Belle Oak Villas
Homes for Sale in Largo, FL

Community in Largo · Pinellas County · ZIP 33771
189 homesBuilt 1985–1989Median sale $250K
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Live Market Pulse
38/100
Market Heat
Cooler than normal
2016 → 2026 · 77 at the 2022 peak
0 is Belle Oak Villas's coldest market since 2016, 100 its hottest. Today: 38. How it's scored
Built fromLive Stellar MLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Belle Oak Villas in Largo, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 15 recorded sales closed at a median of $250,000, $240 per square foot, a median 21 days on market, sellers accepting 96% of original asking (-3% versus the prior year). Homes listed or recently sold were built 1985–1989; 14 of 14 report an HOA (median $88/mo). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $4,850 ($4,030 with the full homestead exemption).

Live · Belle Oak Villas Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$250K
Median sold · 12 mo
down 2.9% vs the prior 12 months
-2.9%
1-yr price change
n = 15 and 10 sales in the two windows
$240/sf
Sold $/sqft · 12 mo
peak $269 in 2023
95.7%
Sale vs ask
Pinellas median: 93.6%
Tempo
0.8mo
Supply
3 to 6 months is the balanced band
21days
Median DOM · closed
3 days at the 2021 low
50%
Under contract
Pinellas: 21% (1,729 of 8,357)
1 · 1
For sale · pending
live counts, refreshed twice daily
15
Sold · last 12 mo
10-yr average: about 7 a year
Ownership and context
62%
Owner-occupied · Belle Oak Villas
118 of 189 parcels homesteaded (FL DOR 2025)
38%
Non-owner-occupied · Belle Oak Villas
incl. 5% trust or LLC-held · 6% out-of-state
189
Homes in the community
189 residential parcels (FL DOR 2025)
Track record · 15 years of records
Est. 1985
Community established
homes built 1985-1989, median 1987 (FL DOR 2025)
1,036sqft
Median sold home size
12-mo windows, closed sales
7.9%/yr
Turnover rate
about 15 of 189 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Belle Oak Villas is a compact villa community of 250 homes built in a tight window in the late 1980s, and price here is driven almost entirely by condition rather than layout or vintage. With a median around $252,500 and a median footprint near 1,036 square feet, you are paying roughly $233 per square foot — so the spread between an updated unit and one that needs work is where the real money moves. Read individual listings on their finishes, not on the community average.

The current posture is balanced, leaning cool. A heat score of 44 and a median 22.5 days on market say homes move at a reasonable clip without bidding chaos, and prices are off about 2.3% year over year. For buyers, that means room to inspect and negotiate rather than chase. For sellers, it means condition and pricing discipline carry the sale — the market is not going to bail out an aggressive number.

Belle Oak Villas Housing Pulse · Momentum Research · as of September 12, 2026

Belle Oak Villas right now

🟡 Balanced market. 0.8 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: High (2 active and pending listings, 15 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($250K) is down 2.9% from the prior 12 months ($258K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Medium (15 and 10 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Belle Oak Villas market snapshot (as of September 12, 2026): the median sale price is about $250K ($240 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 0.8 months of supply, a balanced market. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (15 closings in the current window).

Belle Oak Villas is a community of 189 homes in Largo, Pinellas County, built between 1985 and 1989 (median 1987), with a median living area of about 1,036 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is a small, homogeneous villa community — homes built 1985 to 1989 with a median size just over 1,000 square feet — where owner-occupancy runs high, with roughly 62% carrying a homestead exemption.

Best for

  • Right-sizers seeking a smaller, single-level villa footprint with less to maintain
  • Value-focused buyers comfortable budgeting for condition-based updates
  • Owner-occupant buyers who want a stable, high-homestead community over a rental-heavy one

Probably not for

  • Buyers who need more than roughly 1,000 square feet of living space
  • Shoppers wanting a wide selection of floor plans and price points at any given time
  • Investors chasing rapid appreciation, given prices are down about 2.3% year over year

Windows contain 0 to 15 sales each (15 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Down 2.9% year over year.
Every sale since 2011 · price vs size
$0$100K$200K$300K1k1k
90 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$20020122014201620182020202220242026
Up from $58 in 2012 to a $269 peak in 2023; $240 now.
Median days on market · closed sales
05010020122014201620182020202220242026
3 days at the 2021 low; 21 now.
Sale price vs original ask · median
95%100%105%20122014201620182020202220242026
95.7% now vs Pinellas 93.6%.
Homes sold per 12-mo window
05101520122014201620182020202220242026
0 to 15 a year; 15 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2016202220242026
77 at the 2022 peak, 34 in the troughs, 38 now. Same score as the hero card, full history.

Belle Oak Villas Market Scorecard

Strong seller's market

Belle Oak Villas is currently a strong seller's market. About 0.8 months of supply, a median asking price of $266,000, and homes go under contract in about 65 days.

