What $400K Buys in Collier County, FL
A $400K budget buys a very different house depending on which Collier County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 385 homes for sale in Collier County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,479 sq ft, built 2000, at $272/sq ft; 2% of them are new construction and the median has been on the market 74 days. The most house for the money is in Ave Maria (1,794 sq ft median); the least in Marco Island (787 sq ft); the newest in Ave Maria (median build year 2022).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Naples | 321 | 1,460 | 2 / 2 | 1999 | $275 | 1% | 76 |
| Ave Maria | 38 | 1,794 | 3 / 2 | 2022 | $225 | 13% | 57 |
| Marco Island | 21 | 787 | 2 / 2 | 1982 | $520 | 0% | 94 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 34142 Ave Maria | 42 | 1,794 | 2022 | $226 | 12% |
| 34113 Naples | 41 | 1,531 | 2007 | $260 | 0% |
| 34119 Naples | 40 | 1,622 | 2004 | $249 | 0% |
| 34114 Naples | 39 | 1,503 | 2003 | $286 | 0% |
| 34120 Naples | 33 | 1,544 | 2022 | $262 | 0% |
| 34112 Naples | 31 | 1,467 | 1995 | $268 | 6% |
| 34110 Naples | 31 | 1,580 | 1997 | $257 | 0% |
| 34102 Naples | 27 | 843 | 1973 | $522 | 0% |
| 34104 Naples | 22 | 1,515 | 1999 | $261 | 0% |
| 34145 Marco Island | 21 | 787 | 1982 | $520 | 0% |
| 34109 Naples | 19 | 1,437 | 1998 | $275 | 0% |
| 34105 Naples | 13 | 1,458 | 1990 | $257 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Orange Blossom Ranch | Naples | 18 | 1,544 | 2023 |
| Ole | Naples | 13 | 1,771 | 2007 |
| Del Webb | Ave Maria | 11 | 1,721 | 2022 |
| Enbrook | Naples | 10 | 1,503 | 2022 |
| Summit Place | Naples | 9 | 1,667 | 2007 |
| The National Golf & Country Club At Ave Maria | Ave Maria | 8 | 2,110 | 2022 |
| Silverwood | Ave Maria | 7 | 1,640 | 2023 |
| Falling Waters Beach Resort | Naples | 7 | 1,351 | 1999 |
| Greenlinks | Naples | 6 | 1,244 | 2004 |
| The Sanctuary | Naples | 6 | 1,742 | 2005 |
| Golden Gate Estates | Naples | 6 | 1,333 | 1992 |
| Milano | Naples | 6 | 1,580 | 2005 |
| Anglers Cove | Marco Island | 5 | 717 | 1982 |
| Cypress Trace | Naples | 5 | 1,414 | 2004 |
| Trevi | Naples | 5 | 1,232 | 2019 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 15, 2026; property mix at this price: Condo 56%, Single-family 15%, Townhouse 11%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Collier County: $300K, $500K, $750K, $1M. Back to homes for sale in Collier County, FL.