OAK ISLAND HARBOR AT FORMOSA GARDENS
Homes for Sale in KISSIMMEE, FL
True comps, carrying-cost math, and listings before the portals.
OAK ISLAND HARBOR AT FORMOSA GARDENS right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of OAK ISLAND HARBOR AT FORMOSA GARDENS. Swipe to explore the community.
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The market around OAK ISLAND HARBOR AT FORMOSA GARDENS
OAK ISLAND HARBOR AT FORMOSA GARDENS is a small community — 41 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 34747, 1,240 homes are on the market and 12% are under contract — a slower corner of KISSIMMEE.
Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not OAK ISLAND HARBOR AT FORMOSA GARDENS specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in OAK ISLAND HARBOR AT FORMOSA GARDENS, KISSIMMEE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in OAK ISLAND HARBOR AT FORMOSA GARDENS
Live MLS inventory for OAK ISLAND HARBOR AT FORMOSA GARDENS. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 12 daysTop listing
Active · 1 days
Pending · 46 days
Pending · 30 daysActive and pending OAK ISLAND HARBOR AT FORMOSA GARDENS listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.
OAK ISLAND HARBOR AT FORMOSA GARDENS on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Westside K-8 · Elementary
- West Side · Middle
- Celebration (K12) · High
Zoned schools reflect the assignments reported on recent OAK ISLAND HARBOR AT FORMOSA GARDENS listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any OAK ISLAND HARBOR AT FORMOSA GARDENS address.
The OAK ISLAND HARBOR AT FORMOSA GARDENS buying strategy.
If we were buying in OAK ISLAND HARBOR AT FORMOSA GARDENS today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in OAK ISLAND HARBOR AT FORMOSA GARDENS.
A closer look at the OAK ISLAND HARBOR AT FORMOSA GARDENS market
Inventory runs at 6.0 months of supply, a balanced market.
The housing stock is 122 homes built between 1992 and 2013, and 34% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in OAK ISLAND HARBOR AT FORMOSA GARDENS. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a OAK ISLAND HARBOR AT FORMOSA GARDENS buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed OAK ISLAND HARBOR AT FORMOSA GARDENS sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in OAK ISLAND HARBOR AT FORMOSA GARDENS, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your OAK ISLAND HARBOR AT FORMOSA GARDENS home worth?
Get a no-obligation home value based on real comparable sales in OAK ISLAND HARBOR AT FORMOSA GARDENS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in OAK ISLAND HARBOR AT FORMOSA GARDENS on the map →
Frequently Asked Questions
Is OAK ISLAND HARBOR AT FORMOSA GARDENS a buyer's or seller's market right now?
How many homes are in OAK ISLAND HARBOR AT FORMOSA GARDENS?
What share of OAK ISLAND HARBOR AT FORMOSA GARDENS is owner-occupied?
When were the homes in OAK ISLAND HARBOR AT FORMOSA GARDENS built?
Do cash buyers compete in OAK ISLAND HARBOR AT FORMOSA GARDENS?
Who is the best real estate agent for OAK ISLAND HARBOR AT FORMOSA GARDENS?
How do I find a top KISSIMMEE real estate agent who knows OAK ISLAND HARBOR AT FORMOSA GARDENS?
Can Momentum Realty connect me with an agent for OAK ISLAND HARBOR AT FORMOSA GARDENS?
Nearby Communities
Explore more neighborhoods near OAK ISLAND HARBOR AT FORMOSA GARDENS with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34747)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2007 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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