Waterford Sound in Gulf Breeze

Waterford
Sound

New single-family community · Gulf Breeze · ZIP 32563

Attainable new D.R. Horton homes off Highway 98 in the Gulf Breeze area.

New constructionAttainable pricingGulf Breeze area
Live Market Pulse
42/100
Momentum
Buyer-Leaning Market (limited data)
Attainable new construction off Highway 98, so the read is the homesite, the plan, and the incentive, confirm the HOA and any CDD before you offer.
Free · No obligation
Unlock Off-Market Waterford Sound

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$377K
Median Price
8mo
Supply
182days
Avg DOM
Soft
Seller Leverage
$205/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Waterford Sound is attainable new construction in the Gulf Breeze area: D.R. Horton plans off Highway 98, about a mile east of the Gulf Breeze Zoo, between Pensacola and Pensacola Beach. The Gulf Breeze address at an accessible price is the appeal. Condition risk is low, so the deal is the homesite, the plan, and the incentive. Confirm the HOA and any CDD, and compare the builder's price to nearby resale."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Waterford Sound market snapshot (as of June 11, 2026): the median sale price is about $377K ($205 per sq ft), with homes averaging 182 days on market and 8.0 months of supply, a buyer-leaning market (limited data). Based on 6 recent closings in live Pensacola MLS data.

Waterford Sound is a new-construction single-family community in the Gulf Breeze area of Santa Rosa County (ZIP 32563), off Highway 98 about a mile east of the Gulf Breeze Zoo, positioned between Pensacola and Pensacola Beach. It is built by D.R. Horton.

The community offers three-, four-, and five-bedroom homes from roughly 1,706 to 2,590 square feet, with features such as granite countertops, stainless-steel appliances, and master suites with large closets. It has a homeowners association whose fees include grounds keeping and management, and a community playground.

Condition risk is low on new construction, and the attainable price in the Gulf Breeze area is the point.

For buyers who want a brand-new home in the Gulf Breeze area at an accessible price, Waterford Sound is a practical option. The work is confirming the HOA and any CDD, comparing the builder's price and incentives to nearby resale, and choosing the homesite for resale.

Best for

  • Buyers who want a brand-new home in the Gulf Breeze area at an accessible price
  • Commuters between Pensacola and Pensacola Beach
  • First-time and move-up buyers choosing from a range of D.R. Horton plans
  • Households who want a community playground and a managed streetscape

Probably not for

  • Buyers who want an established neighborhood with mature trees
  • Those who want a deep resort-style amenity center
  • Buyers who prefer a custom home over a builder plan
  • Anyone who needs to be in central Gulf Breeze or on the water

How Waterford Sound is performing right now

42/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
8Months of supplytight
95Median days on marketdays
1 : 4Under contract vs for salestrong demand
6Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Waterford Sound listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Waterford Sound buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Waterford Sound

Live MLS inventory for Waterford Sound. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Waterford Sound listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive from Waterford Sound.

Gulf Breeze Zoo~3 min · ~1 mile
Pensacola Beach~25 min · ~14 miles
Navarre Beach~20 min · ~12 miles
Downtown Pensacola~30 min · via the bay bridge
Gulf Breeze schools~15 min · Santa Rosa zone
Pensacola Int'l Airport (PNS)~35 min · ~20 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near WaterfordSound with Momentum Realty’s local guides.

East Bay HeightsEast Bay HeightsGulf Breeze, FL · 0.1 miDeer Ridge CrossingDeer Ridge CrossingGulf Breeze, FL · 0.5 miBal AlexEstatesBal AlexEstatesGulf Breeze, FL · 0.6 miTiger LakeTiger LakeGulf Breeze, FL · 0.6 miCrane CoveCrane CoveGulf Breeze, FL · 0.8 miLPLighthouse PointeGulf Breeze, FL · 0.8 miQuail Ridge LandingQuail Ridge LandingGulf Breeze, FL · 1.0 miChampions Teeat Tiger Point EastChampions Teeat Tiger Point EastGulf Breeze, FL · 1.1 miSea GroveSea GroveGulf Breeze, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Waterford Sound (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Waterford Sound is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Sound address.

The takeaway

What actually shapes value at Waterford Sound: it is active D.R. Horton new construction at an attainable price in the Gulf Breeze area off Highway 98, between Pensacola and Pensacola Beach. Each item is sourced.

