What $400K Buys in Miami-Dade County, FL
A $400K budget buys a very different house depending on which Miami-Dade County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 1,560 homes for sale in Miami-Dade County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,090 sq ft, built 2003, at $364/sq ft; 6% of them are new construction and the median has been on the market 65 days. The most house for the money is in Homestead (1,551 sq ft median); the least in Surfside (730 sq ft); the newest in Florida City (median build year 2025).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Miami | 595 | 919 | 2 / 2 | 2006 | $437 | 5% | 65 |
| Homestead | 253 | 1,551 | 3 / 3 | 2022 | $257 | 11% | 55 |
| Miami Beach | 177 | 814 | 1 / 2 | 1966 | $498 | 0% | 78 |
| Aventura | 130 | 1,157 | 2 / 2 | 1990 | $345 | 0% | 89 |
| Sunny Isles Beach | 96 | 1,005 | 2 / 2 | 1972 | $382 | 0% | 113 |
| Florida City | 76 | 1,459 | 3 / 3 | 2025 | $263 | 51% | 51 |
| Doral | 51 | 1,150 | 2 / 2 | 2011 | $344 | 0% | 44 |
| Hialeah | 26 | 1,275 | 3 / 3 | 2002 | $306 | 0% | 88 |
| Miami Gardens | 24 | 1,230 | 3 / 2 | 1977 | $330 | 0% | 29 |
| North Bay Village | 24 | 1,045 | 2 / 2 | 1987 | $366 | 8% | 182 |
| Cutler Bay | 22 | 1,458 | 3 / 3 | 2005 | $277 | 0% | 51 |
| North Miami Beach | 22 | 1,200 | 2 / 2 | 1974 | $348 | 0% | 74 |
| North Miami | 15 | 1,124 | 2 / 2 | 1957 | $378 | 0% | 30 |
| Bay Harbor Islands | 11 | 1,040 | 2 / 2 | 1966 | $378 | 0% | 107 |
| Coral Gables | 9 | 840 | 1 / 2 | 1980 | $452 | 0% | 59 |
| Surfside | 5 | 730 | 1 / 1 | 1967 | $577 | 0% | 202 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 33160 Sunny Isles Beach | 136 | 1,086 | 1973 | $367 | 0% |
| 33034 Florida City | 129 | 1,536 | 2025 | $261 | 49% |
| 33032 Homestead | 116 | 1,483 | 2022 | $272 | 11% |
| 33180 Aventura | 110 | 1,139 | 1990 | $351 | 0% |
| 33139 Miami Beach | 96 | 720 | 1965 | $570 | 0% |
| 33132 Miami | 96 | 632 | 2019 | $619 | 3% |
| 33130 Miami | 74 | 754 | 2008 | $536 | 4% |
| 33131 Miami | 71 | 736 | 2006 | $562 | 1% |
| 33141 Miami Beach | 57 | 1,030 | 1977 | $387 | 4% |
| 33140 Miami Beach | 49 | 824 | 1967 | $488 | 0% |
| 33035 Homestead | 47 | 1,693 | 2021 | $239 | 11% |
| 33033 Homestead | 43 | 1,456 | 2006 | $263 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Hadley Place | Florida City | 15 | 1,446 | 2026 |
| Coco Palm Estates | Homestead | 14 | 1,740 | 2016 |
| Keys Gate Residential | Homestead | 11 | 1,695 | 2022 |
| WIND Condo | Miami | 11 | 768 | 2008 |
| THE DECOPLAGE Condo | Miami Beach | 10 | 550 | 1965 |
| Map Of Miami Dade Co. Fl. | Miami | 10 | 485 | 2022 |
| Century Park Square | Homestead | 10 | 1,558 | 2025 |
| Solstice | Miami | 9 | 1,367 | 2026 |
| Miami Land And Developmen | Homestead | 9 | 1,580 | 2024 |
| Keys Garden | Homestead | 9 | 1,916 | 2018 |
| jinama south | Homestead | 9 | 1,625 | 2026 |
| Venture At Aventura West | Aventura | 8 | 1,071 | 2005 |
| Terra Sol | Homestead | 8 | 1,697 | 2026 |
| VIZCAYNE SOUTH Condo | Miami | 8 | 806 | 2008 |
| WATERVIEW Condo | Aventura | 8 | 1,043 | 1981 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 24, 2026; property mix at this price: Condo 64%, Townhouse 25%, Single-family 9%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Miami-Dade County: $300K, $500K, $750K, $1M. Back to homes for sale in Miami-Dade County, FL.