Roman Oaks in Gulf Breeze

Roman Oaks

Established 1988 · Intracoastal West · ZIP 32224

A newer, single-family D.R. Horton community in Gulf Breeze, Santa Rosa County, where the value is the specific home and a coastal Gulf Breeze location.

New constructionGulf Breeze, Santa Rosa CountySingle-family
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Roman Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$442K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
$176/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Roman Oaks reads as a newer D.R. Horton single-family community in Gulf Breeze, ZIP 32563 (Redfin community listing, 2026). It is a smaller, newer subdivision in the desirable south Santa Rosa County coastal area; third-party documentation beyond the builder and listing portals is limited, so the specifics below are framed conservatively. The buy is the specific home and lot: confirm the floor plan and finishes, the HOA dues and what they cover, the lot and any flood determination, and comp it against the closest comparable Gulf Breeze sale and current builder offerings."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Roman Oaks market snapshot (as of June 11, 2026): the median sale price is about $442K ($176 per sq ft), a buyer-leaning market (limited data). Based on 27 recent closings in live Pensacola MLS data.

Roman Oaks is a newer single-family community described by third-party sources as a D.R. Horton development in Gulf Breeze, Santa Rosa County, ZIP 32563 (Redfin community listing, 2026).

As a newer builder community, homes are best compared by floor plan, size, finish level, and lot rather than a community average; confirm the current plans and availability with the builder.

The strength is the Gulf Breeze location in south Santa Rosa County, convenient to the U.S. Highway 98 corridor, Pensacola Beach, and the Pensacola job market across the bay; confirm the exact drive for a specific address.

It is served by the Santa Rosa County School District; assignments are set by address, so confirm the current zoned schools with the district.

Best for

  • Buyers who want a newer single-family home in the Gulf Breeze area
  • Buyers who value a south Santa Rosa County coastal location near beaches and Pensacola
  • Buyers comparing builder floor plans who want to pick plan, lot, and finishes

Probably not for

  • Buyers who want an established, mature-tree neighborhood or a direct-waterfront lot
  • Buyers who want a large resort-amenity or golf community
  • Anyone unwilling to confirm the builder details, the HOA, the lot, and any flood determination

How Roman Oaks is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
1 : 0Under contract vs for salestrong demand
27Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Roman Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Roman Oaks buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Roman Oaks

Live MLS inventory for Roman Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Roman Oaks right now, so its recent closed sales are shown, as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

U.S. Highway 98 (Gulf Breeze Parkway)~3 to 8 min · the corridor
Pensacola Beach~15 to 25 min · the coast
Downtown Pensacola~20 to 30 min · employers
Tiger Point area~5 to 12 min · services
Naval Air Station Pensacola~25 to 35 min · military
Navarre~20 to 30 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Roman Oaks with Momentum Realty’s local guides.

Summerset EstatesSummerset EstatesGulf Breeze, FL · 0.4 miShadowLakesShadowLakesGulf Breeze, FL · 0.6 miPolynesian IslandsPolynesian IslandsGulf Breeze, FL · 0.6 miGrand PointeGrand PointeGulf Breeze, FL · 0.8 miGrand Pointe EastGrand Pointe EastGulf Breeze, FL · 0.9 miOak PointeOak PointeGulf Breeze, FL · 0.9 miPelican Bay EstatesPelican Bay EstatesGulf Breeze, FL · 0.9 miCrane CoveCrane CoveGulf Breeze, FL · 1.0 miTiger PointTiger PointGulf Breeze, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Roman Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Roman Oaks is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Roman Oaks address.

The takeaway

What is actually shaping value in Roman Oaks, sourced and dated. We do not publish rumor.

Recent Developments in Roman Oaks

Our read on what is being built around Roman Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA newer Gulf Breeze single-family community whose value tracks the specific home and a desirable south Santa Rosa County coastal location, with limited public documentation that makes home-level diligence especially important.

Desirable Gulf Breeze location

BullishNotable impact
SignificanceRadius: South Santa Rosa County

A Gulf Breeze address in south Santa Rosa County, convenient to Pensacola Beach and the Pensacola job market, is a durable draw (third-party context, 2026).

Limited public documentation

NeutralNotable impact
SignificanceRadius: Roman Oaks

Public documentation of this smaller, newer community is limited beyond the builder and listing portals; confirm the builder details, the HOA, and the community boundaries directly before relying on them.