Recent Developments in Waterford Sound

Our read on what is being built around Waterford Sound, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGulf Breeze-area demand at an attainable price point points up; the watch item is new-home supply and how it affects near-term resale.

Active D.R. Horton new-construction community

2026
BullishMajor impact
SignificanceRadius: Community

An active builder with warranty homes and incentives anchors the value story.

Attainable pricing in the Gulf Breeze area

Ongoing
BullishNotable impact
SignificanceRadius: Area

An accessible price in a sought-after area broadens the buyer pool.

Off Highway 98 between Pensacola and the beach

Ongoing
BullishNotable impact
SignificanceRadius: Area

A central corridor location supports commuter and lifestyle demand.

HOA-managed streetscape and playground

2026
BullishNotable impact
SignificanceRadius: On-site

A managed streetscape and a playground support a consistent community feel.

Near Gulf Breeze schools and the zoo

Ongoing
BullishMinor impact
SignificanceRadius: Area

Proximity to schools and the zoo adds everyday convenience.

Builder incentives and rate buydowns in market

2026
NeutralNotable impact
SignificanceRadius: Community

Incentives change the true price more than list; confirm the current offer.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Waterford Sound, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2026
    Builder

    D.R. Horton actively selling Waterford Sound

    D.R. Horton lists Waterford Sound as an active Gulf Breeze-area community off Highway 98, with three- to five-bedroom homes from roughly 1,706 to 2,590 square feet, an HOA, and a community playground. Why it matters: Active, attainable builder inventory in the Gulf Breeze area is the heart of the value case today. Source

  2. October 2025
    Development

    Waterford Sound profiled as a Gulf Breeze-area value community

    New-home materials describe Waterford Sound as a D.R. Horton community off Highway 98 about a mile east of the Gulf Breeze Zoo, between Pensacola and Pensacola Beach. Why it matters: Positioning at an attainable price in the Gulf Breeze area differentiates the community. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Waterford Sound, this is the order of operations we would run, and the one we run for our clients.

1

Compare the builder price to nearby resale. Know the new-home premium over comparable used homes.

2

Confirm the HOA and any CDD in writing. Both ride on your carrying cost; get the figures for the homesite.

3

Check the Highway 98 commute. Confirm your real drive to Pensacola or the beach at your departure time.

4

Choose the homesite for resale. Lot position and what you back to matter even in new construction.

5

Lock the builder incentive. Rate buydowns and closing help move the real number more than list price.

Best Buy
A completed plan on a strong homesite
Biggest Risk
New-home supply softening near-term resale
Best Lot
A homesite with a preserve or pond buffer over a plain interior lot
Smart Timing
Negotiate the rate buydown and closing-cost incentive
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Waterford Sound is a D.R. Horton new-construction single-family community in the Gulf Breeze area off Highway 98, about a mile east of the Gulf Breeze Zoo. It offers three- to five-bedroom homes from roughly 1,706 to 2,590 square feet with granite countertops, an HOA whose fees include grounds keeping and management, and a community playground. Confirm the current HOA, any CDD, and the builder's incentives for a specific home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Plan
$356K to $369K

The smaller plans, the attainable way into the community.

Lowest entry
The Core Home
$369K to $395K

The mid-size three- and four-bedroom plans, the heart of the community.

Most inventory
The Top Plan
$395K to $405K

The largest plans on the better homesites, the strongest resale here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$356K to $369K
The Entry Plan
The smaller plans, the attainable way into the community.
$369K to $395K
The Core Home
The mid-size three- and four-bedroom plans, the heart of the community.
$395K to $405K
The Top Plan
The largest plans on the better homesites, the strongest resale here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Waterford Sound

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

An attainable Gulf Breeze-area new build. The deal is the homesite, the plan, and the incentive, priced against nearby resale.

Jon Brooks · Founder, Momentum Realty
8.0B+ · Buy Score
Resale Strength8.0/10
Renovation Risk3.0/10
Location Efficiency8.0/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Waterford Sound is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Waterford Sound

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Waterford Sound

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Waterford Sound

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Waterford Sound

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Waterford Sound homesites trade. The exact premium depends on the specific home, the view, and the street.

Waterford Sound in 15 seconds.

