Waterfront Homes for Sale in Ellijay, GA
This page tracks every Ellijay listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
117 waterfront homes are for sale or pending in Ellijay, GA today across 43 communities. The median asking price is $630,000, from $119,900 to $2,495,000. Listings in Ellijay without that feature have a median of $499,900. Most listings right now: Coosawattee (20), Coosawattee River Resort (6), Walnut Mountain (5). Updated September 27, 2026 from the MLS.
Live waterfront homes in Ellijay: the listings
111 active listings carry the flag today (30% of Ellijay inventory), median asking $639,850, $283/sq ft, median 34 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Ellijay
The most expensive waterfront homes in Ellijay
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 20 Bear Trail | $2,495,000 | 5,903 | Sluder Place |
| 196 Creek Camp Road | $2,350,000 | 1,014 | — |
| 460 Wikle Drive | $2,349,777 | 4,265 | — |
| 124 Wilderness Way | $2,095,000 | 7,951 | The Hemlocks |
| 4218 Roy Road | $1,995,000 | 4,836 | Lola Mealer Estates |
| 1420 Henry Evans Road | $1,979,000 | 5,425 | — |
| 201 Mountainside Parkway | $1,900,000 | 6,284 | Falling Waters |
| 335 Old Tails Creek Road | $1,750,000 | 6,617 | — |
| 245 Old Anderson Creek | $1,650,000 | 4,861 | Anderson Creek |
| 460 Wikle Drive | $1,595,000 | 4,265 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 6 | 5% |
| $300K–$500K | 25 | 23% |
| $500K–$750K | 37 | 33% |
| $750K–$1M | 20 | 18% |
| $1M+ | 23 | 21% |
Ellijay waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Coosawattee | 20 | 1 | $575,000 | $299,900 |
| Coosawattee River Resort | 6 | 1 | $509,948 | $119,900 |
| Walnut Mountain | 5 | 0 | $399,000 | $300,000 |
| High River | 4 | 1 | $962,000 | $535,000 |
| Eagle Mountain | 4 | 0 | $577,450 | $305,000 |
| Sluder Place | 2 | 0 | $1,727,500 | $960,000 |
| Falling Waters | 2 | 0 | $1,700,000 | $1,500,000 |
| Rivers Edge | 2 | 0 | $1,210,000 | $1,120,000 |
| Lakeland Estates | 2 | 1 | $805,000 | $615,000 |
| Cartecay River Estates | 2 | 0 | $656,500 | $535,000 |
| Mountaintown Creek | 2 | 0 | $636,950 | $574,900 |
| Talona Lake | 2 | 0 | $569,888 | $540,000 |
| The Hemlocks | 1 | 0 | $2,095,000 | $2,095,000 |
| Lola Mealer Estates 0-2 | 1 | 0 | $1,995,000 | $1,995,000 |
| Downtown Ellijay | 1 | 0 | $1,750,000 | $1,750,000 |
| Anderson Creek | 1 | 0 | $1,650,000 | $1,650,000 |
| Loves Mountain Estates | 1 | 1 | $1,334,000 | $1,334,000 |
| River Escape | 1 | 0 | $1,089,000 | $1,089,000 |
| Clear Creek Preserve | 1 | 1 | $985,000 | $985,000 |
| Jake Landing | 1 | 1 | $970,000 | $970,000 |
| Bryant Creek Farms | 1 | 1 | $899,900 | $899,900 |
| Lucky 8 | 1 | 0 | $899,777 | $899,777 |
| Covered Bridge Estates | 1 | 0 | $899,000 | $899,000 |
| Creekmont Crossing | 1 | 0 | $849,444 | $849,444 |
| Coosawatee River Resort | 1 | 0 | $799,000 | $799,000 |
| Rose Ridge Estates | 1 | 0 | $749,900 | $749,900 |
| Lake Buckhorn | 1 | 0 | $675,000 | $675,000 |
| Osborn Farms | 1 | 0 | $599,000 | $599,000 |
| Kells Ridge Creek | 1 | 0 | $589,000 | $589,000 |
| Versal Jones Rockwater Subdivision | 1 | 0 | $565,000 | $565,000 |
| Buckhorn | 1 | 1 | $549,900 | $549,900 |
| Blackberry Mountain | 1 | 0 | $549,900 | $549,900 |
| Holly Berry Estates | 1 | 0 | $549,000 | $549,000 |
| Talking Rock Creek Resort | 1 | 0 | $487,777 | $487,777 |
| The Preserve at Mountaintown Creek | 1 | 1 | $475,000 | $475,000 |
| Cartecay Lakes | 1 | 0 | $449,000 | $449,000 |
| Timberwalk Estates | 1 | 0 | $432,900 | $432,900 |
| Big Creek Mountain | 1 | 0 | $400,000 | $400,000 |
| Double Knob | 1 | 0 | $379,000 | $379,000 |
| Big Buck | 1 | 1 | $375,000 | $375,000 |
| Vandegriff Creek | 1 | 0 | $359,900 | $359,900 |
| Buckhorn Estates | 1 | 0 | $354,900 | $354,900 |
| Coosawattee Campground | 1 | 0 | $184,900 | $184,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Ellijay?
What do waterfront homes cost in Ellijay?
Which Ellijay community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Ellijay
- All homes for sale in Ellijay
- Ellijay ZIP codes with prices
- Ellijay golf course homes
- Ellijay gated community homes
- Ellijay 4-bedroom homes
- Ellijay homes under $300K
- Ellijay homes $300K–$500K
- Waterfront Homes in every city
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ellijay, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.