Waterfront Homes for Sale in Indian Rocks Beach, FL
This page tracks every Indian Rocks Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
47 waterfront homes are for sale or pending in Indian Rocks Beach, FL today across 34 communities. The median asking price is $1,050,000, from $299,000 to $10,900,000. Listings in Indian Rocks Beach without that feature have a median of $699,850. Most listings right now: Harbourside At Marker 33 Vacation Condo (4), Indian Rocks (3), Happy Fiddler Condo The (3). Updated September 27, 2026 from the MLS.
Live waterfront homes in Indian Rocks Beach: the listings
37 active listings carry the flag today (45% of Indian Rocks Beach inventory), median asking $949,000, $686/sq ft, median 110 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Indian Rocks Beach
The most expensive waterfront homes in Indian Rocks Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 70 Gulf Boulevard | $8,500,000 | 8,042 | Indian Rocks |
| 19730 Gulf Boulevard #400 | $4,250,000 | 5,100 | Sunburst Cove Condo |
| 2308 Beach Trail | $3,990,000 | 2,806 | Indian Beach Re |
| 16 Gulf Boulevard #301 | $3,795,000 | 2,649 | Indian Rocks |
| 16 Gulf Boulevard #201 | $3,595,000 | 2,649 | Indian Rocks |
| 478 Harbor Drive | $2,900,000 | 3,319 | Browns |
| 711 E Gulf Boulevard | $1,950,000 | 2,077 | Bahia Vista |
| 1907 Bay Boulevard | $1,749,000 | 2,914 | Indian Beach Re |
| 2 15Th Avenue #303 | $1,395,000 | 1,777 | Chez Soleil Condo |
| 513 Harbor Drive | $1,285,000 | 1,826 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 2 | 5% |
| $300K–$500K | 4 | 11% |
| $500K–$750K | 7 | 19% |
| $750K–$1M | 8 | 22% |
| $1M+ | 16 | 43% |
Indian Rocks Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Harbourside At Marker 33 Vacation Condo | 4 | 0 | $636,950 | $629,000 |
| Indian Rocks | 3 | 2 | $3,795,000 | $3,595,000 |
| Happy Fiddler Condo The | 3 | 0 | $995,000 | $815,000 |
| Chez Soleil Condo | 2 | 0 | $1,947,500 | $1,395,000 |
| Bahia Vista Sub | 2 | 0 | $1,524,500 | $1,099,000 |
| Indian Beach Re-Revised 6Th Add | 2 | 0 | $1,309,000 | $869,000 |
| Sea Horse Condo | 2 | 0 | $1,149,000 | $1,149,000 |
| La Hacienda Condo | 2 | 0 | $532,000 | $495,000 |
| Windrush Cove Ph 1 Condo | 2 | 0 | $299,450 | $299,000 |
| Indian Rocks Beach | 1 | 1 | $8,500,000 | $8,500,000 |
| Sunburst Cove Condo | 1 | 0 | $4,250,000 | $4,250,000 |
| Indian Beach Re-Revised | 1 | 0 | $3,990,000 | $3,990,000 |
| Indian Beach Re-Revised 5Th Add | 1 | 0 | $3,700,000 | $3,700,000 |
| Browns Add To Re-Rev Map Of Indian Beach | 1 | 0 | $2,900,000 | $2,900,000 |
| La Hacienda 1St Add | 1 | 0 | $1,750,000 | $1,750,000 |
| Indian Beach Re-Revised 12Th Add | 1 | 0 | $1,490,000 | $1,490,000 |
| Indian Beach Re-Revised 20Th Add | 1 | 0 | $1,395,000 | $1,395,000 |
| Indian Beach Re-Revised 9Th Add | 1 | 0 | $1,300,000 | $1,300,000 |
| Indian Beach Re-Revised 29Th Add | 1 | 0 | $1,285,000 | $1,285,000 |
| Indian Beach Re-Revised 15Th Add | 1 | 0 | $1,279,000 | $1,279,000 |
| Cove At Indian Rocks Beach | 1 | 0 | $1,240,000 | $1,240,000 |
| Beach House Of Indian | 1 | 0 | $1,100,000 | $1,100,000 |
| Indian Beach Re-Revised 1St Add | 1 | 0 | $1,050,000 | $1,050,000 |
| La Hacienda Rep | 1 | 0 | $949,000 | $949,000 |
| Landings At Windrush The Condo | 1 | 0 | $949,000 | $949,000 |
| Seashore Manor Condo | 1 | 0 | $825,000 | $825,000 |
| Reflections On The Gulf Condo | 1 | 0 | $775,000 | $775,000 |
| Sunset Bay Indian Rocks Beach | 1 | 0 | $609,900 | $609,900 |
| Chateaux Condo | 1 | 0 | $600,000 | $600,000 |
| Holiday Villas 2 | 1 | 0 | $539,000 | $539,000 |
| Fifty Gulfside Condo | 1 | 0 | $499,990 | $499,990 |
| Barefoot Beach Resort Of Indian Shores | 1 | 0 | $494,800 | $494,800 |
| Indian Sunset Beach Condo | 1 | 0 | $475,000 | $475,000 |
| Curlew Landings South | 1 | 0 | $449,000 | $449,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Indian Rocks Beach?
What do waterfront homes cost in Indian Rocks Beach?
Which Indian Rocks Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Indian Rocks Beach
- All homes for sale in Indian Rocks Beach
- Indian Rocks Beach pool homes
- Indian Rocks Beach 4-bedroom homes
- Indian Rocks Beach homes $300K–$500K
- Waterfront Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Indian Rocks Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.