between builder-grade finishes and light owner updates rather than weighing decades of renovation history. That narrows the diligence work to warranty status, builder punch-list items, and how a given unit's layout compares to the community's median footprint near 1,687 square feet.
Listings across this community report a wide amenity set, including a pool, dog park, park, trails, recreation facilities, secured garage/parking, and gated access described in more than one configuration (guard and no-guard). That variation across MLS records is worth confirming directly with the HOA before assuming a specific access setup, since amenity language can differ by listing agent and by phase.
The location and the amenities are priced into every listing in Townes Lake Thomas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 3 active listings and no recent closings to benchmark against, pricing a home here correctly takes more than a quick comp pull. We track HOA disclosures, builder warranty carryover, and the actual gate/amenity configuration attached to each listing so buyers and sellers are negotiating on verified terms, not on whatever a prior listing description happened to say.
Townes Lake Thomas in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $290/month (about $3,480/yr) · median of 18 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $290 per month ($3,480 a year) - the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Townes Lake Thomas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Townes Lake Thomas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Townes Lake Thomas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Townes Lake Thomas home worth?
Get a no-obligation home value based on real comparable sales in Townes Lake Thomas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Townes Lake Thomas on the map →
Recently off market in Townes Lk Thomas Ph 1
Homes in Townes Lk Thomas Ph 1 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 6144 Shiner Street · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pasco County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Market Scorecard
is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $295,000, and homes go under contract in about 6 days.
Typical home value in the 34638 ZIP is $424,792, about 27.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Townes Lake Thomas a buyer's or seller's market right now?
How many homes are in Townes Lake Thomas?
What share of Townes Lake Thomas is owner-occupied?
When were the homes in Townes Lake Thomas built?
Who is the best real estate agent for Townes Lake Thomas?
How do I find a top Land O Lakes real estate agent who knows Townes Lake Thomas?
Can Momentum Realty connect me with an agent for Townes Lake Thomas?
Should you buy in Townes Lake Thomas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34638)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Townes Lake Thomas fits the bigger picture — live prices, inventory, and Momentum Scores:
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