Formosa Gardens
Homes for Sale in Kissimmee, FL
All 3,084 homes for sale in Kissimmee, FL · median $375,000 · 938 homes for sale in 34747 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Formosa Gardens in Kissimmee, FL has 6 homes for sale, asking from $649,900 to $1,100,000 (median $702,500). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $652,000, $241 per square foot, a median 94 days on market, sellers accepting 92% of original asking (+10% versus the prior year). Homes listed or recently sold were built 2000 - 2007; 11 of 11 report an HOA (median $125/mo); 4 of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 111 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $9,930 ($9,330 with the full homestead exemption).
Villages & sections of Formosa Gardens
Formosa Gardens in Kissimmee, FL is a master-planned community recorded as 4 named villages and sections in the MLS; 2 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Rolling Hills Estates Unit 1 at Formosa Gardens · 1 for sale · 9 sold/12 mo
- Oak Island Harbor at Formosa Gardens · 1 for sale · 4 sold/12 mo
- Formosa Gardens Estates
- Formosa Gardens Rolling Hills Estates
Last 30 days in Formosa Gardens: 3 new listings (median asking $680,000). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Formosa Gardens
Live MLS inventory for Formosa Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 31 daysTop listing
Active · 3 days
Active · 126 days
Active · 0 days
Active · 32 days
Active · 12 daysActive and pending Formosa Gardens listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Formosa Gardens right now
🟢 Buyer-leaning market. 7.2 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 5 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($652K) is up 9.6% from the prior 12 months ($595K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Formosa Gardens market snapshot (as of September 20, 2026): the median sale price is about $652K ($241 per sq ft over the trailing 12 months of closed sales), a median 94 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market. The trailing-12-month median is up 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34747 (Kissimmee), 2,599 homes closed in the last 12 months at a median of $460K ($220/sq ft), down 3.8% year over year, with a median 75 days on market. Right now 581 active and 101 pending listings put supply at about 7.3 months - a buyer's market. See the live ZIP 34747 housing market and the Osceola County market.
County records show 7 qualified sales in Formosa Gardens across 2024 - 2025 (5 in 2024, 2 in 2025), median $700,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Formosa Gardens: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 50% sit outside the FEMA Special Flood Hazard Area (Zone X); 50% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Kissimmee.
Formosa Gardens is a community of 77 homes in Kissimmee, Osceola County, built between 1999 and 2013 (median 2002), with a median living area of about 3,546 square feet. 22% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Formosa Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Formosa Gardens
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Formosa GardensPhotos from Stellar MLS listings in Formosa Gardens; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($652K) IS the median in the snapshot above, and the move from 2025 ($595K) IS the +9.6% one-year change.
Windows contain 0 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
11% of homes for sale in ZIP 34747 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).
Formosa Gardens Market Scorecard
Formosa Gardens is currently a buyer-leaning market. About 7.2 months of supply, a median asking price of $759,900, and homes go under contract in about 31 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Formosa Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Formosa Gardens
- Gated · reported on 3 of 5 listings
- Gated Community · reported on 3 of 5 listings
- Gated Community - No Guard · reported on 2 of 5 listings
- Vehicle Restrictions · reported on 1 of 5 listings
- Deed Restrictions · reported on 1 of 5 listings
- Security Gate · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Westside Elem · Elementary
- West Side · Middle
- Celebration High · High
Zoned schools reflect the assignments reported on recent Formosa Gardens listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Formosa Gardens address.
Recent Developments in Formosa Gardens
Development, infrastructure, retail, and school activity affecting Formosa Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Orange County commissioners approve Tuscana land use plan in Shingle Creek Basin on 4-3 vote
Commissioners voted 4-3 to approve the Tuscana land use application from Shingle Creek Co-Owners LLC and Geyer Development, reversing a unanimous rejection in May 2025. The plan includes more than 1,000 hotel rooms, about 4,000 apartments and commercial buildings, with conditions for a raised road, flood mitigation and wetland protection. The developer projects thousands of jobs at full build-out.
What it may mean for the marketThe approval could add substantial rental housing, hotel capacity and commercial space in the Shingle Creek area, while flood-mitigation conditions will shape how and when it is built. The site is about 8 miles east of Formosa Gardens.
Source: Spectrum News 13 - September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 25 miles east of Formosa Gardens, elsewhere in Osceola County.
Source: Spectrum News 13 - September 2026Development
Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont
The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.
What it may mean for the marketThe plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The site is about 8 miles northwest of Formosa Gardens.
Source: Clermont Sun - August 2026Retail & Dining
Plans for Mattel indoor water park near Lake Buena Vista Factory Stores expand to 13 acres
Updated plans for the site off State Road 535 show a 95,000-square-foot indoor water park designed by Martin Aquatic, a separate 45,000-square-foot entertainment building and nearly 900 parking spaces. The tower height rises to as much as 100 feet and still needs Orange County approval. About 200 jobs are expected, and no opening date has been announced.
What it may mean for the marketThe project would add visitor attractions, dining and roughly 200 jobs near the State Road 535 corridor, with added traffic and parking demand nearby. The site is about 6 miles northeast of Formosa Gardens.
Source: FOX 35 Orlando - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 20 miles east of Formosa Gardens, elsewhere in Osceola County.
Source: Spectrum News 13
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in the Orlando Metro.
The Formosa Gardens buying strategy.
If we were buying in Formosa Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Formosa Gardens.
