Woodridge
Homes for Sale in Panama City, FL
All 268 homes for sale in Panama City, FL · median $349,150 · 163 homes for sale in 32405 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Woodridge in Panama City, FL has 1 home for sale. As of November 2026, the MLS records 2 closed sales in Woodridge in Panama City, FL since 2026, the most recent in July 2026. Across Panama City as a whole, 371 homes closed in the last 12 months at a median of $300,000, 84 median days on market. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).
The market around Woodridge
Woodridge is too small for its own price trend, so here is the market around it.
In ZIP 32405, 150 homes are on the market and 21% are under contract — a steady corner of Panama City.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
ZIP and county figures describe the wider market, not Woodridge specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Woodridge
Live MLS inventory for Woodridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Woodridge listings as of 2026-11-14, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Woodridge buying strategy.
If we were buying in Woodridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Woodridge.
A closer look at the Woodridge market
The housing stock is 47 homes built between 1986 and 2020, and 60% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Woodridge. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Woodridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Woodridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Woodridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Woodridge home worth?
Get a no-obligation home value based on real comparable sales in Woodridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
| Location | Panama City, Bay County, FL · ZIP 32405 |
|---|---|
| Homes in the community | 47 (FL DOR 2025 assessment roll) |
| Years built | 1986–2020 (median 1987) |
| Typical living area | 1,483 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $240,000 |
| Owner-occupied (homestead) share | 60% |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Woodridge key facts,” movewithmomentum.com/neighborhoods/woodridge--bay, data as of November 11, 2026.
Housing distress & ownership in Woodridge, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Woodridge Bay Right Now (1)
All 1 active and pending Woodridge Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4087 Woodridge Place, Panama City, Fl 32405 · $240,000 · 3 bd / 2 ba · listed Sep 11, 2026 · listed by Palms to Pines Real Estate LLC
More Panama City home searches
- All homes for sale in Panama City, FL
- Homes for sale in Bay County, FL
- Panama City home values: what is my house worth?
- ZIP 32405 housing scorecard
- 5 coming-soon communities in Bay County
Panama City guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Email me new listings in Woodridge
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Woodridge
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Woodridge will answer, and the answer is published on this page for the next buyer.
19% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Frequently Asked Questions
How many homes are in Woodridge?
What share of Woodridge is owner-occupied?
When were the homes in Woodridge built?
Who is the best real estate agent for Woodridge?
How do I find a top Panama City real estate agent who knows Woodridge?
Can Momentum Realty connect me with an agent for Woodridge?
Where is Woodridge, and what county is it in?
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32405)) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Woodridge fits the bigger picture — live prices, inventory, and Momentum Scores: