Highland Lakes
Homes for Sale in Jacksonville, FL
All 4,406 homes for sale in Jacksonville, FL · median $299,990 · 239 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
As of October 2026, Highland Lakes in Jacksonville, FL has 9 homes for sale, asking from $220,000 to $350,295 (median $310,000). Over the 12 months ending 2026-10-17, 19 recorded sales closed at a median of $275,000, $190 per square foot, a median 32 days on market, sellers accepting 97% of original asking (+3% versus the prior year). Homes listed or recently sold were built 1988–1996; 21 of 21 report an HOA (median $19/mo); none of the 21 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $4,910 ($4,180 with the full homestead exemption).
Last 30 days in Highland Lakes: 3 new listings (median asking $348,000). As of October 17, 2026, realMLS.
Homes For Sale Right Now in Highland Lakes
Live MLS inventory for Highland Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 5 daysTop listing
Active · 5 days
Active · 51 days
Active · 16 days
Active · 85 days
Active · 65 days
Active · 36 days
Active · 53 days
Active · 124 daysActive and pending Highland Lakes listings as of 2026-10-17, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Highland Lakes prices off two things: age and size. Homes here were built out over an 18-year span, 1988 to 2006, with a median year built of 1993 and a median living area of 1,652 square feet — that combination of established construction and a fairly consistent size band is what anchors the $275,000 median price and the $189.69 median price per square foot. Buyers here are paying more for condition and lot-level differences than for square footage.
The current posture favors sellers on timing more than on pricing power. With zero active listings against 524 total homes in the community, inventory is effectively dry right now, and the 29-day median days-on-market reflects that scarcity as much as demand. Appreciation has been steady rather than sharp — 1.9% year-over-year on top of a 267% run since 2012 — and a market heat score of 40 puts this squarely in balanced-to-moderate territory rather than a bidding-war environment. For a seller, that means price it correctly and it moves; for a buyer, it means be ready to act when something does list, because there is currently nothing on the market to compare it against.
Highland Lakes right now
🟡 Balanced market. 5.1 months of supply and 11% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 17, 2026. Confidence: High (9 active and pending listings, 19 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($275K) is up 2.8% from the prior 12 months ($268K) and up 257% since 2012. With about 25 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 17. Confidence: High (19 and 16 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Highland Lakes market snapshot (as of October 17, 2026): the median sale price is about $275K ($190 per sq ft over the trailing 12 months of closed sales), a median 32 days on market for closed sales, and 5.1 months of supply, a balanced market. The trailing-12-month median is up 3% from the prior 12 months and up 257% since 2012, computed from record-level realMLS closed sales (19 closings in the current window).
In ZIP 32244 (Jacksonville), 815 homes closed in the last 12 months at a median of $268K ($167/sq ft), up 0.7% year over year, with a median 40 days on market. Right now 179 active and 71 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
County records show 18 qualified sales in Highland Lakes across 2024–2025 (12 in 2024, 6 in 2025), median $265,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Highland Lakes: of 18 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Highland Lakes is a community of 231 homes in Jacksonville, Duval County, built between 1988 and 1996 (median 1991), with a median living area of about 1,673 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Highland Lakes is an established Duval County community built out between 1988 and 2006, with a 62.6% homestead-exemption share suggesting most of these 524 homes are owner-occupied primary residences rather than investment or rental stock.
The setting & the homes.
Aerial and on-site photos of Highland Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Highland Lakes; content deemed reliable but not guaranteed.
Who Highland Lakes is best for.
Best for
- A buyer comfortable moving quickly once a home lists, given the current zero-active-listing environment.
- A buyer targeting a purchase price near the $275,000 median who wants an established community built between 1988 and 2006.
- A seller looking to list into a market with essentially no active competition and a 29-day median time to contract.
Probably not for
- A buyer who wants to compare multiple active listings side by side before deciding — there is currently nothing to compare.
- A buyer requiring new or near-new construction; homes here date to 1988 through 2006.
- A buyer or seller expecting rapid, high-pressure bidding — the market heat score here is moderate at 40, not extreme.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 17 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($275K) IS the median in the snapshot above, and the move from 2025 ($268K) IS the +2.8% one-year change.
Windows contain 15 to 37 sales each (19 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 32244 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Highland Lakes Market Scorecard
Highland Lakes is currently a balanced market. About 5.1 months of supply, a median asking price of $307,500, and homes go under contract in about 51 days.
Typical home value in the 32244 ZIP is $254,345, about 16.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Highland Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
How far is everything?
Everyday stops around Highland Lakes are close: the nearest dining is about 1 minutes away.
- No Manches Wey · Dining1 min
- La Escondida · Coffee1 min
- Asian Grocers · Groceries2 min
- Park Village · Shopping2 min
- Skate Station Funworks · Parks3 min
- Volunteer · Health8 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Highland Lakes with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Chimney Lakes Elementary SchoolFLDOE grade A · Public PreK-5
- Charger Academy · Public 6-8
- Westside High SchoolFLDOE grade I · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Highland Lakes address.
Shop the zone: Homes zoned for Chimney Lakes Elementary School · Homes zoned for Westside Middle School · Homes zoned for Chaffee Trail Middle School
Recent Developments in Highland Lakes
Development, infrastructure, retail, and school activity affecting Highland Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The project is about 9 miles east of Highland Lakes, elsewhere in Duval County.
Source: Hoodline - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 7 miles south of Highland Lakes.
Source: News4JAX - July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The site is about 3 miles northeast of Highland Lakes.
Source: Jacksonville Today - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 6 miles west of Highland Lakes.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 12 miles south of Highland Lakes.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 6 miles west of Highland Lakes.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Highland Lakes buying strategy.
If we were buying in Highland Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highland Lakes.
Built-Out Supply, Zero Active Inventory
With 524 homes total and zero currently active on the market, Highland Lakes is effectively a resale-only community with no new-construction pipeline — every transaction here depends on an existing owner deciding to sell. That scarcity, combined with a median days-on-market of 29, tells you homes that do come up are not sitting long. The 17 closings recorded in the most recent window is the clearest read on actual transaction pace currently available.
Pricing sits at a $275,000 median, or $189.69 per square foot against a median living area of 1,652 square feet. Construction spans 1988 to 2006 with a median year built of 1993, so buyers should expect a range of original systems and finish levels across that span rather than a uniform product — condition, not just location, is doing real work in what a given home commands.
The location and the amenities are priced into every listing in Highland Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Highland Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.1). Basis: Long-Term Appreciation +257% since 2012; Recent Direction +2.8% year-over-year; Liquidity & Demand 5.1 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 96.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with zero active listings, the deal is rarely the one that is publicly on the market — it is the one you hear about before it lists. Momentum tracks Highland Lakes closings and activity inside Duval County closely enough to connect buyers and sellers when supply is this tight, and to price a listing against real comparables rather than guesswork.
Highland Lakes in 15 seconds.
What it really costs to own in Highland Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,572/yr across 11 listings here (MLS tax records, 2026-10-18). Buy at today's median asking price of $310,000 and the first-year bill resets to about $4,800 with homestead (Duval County total millage 17.865 mills, FY2025-26, Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage); municipal and district millage vary within the county. |
|---|---|
| HOA dues | Median $228/year (about $19/month) across 397 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 18 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1992 across 12 listings. An original roof here would be about 34 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $529/month (tax $400, HOA $19, insurance $110). An estimate from the sources above, not a quote.
Email me new listings in Highland Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Highland Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Highland Lakes will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA reported ~$232/year
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Homes in this Jacksonville subdivision (Collins Rd/Argyle/Oakleaf Plantation area, Duval County) are subject to a homeowners association; quarterly HOA fees on recently sold properties have ranged from about $104.65 to $184, with some properties carrying no HOA fee.
Page states no CDD.
Flood & Insurance Context
Of 18 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=18) · as of 2026-10
Tools for a Highland Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highland Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highland Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highland Lakes home worth?
Get a no-obligation home value based on real comparable sales in Highland Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Highland Lakes
Homes in Highland Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 21 on record.
