Elliotts Point in Fort Walton Beach

Elliotts Point
Homes for Sale in Fort Walton Beach, FL

All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 150 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
294 homesBuilt 1940–2024Median sale $425K
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Live Market Pulse
47/100
Market Heat
Normal for Elliotts Point
2015 → 2026 · 81 at the 2020 peak
0 is Elliotts Point's coldest market since 2015, 100 its hottest. Today: 47. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Elliotts Point in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 13 recorded sales closed at a median of $425,000, a median 19 days on market, sellers accepting 97% of original asking (+32% versus the prior year). Homes listed or recently sold were built 1946–2026 with 3 new construction; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,480 ($4,970 with the full homestead exemption).

ELLIOTTS POINT key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548
Homes in the community294 (FL DOR 2025 assessment roll)
Years built1940–2024 (median 1959.0)
Typical living area1,792 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersFishing, Pets Allowed, Pickleball, Short Term Rental - Allowed, Boat Launch, Pavillion/Gazebo
Sale prices, last 12 months$425,000 median across 13 closed sales · +31.6% vs the prior 12 months
Days on market (closed sales)19 median
For sale right now1 active, 0 pending · median asking $475,000 · 1.0 months of supply
Owner-occupied (homestead) share60%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ELLIOTTS POINT key facts,” movewithmomentum.com/neighborhoods/elliotts-point, data as of September 20, 2026.

Last 30 days in Elliotts Point: 1 closed sale (median $460,000). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Elliotts Point Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$425K ▲
Median sold · 12 mo
up 31.6% vs the prior 12 months
+31.6% ▲
1-yr price change
n = 13 and 7 sales in the two windows
97.0%
Sale vs ask
+512%
T12M median vs 2012
from a $70K median in 2012
Tempo
1.0mo
Supply
3 to 6 months is the balanced band
19days
Median DOM · closed
7 days at the 2023 low
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
13
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
60%
Owner-occupied · Elliotts Point
180 of 301 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Elliotts Point
incl. 19% trust or LLC-held · 10% out-of-state
294
Homes in the community
plus 7 vacant residential lots · 301 residential parcels (FL DOR 2025)
Track record · 33 years of records
12
Recorded sales · 2024-2025
median $299K · qualified sales on the county roll (FL DOR 2025)
Est. 1940
Community established
homes built 1940-2024, median 1959 (FL DOR 2025)
4.4%/yr
Turnover rate
about 13 of 294 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price at Elliotts Point is driven by condition and lot, not by a uniform product. The median home dates to 1958 and runs about 1,783 square feet, but the build range spans 1940 to 2024, so what you pay tracks how far a given house sits along the tear-down-to-renovated spectrum. The median sits at $370,000, and the spread around it is wide enough that the number tells you less than the individual house does.

The current posture is tight and steady. With only 2 active listings against 13 recent closings and a median 15 days on market, well-prepared homes move quickly. Year-over-year price movement is essentially flat at 0.5%, so sellers should price to the comps rather than to hope, and buyers should be ready to act when the right house lists because inventory is thin.

Elliotts Point Housing Pulse · Momentum Research · as of September 20, 2026

Elliotts Point right now

🔴 Seller-leaning market. 1.0 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (1 active and pending listings, 13 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($425K) is up 31.6% from the prior 12 months ($323K) and up 512% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (13 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Elliotts Point market snapshot (as of September 20, 2026): the median sale price is about $425K, a median 19 days on market for closed sales, and 1.0 months of supply, a seller-leaning market. The trailing-12-month median is up 32% from the prior 12 months and up 512% since 2012, computed from record-level Emerald Coast MLS closed sales (13 closings in the current window).

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

County records show 12 qualified sales in ELLIOTTS POINT across 2024–2025 (5 in 2024, 7 in 2025), median $299,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Elliotts Point is a community of 294 homes in Fort Walton Beach, Okaloosa County, built between 1940 and 2024 (median 1959.0), with a median living area of about 1,792 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Elliotts Point is an established, nearly built-out pocket of Fort Walton Beach with roughly 988 homes and very little on the market at any given time. The long arc here is dramatic — up 409% since 2012 — but recent gains have leveled, so this is a hold-and-live location more than a quick-flip play.

Best for

  • Buyers comfortable budgeting for updates on a mid-century home in exchange for an established location
  • Long-horizon owners who want to hold rather than flip
  • Buyers who can move decisively when limited inventory hits the market

Probably not for

  • Buyers who require new construction and modern systems out of the box
  • Anyone wanting HOA amenities, since none show up in current listings
  • Short-term investors counting on quick appreciation given flat year-over-year movement

Windows contain 2 to 13 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$0$200K$400K$600K20122014201620182020202220242026
Up 31.6% year over year; up 512% since 2012.
Median days on market · closed sales
025507520122014201620182020202220242026
7 days at the 2023 low; 19 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
97.0% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
2 to 13 a year; 13 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
81 at the 2020 peak, 16 in the troughs, 47 now. Same score as the hero card, full history.
How much local inventory is already under contract

16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Elliotts Point Market Scorecard

Seller-leaning

Elliotts Point is currently a seller-leaning market. About 1.0 months of supply, a median asking price of $475,000, and homes go under contract in about 240 days.

