Waterfront Communities in Broward County, FL
Looking for waterfront communities in Broward County, FL? Momentum Realty tracks 8 Broward County communities with evidence of waterfront living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Broward County waterfront communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Hillsboro Shores · agent | Pompano Beach | $1.57M | – | 103 d |
| Harbor Beach · agent | Fort Lauderdale | $3.23M | – | 131 d |
| Terra Mar Island Estates · agent | Pompano Beach | $2.35M | – | 100 d |
| Cobblestone II · agent | Pembroke Pines | $399,000 | – | 123 d |
| Lauderdale Beach · agent | Fort Lauderdale | $1.18M | – | 184 d |
| Isla Bahia · agent | Fort Lauderdale | $9.90M | – | 63 d |
| Breakwater · agent | Fort Lauderdale | $2.05M | – | – |
| Ocean 580 | Pompano Beach | – | – | 53 d |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What waterfront ownership really costs in Florida
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand — not an estimate. Our wind mitigation savings calculator shows how inspection credits can offset part of the premium, and the buyer closing costs calculator builds insurance into your cash-to-close number.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
What it costs to own here
At Broward County’s typical combined millage of 19.84 mills, a purchase at $2,050,000 (the median across these waterfront communities) generates roughly $40,678 a year in property tax before exemptions — about $3,390 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Broward County average about $1,561 a year ($130 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Broward County near $2,581 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Broward County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Broward County right now
In the most recent IRS migration data (2022-2023), Broward County lost a net 13,129 people to relocation, with the largest inbound flows from NY, NJ, CA. Households moving IN reported average incomes of $90,662 versus $75,372 for those leaving — the income mix of demand, straight from tax filings. Population is up about 1.9% over the recent multi-year window. On the supply side, builders pulled 2,690 residential permits in Broward County in 2025 (712 single-family), up 62.5% year over year — against 4,069 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 15.6% versus its income-and-rent fundamentals.
The Broward County market, in context
Broward County sits between Miami-Dade and Palm Beach with Fort Lauderdale — the yachting capital of the world — at its heart. It offers a more attainable entry to the tri-county than Miami, a diversified economy spanning marine, cruise, aviation, and tech, and a nearly built-out landscape of established suburbs from Weston to Parkland.
The economy behind the market: {'drivers': 'the marine industry, tourism and cruise (Port Everglades), aviation, healthcare, and finance and tech', 'summary': "Broward's economy is unusually diversified for South Florida. Fort Lauderdale is the marine-industry capital — yacht building, refit, and the Fort Lauderdale International Boat Show — while Port Everglades is one of the world's busiest cruise ports and Fort Lauderdale-Hollywood International is a major airport. AutoNation, a Fortune 500 company, is headquartered here, Broward Health and Memorial Healthcare anchor one of the largest public health systems in the country, and a growing tech and finance presence rounds it out.", 'employers': ['Broward County Public Schools (6th-largest district in the U.S.)', 'Memorial Healthcare System', 'Broward Health', 'AutoNation (Fortune 500 HQ, Fort Lauderdale)', 'Nova Southeastern University', 'American Express', 'Port Everglades', 'Fort Lauderdale-Hollywood International Airport'], 'jobNote': 'AutoNation is headquartered in Fort Lauderdale; Port Everglades is among the busiest cruise ports in the world.'}
What could change it: As coastal South Florida, Broward carries high insurance and hurricane/storm-surge exposure, with sea-level rise and king-tide flooding affecting low-lying areas. The county is largely built out, so new single-family supply is limited, and older condos face post-Surfside reserve and assessment requirements that must be checked before buying.
Near-term outlook: Expect steady demand as the tri-county's relative-value option, with modest near-term price movement. Insurance and affordability are the brakes, and the condo market remains the softest segment as assessments work through; well-located single-family in top-school suburbs stays the most resilient.
Run the numbers in Broward County
- Find the best agent in Broward County
- Get a cash offer in Broward County
- Broward County housing scorecard
- What would selling net you
- Buyer closing costs calculator
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Common questions
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Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.