Wilshire in Jacksonville

Wilshire Homes for Sale in Jacksonville, FL

Established 1988 · Intracoastal West · ZIP 32224

A small, affordable condominium community in Jacksonville, low-maintenance units at a value price in a quiet residential setting.

Affordable condosSmall, quiet communityLow-maintenance living
Live Market Pulse
41/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Wilshire

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$135K
Median Price
7.2mo
Supply
138days
Avg DOM
Soft
Seller Leverage
$97/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Wilshire reads as a small, affordable condominium community in Jacksonville, where value turns on the unit and the association rather than a single-family home. Third-party sources describe a quiet, well-regarded residential condominium with midsize, reasonably priced units (neighborhoods.com; remax.com, 2026). The buy is the unit and the association: read the budget and reserves, confirm the rental rules, and price each unit on its layout and condition."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Wilshire market snapshot (as of June 25, 2026): the median sale price is about $135K ($97 per sq ft), with homes averaging 138 days on market and 7.2 months of supply, a buyer-leaning market (limited data). Based on 5 recent closings in live realMLS data.

Wilshire is a condominium community in Jacksonville, Duval County, ZIP 32256; confirm the exact location and ZIP for a specific unit (neighborhoods.com; remax.com, 2026).

Third-party sources describe a small, quiet residential condominium with midsize, reasonably priced units, so compare strictly by layout, size, and condition rather than by a community standard (neighborhoods.com, 2026).

The everyday draw is the value and convenience: an affordable, low-maintenance condo in a quiet setting with access to Jacksonville's shopping, employers, and road network.

As a condominium community, value is read through the association: confirm the monthly dues and what they cover, the reserve funding and any special assessment, the rental rules, and lender condo approval, then price each unit on its layout and condition.

Best for

  • Buyers who want an affordable, low-maintenance condo in a quiet Jacksonville setting
  • First-time buyers, downsizers, and investors comfortable with a small condominium
  • Buyers comfortable reading a condo association's budget and reserves

Probably not for

  • Buyers who want a single-family home with no association
  • Buyers who want a luxury or amenity-rich building
  • Anyone unwilling to verify the dues, reserves, and rental rules

How Wilshire is performing right now

41/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
7.2Months of supplytight
128Median days on marketdays
0 : 3Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+7%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Wilshire listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Wilshire buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Wilshire

Live MLS inventory for Wilshire. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Wilshire listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Shopping and services~4 to 9 min · everyday needs
Interstate 95 / JT Butler~6 to 12 min · the road network
St. Johns Town Center~12 to 20 min · shopping and dining
Downtown Jacksonville~18 to 26 min · employers
University of North Florida~12 to 20 min · campus
Jacksonville Beaches~25 to 35 min · east

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Wilshire Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

LBThe Landings at Belle Rive Homes for Sale in Jacksonville, FLJacksonville, FL · 0.2 miBelle Rive Villas in Jacksonville, FLBelle Rive Villas in Jacksonville, FLJacksonville, FL · 0.2 miBaymeadows Homes for Sale in Jacksonville, FLBaymeadows Homes for Sale in Jacksonville, FLJacksonville, FL · 0.4 miEast Hampton Homes for Sale in Jacksonville, FLEast Hampton Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miLBLakeside at Baymeadows Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miThe Overlook at Baymeadows Homes for Sale in Jacksonville, FLThe Overlook at Baymeadows Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miVillas of Timberlin Parc Homes for Sale in Jacksonville, FLVillas of Timberlin Parc Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miWindsor Falls Homes for Sale in Jacksonville, FLWindsor Falls Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miStonebridge Homes for Sale in Jacksonville, FLStonebridge Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Wilshire (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Wilshire is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Wilshire address.

The takeaway

What is actually shaping value at Wilshire, sourced and dated. We do not publish rumor.

Recent Developments in Wilshire

Our read on what is being built around Wilshire, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishOn a small, affordable condominium, the decisive factors are the association's budget and reserves and the convenience of the location, not market headlines.

Affordable, low-maintenance condo

BullishNotable impact
SignificanceRadius: Wilshire

An affordable, low-maintenance condo in a quiet, convenient Jacksonville setting is a durable draw for first-time buyers, downsizers, and investors.

Condominium association budget and reserves

NeutralNotable impact
SignificanceRadius: Wilshire

On a small condominium each owner carries a larger share of capital projects; the dues, reserve funding, and any special assessment drive the all-in cost, so confirm them before you buy.

