What $400K Buys in Miami-Dade County, FL
A $400K budget buys a very different house depending on which Miami-Dade County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 1,506 homes for sale in Miami-Dade County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,080 sq ft, built 2003, at $367/sq ft; 6% of them are new construction and the median has been on the market 62 days. The most house for the money is in Homestead (1,524 sq ft median); the least in Surfside (753 sq ft); the newest in Florida City (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Miami | 585 | 903 | 2 / 2 | 2006 | $437 | 5% | 58 |
| Homestead | 234 | 1,524 | 3 / 3 | 2022 | $265 | 8% | 61 |
| Miami Beach | 163 | 793 | 1 / 1 | 1966 | $505 | 0% | 83 |
| Aventura | 122 | 1,143 | 2 / 2 | 1990 | $351 | 0% | 91 |
| Sunny Isles Beach | 96 | 1,005 | 2 / 2 | 1972 | $384 | 0% | 92 |
| Florida City | 83 | 1,451 | 3 / 3 | 2026 | $266 | 53% | 36 |
| Doral | 52 | 1,161 | 2 / 2 | 2010 | $340 | 0% | 44 |
| North Miami Beach | 23 | 1,200 | 2 / 2 | 1974 | $342 | 0% | 66 |
| North Bay Village | 23 | 1,030 | 2 / 2 | 1987 | $383 | 9% | 80 |
| Hialeah | 20 | 1,221 | 2 / 2 | 1996 | $319 | 0% | 69 |
| Cutler Bay | 20 | 1,419 | 3 / 3 | 2005 | $285 | 0% | 51 |
| Miami Gardens | 19 | 1,152 | 3 / 2 | 1966 | $328 | 0% | 37 |
| North Miami | 12 | 1,069 | 2 / 2 | 1969 | $393 | 0% | 86 |
| Coral Gables | 11 | 834 | 2 / 2 | 1970 | $452 | 0% | 37 |
| Bay Harbor Islands | 8 | 1,010 | 1 / 1.5 | 1965 | $399 | 0% | 56 |
| Surfside | 8 | 753 | 1 / 1.5 | 1997 | $528 | 0% | 142 |
| Miami Lakes | 6 | 1,088 | 2 / 2 | 1987 | $343 | 0% | 42 |
| Opa Locka | 5 | 837 | 2 / 1 | 1950 | $466 | 0% | 28 |
| South Miami | 5 | 1,010 | 2 / 2 | 2004 | $374 | 0% | 18 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 33160 Sunny Isles Beach | 132 | 1,077 | 1973 | $374 | 0% |
| 33034 Florida City | 116 | 1,472 | 2025 | $259 | 48% |
| 33180 Aventura | 108 | 1,140 | 1990 | $351 | 0% |
| 33032 Homestead | 107 | 1,459 | 2022 | $274 | 12% |
| 33132 Miami | 94 | 694 | 2018 | $603 | 3% |
| 33139 Miami Beach | 93 | 703 | 1965 | $551 | 0% |
| 33130 Miami | 76 | 747 | 2008 | $533 | 4% |
| 33131 Miami | 66 | 727 | 2008 | $570 | 2% |
| 33141 Miami Beach | 52 | 1,030 | 1976 | $397 | 4% |
| 33035 Homestead | 51 | 1,668 | 2021 | $249 | 12% |
| 33033 Homestead | 51 | 1,451 | 2006 | $269 | 0% |
| 33178 Doral | 47 | 1,207 | 2010 | $338 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Hadley Place | Florida City | 23 | 1,446 | 2026 |
| WIND Condo | Miami | 13 | 768 | 2008 |
| Coco Palm Estates | Homestead | 13 | 1,659 | 2016 |
| THE DECOPLAGE Condo | Miami Beach | 11 | 550 | 1965 |
| Keys Gate Residential | Homestead | 11 | 1,695 | 2021 |
| Venture At Aventura East | Aventura | 11 | 1,061 | 2005 |
| Keys Garden | Homestead | 11 | 1,916 | 2017 |
| Map Of Miami Dade Co. Fl. | Miami | 10 | 516 | 2022 |
| Enclave South | Miami | 10 | 1,348 | 2022 |
| WATERVIEW Condo | Aventura | 10 | 1,137 | 1981 |
| Pine Isle | Homestead | 10 | 1,362 | 2022 |
| BLUE LAGOON Condo | Miami | 9 | 923 | 2003 |
| LE CARTIER Condo | Sunny Isles Beach | 8 | 754 | 1972 |
| NEO Condo | Miami | 8 | 995 | 2003 |
| CASTLE BEACH CLUB Condo | Miami Beach | 8 | 400 | 1966 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 15, 2026; property mix at this price: Condo 65%, Townhouse 26%, Single-family 8%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Miami-Dade County: $300K, $500K, $750K, $1M. Back to homes for sale in Miami-Dade County, FL.