Summerset Estates
Homes for Sale in Gulf Breeze, FL
All 168 homes for sale in Gulf Breeze, FL · median $529,500 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Pamela Smith, REAL ESTATE COUNSELORS · via Pensacola MLS
As of November 2026, Summerset Estates in Gulf Breeze, FL has 3 homes for sale. Homes listed or recently sold were built 2009–2010; 4 of 4 report an HOA (median $12/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 36 ft).
Price here is driven by the homes themselves, not by shared amenities or a range of product types. This is a tight pocket of 47 homes built in a narrow window between 2006 and 2011, with a median build year of 2010 and a median around 2,942 living square feet. That means you are largely comparing similar-vintage, similarly sized houses, so condition and updates do the heavy lifting on value rather than square footage or age.
The posture is decidedly buyer-leaning. With 18 months of supply against just 3 active listings, this is a slow, thin market where inventory sits. Buyers have time and leverage to negotiate on condition and terms. Sellers should expect a longer runway and price to the actual condition of the home, because there is no urgency working in their favor.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Summerset Estates right now
🟢 Buyer-leaning market. 18.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Pensacola MLS records, as of July 13, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 1, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Summerset Estates is a small, cohesive enclave in Gulf Breeze, Santa Rosa County, made up of larger homes built within a single half-decade. With a high homestead share, roughly 79 percent, most homes here are owner-occupied rather than turned over as rentals.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Summerset Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Summerset EstatesPhotos from Pensacola MLS listings in Summerset Estates; content deemed reliable but not guaranteed.
Who Summerset Estates is best for.
Best for
- Buyers seeking a larger owner-occupied home they intend to hold for years rather than flip
- Buyers who value a consistent, single-era neighborhood over a mix of home styles and ages
- Buyers comfortable using a buyer-leaning market to negotiate on price and condition
Probably not for
- Buyers who need shared amenities like a pool or clubhouse, which are not present here
- Investors counting on frequent turnover or fast resale in a low-supply market
- Buyers wanting a wide selection of homes to compare at any given moment
The market around Summerset Estates
Summerset Estates is too small for its own price trend, so here is the market around it.
Across Santa Rosa County, 581 homes are active and 348 pending (38% under contract).
ZIP and county figures describe the wider market, not Summerset Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Summerset Estates
Live MLS inventory for Summerset Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Summerset Estates listings as of 2026-10-31, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Summerset Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap contributors.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- West Navarre · Elementary
- WOODLAWN BEACH · Middle
- Navarre · High
Zoned schools reflect the assignments reported on recent Summerset Estates listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Summerset Estates address.
Shop the zone: Homes zoned for Soundside High School · Homes zoned for Navarre High School
The Summerset Estates buying strategy.
If we were buying in Summerset Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerset Estates.
A uniform vintage, a thin market
The defining trait is consistency. Homes were built between 2006 and 2011 with a median year of 2010, and the median living area sits near 2,942 square feet. There are no community amenities identified from current MLS listings, so buyers are paying for the house and the location, not a pool or clubhouse. When most of the housing stock shares an era and a size, the differentiator becomes how well an individual home has been maintained and updated.
Supply tells the rest of the story. At 18 months of supply with only 3 active listings out of 47 total homes, turnover is low and choices are limited at any given moment. A homestead share near 79 percent reinforces that this is a hold-and-live neighborhood rather than a churn of frequent resales. Buyers who find the right home should be prepared to move on it, while accepting that comparable sales may be sparse.
The location and the amenities are priced into every listing in Summerset Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin market like this, comparable sales are scarce and the median masks how much condition swings value. We read each listing against the small set of true comps here and tell you plainly where a home sits on condition, so you neither overpay in a buyer-leaning market nor underprice a well-kept house.
Summerset Estates in 15 seconds.
Tools for a Summerset Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerset Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerset Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerset Estates home worth?
Get a no-obligation home value based on real comparable sales in Summerset Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Gulf Breeze →
Recently off market in Summerset Estates
Homes in Summerset Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 6052 Blair Cir · off market
| Location | Gulf Breeze, Santa Rosa County, FL |
|---|---|
| Homes in the community | 47 (FL DOR 2025 assessment roll) |
| Years built | 2006–2011 (median 2010) |
| Typical living area | 2,942 sq ft (median) |
| Amenities listed by sellers | Security System |
| For sale right now | 3 active, 1 pending · median asking $529,000 · 18.0 months of supply |
| Owner-occupied (homestead) share | 79% |
Data as of July 13, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summerset Estates key facts,” movewithmomentum.com/neighborhoods/summerset-estates-gulf-breeze, data as of July 13, 2026.
Just listed in Summerset Estates
The newest homes for sale in Summerset Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1792 Twin Pine Blvd $579,500 · 5 bd · 3 ba · 2,705 sq ft · listed Jul 2, 2026 Courtesy of REAL ESTATE COUNSELORS
- 1797 Twin Pine Blvd $519,900 · 4 bd · 2.5 ba · 2,974 sq ft · listed Jun 10, 2026 Courtesy of Kuhn Realty
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Summerset Estates Gulf Breeze Right Now (2)
All 2 active and pending Summerset Estates Gulf Breeze listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1792 Twin Pine Blvd · $579,500 · 5 bd / 3 ba · listed Aug 2, 2026 · listed by Real Estate Counselors
- 1797 Twin Pine Blvd · $519,900 · 4 bd / 2.5 ba · listed Aug 2, 2026 · listed by Kuhn Realty
More Gulf Breeze home searches
- All homes for sale in Gulf Breeze, FL
- Homes for sale in Santa Rosa County, FL
- Gulf Breeze home values: what is my house worth?
- 4 coming-soon communities in Santa Rosa County
Gulf Breeze guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Santa Rosa County)
- Homestead exemption (Santa Rosa County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
Real estate agent in Gulf Breeze? Join Momentum in Gulf Breeze: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Twin Pine Boulevard (25 homes on record)
Email me new listings in Summerset Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Summerset Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Summerset Estates will answer, and the answer is published on this page for the next buyer.
37% of homes for sale in ZIP 32563 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-01).
Summerset Estates Market Scorecard
Summerset Estates is currently a buyer-leaning market (limited data). About 12.0 months of supply, a median asking price of $549,700, and homes go under contract in about 133.0 days.
Typical home value in the 32563 ZIP is $403,499, about 16.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Summerset Estates a buyer's or seller's market right now?
How many homes are in Summerset Estates?
What share of Summerset Estates is owner-occupied?
When were the homes in Summerset Estates built?
Who is the best real estate agent for Summerset Estates?
How do I find a top Gulf Breeze real estate agent who knows Summerset Estates?
Can Momentum Realty connect me with an agent for Summerset Estates?
Where is Summerset Estates, and what county is it in?
Should you buy in Summerset Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: October 31, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Summerset Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Summerset Estates
- Home values · What homes in Summerset Estates actually sell for
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