Cross Creek Estates
Homes for Sale in Fort Myers, FL

All 1,293 homes for sale in Fort Myers, FL · median $235,900 · 147 homes for sale in 33912 · Lee County homes for sale

Community in Fort Myers · Lee County · ZIP 33912
220 homesBuilt 1990–2002Median sale $431K
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Live Market Pulse
30/100
Market Heat
Cooler than normal
2014 → 2026 · 92 at the 2022 peak
0 is Cross Creek Estates's coldest market since 2014, 100 its hottest. Today: 30. How it's scored

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Cross Creek Estates in Fort Myers, FL has 9 homes for sale and 2 pending, asking from $410,000 to $1,100,000 (median $499,000). Over the 12 months ending 2026-09-20, 24 recorded sales closed at a median of $431,000, $213 per square foot, a median 54 days on market, sellers accepting 94% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1991–2002; 3 of 11 report an HOA (median $187/mo); none of the 9 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $6,880 ($6,220 with the full homestead exemption).

Cross Creek Estates key facts
LocationFort Myers, Lee County, FL · ZIP 33912
Homes in the community220 (FL DOR 2025 assessment roll)
Years built1990–2002 (median 1995.0)
Typical living area3,160 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 100%
Sale prices, last 12 months$431,000 median across 24 closed sales · $213 per sq ft · -8.8% vs the prior 12 months
Days on market (closed sales)54 median
For sale right now9 active, 3 pending · median asking $499,000
Owner-occupied (homestead) share76%

Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cross Creek Estates key facts,” movewithmomentum.com/neighborhoods/cross-creek-estates--lee, data as of September 20, 2026.

Last 30 days in Cross Creek Estates: 4 new listings (median asking $502,000), 2 under contract right now. As of September 26, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Cross Creek Estates Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$431K ▼
Median sold · 12 mo
down 8.8% vs the prior 12 months
-8.8% ▼
1-yr price change
n = 24 and 20 sales in the two windows
$213/sf
Sold $/sqft · 12 mo
peak $273 in 2023
93.7%
Sale vs ask
Tempo
55days
Median DOM · closed
5 days at the 2022 low
25%
Under contract
Lee: 18% (1,646 of 9,225)
9 · 3
For sale · pending
live counts, refreshed twice daily
24
Sold · last 12 mo
10-yr average: about 26 a year
Ownership and context
76%
Owner-occupied · Cross Creek Estates
166 of 220 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Cross Creek Estates
incl. 1% trust or LLC-held · 14% out-of-state
220
Homes in the community
220 residential parcels (FL DOR 2025)
Track record · 14 years of records
10
Recorded sales · 2024-2025
median $456K · qualified sales on the county roll (FL DOR 2025)
Est. 1990
Community established
homes built 1990-2002, median 1995 (FL DOR 2025)
2,127sqft
Median sold home size
12-mo windows, closed sales
10.9%/yr
Turnover rate
about 24 of 220 homes trade a year

Homes For Sale Right Now in Cross Creek Estates

Live MLS inventory for Cross Creek Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cross Creek Estates listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cross Creek Estates prices off size more than anything else. A median living area near 3,693 square feet against a median price of $472,000 puts the per-square-foot number at just under $210, which is modest for a home this large — meaning the market here is paying for space and layout, not for polish or amenities. Homes built between 1990 and 2002, with a median year of 1995, mean most of this stock is entering its fourth decade, so condition and updates inside a given floor plan matter more to final price than the listing sheet's square footage alone.

A market heat score of 31 and a median 70 days on market describe a slow, deliberate pace rather than a stalled one — inventory sits long enough for buyers to do real diligence, and sellers who price to the neighborhood's actual per-square-foot norm still close. The 3.5% year-over-year gain is steady, not a signal of a runup, which fits a community where 81.2% of homes are homesteaded: most owners here bought to stay, not to flip, and that shows up in a market that moves at its own pace rather than reacting to speculation.

Cross Creek Estates Housing Pulse · Momentum Research · as of September 20, 2026

Cross Creek Estates right now

🔴 Off the recent peak. The trailing-12-month median ($431K) is down 8.8% from the prior 12 months ($472K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (24 and 20 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cross Creek Estates market snapshot (as of September 20, 2026): the median sale price is about $431K ($213 per sq ft over the trailing 12 months of closed sales), and a median 55 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (24 closings in the current window).

In ZIP 33912 (Fort Myers), 921 homes closed in the last 12 months at a median of $345K ($225/sq ft), down 6.2% year over year, with a median 54 days on market. Right now 287 active and 77 pending listings — a buyer's market. See the live ZIP 33912 housing market and the Lee County market.

County records show 10 qualified sales in Cross Creek Estates across 2024–2025 (7 in 2024, 3 in 2025), median $456,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Cross Creek Estates: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Fort Myers.

Cross Creek Estates is a community of 220 homes in Fort Myers, Lee County, built between 1990 and 2002 (median 1995.0), with a median living area of about 3,160 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Cross Creek Estates is a 1990s-built, larger-format single-family community in Fort Myers where size drives value more than finish level or amenity package — there are no community amenities identified in current MLS data, so the appeal here is the house itself.

Best for

  • Buyers prioritizing square footage and room count over a community amenity package
  • Buyers comfortable budgeting around a median price near $472,000 and doing diligence on 1990s-era construction
  • Buyers who want time to negotiate rather than compete in a fast-moving bidding environment

Probably not for

  • Buyers who want a pool, clubhouse, or gated entry as part of the purchase
  • Buyers seeking a recently built home with minimal maintenance history to review
  • Buyers expecting a fast-turnaround market with limited room to negotiate

Windows contain 2 to 38 sales each (24 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K20122014201620182020202220242026
Down 8.8% year over year.
Every sale since 2012 · price vs size
$0$250K$500K$750K2k4k
336 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $117 in 2012 to a $273 peak in 2023; $213 now.
Median days on market · closed sales
05010020122014201620182020202220242026
5 days at the 2022 low; 55 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
93.7% now.
Homes sold per 12-mo window
0204020122014201620182020202220242026
2 to 38 a year; 24 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2022 peak, 21 in the troughs, 30 now. Same score as the hero card, full history.
How much local inventory is already under contract

18% of homes for sale in Cross Creek Estates are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Cross Creek Estates Market Scorecard

Balanced

Cross Creek Estates is currently a balanced market., a median asking price of $499,000, and homes go under contract in about 33 days.

$499,000
Median list
$431,000
Median sold
$247
List $/sqft
33
Days on mkt
9/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Cross Creek Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek Estates.

Best Buy
Buyers who want larger square footage in Fort Myers without paying for a resort-style amenity package.
Biggest Risk
Homes are decades into their lifecycle, so system and roof age deserve real scrutiny before closing.
Sweet Spot
Move-up buyers prioritizing interior space over community amenities or a newer build date.
Avoid If
Skip this one if you want a gated or amenity-rich community — none is identified here.

Space first, amenities absent

With 496 homes and a median living area of 3,693 square feet, Cross Creek Estates skews toward buyers who want square footage — bedrooms, bonus rooms, storage — over a clubhouse or gated entry. Current MLS data shows no community amenities identified, so any pool, gym, or common area some buyers may associate with a planned community of this era simply is not part of the value proposition here. That keeps the per-square-foot price at $209.97 grounded in the house itself rather than in shared infrastructure.

The 1990–2002 build window means most homes share a similar era of construction methods and systems, but three decades in, individual maintenance histories vary widely — this is a market where a home inspection matters more than the year-built range on paper. At a median 70 days on market and a heat score of 31, this is not a community where buyers need to waive contingencies to compete; it rewards patience and a clear-eyed look at condition.