1.0
Months supply
$475,000
Median list
$425,000
Median sold
240
Days on mkt
1/0/12
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in ELLIOTTS POINT, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Elliotts Point

Live MLS inventory for Elliotts Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Elliotts Point listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Elliotts Point Right Now (1)

All 1 active and pending Elliotts Point listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Meigs · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Elliotts Point listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Elliotts Point address.

If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.

Best Buy
Buyers who want an established Fort Walton Beach location and will evaluate homes by condition.
Biggest Risk
Older stock means inspection and system-replacement costs can vary widely house to house.
Sweet Spot
A renovated or well-maintained home near the median that you plan to hold.
Avoid If
You need move-in-perfect new construction or built-in community amenities.

An older housing stock priced by condition

The defining trait here is age and variety. A median build year of 1958 means most homes carry the bones — and sometimes the systems — of mid-century construction, while newer infill built as recently as 2024 sits on the same streets. That mix is why a single median price is a starting point, not a guide: two homes at similar square footage can diverge sharply on price depending on whether the kitchen, roof, and mechanicals have been touched.

No community amenities show up in current MLS listings, so you are buying the house and the location, not an HOA package. The homestead share sits around 66%, which points to a stock held largely by owner-occupants rather than short-term turnover. For a buyer, that means renovated inventory is the scarce commodity and worth moving on; for a seller, it means a well-executed update tends to be rewarded against a backdrop of older comparables.

“

The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.6A- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction10.0/10
Liquidity & Demand9.0/10
Owner Commitment6.0/10
Pricing Power8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.6). Basis: Long-Term Appreciation +512% since 2012; Recent Direction +31.6% year-over-year; Liquidity & Demand 1.0 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 97.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only a couple of homes active at a time and prices set by condition rather than a tidy range, the work in Elliotts Point is reading each house on its merits — what the age of the systems means for your budget, and where a given property really falls against the $370,000 median. We price and prep sellers to the comps and help buyers judge renovation-versus-original quickly, because on a 15-day market hesitation costs you the house.

Elliotts Point in 15 seconds.

Best forBuyers who want an established Fort Walton Beach location and will evaluate homes by condition.
Biggest advantageA proven long-run track record and a tight, owner-heavy market that holds its footing.
Biggest riskOlder stock means inspection and system-replacement costs can vary widely house to house.
Sweet spotA renovated or well-maintained home near the median that you plan to hold.
Avoid ifYou need move-in-perfect new construction or built-in community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Elliotts Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Elliotts Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.

What is your Elliotts Point home worth?

Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in ELLIOTTS POINT

Homes in ELLIOTTS POINT that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Elliotts Point?
The median sale price in Elliotts Point was $425K over the 12 months ending September 20, 2026 (13 closed sales, Emerald Coast MLS).
How long do homes in Elliotts Point take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 19 days on market (13 sales, Emerald Coast MLS).
Is Elliotts Point a buyer's or seller's market right now?
As of September 20, 2026, Elliotts Point leans toward sellers: 1.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Elliotts Point?
The Florida DOR 2025 assessment roll shows 294 homes plus 7 vacant residential lots in Elliotts Point (public records).
What share of Elliotts Point is owner-occupied?
60% of Elliotts Point parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Elliotts Point built?
Homes in Elliotts Point were built between 1940 and 2024, with a median year built of 1959.0 (FL DOR 2025 roll).
Have Elliotts Point home prices gone up?
The trailing-12-month median is up 512% since 2012, from $70K to $425K (Emerald Coast MLS closed records).
Who is the best real estate agent for Elliotts Point?
The best agent for Elliotts Point is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Elliotts Point.
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Elliotts Point and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Elliotts Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Elliotts Point purchase or sale - no call center and no pressure.
Where is Elliotts Point, and what county is it in?
Elliotts Point is in Fort Walton Beach, Okaloosa County, FL, ZIP codes 32547, 32548. The community's center is about 4 miles west of the center of Fort Walton Beach (straight-line).
Is Elliotts Point a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Elliotts Point: the median sale price over the last 12 months was $425K (13 sales), 19% above the Fort Walton Beach median of $358K; homes took a median 19 days to go under contract; the assessment roll counts 294 homes, 60% of them homesteaded (owner-occupied); supply is 1.0 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
Buyers comfortable budgeting for updates on a mid-century home in exchange for an established locationExcellent fit
Long-horizon owners who want to hold rather than flipExcellent fit
Buyers who can move decisively when limited inventory hits the marketExcellent fit
Buyers who require new construction and modern systems out of the boxProbably not
Anyone wanting HOA amenities, since none show up in current listingsProbably not
Short-term investors counting on quick appreciation given flat year-over-year movementProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32547/32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1993 (125 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Elliotts Point with Momentum Realty’s local guides.

Elliotts Point0.0 mi away · median $346K, 6 sales/12 moElliotts Point0.1 mi away · 175 homes, built 1948–24Elliotts Point0.2 mi away · 3 for saleFPFerry Park0.3 mi away · 1 for saleCommodore Place0.4 mi away · 79 homes, built 1955–24, 1 for saleElliotts Point0.4 mi away · 195 homes, built 1948–24Elliotts Point0.5 mi away · median $220K, 3 sales/12 moOlde Fort Walton0.5 mi away · median $555K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in ELLIOTTS POINT? 13 recorded closings; median 19 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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