Unit condition

NeutralMinor impact
SignificanceRadius: Wilshire

Condition and updates vary unit to unit; price each on its own merits rather than a community average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Wilshire, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and the parcel tax bill

    The Duval County Property Appraiser publishes parcel values and the City of Jacksonville sets the millage; the actual lines on a Wilshire parcel, alongside the association dues, set the carrying cost. Why it matters: Pull the specific parcel's record and taxes from the Duval County Property Appraiser before you write; on an affordable condo the all-in monthly is the dues plus taxes. Source

  2. 2026
    Community

    Community documented by third-party sources

    Third-party sources describe Wilshire as a small, quiet Jacksonville condominium community with midsize, reasonably priced units. Why it matters: Community characteristics are reported by third-party sources; verify the unit, the association documents, and the rules directly before relying on them. Source

Development alerts for WilshireGet a short monthly email when something new is approved, funded, or opens near Wilshire.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Wilshire, this is the order of operations we would run, and the one we run for our clients.

1

Read the condominium association documents. Get the current monthly dues, what they cover, the reserve funding, and any approved or pending special assessment before you write.

2

Confirm the rental rules. Verify any minimum lease term and any rental cap with the association, which matters for both owner-occupants and investors.

3

Confirm lender condo approval. Small, affordable condos can face financing and condo-review hurdles; confirm the community is approvable for your loan, or budget to pay cash.

4

Inspect the unit and any building structure. HVAC, the water heater, and any updates vary unit to unit; on any multi-story building, confirm the reserve and inspection posture.

5

Comp within the community. Price the unit against the closest recent Wilshire sale of the same layout, adjusting for condition.

Best Buy
An updated unit with a clean association budget and funded reserves, priced to its true condition.
Biggest Risk
An underfunded reserve, a special assessment, or a financing hurdle on a small affordable condominium.
Best Lot
There is no private lot; the layout, floor, and condition are what separate units.
Smart Timing
On a small affordable condominium, the association's budget matters more than market timing; buy the dues alongside the unit.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Wilshire is a condominium community in Jacksonville, Duval County, ZIP 32256; confirm the exact location and ZIP for a specific unit. Third-party sources describe a small, quiet residential condominium with midsize, reasonably priced units in a convenient setting with access to the city's shopping, employers, and road network (neighborhoods.com; remax.com, 2026). As a condominium community, the central diligence items are the association's dues and what they cover, the reserve funding, any special assessment, the rental rules, lender condo approval, and what the association maintains versus the owner.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or original-condition units
$99K to $135K

Smaller layouts and original-condition units are the value entry at Wilshire. Confirm the association budget and reserves before you write (third-party context, 2026, not MLS).

Lowest entry
Mid: updated units
$135K to $150K

Updated units with a renovated kitchen and newer systems are the core of the community. Price each on its layout and condition against the closest comparable sale.

Most inventory
High: best-condition units
$150K to $165K

Fully updated units sit at the top of this affordable community. Price each on its own condition, not a community average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$99K to $135K
Entry: smaller or original-condition units
Smaller layouts and original-condition units are the value entry at Wilshire. Confirm the association budget and reserves before you write (third-party context, 2026, not MLS).
$135K to $150K
Mid: updated units
Updated units with a renovated kitchen and newer systems are the core of the community. Price each on its layout and condition against the closest comparable sale.
$150K to $165K
High: best-condition units
Fully updated units sit at the top of this affordable community. Price each on its own condition, not a community average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Wilshire

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Wilshire is affordable, low-maintenance, quiet Jacksonville condo living. The deal is found in the association's budget and reserves and the unit's condition, not the sticker.

Jon Brooks · Founder, Momentum Realty
6.3B · Buy Score
Resale Strength6.2/10
Renovation Risk5.8/10
Location Efficiency7.2/10
Long-Term Defensibility6.2/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Wilshire is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • There is no private lot; the layout, floor, and condition separate units.
  • On a small community, reserves and any special assessment are the real value drivers.
  • Comp against the closest same-layout sale in the community.

Wilshire is a condominium, so the value question is the unit and the association, not lot or land. The layout, floor, and condition separate otherwise similar units, while on a small community the association's dues, reserve funding, and any special assessment drive the all-in cost of ownership and weigh more heavily per owner. The honest approach is to compare a unit against the closest recent same-layout Wilshire sale, then price the association's budget alongside the unit's condition.

