Townes Lake Thomas in Land O Lakes

Townes Lake Thomas
Homes for Sale in Land O Lakes, FL

Community in Land O Lakes · Pasco County · ZIP 34638
164 homesBuilt 2023–2024
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Photo via Stellar MLS

Built fromLive Stellar MLS data1 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Townes Lk Thomas Ph 1 in Land O Lakes, FL has 5 homes for sale, asking from $279,000 to $380,000 (median $295,000). Homes listed or recently sold were built 2023 - 2024; 10 of 10 report an HOA (median $290/mo); 1 of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft).

Live · Townes Lake Thomas Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pasco: 23% (1,285 of 5,667)
5 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
58%
Owner-occupied · Townes Lake Thomas
96 of 164 parcels homesteaded (FL DOR 2025)
42%
Non-owner-occupied · Townes Lake Thomas
incl. 7% trust or LLC-held · 4% out-of-state
164
Homes in the community
164 residential parcels (FL DOR 2025)
Track record · 1 years of records
Est. 2023
Community established
homes built 2023-2024, median 2024 (FL DOR 2025)

Homes For Sale Right Now in Townes Lake Thomas

Live MLS inventory for Townes Lake Thomas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Townes Lake Thomas listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2025. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Townes Lk Thomas is a young townhome community built out in 2023 and 2024, so almost every unit on the market is a first- or second-owner resale rather than a mix of older stock. With a median living area of 1,687 square feet and a homestead share of 58.6%, the mix leans toward owner-occupied filings rather than a heavily rotating rental base, which tends to keep unit condition and HOA upkeep more consistent from block to block.

The current read is thin-but-slow: only 3 active listings against 170 total homes, yet 12.0 months of supply and zero closings in the most recent window push this into buyer-leaning territory on paper. That combination usually means very few sellers are testing the market at any given moment, and the ones who do should expect more negotiating room and a longer runway to contract than a tighter, faster-moving community would allow.

Townes Lake Thomas Housing Pulse · Momentum Research · as of September 12, 2026

Townes Lake Thomas right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (5 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A compact, gated townhome community in Land O Lakes built almost entirely in 2023-2024, with a small resale pool and a majority owner-occupied unit base.

Stellar MLS sales records identify 10 homes in Townes Lake Thomas that have changed hands since 2025, built between 2023 and 2025 (median 2024), with a median living area of about 1,541 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Townes Lake Thomas: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 90% sit outside the FEMA Special Flood Hazard Area (Zone X); 10% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Land O Lakes.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a newer-construction townhome with minimal deferred maintenance
  • Buyers comfortable negotiating in a slower-moving, buyer-leaning market with limited inventory
  • Buyers who want gated access and shared amenities like a pool, dog park, and trails, pending HOA confirmation

Probably not for

  • Buyers who want a wide selection of active listings to compare in real time
  • Buyers seeking an established resale market with a longer closing history to benchmark pricing
  • Buyers who want a single-family footprint rather than an attached townhome layout

The market around Townes Lake Thomas

Townes Lake Thomas is too small for its own price trend, so here is the market around it.

In ZIP 34638, 328 homes are on the market and 29% are under contract — a steady corner of Land O Lakes.

Across Pasco County, 4,382 homes are active and 1,285 pending (23% under contract).

In ZIP 34638 (LAND O LAKES), 1,741 homes closed in the last 12 months at a median of $395K ($181/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 143 active and 80 pending listings put supply at about 2.3 months - a healthy market. See the live ZIP 34638 housing market and the Pasco County market.

ZIP and county figures describe the wider market, not Townes Lake Thomas specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in TOWNES/LK THOMAS PH 1, LAND O LAKES

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Connerton Elem · Elementary
  • Pine View Middle-PO · Middle
  • Land O' Lakes High-PO · High

Zoned schools reflect the assignments reported on recent Townes Lake Thomas listings and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Townes Lake Thomas address.

If we were buying in Townes Lake Thomas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Townes Lake Thomas.

Best Buy
Buyers who want a newer-built townhome with low near-term maintenance risk.
Biggest Risk
Very few active listings means limited choice and limited comps at any given time.
Sweet Spot
A move-in-ready townhome near the community's 1,687 sq ft median footprint.
Avoid If
You need a large resale pool to compare against or want an established, multi-decade neighborhood.