A closer look at the Formosa Gardens market
At a median of $241 per square foot, Formosa Gardens prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 7.2 months of supply, a buyer-leaning market and the trailing-12-month median up 10% year over year. Homes that do trade take a median 94 days on market, useful leverage on any listing that has lingered.
The housing stock is 77 homes built between 1999 and 2013, and 22% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Formosa Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Formosa Gardens buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.5). Basis: Recent Direction +9.6% year-over-year; Liquidity & Demand 7.2 months of supply; Owner Commitment 22% owner-occupied; Pricing Power 92.0% sale-to-list. Refreshed with each data update.
What it really costs to own in Formosa Gardens
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $125/month across 292 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 50% sit outside the high-risk zone and 50% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2002 across 11 listings. An original roof here would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Formosa Gardens
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Formosa Gardens
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Formosa Gardens will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $125/month (about $1,500/yr) · median of 292 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $125 per month ($1,500 a year) - the median AssociationFee across 292 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Formosa Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Formosa Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Formosa Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Formosa Gardens home worth?
Get a no-obligation home value based on real comparable sales in Formosa Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Formosa Gardens
Homes in Formosa Gardens that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2713 Formosa Boulevard · off market
| Location | Kissimmee, Osceola County, FL · ZIP 34747 |
|---|---|
| Homes in the community | 77 (FL DOR 2025 assessment roll) |
| Years built | 1999–2013 (median 2002) |
| Typical living area | 3,546 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated Community - No Guard, Deed Restrictions, Gated, Gated Community, Fence Restrictions, Fire Alarm |
| Sale prices, last 12 months | $652,000 median across 5 closed sales · $241 per sq ft · +9.6% vs the prior 12 months |
| Days on market (closed sales) | 94 median |
| For sale right now | 3 active, 0 pending · median asking $759,900 · 7.2 months of supply |
| Owner-occupied (homestead) share | 22% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Formosa Gardens key facts,” movewithmomentum.com/neighborhoods/formosa-gardens-kissimmee, data as of September 20, 2026.
Housing distress & ownership in Formosa Gardens, Kissimmee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Formosa Gardens
The newest homes for sale in Formosa Gardens right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2728 Formosa Boulevard $680,000 · 6 bd · 4 ba · 2,677 sq ft · new today Courtesy of LUX NOVA REALTY LLC
- 2705 Formosa Boulevard $995,000 · 8 bd · 7 ba · 3,795 sq ft · 3 days on market Courtesy of MAY HO REALTY
- 7904 Plum Blossom Court $649,900 · 5 bd · 3 ba · 2,189 sq ft · 12 days on market Courtesy of RE/MAX 200 REALTY
- 7909 Sea Pearl Circle $1,100,000 · 7 bd · 5.5 ba · 3,337 sq ft · 31 days on market Courtesy of AMERICAN IDEAL HOMES, LLC
- 2806 Spinning Silk Court $679,900 · 6 bd · 6 ba · 3,399 sq ft · 32 days on market Courtesy of REAL BROKER, LLC
- 7950 Sea Pearl Circle $725,000 · 5 bd · 4 ba · 3,676 sq ft · 126 days on market Courtesy of TEAM DONOVAN
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Formosa Gardens Kissimmee Right Now (6)
All 6 active and pending Formosa Gardens Kissimmee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2728 Formosa Boulevard · $680,000 · 6 bd / 4 ba · listed Oct 14, 2026 · listed by Lux Nova Realty Llc
- 7904 Plum Blossom Court · $649,900 · 5 bd / 3 ba · listed Oct 2, 2026 · listed by Re/Max 200 Realty
- 2705 Formosa Boulevard · $995,000 · 8 bd / 7 ba · listed Sep 21, 2026 · listed by May Ho Realty
- 2806 Spinning Silk Court · $679,900 · 6 bd / 6 ba · listed Sep 10, 2026 · listed by Real Broker, Llc
- 7909 Sea Pearl Circle · $1,100,000 · 7 bd / 5.5 ba · listed Sep 8, 2026 · listed by American Ideal Homes, Llc
- 7950 Sea Pearl Circle · $725,000 · 5 bd / 4 ba · listed Jul 16, 2026 · listed by Team Donovan
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Formosa Boulevard (14 homes on record)
- Sea Pearl Circle (13 homes on record)
- Sea Pearl Circle (9 homes on record)
- Sea Pearl Circle (5 homes on record)
- Sea Pearl Circle (3 homes on record)
- Sea Pearl Circle (3 homes on record)
- Sea Pearl Circle (3 homes on record)
- Formosa Boulevard (3 homes on record)
- Formosa Boulevard (3 homes on record)
- Sea Pearl Circle (2 homes on record)
- Sea Pearl Circle (2 homes on record)
- Formosa Boulevard (1 homes on record)
Frequently Asked Questions
What is the median home price in Formosa Gardens?
How long do homes in Formosa Gardens take to sell?
Is Formosa Gardens a buyer's or seller's market right now?
How many homes are in Formosa Gardens?
What share of Formosa Gardens is owner-occupied?
When were the homes in Formosa Gardens built?
Who is the best real estate agent for Formosa Gardens?
How do I find a top Kissimmee real estate agent who knows Formosa Gardens?
Can Momentum Realty connect me with an agent for Formosa Gardens?
Where is Formosa Gardens, and what county is it in?
Is Formosa Gardens a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34747)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Formosa Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Formosa Gardens
- Home values · What homes in Formosa Gardens actually sell for
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