Best forBuyers who want a brand-new home in the Gulf Breeze area at an accessible price
Biggest advantageNew construction
Biggest riskNew-home supply softening near-term resale
Sweet spotA completed plan on a strong homesite
Avoid ifBuyers who want an established neighborhood with mature trees

HOA, CDD & Fees

15-Second Take
  • New construction, low condition risk
  • HOA includes grounds keeping and management
  • Confirm the dues and any CDD
  • Builder incentives change the true price
  • Compare to nearby Gulf Breeze resale

An HOA funds the common areas; its fees include grounds keeping and management. Confirm the current dues for a specific homesite.

Common-area maintenance, grounds keeping, management, and a community playground.

Confirm any Community Development District assessment per parcel; it rides on the tax bill separately from the HOA.

The takeaway

In Waterford Sound, the right list price comes from recent comparable sales matched to your home's plan or vintage, condition, and lot, not an automated estimate.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Waterford Sound, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bay Ridge Park, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Waterford Sound home worth?

Get a no-obligation home value based on real comparable sales in Waterford Sound matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Waterford Sound home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Waterford Sound year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Waterford Sound Market Scorecard

Buyer's market

Waterford Sound is currently a buyer's market. About 8.0 months of supply, a median asking price of $486,750, and homes go under contract in about 95 days.

8.0
Months supply
$486,750
Median list
$377,000
Median sold
$199
Per sqft
95
Days on mkt
4/1/6
Active/Pend/Sold

Typical home value in the 32563 ZIP is $402,402, about 16.7% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Waterford Sound located?
Waterford Sound is in Gulf Breeze, Santa Rosa County, Florida. It is a new-construction single-family community built by D.R. Horton.
Who built Waterford Sound?
Waterford Sound is built by D.R. Horton. Confirm the builder and plan for a specific home.
Is there an HOA in Waterford Sound?
Yes. An HOA funds the common areas, with fees that include grounds keeping and management. Confirm the current dues for a specific homesite.
Does Waterford Sound have a CDD?
Confirm any Community Development District assessment per parcel before you offer; it rides on the tax bill and changes the true carrying cost. We pull it for any specific Waterford Sound home.
What schools serve Waterford Sound?
Waterford Sound is served by the Santa Rosa County School District (Gulf Breeze area). Assignment is by address, so confirm the current zoned schools for a specific home with the district.
What size homes does Waterford Sound offer?
Three-, four-, and five-bedroom homes from roughly 1,706 to 2,590 square feet, per the builder. Confirm current plans and availability.
What does the Waterford Sound HOA cover?
HOA fees include grounds keeping and management, and the community has a playground, per community materials. Confirm the current dues and inclusions for a specific home.
What does it cost to buy in Waterford Sound?
Pricing depends on the home, the floor plan or vintage, and condition far more than any headline number. The right read is a comparable-sales analysis on a specific Waterford Sound home, which we will run for you.
How far is Waterford Sound from the beach?
The Gulf beaches at Pensacola Beach, Navarre Beach, and Perdido Key are within a reasonable drive of Waterford Sound; exact times vary with traffic and your start point. We will map the real commute from a specific home.
Is Waterford Sound a good investment?
Waterford Sound has real demand drivers, but as with any home, condition, the specific property, and the price you pay decide the outcome. We give you the honest trade-offs rather than a guarantee.
Is Waterford Sound a good place to buy?
It fits buyers who want what Waterford Sound offers; the honest answer depends on your budget, timeline, and how the specific home compares to recent sales. We give you the trade-offs, not a sales pitch.
How do I see homes for sale in Waterford Sound?
Tell us your budget and timeline and we will send live Waterford Sound listings, true comparable sales, and the HOA, CDD, and condition read on any home, before the portals.
Should I use the listing agent to buy in Waterford Sound?
No. The listing agent works for the seller. Having your own representation is the highest-leverage decision you make on any purchase, including here.
Buyers who want a brand-new home in the Gulf Breeze area at an accessible priceExcellent fit
Commuters between Pensacola and Pensacola BeachExcellent fit
First-time and move-up buyers choosing from a range of D.R. Horton plansExcellent fit
Households who want a community playground and a managed streetscapeExcellent fit
Buyers who want an established neighborhood with mature treesProbably not
Those who want a deep resort-style amenity centerProbably not
Buyers who prefer a custom home over a builder planProbably not
Anyone who needs to be in central Gulf Breeze or on the waterProbably not

Get the inside read on Waterford Sound

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Waterford Sound home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Waterford Sound specialist will reach out personally, usually the same day.

Waterford Sound median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Waterford Sound, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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