Turtle Dunes
Homes for Sale in Amelia Island, FL
True comps, carrying-cost math, and listings before the portals.
Turtle Dunes trades on scarcity as much as on the gate itself. There is one active listing and one recorded closing in the current window, and months of supply sits at 12 — a figure built off very few transactions rather than a deep, liquid market. That thinness is the story here more than any single price point: whatever is listed effectively sets the market until the next home comes along.
For a buyer, that means limited choice but real room to negotiate given the buyer-leaning posture, since there is no competing inventory pushing offers higher. For a seller, it cuts the other way — with only one comparable active and one closing to point to, pricing has to be grounded in the home itself (condition, lot, gate proximity) rather than a pattern of recent sales, because that pattern barely exists right now.
Turtle Dunes right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Turtle Dunes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Turtle DunesPhotos from realMLS listings in Turtle Dunes; content deemed reliable but not guaranteed.
Who Turtle Dunes is best for.
Best for
- Buyers who want gated, guard-attended security and beach access and are ready to act on a single available listing rather than wait for more options
- Buyers comfortable negotiating in a buyer-leaning market where there is little competing inventory to push terms
- Buyers who prioritize the amenity package — pool, tennis, jogging path, playground — over having a large pool of homes to compare
Probably not for
- Buyers who want to compare several similar homes before deciding on one
- Buyers who rely on a long, steady sales history to judge fair pricing
- Buyers who need frequent new listings and fast inventory turnover to shop against
Homes For Sale Right Now in Turtle Dunes
Live MLS inventory for Turtle Dunes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Turtle Dunes listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Turtle Dunes
- Beach Access · reported on 1 of 1 listings
- Gated · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Security · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
- 24 Hour Security · reported on 1 of 1 listings
- Gated with Guard · reported on 1 of 1 listings
- Security Gate · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Turtle Dunes are close: the nearest dining is about 1 minutes away.
- Nonna Mia · Dining1 min
- Amelia Island Nature Center · Parks2 min
- Palmetto Walk Shopping Village · Shopping6 min
- Starbucks · Coffee7 min
- Harris Teeter Pharmacy · Groceries8 min
- VITAS Healthcare · Health14 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Southside Elementary SchoolFLDOE grade A · PreK-5
- Fernandina Beach Middle SchoolFLDOE grade A · 6-8
- Fernandina Beach High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Turtle Dunes address.
The Turtle Dunes buying strategy.
If we were buying in Turtle Dunes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Dunes.
Turtle Dunes: gated amenities, a thin data set
The amenity package is the draw: beach access, a security gate with 24 hour security and guard staffing, tennis courts, a pool, a jogging path, and a playground, all reported across this community's MLS listings. It reads as a full-service gated address, though as with any HOA-run amenity set, current access and condition are worth confirming directly with the association rather than assumed from listing history.
The market side is quieter. With one active listing, one closing in the trailing window, and 12 months of supply, Turtle Dunes is currently classified buyer-leaning — but that label is being carried by a very small sample. Anyone tracking this community should treat the numbers as directional, not as a statistically deep trend, and expect the picture to shift meaningfully with the next listing or closing rather than staying stable month to month.
The location and the amenities are priced into every listing in Turtle Dunes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with one active listing and one closing on record does not give you much of a public trend to lean on, so the value of representation shifts toward knowing that single listing, the last closing, and the gate's actual access rules in real time — not from a stale data pull. Momentum tracks Turtle Dunes at that granular level, confirms amenity and gate details directly with the HOA before a client relies on them, and reads the buyer-leaning posture in context rather than treating a thin sample as a firm trend.
Turtle Dunes in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Turtle Dunes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Dunes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Turtle Dunes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Turtle Dunes home worth?
Get a no-obligation home value based on real comparable sales in Turtle Dunes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Turtle Dunes on the map →
Turtle Dunes Market Scorecard
Turtle Dunes is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $969,000, and homes go under contract in about 68 days.
Typical home value in the 32034 ZIP is $610,771, about 25.1% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Turtle Dunes a buyer's or seller's market right now?
Do cash buyers compete in Turtle Dunes?
What schools serve Turtle Dunes?
Who is the best real estate agent for Turtle Dunes?
How do I find a top Amelia Island real estate agent who knows Turtle Dunes?
Can Momentum Realty connect me with an agent for Turtle Dunes?
Should you buy in Turtle Dunes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Turtle Dunes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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