Wilshire in 15 seconds.

Best forBuyers who want an affordable, low-maintenance condo in a quiet, convenient Jacksonville setting.
Strong onAffordability and convenience: a low-maintenance condo at a value price with access to the city's shopping and employers.
WatchThe association budget, reserve funding, any special assessment, lender condo approval, and the rental rules.
Not forBuyers who want a single-family home or a luxury, amenity-rich building.
The edgeAn affordable, quiet condo offers a low all-in monthly for owner-occupants and investors alike.

HOA, CDD & Fees

15-Second Take
  • It is a small condo, so reserves and any special assessment weigh heavily per owner.
  • Confirm what the association maintains versus the owner, and the rental rules.
  • No CDD is expected; verify per parcel and confirm lender condo approval.

Wilshire is a condominium, so a monthly association assessment applies; on a small community each owner carries a larger share of capital projects, so confirm the current figure, what it covers, the reserve funding, and any special assessment directly with the association before you offer. No CDD is expected on an established condominium; confirm per parcel.

Confirm whether the dues cover the building exterior, grounds, water and sewer, master insurance, and reserve contributions, and which elements the owner maintains, and ask for the reserve study and any special assessment.

As a small condominium community, Wilshire offers low-maintenance living and a quiet, convenient location rather than a large amenity package; confirm the current features and rules with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Wilshire, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arlington, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Wilshire home worth?

Get a no-obligation home value based on real comparable sales in Wilshire matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Wilshire on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Wilshire Market Scorecard

Buyer's market

Wilshire is currently a buyer's market. About 9.0 months of supply, a median asking price of $165,500, and homes go under contract in about 129 days.

9.0
Months supply
$165,500
Median list
$121,000
Median sold
$103
Per sqft
129
Days on mkt
3/0/4
Active/Pend/Sold

Typical home value in the 32217 ZIP is $311,806, about 10.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Wilshire?
It is a condominium community in Jacksonville, ZIP 32256; confirm the exact location and ZIP for a specific unit (neighborhoods.com, 2026).
What kind of units are in Wilshire?
Midsize, reasonably priced condominium units in a small, quiet community. Compare by layout, size, and condition (neighborhoods.com, 2026).
What do units cost at Wilshire?
Pricing varies by layout and condition; the community is described as reasonably priced (illustrative, not MLS). Confirm current pricing for a specific unit.
What are the HOA dues?
A monthly condominium assessment applies, and on a small community each owner carries a larger share of capital costs; confirm the current figure and what it covers with the association before you offer.
Is there a CDD?
No CDD is expected on an established condominium like Wilshire, but confirm per parcel.
Can I rent out a unit?
Confirm the rental policy, any minimum lease term, and any rental cap with the association before you count on renting.
What does the association maintain?
Confirm which elements, such as the building exterior and grounds, the association maintains versus the owner, and what the dues cover, before you write.
What should I check on the unit?
The HVAC, water heater, and any updates, plus the association's reserve study and any special assessment; price the unit on its condition.
What is nearby?
Shopping and services, I-95 and JT Butler Boulevard, the St. Johns Town Center, UNF, and downtown Jacksonville employers.
Is Wilshire a quiet community?
Third-party sources describe it as a small, quiet residential community; visit at different times of day and confirm the specific building before you write (neighborhoods.com, 2026).
What schools serve the area?
It is served by Duval County Public Schools, with assignments set by address. Confirm the current zoned schools with the district before you rely on it.
Should I use the listing agent to buy at Wilshire?
No. The listing agent works for the seller. On a condominium where the association's budget and reserves move value, having your own representation, which costs you nothing as the buyer, is the highest-leverage decision you make.
Who is the best real estate agent for Wilshire?
The best agent for Wilshire is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Wilshire.
How do I find a top Jacksonville real estate agent who knows Wilshire?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Wilshire and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Wilshire?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Wilshire purchase or sale - no call center and no pressure.
You want an affordable, low-maintenance condo in a quiet Jacksonville settingExcellent fit
You are a first-time buyer, downsizer, or investor comfortable with a small condominiumExcellent fit
You will read the association budget, reserves, and rental rulesExcellent fit
You want a single-family home with no associationProbably not
You want a luxury or amenity-rich buildingProbably not
You are unwilling to verify the dues, reserves, and rental rulesProbably not

Get the inside read on Wilshire

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Wilshire home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Wilshire specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Wilshire - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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