This page tracks every Cutler Bay listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
70 homes listed between $300,000 and $500,000 are for sale or pending in Cutler Bay, FL today across 27 communities. The median asking price is $410,000, from $309,900 to $499,900. Listings in Cutler Bay without that feature have a median of $662,450. Most listings right now: The Courts At Bayshore I (10), Saga Bay Townhomes (7), Lakes By The Bay Gee (5). Updated October 20, 2026 from the MLS.
Live $300k–$500k homes in Cutler Bay: the listings
53 active listings match today (25% of Cutler Bay inventory), median asking $399,999, $275/sq ft, median 55 days on market. Photo cards link to the listing; refreshed nightly.
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Cutler Bay?
As of October 20, 2026, 70 Cutler Bay, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 27 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Cutler Bay?
The median asking price today is $410,000, with listings from $309,900 to $499,900. Cutler Bay listings without that feature have a median of $662,450.
Which Cutler Bay community has the most homes $300K–$500K for sale?
The Courts At Bayshore I has the most right now (10), followed by Saga Bay Townhomes (7), Lakes By The Bay Gee (5), Santa Barbara (5).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.
Live data: MIAMI REALTORS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cutler Bay, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.
Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
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