“

The location and the amenities are priced into every listing in Cross Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.7C+ · Buy Score
Recent Direction3.8/10
Owner Commitment7.5/10
Pricing Power5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -8.8% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 93.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community priced on size and condition rather than amenities or hype, we spend our time where it counts: verifying square footage claims, flagging deferred maintenance on 1990s-era systems, and pricing listings against the real per-square-foot norm here — $209.97 — instead of a headline number that ignores age and layout.

Cross Creek Estates in 15 seconds.

Best forBuyers who want larger square footage in Fort Myers without paying for a resort-style amenity package.
Biggest advantageA slower-moving market gives buyers time to inspect and negotiate rather than compete on speed.
Biggest riskHomes are decades into their lifecycle, so system and roof age deserve real scrutiny before closing.
Sweet spotMove-up buyers prioritizing interior space over community amenities or a newer build date.
Avoid ifSkip this one if you want a gated or amenity-rich community — none is identified here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cross Creek Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cross Creek Estates.
In short
  • HOA dues reported around $187/month (about $2,244/yr) · median of 59 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $187 per month ($2,244 a year) — the median AssociationFee across 59 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek Estates sales matched to your home.

What is your Cross Creek Estates home worth?

Get a no-obligation home value based on real comparable sales in Cross Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Cross Creek Estates

Homes in Cross Creek Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.

Frequently Asked Questions

What is the median home price in Cross Creek Estates?
The median sale price in Cross Creek Estates was $431K over the 12 months ending September 20, 2026 (24 closed sales, Florida Gulf Coast MLS).
How long do homes in Cross Creek Estates take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 55 days on market (24 sales, Florida Gulf Coast MLS).
How many homes are in Cross Creek Estates?
The Florida DOR 2025 assessment roll shows 220 homes in Cross Creek Estates (public records).
What share of Cross Creek Estates is owner-occupied?
76% of Cross Creek Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cross Creek Estates built?
Homes in Cross Creek Estates were built between 1990 and 2002, with a median year built of 1995.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cross Creek Estates?
The best agent for Cross Creek Estates is one who actively works Fort Myers and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cross Creek Estates.
How do I find a top Fort Myers real estate agent who knows Cross Creek Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cross Creek Estates and the wider Fort Myers area.
Can Momentum Realty connect me with an agent for Cross Creek Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cross Creek Estates purchase or sale - no call center and no pressure.
Where is Cross Creek Estates, and what county is it in?
Cross Creek Estates is in Fort Myers, Lee County, FL, ZIP 33912. The community's center is about 8 miles south of the center of Fort Myers (straight-line).
Is Cross Creek Estates in a flood zone?
No, for the homes we can see: all 10 homes we sampled in Cross Creek Estates sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Cross Creek Estates a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Cross Creek Estates: the median sale price over the last 12 months was $431K (24 sales), 25% above the Fort Myers median of $345K; homes took a median 54 days to go under contract; the assessment roll counts 220 homes, 76% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers prioritizing square footage and room count over a community amenity packageExcellent fit
Buyers comfortable budgeting around a median price near $472,000 and doing diligence on 1990s-era constructionExcellent fit
Buyers who want time to negotiate rather than compete in a fast-moving bidding environmentExcellent fit
Buyers who want a pool, clubhouse, or gated entry as part of the purchaseProbably not
Buyers seeking a recently built home with minimal maintenance history to reviewProbably not
Buyers expecting a fast-turnaround market with limited room to negotiateProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsFlorida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 33912))
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (336 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Cross Creek Estates with Momentum Realty’s local guides.

Danforth Lakes0.5 mi away · median $410K, 17 sales/12 moFairway Woods Village0.6 mi away · median $213K, 3 sales/12 moSingle Family Village0.7 mi away · median $299K, 6 sales/12 moClubhouse Village0.7 mi away · 1 for saleColonial Farms0.7 mi away · 11 homes, built 1968–21, 2 for saleVerandas Village0.7 mi away · 1 for saleVillas Village0.8 mi away · median $250K, 8 sales/12 moTerabella0.8 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in Cross Creek Estates? 24 recorded closings; median 54 days on market (window ending 2026-09-20). See the Lee County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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