Waterford Crossing P
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Waterford Crossing P in Palm Harbor, FL since 2005, the most recent in August 2025. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).
Part of Waterford Crossing Ph Ii, Palm Harbor, FL — see all Waterford Crossing Ph Ii homes for sale (4 listings across 3 sections in the MLS).
Waterford Crossing P is a small, established pocket of 96 homes built in a tight window between 1988 and 1995, with a median build year of 1990. That consistency in age means the housing stock reads similarly from block to block, so condition and updates — not vintage — are what separate one listing from another here.
The homestead share sits near 88.5%, which points to a market where most owners are living in the home rather than holding it as a rental or second property. For buyers, that translates into a community that turns over slowly, so patience and a clear sense of what you want matter more than trying to time it.
Nearby homes for sale
No active listings inside Waterford Crossing P right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterford Crossing P is a compact, established community in Palm Harbor, Pinellas County, built out entirely between 1988 and 1995 — a single, well-defined construction era rather than a mix of decades.
Stellar MLS sales records identify 5 homes in Waterford Crossing P that have changed hands since 2004, built between 1988 and 1995 (median 1989), with a median living area of about 2,194 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterford Crossing P is best for.
Best for
- Buyers prioritizing square footage over amenity packages
- Buyers comfortable evaluating condition-driven pricing in a single-era community
- Buyers seeking a settled, low-turnover Palm Harbor neighborhood
Probably not for
- Buyers who want a clubhouse, pool, or organized recreation amenities included
- Buyers hoping for frequent inventory turnover to compare many active listings at once
- Buyers seeking new or recently built construction rather than a 1988–1995 build era
The market around Waterford Crossing P
Waterford Crossing P is too small for its own price trend, so here is the market around it.
In ZIP 34683, 227 homes are on the market and 26% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34683 (Palm Harbor), 551 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 2.2% year over year, with a median 51 days on market. Right now 115 active and 36 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Waterford Crossing P specifically. Momentum Research analysis of MLS records.
The Waterford Crossing P buying strategy.
If we were buying in Waterford Crossing P today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Crossing P.
A single-era community with room to spread out
With a median living area around 2,500 square feet, homes here run larger than what a lot of buyers associate with communities from this build period. That size, paired with the narrow 1988–1995 construction window, suggests a layout style and lot approach that stayed consistent across the neighborhood rather than shifting phase by phase.
Current MLS listings do not identify community amenities for Waterford Crossing P, so this reads as a straightforward residential neighborhood rather than one built around a clubhouse, pool, or recreation program. Buyers drawn to amenity-rich living should look elsewhere; buyers who want square footage and an established setting without an HOA-driven amenity package will find this fits.
The location and the amenities are priced into every listing in Waterford Crossing P. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this small and this consistently built rewards someone who tracks it closely — knowing which of the 96 homes have been updated, which are original, and how that shows up in what a seller is willing to negotiate. We watch Waterford Crossing P at that level of detail rather than treating it as a generic Palm Harbor address.
Waterford Crossing P in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterford Crossing P buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Crossing P sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Crossing P, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Crossing P home worth?
Get a no-obligation home value based on real comparable sales in Waterford Crossing P, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Should you buy in Waterford Crossing P?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Waterford Crossing P fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Waterford Crossing P. These are the public schools most often assigned to other communities in ZIP 34683; zones change and vary by address, so confirm with the district before you buy.
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor University High School · High · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Elementary, Palm Harbor Middle · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Waterford Crossing P
Where is Waterford Crossing P?
Waterford Crossing P is a community in Palm Harbor, Pinellas County, Florida, ZIP 34683.
Are there homes for sale in Waterford Crossing P right now?
No active listings inside Waterford Crossing P at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Waterford Crossing P have an HOA or CDD?
No HOA is on record for Waterford Crossing P in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Waterford Crossing P with Momentum Realty’s local guides.
Waterford Crossing P Market Scorecard
Waterford Crossing P is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34683 ZIP is $467,523, about 4.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.