OAK ISLAND HARBOR AT FORMOSA GARDENS in KISSIMMEE

OAK ISLAND HARBOR AT FORMOSA GARDENS
Homes for Sale in KISSIMMEE, FL

Community in KISSIMMEE · Osceola County · ZIP 34747
122 homesBuilt 1992–2013
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Built fromLive Stellar MLS data19 years of closingsFL DOR public recordsUpdated twice daily
Live · OAK ISLAND HARBOR AT FORMOSA GARDENS Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Osceola: 21% (1,149 of 5,586)
1 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
34%
Owner-occupied · OAK ISLAND HARBOR AT FORMOSA GARDENS
41 of 122 parcels homesteaded (FL DOR 2025)
66%
Non-owner-occupied · OAK ISLAND HARBOR AT FORMOSA GARDENS
incl. 15% trust or LLC-held · 43% out-of-state
0%
Cash buyers · OAK ISLAND HARBOR AT FORMOSA GARDENS
0 of 6 sales, 12 mo ending June 2025
122
Homes in the community
122 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1992
Community established
homes built 1992-2013, median 1997 (FL DOR 2025)
1
Failed listings · 2026
peaked at 16 in 2007
1.6%/yr
Turnover rate
about 2 of 122 homes trade a year
OAK ISLAND HARBOR AT FORMOSA GARDENS Housing Pulse · Momentum Research · as of August 2, 2026

OAK ISLAND HARBOR AT FORMOSA GARDENS right now

🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around OAK ISLAND HARBOR AT FORMOSA GARDENS

OAK ISLAND HARBOR AT FORMOSA GARDENS is a small community — 41 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 34747, 1,240 homes are on the market and 12% are under contract — a slower corner of KISSIMMEE.

Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not OAK ISLAND HARBOR AT FORMOSA GARDENS specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in OAK ISLAND HARBOR AT FORMOSA GARDENS, KISSIMMEE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
1.16%
1 of 86 listings · short sale 1
Distress share trend — 1.16% now (2026-08-12 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in OAK ISLAND HARBOR AT FORMOSA GARDENS

Live MLS inventory for OAK ISLAND HARBOR AT FORMOSA GARDENS. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending OAK ISLAND HARBOR AT FORMOSA GARDENS listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Westside K-8 · Elementary
  • West Side · Middle
  • Celebration (K12) · High

Zoned schools reflect the assignments reported on recent OAK ISLAND HARBOR AT FORMOSA GARDENS listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any OAK ISLAND HARBOR AT FORMOSA GARDENS address.

If we were buying in OAK ISLAND HARBOR AT FORMOSA GARDENS today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in OAK ISLAND HARBOR AT FORMOSA GARDENS.

A closer look at the OAK ISLAND HARBOR AT FORMOSA GARDENS market

Inventory runs at 6.0 months of supply, a balanced market.

The housing stock is 122 homes built between 1992 and 2013, and 34% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in OAK ISLAND HARBOR AT FORMOSA GARDENS. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed OAK ISLAND HARBOR AT FORMOSA GARDENS sales matched to your home.

What is your OAK ISLAND HARBOR AT FORMOSA GARDENS home worth?

Get a no-obligation home value based on real comparable sales in OAK ISLAND HARBOR AT FORMOSA GARDENS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in OAK ISLAND HARBOR AT FORMOSA GARDENS on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

Is OAK ISLAND HARBOR AT FORMOSA GARDENS a buyer's or seller's market right now?
As of August 2, 2026, OAK ISLAND HARBOR AT FORMOSA GARDENS is roughly balanced: 6.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in OAK ISLAND HARBOR AT FORMOSA GARDENS?
The Florida DOR 2025 assessment roll shows 122 homes in OAK ISLAND HARBOR AT FORMOSA GARDENS (public records).
What share of OAK ISLAND HARBOR AT FORMOSA GARDENS is owner-occupied?
34% of OAK ISLAND HARBOR AT FORMOSA GARDENS parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in OAK ISLAND HARBOR AT FORMOSA GARDENS built?
Homes in OAK ISLAND HARBOR AT FORMOSA GARDENS were built between 1992 and 2013, with a median year built of 1997.0 (FL DOR 2025 roll).
Do cash buyers compete in OAK ISLAND HARBOR AT FORMOSA GARDENS?
Cash buyers took 0% of OAK ISLAND HARBOR AT FORMOSA GARDENS sales in the 12 months ending June 2025 (0 of 6 closings, Stellar MLS).
Who is the best real estate agent for OAK ISLAND HARBOR AT FORMOSA GARDENS?
The best agent for OAK ISLAND HARBOR AT FORMOSA GARDENS is one who actively works KISSIMMEE and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for OAK ISLAND HARBOR AT FORMOSA GARDENS.
How do I find a top KISSIMMEE real estate agent who knows OAK ISLAND HARBOR AT FORMOSA GARDENS?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows OAK ISLAND HARBOR AT FORMOSA GARDENS and the wider KISSIMMEE area.
Can Momentum Realty connect me with an agent for OAK ISLAND HARBOR AT FORMOSA GARDENS?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your OAK ISLAND HARBOR AT FORMOSA GARDENS purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near OAK ISLAND HARBOR AT FORMOSA GARDENS with Momentum Realty’s local guides.

Wyndham Pointe Kissimmee0.2 mi awayWyndham Pointe Acadia Estates Kissimmee0.2 mi awayMargaritaville Rolling Oaks Kissimmee0.2 mi awayOak Island Cove Kissimmee0.2 mi awayEmerald Island Residence Kissimmee0.4 mi awayFormosa Gardens Kissimmee0.5 mi awayIndian Creek Kissimmee0.7 mi awayFormosa Valley Kissimmee1.0 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34747))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2007 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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Thinking of selling in OAK ISLAND HARBOR AT FORMOSA GARDENS? 2 recorded closings (window ending 2026-08-02). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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