Owner-Occupied vs Investor Neighborhoods in Martin County

Who owns a neighborhood tells you how it will behave: homesteaded blocks turn over slowly and vote for the HOA budget; investor-heavy ones rent, flip and swing with the market. Florida publishes the answer parcel by parcel on the county property appraiser’s roll, and this page rolls it up for every Martin County community we track — the homestead share (owner-occupancy), the estimated non-owner-occupied share, out-of-state owners and LLC/trust ownership.

Across 294 Martin County communities and 36,276 residential parcels on the 2025 Florida DOR roll, 70% of homes are homesteaded — the owner-occupancy proxy — and 30% are not; 8% are owned from out of state and 14% are held by an LLC, corporation or trust. The Falls Of Jensen Beach is the most owner-occupied community in the county at 98%; Terra Lago the most investor-held at 0% homesteaded.

Most owner-occupied communities in Martin County

CommunityCityHomesteadedNon-owner-occupiedParcelsBuilt (median)
The Falls Of Jensen BeachJensen Beach98%2%532013
Sabal Palm EstatesPalm City98%2%501988
South Fork EstatesStuart97%3%1101998
Copperleaf , Sand Trail (Aka Copperleaf), Sand TrailPalm City97%3%662015
Canopy Creek (Tuscawilla)Palm City97%3%652022
Sand TrailPalm City94%6%1952013
Hammock Creek EstatesPalm City94%6%1232003
Lost River CoveStuart94%6%532006
Gregor WoodsStuart94%6%701989
Martin MeadowsStuart94%6%521983
Sand Trail (Aka Copperleaf)Palm City94%6%1502015
Orchid BayPalm City94%6%1121998
Westwood Country EstatesPalm City94%6%922004
Savannah Estates (Venetian Village)Stuart92%8%372013
Hammock CreekPalm City92%8%1611999
Banyan BayStuart92%8%612019
IslesworthPalm City92%8%1221997
DanforthPalm City92%8%971992
Locks LandingStuart91%9%1542002
Pineapple Plantation/The PinesJensen Beach91%9%652002
Canoe CreekPalm City91%9%871985
Rocky Point HighlandsStuart91%9%541990
Lake GrovePalm City91%9%641998
Crane Creek CountryPalm City90%10%1421982
Pheasant Run At Martin Downs (Aka Martin Downs PlaPalm City90%10%301984

Most investor-held communities

Lowest homestead share — rentals, second homes and flips concentrate here.

CommunityCityHomesteadedNon-owner-occupiedLLC / trustParcels
Terra LagoIndiantown0%100%96%115
West Jensen PudJensen Beach0%100%72%170
Newfield CrossroadsPalm City0%100%54%90
95 Riverside PudStuart0%100%80%44
Salerno Reserve At ShowcaseStuart3%97%4%97
PentalagoPalm City6%94%63%35
Portofino At Jensen BeachJensen Beach7%93%58%384
Portofino/Jensen BeachJensen Beach7%93%58%384
Mariner Village Of Martin County CondoStuart9%91%8%104
The Estates At Stuart CondoStuart10%90%74%42
Cove RoyaleStuart16%84%32%84
Port Salerno VillageStuart16%84%35%153
Golde GateStuart16%84%32%50
The Preserve At Park TraceStuart18%82%56%114
Kingman AcresStuart19%81%40%52
Yacht Club BeachStuart22%78%60%58
BrowningsStuart25%75%12%48
Blue Heron Mobile Home Park Co-OpJensen Beach26%74%3%31
ResubdivisionJensen Beach28%72%40%88
Fee'S SubdivisionJensen Beach28%72%40%88
Miller'SJensen Beach28%72%40%88
Behlau'SStuart29%71%10%42
Fox Grove Aka Meadow RunPalm City29%71%15%87
Fishermans HavenJensen Beach32%68%31%146
Coconut WayJensen Beach33%67%36%107

Most out-of-state owners

CommunityCityOut-of-stateHomesteadedParcels
Terra LagoIndiantown96%0%115
The Estates At Stuart CondoStuart79%10%42
Fairway Villas Condo @ IrpStuart44%39%36
Riverwood CondoStuart40%51%35
Salerno Reserve At ShowcaseStuart37%3%97
Fairway Villas Of Miles Grant CondoStuart37%52%46
Foxcross CondoStuart31%50%72
Fairway Apartments Condo In Mariner SandsStuart30%56%46
Blue Heron Mobile Home Park Co-OpJensen Beach29%26%31
Miles GrantStuart28%61%90
Miles Grant Villa AreaStuart28%61%90
Poppleton Creek AreaStuart28%48%69
King Mountain CondoStuart28%48%69
Portofino At Jensen BeachJensen Beach26%7%384
Portofino/Jensen BeachJensen Beach26%7%384

Highest LLC, corporate or trust ownership

CommunityCityLLC / trustHomesteadedParcels
Terra LagoIndiantown96%0%115
95 Riverside PudStuart80%0%44
The Estates At Stuart CondoStuart74%10%42
West Jensen PudJensen Beach72%0%170
PentalagoPalm City63%6%35
Yacht Club BeachStuart60%22%58
Portofino At Jensen BeachJensen Beach58%7%384
Portofino/Jensen BeachJensen Beach58%7%384
The Preserve At Park TraceStuart56%18%114
Newfield CrossroadsPalm City54%0%90
Kingman AcresStuart40%19%52
ResubdivisionJensen Beach40%28%88
Fee'S SubdivisionJensen Beach40%28%88
Miller'SJensen Beach40%28%88
Sandpiper SquareStuart39%39%54

How to read this

Homestead exemption is claimed by owners who live in the home as their primary residence, so the homestead share is a close proxy for owner-occupancy; the non-owner-occupied estimate is its complement adjusted for parcels that cannot claim it. Out-of-state and LLC/trust shares come from the owner mailing address and owner name on the roll. Communities are matched to parcels by subdivision and street; figures are for the parcels matched (n shown), not necessarily every home. Source: Florida Department of Revenue NAL assessment roll, 2025, compiled by Momentum Research, September 2026. Back to homes for sale in Martin County.

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Common questions

What share of homes in Martin County are owner-occupied?

About 70% of the 36,276 residential parcels in the 294 communities tracked here are homesteaded, the state’s owner-occupancy proxy; roughly 30% are not owner-occupied.

Which Martin County neighborhoods have the most investors?

Lowest homestead share: Terra Lago (0%), West Jensen Pud (0%), Newfield Crossroads (0%), 95 Riverside Pud (0%), Salerno Reserve At Showcase (3%), Pentalago (6%).

How many Martin County homes are owned from out of state?

About 8% of the tracked parcels have an owner mailing address outside Florida; the highest concentrations are Terra Lago, The Estates At Stuart Condo, Fairway Villas Condo @ Irp, Riverwood Condo.