Garden City
Homes for Sale in Crestview, FL
All 420 homes for sale in Crestview, FL · median $329,650 · 164 homes for sale in 32536 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of October 2026, Garden City in Crestview, FL has 5 homes for sale, asking from $270,000 to $299,900 (median $275,000). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $297,000, a median 10 days on market, sellers accepting 100% of original asking (+16% versus the prior year). Homes listed or recently sold were built 2022–2026 with 1 new construction; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 265 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,830 ($3,320 with the full homestead exemption).
| Location | Crestview, Okaloosa County, FL · ZIP 32536, 32539 |
|---|---|
| Homes in the community | 32 (FL DOR 2025 assessment roll) |
| Years built | 1963–2024 (median 2020.0) |
| Typical living area | 1,545 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $297,000 median across 6 closed sales · +16.5% vs the prior 12 months |
| Days on market (closed sales) | 10 median |
| For sale right now | 5 active, 0 pending · median asking $275,000 |
| Owner-occupied (homestead) share | 56% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GARDEN CITY key facts,” movewithmomentum.com/neighborhoods/garden-city--okaloosa, data as of September 20, 2026.
Last 30 days in Garden City: 2 new listings (median asking $272,450). As of July 25, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Garden City
Live MLS inventory for Garden City. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 44 daysTop listing
Active · 86 days
Active · 37 days
Active · 17 days
Active · 22 daysActive and pending Garden City listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Garden City Okaloosa Right Now (5)
All 5 active and pending Garden City Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3154 Maple Street · $275,000 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by Century 21 Wimco Realty Inc
- 3168 Maple Street · $299,900 · 3 bd / 2 ba · listed Jul 28, 2026 · listed by RE/MAX Agency One
- 3172 Main Street · $274,900 · 3 bd / 2 ba · listed Jul 8, 2026 · listed by Coldwell Banker Realty
- 3158 Chestnut Street · $270,000 · 3 bd / 2 ba · listed Jul 3, 2026 · listed by The Realty Experience at Axen Realty
- 6430 Kylito Circle · $288,000 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Teel & Waters Real Estate Company Inc
Garden City right now
🟢 Still climbing. The trailing-12-month median ($297K) is up 16.5% from the prior 12 months ($255K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Garden City market snapshot (as of September 20, 2026): the median sale price is about $297K, and a median 10 days on market for closed sales. The trailing-12-month median is up 16% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
In ZIP 32536 (Crestview), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
County records show 4 qualified sales in GARDEN CITY across 2024–2024, median $285,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Garden City is a community of 32 homes in Crestview, Okaloosa County, built between 1963 and 2024 (median 2020.0), with a median living area of about 1,545 square feet. 56% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Garden City. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Garden CityGarden CityGarden CityGarden CityGarden CityPhotos from Emerald Coast MLS listings in Garden City; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($297K) IS the median in the snapshot above, and the move from 2025 ($255K) IS the +16.5% one-year change.
Windows contain 0 to 23 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Garden City Market Scorecard
Garden City is currently a balanced market., a median asking price of $275,000, and homes go under contract in about 37 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in GARDEN CITY, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Garden City on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Garden City listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Garden City address.
Shop the zone: Homes zoned for Crestview High School
The Garden City buying strategy.
If we were buying in Garden City today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Garden City.
A closer look at the Garden City market
Homes in Garden City trade around a median of $297K, where condition and lot do more to set the final number than the asking price does.
The trailing-12-month median up 16% year over year. Homes that do trade take a median 10 days on market, useful leverage on any listing that has lingered.
The housing stock is 32 homes built between 1963 and 2024, and 56% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Garden City. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Garden City buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.5). Basis: Recent Direction +16.5% year-over-year; Owner Commitment 56% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Garden City buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Garden City sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Garden City, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Garden City home worth?
Get a no-obligation home value based on real comparable sales in Garden City, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Frequently Asked Questions
What is the median home price in Garden City?
How long do homes in Garden City take to sell?
How many homes are in Garden City?
What share of Garden City is owner-occupied?
When were the homes in Garden City built?
Who is the best real estate agent for Garden City?
How do I find a top Crestview real estate agent who knows Garden City?
Can Momentum Realty connect me with an agent for Garden City?
Where is Garden City, and what county is it in?
Is Garden City a good place to live?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32536/32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (77 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how GARDEN CITY fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Garden City
- Home values · What homes in Garden City actually sell for
Nearby Communities
Explore more neighborhoods near Garden City with Momentum Realty’s local guides.