Cross Creek Estates
Homes for Sale in Fort Myers, FL
All 1,336 homes for sale in Fort Myers, FL · median $239,000 · 155 homes for sale in 33912 · Lee County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Cross Creek Estates in Fort Myers, FL has 10 homes for sale and 1 pending, asking from $410,000 to $1,100,000 (median $537,450). Over the 12 months ending 2026-09-20, 24 recorded sales closed at a median of $431,000, $213 per square foot, a median 54 days on market, sellers accepting 94% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1991–2002; 4 of 11 report an HOA (median $187/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $6,880 ($6,220 with the full homestead exemption).
Last 30 days in Cross Creek Estates: 5 new listings (median asking $625,000), 1 under contract right now. As of October 17, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Cross Creek Estates
Live MLS inventory for Cross Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cross Creek Estates listings as of 2026-10-14, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Cross Creek Estates prices off size more than anything else. A median living area near 3,693 square feet against a median price of $472,000 puts the per-square-foot number at just under $210, which is modest for a home this large — meaning the market here is paying for space and layout, not for polish or amenities. Homes built between 1990 and 2002, with a median year of 1995, mean most of this stock is entering its fourth decade, so condition and updates inside a given floor plan matter more to final price than the listing sheet's square footage alone.
A market heat score of 31 and a median 70 days on market describe a slow, deliberate pace rather than a stalled one — inventory sits long enough for buyers to do real diligence, and sellers who price to the neighborhood's actual per-square-foot norm still close. The 3.5% year-over-year gain is steady, not a signal of a runup, which fits a community where 81.2% of homes are homesteaded: most owners here bought to stay, not to flip, and that shows up in a market that moves at its own pace rather than reacting to speculation.
Cross Creek Estates right now
🔴 Off the recent peak. The trailing-12-month median ($431K) is down 8.8% from the prior 12 months ($472K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (24 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cross Creek Estates market snapshot (as of September 20, 2026): the median sale price is about $431K ($213 per sq ft over the trailing 12 months of closed sales), and a median 55 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (24 closings in the current window).
In ZIP 33912 (Fort Myers), 921 homes closed in the last 12 months at a median of $345K ($225/sq ft), down 6.2% year over year, with a median 54 days on market. Right now 287 active and 77 pending listings — a buyer's market. See the live ZIP 33912 housing market and the Lee County market.
County records show 10 qualified sales in Cross Creek Estates across 2024–2025 (7 in 2024, 3 in 2025), median $456,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Cross Creek Estates: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fort Myers.
Cross Creek Estates is a community of 220 homes in Fort Myers, Lee County, built between 1990 and 2002 (median 1995.0), with a median living area of about 3,160 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cross Creek Estates is a 1990s-built, larger-format single-family community in Fort Myers where size drives value more than finish level or amenity package — there are no community amenities identified in current MLS data, so the appeal here is the house itself.
The setting & the homes.
Aerial and on-site photos of Cross Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Florida Gulf Coast MLS listings in Cross Creek Estates; content deemed reliable but not guaranteed.
Who Cross Creek Estates is best for.
Best for
- Buyers prioritizing square footage and room count over a community amenity package
- Buyers comfortable budgeting around a median price near $472,000 and doing diligence on 1990s-era construction
- Buyers who want time to negotiate rather than compete in a fast-moving bidding environment
Probably not for
- Buyers who want a pool, clubhouse, or gated entry as part of the purchase
- Buyers seeking a recently built home with minimal maintenance history to review
- Buyers expecting a fast-turnaround market with limited room to negotiate
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($431K) IS the median in the snapshot above, and the move from 2025 ($472K) IS the -8.8% one-year change.
Windows contain 2 to 38 sales each (24 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
9% of homes for sale in Cross Creek Estates are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).
Cross Creek Estates Market Scorecard
Cross Creek Estates is currently a balanced market., a median asking price of $499,000, and homes go under contract in about 33 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Cross Creek Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Cross Creek Estates buying strategy.
If we were buying in Cross Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek Estates.
Space first, amenities absent
With 496 homes and a median living area of 3,693 square feet, Cross Creek Estates skews toward buyers who want square footage — bedrooms, bonus rooms, storage — over a clubhouse or gated entry. Current MLS data shows no community amenities identified, so any pool, gym, or common area some buyers may associate with a planned community of this era simply is not part of the value proposition here. That keeps the per-square-foot price at $209.97 grounded in the house itself rather than in shared infrastructure.
The 1990–2002 build window means most homes share a similar era of construction methods and systems, but three decades in, individual maintenance histories vary widely — this is a market where a home inspection matters more than the year-built range on paper. At a median 70 days on market and a heat score of 31, this is not a community where buyers need to waive contingencies to compete; it rewards patience and a clear-eyed look at condition.
The location and the amenities are priced into every listing in Cross Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cross Creek Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -8.8% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community priced on size and condition rather than amenities or hype, we spend our time where it counts: verifying square footage claims, flagging deferred maintenance on 1990s-era systems, and pricing listings against the real per-square-foot norm here — $209.97 — instead of a headline number that ignores age and layout.
Cross Creek Estates in 15 seconds.
