What $400K Buys in Miami-Dade County, FL
A $400K budget buys a very different house depending on which Miami-Dade County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 1,530 homes for sale in Miami-Dade County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,087 sq ft, built 2003, at $367/sq ft; 6% of them are new construction and the median has been on the market 59 days. The most house for the money is in Homestead (1,528 sq ft median); the least in Surfside (757 sq ft); the newest in Florida City (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Miami | 585 | 919 | 2 / 2 | 2006 | $435 | 6% | 60 |
| Homestead | 238 | 1,528 | 3 / 3 | 2022 | $260 | 7% | 52 |
| Miami Beach | 173 | 804 | 1 / 2 | 1966 | $504 | 0% | 65 |
| Aventura | 127 | 1,157 | 2 / 2 | 1990 | $346 | 0% | 91 |
| Sunny Isles Beach | 94 | 1,005 | 2 / 2 | 1972 | $384 | 0% | 101 |
| Florida City | 80 | 1,456 | 3 / 3 | 2026 | $264 | 52% | 51 |
| Doral | 52 | 1,151 | 2 / 2 | 2011 | $345 | 0% | 44 |
| Hialeah | 29 | 1,241 | 2 / 2 | 1999 | $309 | 0% | 59 |
| North Miami Beach | 21 | 1,200 | 2 / 2 | 1974 | $342 | 0% | 66 |
| Miami Gardens | 21 | 1,276 | 3 / 2 | 1983 | $320 | 0% | 32 |
| Cutler Bay | 21 | 1,458 | 3 / 3 | 2005 | $279 | 0% | 53 |
| North Bay Village | 21 | 1,030 | 2 / 2 | 1987 | $383 | 10% | 165 |
| North Miami | 14 | 1,124 | 2 / 2 | 1963 | $378 | 0% | 76 |
| Coral Gables | 11 | 834 | 2 / 2 | 1970 | $452 | 0% | 56 |
| Bay Harbor Islands | 8 | 1,010 | 2 / 1.5 | 1966 | $399 | 0% | 43 |
| Opa Locka | 7 | 837 | 2 / 1 | 1950 | $456 | 0% | 13 |
| Surfside | 7 | 757 | 1 / 1 | 1995 | $548 | 0% | 197 |
| Miami Lakes | 5 | 1,090 | 2 / 2 | 1989 | $358 | 0% | 35 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 33160 Sunny Isles Beach | 133 | 1,077 | 1974 | $374 | 0% |
| 33034 Florida City | 118 | 1,472 | 2025 | $261 | 47% |
| 33032 Homestead | 110 | 1,483 | 2022 | $272 | 12% |
| 33180 Aventura | 108 | 1,153 | 1990 | $349 | 0% |
| 33139 Miami Beach | 98 | 720 | 1965 | $562 | 0% |
| 33132 Miami | 96 | 663 | 2019 | $616 | 3% |
| 33131 Miami | 69 | 733 | 2008 | $569 | 1% |
| 33130 Miami | 68 | 741 | 2008 | $540 | 6% |
| 33035 Homestead | 54 | 1,640 | 2021 | $246 | 11% |
| 33141 Miami Beach | 53 | 1,030 | 1973 | $400 | 4% |
| 33140 Miami Beach | 45 | 824 | 1967 | $496 | 0% |
| 33033 Homestead | 44 | 1,497 | 2009 | $263 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Hadley Place | Florida City | 17 | 1,446 | 2026 |
| Keys Gate Residential | Homestead | 13 | 1,695 | 2022 |
| Coco Palm Estates | Homestead | 13 | 1,740 | 2016 |
| THE DECOPLAGE Condo | Miami Beach | 11 | 550 | 1965 |
| Map Of Miami Dade Co. Fl. | Miami | 11 | 516 | 2022 |
| WIND Condo | Miami | 11 | 768 | 2008 |
| Keys Garden | Homestead | 11 | 1,916 | 2017 |
| Palm Cay | Florida City | 10 | 1,456 | 2026 |
| Century Park Square | Homestead | 10 | 1,558 | 2025 |
| Enclave South | Miami | 10 | 1,362 | 2022 |
| Venture At Aventura West | Aventura | 9 | 1,073 | 2005 |
| Venture At Aventura East | Aventura | 9 | 1,077 | 2005 |
| Pine Isle | Homestead | 9 | 1,393 | 2022 |
| BLUE LAGOON Condo | Miami | 9 | 951 | 2003 |
| IVY Condo | Miami | 8 | 747 | 2008 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 5, 2026; property mix at this price: Condo 64%, Townhouse 25%, Single-family 8%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Miami-Dade County: $300K, $500K, $750K, $1M. Back to homes for sale in Miami-Dade County, FL.