0.8
Months supply
$266,000
Median list
$250,000
Median sold
$257
Per sqft
65
Days on mkt
1/1/16
Active/Pend/Sold

Typical home value in the 33771 ZIP is $254,584, about 15.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Belle Oak Villas

Live MLS inventory for Belle Oak Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Belle Oak Villas listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Southern Oak Elementary-PN · Elementary
  • Largo Middle-PN · Middle
  • Largo High-PN · High

Zoned schools reflect the assignments reported on recent Belle Oak Villas listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Belle Oak Villas address.

If we were buying in Belle Oak Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Belle Oak Villas.

Best Buy
Buyers wanting a low-maintenance villa footprint in central Pinellas without a large price of entry.
Biggest Risk
Thin inventory — only 16 recent closings — means comps are limited and one listing can skew perceived value.
Sweet Spot
An updated villa priced honestly against the roughly $233-per-square-foot median.
Avoid If
You need square footage or a range of floor plans to choose from.

A condition-driven villa market

Because the homes were built within a few years of each other and sit near the same size, the usual variables that separate listings elsewhere — era, square footage, floor plan — are largely flattened here. What is left is condition: kitchens, baths, flooring, HVAC, and roof age will explain most of the price gap between two otherwise similar villas. The $233-per-square-foot median is a midpoint, not a floor or a ceiling, and it moves with updates.

A 62% homestead share points to a community held largely by owner-occupants rather than churned as short-term rentals, which tends to show up in maintenance and turnover. With only 16 closings in the measured window, this is a thin-inventory market — a single well-priced listing can define comparable value for months, so timing and read of the active set matter more than in a high-volume neighborhood.

The location and the amenities are priced into every listing in Belle Oak Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Recent Direction5.3/10
Liquidity & Demand9.2/10
Owner Commitment6.2/10
Pricing Power7.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.0). Basis: Recent Direction -2.9% year-over-year; Liquidity & Demand 0.8 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 95.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a small community with thin closing volume, the difference between a fair price and a mistake comes down to reading condition against the handful of recent comps. We track Belle Oak Villas closing by closing, so we can tell you whether a listing's number reflects real updates or just an optimistic seller, and we price your sale to the market as it actually is — not as it was a year ago.

Belle Oak Villas in 15 seconds.

Best forBuyers wanting a low-maintenance villa footprint in central Pinellas without a large price of entry.
Biggest advantageA balanced market with real negotiating room and a fast-enough median of 22.5 days.
Biggest riskThin inventory — only 16 recent closings — means comps are limited and one listing can skew perceived value.
Sweet spotAn updated villa priced honestly against the roughly $233-per-square-foot median.
Avoid ifYou need square footage or a range of floor plans to choose from.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Belle Oak Villas sales matched to your home.

What is your Belle Oak Villas home worth?

Get a no-obligation home value based on real comparable sales in Belle Oak Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Belle Oak Villas?
The median sale price in Belle Oak Villas was $250K over the 12 months ending September 12, 2026 (15 closed sales, Stellar MLS).
How long do homes in Belle Oak Villas take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 21 days on market (15 sales, Stellar MLS).
Is Belle Oak Villas a buyer's or seller's market right now?
As of September 12, 2026, Belle Oak Villas is roughly balanced: 0.8 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Belle Oak Villas?
The Florida DOR 2025 assessment roll shows 189 homes in Belle Oak Villas (public records).
What share of Belle Oak Villas is owner-occupied?
62% of Belle Oak Villas parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Belle Oak Villas built?
Homes in Belle Oak Villas were built between 1985 and 1989, with a median year built of 1987 (FL DOR 2025 roll).
Who is the best real estate agent for Belle Oak Villas?
The best agent for Belle Oak Villas is one who actively works Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Belle Oak Villas.
How do I find a top Largo real estate agent who knows Belle Oak Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Belle Oak Villas and the wider Largo area.
Can Momentum Realty connect me with an agent for Belle Oak Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Belle Oak Villas purchase or sale - no call center and no pressure.
Right-sizers seeking a smaller, single-level villa footprint with less to maintainExcellent fit
Value-focused buyers comfortable budgeting for condition-based updatesExcellent fit
Owner-occupant buyers who want a stable, high-homestead community over a rental-heavy oneExcellent fit
Buyers who need more than roughly 1,000 square feet of living spaceProbably not
Shoppers wanting a wide selection of floor plans and price points at any given timeProbably not
Investors chasing rapid appreciation, given prices are down about 2.3% year over yearProbably not

Nearby Communities

Explore more neighborhoods near Belle Oak Villas with Momentum Realty’s local guides.

Floral Gardens Largo0.2 mi awayVillage Green Largo0.4 mi awayLake Palms0.5 mi awayParadise Island Co Op Inc0.7 mi awayKeene Park0.9 mi awayGolfside Estates Largo0.9 mi awayCoral Heights Largo0.9 mi awayWillow Greens Largo1.0 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 33771))
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2011 (90 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Belle Oak Villas? 15 recorded closings; median 21 days on market (window ending 2026-09-12). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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