Waterfront Homes for Sale in Hiawassee, GA
This page tracks every Hiawassee listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
56 waterfront homes are for sale or pending in Hiawassee, GA today across 29 communities. The median asking price is $644,950, from $85,000 to $3,399,900. Listings in Hiawassee without that feature have a median of $416,950. Most listings right now: Enchanted Valley RV Resort (5), Bald Mountain Park (3), Bell Creek Cove (2). Updated September 27, 2026 from the MLS.
Live waterfront homes in Hiawassee: the listings
54 active listings carry the flag today (38% of Hiawassee inventory), median asking $644,950, $317/sq ft, median 66 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Hiawassee
The most expensive waterfront homes in Hiawassee
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 834 Lower Bell Creek Road | $3,399,900 | 9,400 | — |
| 703 Cherokee Hills | $2,500,000 | 4,148 | Cherokee Hills Golf |
| 1370 Heathers Cove Circle | $2,400,000 | — | Heathers Cove |
| 759 Beech Cove Drive | $2,198,000 | — | Beech Cove Vista |
| 354 Harrison Circle | $2,100,000 | — | Lake Chatuge Heights |
| 275 Bell Creek Cove Road | $2,074,000 | — | Bell Creek Cove |
| 577 Beech Cove Drive | $1,995,000 | 4,348 | Beech Cove Vistas |
| 1526 Cedar View Lane | $1,349,900 | — | Cedar View |
| 772 Big Oak Lane | $1,250,000 | 2,298 | — |
| 787 Hiawassee Estates Drive | $1,190,000 | 3,326 | Hiawassee Estates |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 14 | 26% |
| $300K–$500K | 9 | 17% |
| $500K–$750K | 7 | 13% |
| $750K–$1M | 11 | 20% |
| $1M+ | 13 | 24% |
Hiawassee waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Enchanted Valley RV Resort | 5 | 0 | $175,000 | $125,000 |
| Bald Mountain Park | 3 | 0 | $143,900 | $115,900 |
| Bell Creek Cove | 2 | 1 | $1,612,000 | $1,150,000 |
| Hi River Country | 2 | 0 | $698,750 | $525,000 |
| Cherokee Hills Golf | 1 | 0 | $2,500,000 | $2,500,000 |
| Heathers Cove | 1 | 0 | $2,400,000 | $2,400,000 |
| Beech Cove Vista | 1 | 0 | $2,198,000 | $2,198,000 |
| Lake Chatuge Heights | 1 | 0 | $2,100,000 | $2,100,000 |
| Beech Cove Vistas | 1 | 0 | $1,995,000 | $1,995,000 |
| Windjammer Lodge | 1 | 0 | $1,700,000 | $1,700,000 |
| Cedar View | 1 | 0 | $1,349,900 | $1,349,900 |
| Hiawassee Estates | 1 | 0 | $1,190,000 | $1,190,000 |
| Earnest Dowdy | 1 | 0 | $999,900 | $999,900 |
| Angel's Cove | 1 | 1 | $995,000 | $995,000 |
| Chatuge Shores | 1 | 0 | $975,000 | $975,000 |
| Cedar Cliff | 1 | 0 | $950,000 | $950,000 |
| Nantahala Bay | 1 | 0 | $850,000 | $850,000 |
| Eastgate At Chatuge | 1 | 0 | $689,000 | $689,000 |
| Twin Mountain | 1 | 0 | $575,000 | $575,000 |
| Sunset Bay Condos | 1 | 0 | $495,000 | $495,000 |
| Bell Creek Estates | 1 | 0 | $459,000 | $459,000 |
| Autumn Ridge | 1 | 0 | $449,900 | $449,900 |
| Pooh Corner | 1 | 0 | $420,000 | $420,000 |
| Hiawassee River Camp | 1 | 0 | $399,000 | $399,000 |
| Hiawassee Mountain Village | 1 | 0 | $300,000 | $300,000 |
| Laurel Canyon Estates | 1 | 0 | $295,000 | $295,000 |
| Enchanted Valley | 1 | 0 | $219,900 | $219,900 |
| Leisure Woods Park | 1 | 0 | $108,000 | $108,000 |
| Leisure Woods | 1 | 0 | $85,000 | $85,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Hiawassee?
What do waterfront homes cost in Hiawassee?
Which Hiawassee community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Hiawassee
- All homes for sale in Hiawassee
- Hiawassee 4-bedroom homes
- Hiawassee homes under $300K
- Hiawassee homes $300K–$500K
- Waterfront Homes in every city
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Hiawassee, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.