Waterford Crossing P
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County
96 homesBuilt 1988–1995
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Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · Waterford Crossing P Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
88%
Owner-occupied · Waterford Crossing P
85 of 96 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Waterford Crossing P
incl. 3% trust or LLC-held · 5% out-of-state
96
Homes in the community
96 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1988
Community established
homes built 1988-1995, median 1990 (FL DOR 2025)
0
Failed listings · 2021
peaked at 7 in 2021
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Waterford Crossing P is a small, established pocket of 96 homes built in a tight window between 1988 and 1995, with a median build year of 1990. That consistency in age means the housing stock reads similarly from block to block, so condition and updates — not vintage — are what separate one listing from another here.

The homestead share sits near 88.5%, which points to a market where most owners are living in the home rather than holding it as a rental or second property. For buyers, that translates into a community that turns over slowly, so patience and a clear sense of what you want matter more than trying to time it.

Best for

  • Buyers prioritizing square footage over amenity packages
  • Buyers comfortable evaluating condition-driven pricing in a single-era community
  • Buyers seeking a settled, low-turnover Palm Harbor neighborhood

Probably not for

  • Buyers who want a clubhouse, pool, or organized recreation amenities included
  • Buyers hoping for frequent inventory turnover to compare many active listings at once
  • Buyers seeking new or recently built construction rather than a 1988–1995 build era

The market around Waterford Crossing P

Waterford Crossing P is a small community — 18 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Waterford Crossing P specifically. Momentum Research analysis of MLS records.

If we were buying in Waterford Crossing P today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Crossing P.

Best Buy
Buyers who want a larger floor plan in an established, single-era Palm Harbor community without an amenity package driving the price.
Biggest Risk
With no identified community amenities, buyers paying for lifestyle extras elsewhere in Palm Harbor should temper expectations here.
Sweet Spot
Move-up buyers who value space — the median living area runs near 2,500 square feet — over clubhouse or recreation amenities.
Avoid If
You are set on a community with organized amenities or a pool/clubhouse program, since none are currently identified in listings.

A single-era community with room to spread out

With a median living area around 2,500 square feet, homes here run larger than what a lot of buyers associate with communities from this build period. That size, paired with the narrow 1988–1995 construction window, suggests a layout style and lot approach that stayed consistent across the neighborhood rather than shifting phase by phase.

Current MLS listings do not identify community amenities for Waterford Crossing P, so this reads as a straightforward residential neighborhood rather than one built around a clubhouse, pool, or recreation program. Buyers drawn to amenity-rich living should look elsewhere; buyers who want square footage and an established setting without an HOA-driven amenity package will find this fits.

The location and the amenities are priced into every listing in Waterford Crossing P. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A community this small and this consistently built rewards someone who tracks it closely — knowing which of the 96 homes have been updated, which are original, and how that shows up in what a seller is willing to negotiate. We watch Waterford Crossing P at that level of detail rather than treating it as a generic Palm Harbor address.

Waterford Crossing P in 15 seconds.

Best forBuyers who want a larger floor plan in an established, single-era Palm Harbor community without an amenity package driving the price.
Biggest advantageThe consistent build era (1988–1995) means comparing homes is more about condition than about decade-to-decade differences.
Biggest riskWith no identified community amenities, buyers paying for lifestyle extras elsewhere in Palm Harbor should temper expectations here.
Sweet spotMove-up buyers who value space — the median living area runs near 2,500 square feet — over clubhouse or recreation amenities.
Avoid ifYou are set on a community with organized amenities or a pool/clubhouse program, since none are currently identified in listings.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Crossing P sales matched to your home.

What is your Waterford Crossing P home worth?

Get a no-obligation home value based on real comparable sales in Waterford Crossing P, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Waterford Crossing P?
The Florida DOR 2025 assessment roll shows 96 homes in Waterford Crossing P (public records).
What share of Waterford Crossing P is owner-occupied?
88% of Waterford Crossing P parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterford Crossing P built?
Homes in Waterford Crossing P were built between 1988 and 1995, with a median year built of 1990.0 (FL DOR 2025 roll).
Who is the best real estate agent for Waterford Crossing P?
The best agent for Waterford Crossing P is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford Crossing P.
How do I find a top Palm Harbor real estate agent who knows Waterford Crossing P?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford Crossing P and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Waterford Crossing P?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford Crossing P purchase or sale - no call center and no pressure.
Buyers prioritizing square footage over amenity packagesExcellent fit
Buyers comfortable evaluating condition-driven pricing in a single-era communityExcellent fit
Buyers seeking a settled, low-turnover Palm Harbor neighborhoodExcellent fit
Buyers who want a clubhouse, pool, or organized recreation amenities includedProbably not
Buyers hoping for frequent inventory turnover to compare many active listings at onceProbably not
Buyers seeking new or recently built construction rather than a 1988–1995 build eraProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34683/34684))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2005 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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