Waterfront Communities in Volusia County, FL

Looking for waterfront communities in Volusia County, FL? Momentum Realty tracks 84 Volusia County communities with evidence of waterfront living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Volusia County waterfront communities at a glance

Communities tracked

$460,000

Median sale price

153 days

Median days on market

299

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Seabridge South · agent	Ormond Beach	$446,000	-14.0%	38 d
Harbour Village Golf & Yacht Club · agent	Ponce Inlet	$452,000	-8.0%	269 d
Oceans Five · agent	Daytona Beach Shores	$267,000	-20.0%	77 d
Oceans Six Condominium · agent	Daytona Beach Shores	$410,000	-15.0%	122 d
Links South at Harbour Village · agent	Ponce Inlet	$438,000	-3.0%	108 d
Links North at Harbour Village · agent	Ponce Inlet	$566,000	+1.0%	110 d
Oceans Four Condominium · agent	Daytona Beach Shores	$430,000	+5.0%	270 d
Oceans Atrium · agent	Daytona Beach Shores	$298,000	–	200 d
Ocean Villas Condominium · agent	Daytona Beach Shores	$1.40M	+29.0%	116 d
Peck Plaza · agent	Daytona Beach Shores	$442,000	-7.0%	291 d
Oceans One Condominium · agent	Daytona Beach Shores	$330,000	–	221 d
The Peninsula · agent	Daytona Beach Shores	$470,000	+19.0%	106 d
Oceans Eight Condominium · agent	Daytona Beach Shores	$494,000	–	116 d
Bella Vista · agent	Daytona Beach Shores	$761,000	-4.0%	46 d
Coquina Key · agent	Ormond Beach	$630,000	+31.0%	–
Daytona Beach Ocean Towers · agent	Daytona Beach	$240,000	-13.0%	255 d
Sea Coast Gardens · agent	New Smyrna Beach	$425,000	+12.0%	–
Regency Plaza Condo · agent	Ormond Beach	$390,000	-12.0%	232 d
Oceans Atrium One · agent	Daytona Beach Shores	$279,000	–	55 d
The Sherwin · agent	Daytona Beach Shores	$490,000	+3.0%	343 d
Salida Del Sol · agent	Daytona Beach Shores	$530,000	+13.0%	31 d
Oceans Two · agent	Daytona Beach Shores	$220,000	-4.0%	38 d
Ocean Walk at New Smyrna Beach · agent	New Smyrna Beach	$460,000	-4.0%	116 d
Oceans Seven Condominium · agent	Daytona Beach Shores	$205,000	+3.0%	148 d
Aqua Vista Circles · agent	Ormond Beach	$409,000	+13.0%	–

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Every other tracked waterfront communities in Volusia County

What waterfront ownership really costs in Florida

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand — not an estimate. Our wind mitigation savings calculator shows how inspection credits can offset part of the premium, and the buyer closing costs calculator builds insurance into your cash-to-close number.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

What it costs to own here

At Volusia County’s typical combined millage of 19.21 mills, a purchase at $460,000 (the median across these waterfront communities) generates roughly $8,838 a year in property tax before exemptions — about $737 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Volusia County average about $1,807 a year ($151 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Volusia County near $1,988 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Volusia County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Volusia County right now

In the most recent IRS migration data (2022-2023), Volusia County gained a net 8,035 people to relocation, with the largest inbound flows from NY, NJ, GA. Households moving IN reported average incomes of $72,813 versus $57,215 for those leaving — the income mix of demand, straight from tax filings. Population is up about 7.7% over the recent multi-year window. On the supply side, builders pulled 2,826 residential permits in Volusia County in 2025 (2,079 single-family), down 17.0% year over year — against 5,508 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 0.4% versus its income-and-rent fundamentals.

The Volusia County market, in context

Volusia County is value-priced coastal Florida between Jacksonville and Orlando — Daytona Beach and its world-famous Speedway, the surf town of New Smyrna Beach, Embry-Riddle's aviation campus, and a growing inland corridor around Deltona and DeLand. It offers some of the most affordable beach living on Florida's Atlantic coast.

The economy behind the market: {'drivers': 'healthcare, education and aviation, tourism and motorsports, manufacturing, and insurance', 'summary': "Volusia's economy mixes healthcare (Halifax Health and AdventHealth), a notable education-and-aviation cluster led by Embry-Riddle Aeronautical University and Daytona State College, and a tourism-and-motorsports engine centered on Daytona International Speedway and NASCAR. Brown & Brown, one of the largest insurance brokerages in the country, is headquartered in Daytona Beach, and B. Braun Medical anchors manufacturing.", 'employers': ['Volusia County Schools', 'Halifax Health', 'AdventHealth', 'Brown & Brown Insurance (Daytona Beach HQ)', 'Embry-Riddle Aeronautical University', 'NASCAR / Daytona International Speedway', 'B. Braun Medical', 'Daytona State College'], 'jobNote': "Brown & Brown is headquartered in Daytona Beach; Embry-Riddle is the nation's leading aviation university; Daytona hosts NASCAR's flagship Speedway."}

What could change it: Coastal hurricane and flood exposure is the main risk — Hurricanes Ian and Nicole (2022) caused notable beach erosion and damage in Daytona Beach Shores and Wilbur-by-the-Sea — along with rising insurance and ongoing beach-erosion concerns. Inland Volusia carries lower risk, and some areas have softer income profiles than the coastal high end.

Near-term outlook: Expect steady, value-driven demand over the next 12 months from Orlando spillover, remote workers, and retirees (Latitude Margaritaville remains a strong draw). Prices stay among the more affordable on the Atlantic coast, with modest growth and the usual coastal insurance caution near the water.

Run the numbers in Volusia County

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Common questions

How many waterfront communities does Volusia County, FL have?

Momentum Realty currently tracks 84 communities in Volusia County with evidence of waterfront living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Volusia County waterfront communities cost?

The median sale price across tracked waterfront communities in Volusia County is about $460,000, and it varies widely by community. Use the table above for community-level medians.

How does Momentum classify a community as one of the waterfront communities?

A community appears here when we find waterfront, canal, intracoastal, riverfront, lakefront or beach-access amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

Can Momentum connect me with an agent for these communities?

Yes. Momentum serves Volusia County and matches you with an agent who works these specific communities. Matching is free and no-obligation.

How much is home insurance in Volusia County?

Citizens Property Insurance policies in Volusia County average about $1,807 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Volusia County?

Typical combined millage in Volusia County is about 19.21 mills - roughly 1.92% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.