HOA, lot, and flood diligence

NeutralMinor impact
SignificanceRadius: Roman Oaks

Carrying cost turns on the HOA dues, the Santa Rosa County millage, and the FEMA flood zone for the specific parcel; all are verifiable and worth pulling before you write.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Roman Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Community

    Documented by third-party listing sources

    Third-party listing sources describe Roman Oaks as a newer D.R. Horton single-family community in Gulf Breeze, Santa Rosa County, ZIP 32563. Detailed public documentation is limited. Why it matters: Confirm the builder, the plans and availability, the HOA, and the community boundaries directly with the builder and the county before relying on them. Source

  2. 2024
    Taxes

    Santa Rosa County millage and the parcel tax bill

    The Santa Rosa County Property Appraiser publishes parcel values and the taxing authorities set the millage; the actual lines on a Roman Oaks parcel set the carrying cost alongside any HOA dues and flood insurance. Why it matters: Pull the specific parcel record and taxes from the Santa Rosa County Property Appraiser and the FEMA flood determination before you write. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Roman Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the builder and community details. Verify the builder, the plans, the community boundaries, and availability directly, as public documentation is limited.

2

Confirm the HOA dues and what they cover. Verify the current dues, any CDD, and the deed restrictions before you write.

3

Compare the floor plan and finishes. Confirm the exact plan, square footage, and standard versus upgraded finishes for the specific home.

4

Pull the flood zone and the tax bill. Confirm the FEMA flood determination and the Santa Rosa County parcel taxes before you write.

5

Comp on plan and condition. Price the home against the closest comparable Gulf Breeze sale and against current builder offerings on the same plan.

Best Buy
A well-sited plan on a usable, dry lot, priced at or below current builder offerings on the same floor plan, with the community details confirmed.
Biggest Risk
Acting on limited public information, overpaying relative to current builder incentives, or an unverified flood, HOA, or lot issue.
Best Lot
The plan, the lot, and the finish level set the value here; verify all three, plus the community details.
Smart Timing
A desirable Gulf Breeze location rewards a prepared buyer who has confirmed the builder details, the HOA, and the flood picture.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Roman Oaks is a newer single-family community described by third-party listing sources as a D.R. Horton development in Gulf Breeze, Santa Rosa County, ZIP 32563 (Redfin community listing, 2026). Detailed public documentation of the community is limited, so value is read home-by-home on plan, lot, and finish level, and the central diligence items are confirming the builder and community details directly, the HOA dues and any CDD, the lot and survey, the FEMA flood zone, the Santa Rosa County parcel taxes, and the current builder offerings on the same plans.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller plans
$400K to $440K

The smaller plans are the value entry here. Confirm the builder details, the plan, the lot, the HOA, and the flood zone before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: core plans
$440K to $460K

The core single-family plans are the heart of the community. Price each on its plan, lot, and finishes against the closest comparable Gulf Breeze sale and current builder offerings.

Most inventory
High: larger or upgraded plans
$460K to $510K

The larger or fully upgraded plans sit at the top here. Price each on its own plan, lot, and finish level, not a community average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$400K to $440K
Entry: smaller plans
The smaller plans are the value entry here. Confirm the builder details, the plan, the lot, the HOA, and the flood zone before you write (third-party context, 2026, not MLS).
$440K to $460K
Mid: core plans
The core single-family plans are the heart of the community. Price each on its plan, lot, and finishes against the closest comparable Gulf Breeze sale and current builder offerings.
$460K to $510K
High: larger or upgraded plans
The larger or fully upgraded plans sit at the top here. Price each on its own plan, lot, and finish level, not a community average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Roman Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Roman Oaks is newer single-family living in desirable Gulf Breeze. With limited public documentation, the deal is read home-by-home in the plan, the lot, the finishes, the HOA, and the flood picture, confirmed directly.

Jon Brooks · Founder, Momentum Realty
6.6B · Buy Score
Resale Strength6.4/10
Renovation Risk7.1/10
Location Efficiency7.4/10
Long-Term Defensibility6.2/10
Carrying Cost Advantage6.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Roman Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • The plan, the lot, and the finish level are the value; verify all three, plus the community details.
  • Confirm the HOA, any CDD, the flood zone, and the Santa Rosa County taxes.
  • Comp against the closest comparable Gulf Breeze sale and current builder offerings.

In a newer community like Roman Oaks, value is driven by the specific plan, its finish level, and its lot, plus the HOA rules and current builder pricing, not a single average, and with limited public documentation the first step is confirming the builder and community details directly. That means verifying the dues and any rental rule, comparing the plan and upgrades against the builder's current offerings, confirming the lot lines and drainage, verifying the FEMA flood zone and the Santa Rosa County parcel taxes, then pricing the home against the closest comparable Gulf Breeze sale, with the desirable south Santa Rosa County location as the durable advantage.

