What $400K Buys in Miami-Dade County, FL
A $400K budget buys a very different house depending on which Miami-Dade County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 1,780 homes for sale in Miami-Dade County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,104 sq ft, built 2003, at $362/sq ft; 8% of them are new construction and the median has been on the market 56 days. The most house for the money is in Homestead (1,558 sq ft median); the least in Surfside (730 sq ft); the newest in Florida City (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Miami | 680 | 920 | 2 / 2 | 2006 | $438 | 6% | 60 |
| Homestead | 294 | 1,558 | 3 / 3 | 2022 | $256 | 14% | 51 |
| Miami Beach | 180 | 809 | 1 / 1 | 1966 | $499 | 1% | 65 |
| Aventura | 160 | 1,150 | 2 / 2 | 1990 | $347 | 0% | 70 |
| Sunny Isles Beach | 97 | 1,005 | 2 / 2 | 1972 | $387 | 0% | 117 |
| Florida City | 82 | 1,457 | 3 / 3 | 2026 | $264 | 59% | 51 |
| Doral | 69 | 1,206 | 3 / 2 | 2010 | $341 | 1% | 35 |
| Miami Gardens | 36 | 1,120 | 3 / 2 | 1977 | $336 | 0% | 38 |
| Hialeah | 31 | 1,298 | 3 / 2 | 1999 | $309 | 0% | 84 |
| Cutler Bay | 24 | 1,515 | 3 / 3 | 2005 | $275 | 0% | 36 |
| North Miami Beach | 24 | 1,206 | 2 / 2 | 1973 | $340 | 0% | 85 |
| North Bay Village | 21 | 1,064 | 2 / 2 | 1987 | $361 | 10% | 115 |
| Bay Harbor Islands | 15 | 1,071 | 2 / 2 | 1966 | $369 | 0% | 61 |
| Coral Gables | 14 | 860 | 1 / 1.5 | 1972 | $461 | 0% | 61 |
| North Miami | 14 | 1,014 | 2 / 1.5 | 1957 | $400 | 0% | 40 |
| Opa Locka | 7 | 825 | 2 / 1 | 1950 | $451 | 0% | 43 |
| South Miami | 6 | 1,010 | 2 / 2 | 2004 | $372 | 0% | 58 |
| Pinecrest | 5 | 960 | 2 / 3 | 1966 | $406 | 0% | 34 |
| Surfside | 5 | 730 | 1 / 1 | 1967 | $577 | 0% | 246 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 33034 Florida City | 142 | 1,526 | 2026 | $261 | 58% |
| 33180 Aventura | 141 | 1,144 | 1990 | $351 | 0% |
| 33032 Homestead | 136 | 1,473 | 2022 | $272 | 12% |
| 33160 Sunny Isles Beach | 134 | 1,077 | 1974 | $370 | 0% |
| 33132 Miami | 125 | 679 | 2008 | $600 | 5% |
| 33139 Miami Beach | 90 | 720 | 1965 | $545 | 0% |
| 33130 Miami | 83 | 754 | 2008 | $536 | 4% |
| 33131 Miami | 81 | 738 | 2006 | $553 | 1% |
| 33178 Doral | 62 | 1,207 | 2009 | $338 | 2% |
| 33140 Miami Beach | 56 | 844 | 1967 | $483 | 2% |
| 33141 Miami Beach | 55 | 1,020 | 1973 | $395 | 4% |
| 33033 Homestead | 54 | 1,488 | 2006 | $263 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Keys Gate Residential | Homestead | 14 | 1,653 | 2022 |
| Hadley Place | Florida City | 14 | 1,446 | 2026 |
| Map Of Miami Dade Co. Fl. | Miami | 12 | 485 | 2022 |
| Coco Palm Estates | Homestead | 12 | 1,740 | 2016 |
| VENETIA Condo | Miami | 12 | 860 | 1980 |
| THE DECOPLAGE Condo | Miami Beach | 11 | 550 | 1965 |
| VIZCAYNE SOUTH Condo | Miami | 11 | 806 | 2008 |
| Solstice | Miami | 10 | 1,350 | 2026 |
| Palm Cay | Florida City | 10 | 1,458 | 2026 |
| WIND Condo | Miami | 10 | 768 | 2008 |
| Miami Land And Developmen | Homestead | 10 | 1,518 | 2024 |
| Venture At Aventura East | Aventura | 10 | 1,069 | 2005 |
| Shores At Keys Gate | Homestead | 9 | 1,693 | 2005 |
| Century Park Square | Homestead | 9 | 1,558 | 2025 |
| jinama south | Homestead | 9 | 1,644 | 2026 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of November 14, 2026; property mix at this price: Condo 63%, Townhouse 26%, Single-family 10%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Miami-Dade County: $300K, $500K, $750K, $1M. Back to homes for sale in Miami-Dade County, FL.