Sunset Cay Villas in Naples

Sunset Cay Villas
Condos for Sale in Naples, FL

All 2,295 homes for sale in Naples, FL · median $439,000 · 2,057 condos for sale in Naples · 473 homes for sale in 34114 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34114
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Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

As of November 2026, Sunset Cay Villas in Naples, FL has 9 homes for sale, asking from $319,000 to $414,900 (median $385,000). Homes listed or recently sold were built 1996–2001; 9 of 9 report an HOA (median $130/mo); 8 of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).

Last 30 days in Sunset Cay Villas: 3 new listings (median asking $330,000). As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Sunset Cay Villas Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 15% (932 of 6,115)
9 · 0
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Sunset Cay Villas

Live MLS inventory for Sunset Cay Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sunset Cay Villas listings as of 2026-11-11, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Sunset Cay Villas is pricing at a median of $330,000, or roughly $277.78 a square foot, but the number that matters more right now is the 102-day median time on market. That is a long runway, and it tells you sellers here are not setting the pace right now — buyers are.

The 15.8% year-over-year pullback, paired with a market heat score of 13, points to a community that has cooled and stayed cool. With only 11 closings in the window, this is a thin market: a single unusual sale can move the median more than it would in a higher-volume community, so treat any single comp with some caution and lean on trend rather than one data point.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Sunset Cay Villas is a lower-volume Naples villa community where price is currently being set by longer negotiating windows rather than competitive multiple-offer activity.

Florida Gulf Coast MLS sales records identify 10 homes in Sunset Cay Villas that have changed hands since 2026, built between 1996 and 2001 (median 1999), with a median living area of about 1,257 sq ft and a typical 3-bedroom, 2-bath layout; 90% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a villa near the $330,000 median who has flexibility on closing timeline
  • A value-focused buyer looking to negotiate in a market with a low heat score and room below list
  • A buyer willing to verify unit-level features and condition directly, since community amenities are not confirmed in current listings

Probably not for

  • A buyer who needs a fast close and cannot accommodate a median 102-day timeline
  • A buyer relying on a clubhouse, pool, or gated amenity package as a must-have without independent verification
  • A buyer expecting price momentum, given the current year-over-year decline

The market around Sunset Cay Villas

Sunset Cay Villas is too small for its own price trend, so here is the market around it.

In ZIP 34114, 542 homes are on the market and 14% are under contract — a slower corner of Naples.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

In ZIP 34114 (Naples), 178 homes closed in the last 12 months at a median of $545K ($311/sq ft), with a median 80 days on market. Right now 251 active and 45 pending listings put supply at about 16.9 months — a soft market. See the live ZIP 34114 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Sunset Cay Villas specifically. Momentum Research analysis of MLS records.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Sunset Cay Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Cay Villas.

Best Buy
Buyers comfortable with a slower timeline and doing their own diligence on unit condition and any amenities.
Biggest Risk
With only 11 closings in the window, pricing conclusions should be treated as directional, not precise.
Sweet Spot
Buyers who want a Naples villa without competing in a fast-moving market and can be patient through a 102-day typical process.
Avoid If
Skip this one if you need a quick close or are relying on confirmed on-site amenities as a deciding factor.

A market that rewards patience

The math here is straightforward: a median list-to-close of 102 days combined with a double-digit year-over-year decline means this is not a community where pricing at the top of the range and waiting works well right now. Sellers who price to the current trend, rather than to last year's numbers, are the ones getting to closing.

For buyers, the low market heat score of 13 is the headline. It signals room to negotiate on both price and terms, and the extended DOM means there is generally no urgency-driven pressure to waive inspection contingencies or move before you have done your homework. No community amenities are identified in current MLS listings for Sunset Cay Villas, so any pool, gate, or clubhouse claim should be verified unit-by-unit rather than assumed from the community name.

“

The location and the amenities are priced into every listing in Sunset Cay Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume, low-heat market like this one, the closings that did happen are the data — we track them individually rather than relying on broad averages, and we price and negotiate off what is actually clearing, not what is listed.

Sunset Cay Villas in 15 seconds.

Best forBuyers comfortable with a slower timeline and doing their own diligence on unit condition and any amenities.
Biggest advantageThe market currently favors negotiating room over speed.
Biggest riskWith only 11 closings in the window, pricing conclusions should be treated as directional, not precise.
Sweet spotBuyers who want a Naples villa without competing in a fast-moving market and can be patient through a 102-day typical process.
Avoid ifSkip this one if you need a quick close or are relying on confirmed on-site amenities as a deciding factor.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Cay Villas sales matched to your home.

What is your Sunset Cay Villas home worth?

Get a no-obligation home value based on real comparable sales in Sunset Cay Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
A buyer targeting a villa near the $330,000 median who has flexibility on closing timelineExcellent fit
A value-focused buyer looking to negotiate in a market with a low heat score and room below listExcellent fit
A buyer willing to verify unit-level features and condition directly, since community amenities are not confirmed in current listingsExcellent fit
A buyer who needs a fast close and cannot accommodate a median 102-day timelineProbably not
A buyer relying on a clubhouse, pool, or gated amenity package as a must-have without independent verificationProbably not
A buyer expecting price momentum, given the current year-over-year declineProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 11, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Just listed in Sunset Cay Villas

The newest homes for sale in Sunset Cay Villas right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Sunset Cay Villas Right Now (9)

All 9 active and pending Sunset Cay Villas listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Sunset Cay Villas with Momentum Realty’s local guides.

Port Of The Islands0.1 mi away · 4 for saleEveningstar Cay0.2 mi away · 1 for saleSunrise Cay0.3 mi away · 1 for saleThe Cays0.4 mi away · 1 for saleSunset Cay Lakes0.4 mi away · 2 for saleStella Maris0.4 mi away · 98 homes, built 1996–07, 4 for saleVillages Of Stella Maris0.6 mi away · median $275K, 3 sales/12 moOrchid Cove1.0 mi away · median $212K, 3 sales/12 mo

Browse all neighborhood guides →

More on Sunset Cay Villas Condos for Sale in Naples

What it really costs to own in Sunset Cay Villas

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,505/yr across 18 listings here (MLS tax records, 2026-11-12).
HOA duesMedian $130/month across 9 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1999 across 18 listings. An original roof here would be about 27 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $684/month (tax $375, HOA $130, insurance $179). An estimate from the sources above, not a quote.

Email me new listings in Sunset Cay Villas

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Ask an agent about Sunset Cay Villas Condos for Sale

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