New construction, small resale pool

Because every home here dates to 2023 or 2024, buyers are largely choosing between builder-grade finishes and light owner updates rather than weighing decades of renovation history. That narrows the diligence work to warranty status, builder punch-list items, and how a given unit's layout compares to the community's median footprint near 1,687 square feet.

Listings across this community report a wide amenity set, including a pool, dog park, park, trails, recreation facilities, secured garage/parking, and gated access described in more than one configuration (guard and no-guard). That variation across MLS records is worth confirming directly with the HOA before assuming a specific access setup, since amenity language can differ by listing agent and by phase.

The location and the amenities are priced into every listing in Townes Lake Thomas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only 3 active listings and no recent closings to benchmark against, pricing a home here correctly takes more than a quick comp pull. We track HOA disclosures, builder warranty carryover, and the actual gate/amenity configuration attached to each listing so buyers and sellers are negotiating on verified terms, not on whatever a prior listing description happened to say.

Townes Lake Thomas in 15 seconds.

Best forBuyers who want a newer-built townhome with low near-term maintenance risk.
Biggest advantageBuilder-era consistency across the community, with most units dating to 2023-2024.
Biggest riskVery few active listings means limited choice and limited comps at any given time.
Sweet spotA move-in-ready townhome near the community's 1,687 sq ft median footprint.
Avoid ifYou need a large resale pool to compare against or want an established, multi-decade neighborhood.

HOA, CDD & Fees

In short
  • HOA dues reported around $290/month (about $3,480/yr) · median of 18 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $290 per month ($3,480 a year) - the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Townes Lake Thomas sales matched to your home.

What is your Townes Lake Thomas home worth?

Get a no-obligation home value based on real comparable sales in Townes Lake Thomas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Townes Lake Thomas on the map →

Real comps, not an automated estimate.

Recently off market in Townes Lk Thomas Ph 1

Homes in Townes Lk Thomas Ph 1 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,030/mo
Pasco County typical true cost to own
$138/mo
Pasco County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Market Scorecard

Strong buyer's market

is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $295,000, and homes go under contract in about 6 days.

12.0
Months supply
$295,000
Median list
$274,000
Median sold
$181
Per sqft
6
Days on mkt
5/0/5
Active/Pend/Sold

Typical home value in the 34638 ZIP is $424,792, about 27.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Townes Lake Thomas a buyer's or seller's market right now?
As of September 12, 2026, Townes Lake Thomas leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Townes Lake Thomas?
The Florida DOR 2025 assessment roll shows 164 homes in Townes Lake Thomas (public records).
What share of Townes Lake Thomas is owner-occupied?
58% of Townes Lake Thomas parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Townes Lake Thomas built?
Homes in Townes Lake Thomas were built between 2023 and 2024, with a median year built of 2024 (FL DOR 2025 roll).
Who is the best real estate agent for Townes Lake Thomas?
The best agent for Townes Lake Thomas is one who actively works Land O Lakes and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Townes Lake Thomas.
How do I find a top Land O Lakes real estate agent who knows Townes Lake Thomas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Townes Lake Thomas and the wider Land O Lakes area.
Can Momentum Realty connect me with an agent for Townes Lake Thomas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Townes Lake Thomas purchase or sale - no call center and no pressure.
Buyers who want a newer-construction townhome with minimal deferred maintenanceExcellent fit
Buyers comfortable negotiating in a slower-moving, buyer-leaning market with limited inventoryExcellent fit
Buyers who want gated access and shared amenities like a pool, dog park, and trails, pending HOA confirmationExcellent fit
Buyers who want a wide selection of active listings to compare in real timeProbably not
Buyers seeking an established resale market with a longer closing history to benchmark pricingProbably not
Buyers who want a single-family footprint rather than an attached townhome layoutProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34638))
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Townes Lk Thomas Ph 1? See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Townes Lake Thomas with Momentum Realty’s local guides.

Little Lake Thomas0.0 mi away · 1 for saleTownes At Lake Thomas0.3 mi away · median $276K, 6 sales/12 moLTLake Thomas Estates0.3 mi awayPAPreserve At Lake Thomas0.4 mi away · 1 for saleTLTreasure Lake0.4 mi awayLLkte0.4 mi away

Browse all neighborhood guides →

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