- 7747 Coatbridge Lane · off market
- 7764 Macaulay Court · off market
- 7776 Mactavish Way · off market
- 7780 Coatbridge Lane · off market
- 7934 Campbell Town Court · off market
- 7992 Dewars Court · off market
- 7999 Dewars Court · off market
- 8000 Loch Lomond Lane · off market
| Location | Jacksonville, Duval County, FL · ZIP 32244 |
|---|---|
| Homes in the community | 231 (FL DOR 2025 assessment roll) |
| Years built | 1988–1996 (median 1991) |
| Typical living area | 1,673 sq ft (median) |
| Home types (current listings and sales) | single-family 86%, townhouses 14% |
| Amenities listed by sellers | Playground, Park, Maintenance Grounds, Management - Off Site, Other |
| Sale prices, last 12 months | $275,000 median across 19 closed sales · $190 per sq ft · +2.8% vs the prior 12 months |
| Days on market (closed sales) | 32 median |
| For sale right now | 8 active, 1 pending · median asking $307,500 · 5.1 months of supply |
| Owner-occupied (homestead) share | 62% |
| Zoned public schools | Chimney Lakes Elementary School (A, FLDOE 2025-26); Charger Academy; Westside High School (I, FLDOE 2025-26) |
Data as of October 17, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highland Lakes key facts,” movewithmomentum.com/neighborhoods/highland-lakes-jacksonville, data as of October 17, 2026.
Housing distress & ownership in Highland Lakes, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Highland Lakes
The newest homes for sale in Highland Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 8078 Macnaughton Drive $348,000 · 4 bd · 2 ba · 1,980 sq ft · 5 days on market Courtesy of WATSON REALTY CORP
- 8067 Mactavish Way $350,295 · 3 bd · 2 ba · 1,828 sq ft · 5 days on market Courtesy of WATSON REALTY CORP
- 8189 Kilwinning Lane $314,900 · 3 bd · 2 ba · 1,554 sq ft · 16 days on market Courtesy of UNITED REAL ESTATE GALLERY
- 8047 Mactavish Way $264,900 · 2 bd · 2 ba · 944 sq ft · 36 days on market Courtesy of SUPREME PATH BROKERAGE LLC
- 8167 Loch Lomond Lane $328,900 · 3 bd · 2 ba · 2,156 sq ft · 51 days on market Courtesy of EVERYSTATE INC
- 8048 Kilwinning Lane $240,000 · 3 bd · 2 ba · 1,248 sq ft · 53 days on market Courtesy of OPENDOOR BROKERAGE, LLC.
Checked against the MLS Oct 18, 2026. All new listings in this market.
Recently sold in Highland Lakes Jacksonville
- 7999 Dewars Court · sold $360,000
- 8005 Macinnes Drive · sold $324,900
- 8062 Loch Lomond Lane · sold $252,680
- 8000 Loch Lomond Lane · sold $315,000
- 8217 Loch Seaforth Court · sold $189,900
- 7780 Coatbridge Lane · sold $190,000
- 8035 Mactavish Way · sold $275,000
- 8168 Dunbarton Court · sold $214,900
- 8190 Loch Lomond Lane · sold $335,000
- 7764 Macaulay Court · sold $255,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Loch Lomond Lane (22 homes on record)
- Loch Seaforth Court (18 homes on record)
- Macinnes Drive (17 homes on record)
- Kilwinning Lane (15 homes on record)
- Macdougall Drive (13 homes on record)
Frequently Asked Questions
What is the median home price in Highland Lakes?
How long do homes in Highland Lakes take to sell?
Is Highland Lakes a buyer's or seller's market right now?
How many homes are in Highland Lakes?
What share of Highland Lakes is owner-occupied?
When were the homes in Highland Lakes built?
Have Highland Lakes home prices gone up?
What schools serve Highland Lakes?
Who is the best real estate agent for Highland Lakes?
How do I find a top Jacksonville real estate agent who knows Highland Lakes?
Can Momentum Realty connect me with an agent for Highland Lakes?
Where is Highland Lakes, and what county is it in?
How far is Highland Lakes from downtown Jacksonville and the beach?
Is Highland Lakes in a flood zone?
Is Highland Lakes a good place to live?
Should you buy in Highland Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 17, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32224/32244/32299)) |
| Under-contract shares | realMLS records, as of 2026-10-17 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (622 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Highland Lakes
- Home values · What homes in Highland Lakes actually sell for