What it really costs to own in Cross Creek Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,187/yr across 22 listings here (MLS tax records, 2026-10-16). |
|---|---|
| HOA dues | Median $187/month across 145 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1996 across 22 listings. An original roof here would be about 30 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $802/month (tax $432, HOA $187, insurance $183). An estimate from the sources above, not a quote.
Email me new listings in Cross Creek Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cross Creek Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cross Creek Estates will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $187/month (about $2,244/yr) · median of 145 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $187 per month ($2,244 a year) — the median AssociationFee across 145 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Cross Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Cross Creek Estates
Homes in Cross Creek Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 12530 Strathmore Loop · off market
- 12661 Strathmore Loop · off market
- 12761 Dresden Ct · off market
- 12762 Kedleston Cir · off market
- 12780 Chartwell Dr · off market
- 12929 Dresden Ct · off market
- 8080 Breton Cir · off market
- 8128 Breton Cir · off market
| Location | Fort Myers, Lee County, FL · ZIP 33912 |
|---|---|
| Homes in the community | 220 (FL DOR 2025 assessment roll) |
| Years built | 1990–2002 (median 1995.0) |
| Typical living area | 3,160 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $431,000 median across 24 closed sales · $213 per sq ft · -8.8% vs the prior 12 months |
| Days on market (closed sales) | 54 median |
| For sale right now | 9 active, 3 pending · median asking $499,000 |
| Owner-occupied (homestead) share | 76% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cross Creek Estates key facts,” movewithmomentum.com/neighborhoods/cross-creek-estates--lee, data as of September 20, 2026.
Housing distress & ownership in Cross Creek Estates, Fort Myers
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Cross Creek Estates
The newest homes for sale in Cross Creek Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 12560 Allendale Cir $750,000 · 5 bd · 3 ba · 3,847 sq ft · new today Courtesy of Keller Williams Elite Realty
- 12775 Kedleston Cir $625,000 · 4 bd · 3 ba · 2,646 sq ft · 8 days on market Courtesy of Wentworth Realty Group
- 12986 Kedleston Cir $525,000 · 3 bd · 2 ba · 1,931 sq ft · 11 days on market Courtesy of Cornerstone Coastal Properties
- 12833 Dresden Ct $479,000 · 2 bd · 2 ba · 1,732 sq ft · 22 days on market Courtesy of Home Team Advantage Realty
- 12898 Kedleston Cir $1,100,000 · 6 bd · 5 ba · 4,428 sq ft · 23 days on market Courtesy of Local Real Estate LLC
- 8137 Breton Cir $475,000 · 3 bd · 2 ba · 1,849 sq ft · 33 days on market Courtesy of Rent 1 Sale 1 Realty
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Cross Creek Estates Lee Right Now (11)
All 11 active and pending Cross Creek Estates Lee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 12560 Allendale Cir · $750,000 · 5 bd / 3 ba · listed Oct 14, 2026 · listed by Keller Williams Elite Realty
- 12775 Kedleston Cir · $625,000 · 4 bd / 3 ba · listed Sep 28, 2026 · listed by Wentworth Realty Group
- 12833 Dresden Ct · $479,000 · 2 bd / 2 ba · listed Sep 25, 2026 · listed by Home Team Advantage Realty
- 12986 Kedleston Cir · $525,000 · 3 bd / 2 ba · listed Sep 16, 2026 · listed by Cornerstone Coastal Properties
- 12952 Dresden Ct · $469,000 · 3 bd / 2 ba · pending · listed Sep 11, 2026 · listed by Realty One Group MVP
- 12846 Dresden Ct · $499,000 · 3 bd / 2 ba · listed Aug 27, 2026 · listed by Premiere Plus Realty Company
- 12898 Kedleston Cir · $1,100,000 · 6 bd / 5 ba · listed Aug 18, 2026 · listed by Local Real Estate LLC
- 8137 Breton Cir · $475,000 · 3 bd / 2 ba · listed Aug 8, 2026 · listed by Rent 1 Sale 1 Realty
- 8361 Trentwood Ct · $549,900 · 3 bd / 2 ba · listed Jul 26, 2026 · listed by Florida Gulf Coast Prop Group
- 8711 Kilkenny Ct · $600,000 · 5 bd / 3 ba · listed Jul 16, 2026 · listed by EXP Realty LLC
- 8185 Breton Cir · $410,000 · 2 bd / 2 ba · listed Jul 16, 2026 · listed by KW Florida Living
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Kedleston Circle (4 homes on record)
- Kedleston Circle (1 homes on record)
Frequently Asked Questions
What is the median home price in Cross Creek Estates?
How long do homes in Cross Creek Estates take to sell?
How many homes are in Cross Creek Estates?
What share of Cross Creek Estates is owner-occupied?
When were the homes in Cross Creek Estates built?
Who is the best real estate agent for Cross Creek Estates?
How do I find a top Fort Myers real estate agent who knows Cross Creek Estates?
Can Momentum Realty connect me with an agent for Cross Creek Estates?
Where is Cross Creek Estates, and what county is it in?
Is Cross Creek Estates a good place to live?
Should you buy in Cross Creek Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33912)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (336 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cross Creek Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Cross Creek Estates
- Home values · What homes in Cross Creek Estates actually sell for
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