Roman Oaks in 15 seconds.

Best forBuyers who want a newer single-family home in the desirable Gulf Breeze area.
Strong onA south Santa Rosa County coastal location near Pensacola Beach and the Pensacola job market.
WatchLimited public documentation, shifting builder inventory, the HOA dues, and the FEMA flood zone per lot.
Not forBuyers who want an established neighborhood, a direct-waterfront lot, or a large amenity community.
The edgeConfirming the community details and pricing on plan, lot, and finishes lets a prepared buyer act with confidence where public information is thin.

HOA, CDD & Fees

15-Second Take
  • Confirm whether an HOA applies, the dues, and any CDD.
  • Confirm the builder details and verify the FEMA flood zone per lot.
  • No CDD is assumed; confirm per parcel.

Roman Oaks is a newer community; confirm whether a homeowners association applies, the current dues, any CDD, and the deed restrictions and what they cover before you offer. No CDD is assumed; confirm per parcel.

No resort amenity package is assumed; the value is the newer single-family home and the Gulf Breeze location. Confirm any shared facilities in the community documents.

The value is the south Santa Rosa County coastal location near Pensacola Beach and Pensacola; confirm any shared facilities in the community documents.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Roman Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Santa Rosa Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Roman Oaks home worth?

Get a no-obligation home value based on real comparable sales in Roman Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Roman Oaks home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Roman Oaks year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Roman Oaks Market Scorecard

No active listings

Roman Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$442,400
Median sold
n/a
Per sqft
n/a
Days on mkt
0/1/27
Active/Pend/Sold

Typical home value in the 32563 ZIP is $402,402, about 16.7% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Roman Oaks?
It is a newer single-family community in Gulf Breeze, Santa Rosa County, ZIP 32563, in the south Santa Rosa County coastal area.
Who builds in Roman Oaks?
Third-party listing sources describe Roman Oaks as a D.R. Horton community; confirm the current builder, plans, and availability directly (Redfin, 2026).
What kind of homes are in Roman Oaks?
Third-party sources describe newer single-family homes; detailed public specifications are limited, so confirm the plans and sizes with the builder (Redfin, 2026). Compare by plan, size, finish level, and lot.
What do homes cost in Roman Oaks?
Pricing varies by plan, lot, and finish level and moves with builder incentives (illustrative, not MLS). Confirm current pricing for a specific home and against current builder offerings.
Is there an HOA?
Roman Oaks is a newer community; confirm whether an HOA applies, the current dues, any CDD, and what they cover before you offer.
Is there a CDD?
No CDD is assumed, but confirm per parcel before you write.
What is nearby?
The U.S. Highway 98 corridor, Pensacola Beach, and the Pensacola job market across the bay, plus the destinations noted above.
What schools serve Roman Oaks?
It is served by the Santa Rosa County School District; confirm the current zoned schools by address with the district.
Is Roman Oaks in a flood zone?
Confirm the FEMA flood zone and insurance for the specific lot before you write.
Why is there limited information on Roman Oaks?
It is a smaller, newer community with limited public documentation beyond the builder and listing portals; confirm the builder, the HOA, and the community boundaries directly before relying on any specifics.
Is Roman Oaks good for investors?
Its newer stock and Gulf Breeze location can suit investors; confirm any HOA rental rules, the builder details, the lot, and the flood zone, and price each home on its own merits.
Should I use the builder's or listing agent to buy in Roman Oaks?
No. That agent works for the seller or the builder. On a new-construction purchase where upgrades, lot premiums, and incentives move value, having your own representation, which typically costs you nothing as the buyer, is the highest-leverage decision you make.
Buyers who want a newer single-family home in the Gulf Breeze areaExcellent fit
Buyers who value a south Santa Rosa County coastal location near beaches and PensacolaExcellent fit
Buyers comparing builder floor plans who want to pick plan, lot, and finishesExcellent fit
Buyers who want an established, mature-tree neighborhood or a direct-waterfront lotProbably not
Buyers who want a large resort-amenity or golf communityProbably not
Anyone unwilling to confirm the builder details, the HOA, the lot, and any flood determinationProbably not

Get the inside read on Roman Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Roman Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Roman Oaks specialist will reach out personally, usually the same day.

Roman Oaks median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Roman Oaks, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Gulf Breeze & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

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