Lake Thomas Pointe
Homes for Sale in Land O Lakes, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $757,500, $251 per square foot, a median 75 days on market, sellers accepting 96% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2011–2025 with 1 new construction; 4 of 4 report an HOA (median $135/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $12,240 ($11,590 with the full homestead exemption).
| Location | Land O Lakes, Pasco County, FL · ZIP 34638 |
|---|---|
| Homes in the community | 42 (FL DOR 2025 assessment roll) |
| Years built | 1993–2021 (median 2011.5) |
| Typical living area | 3,742 sq ft (median) |
| Amenities listed by sellers | Gated Community - No Guard, Deed Restrictions, Gated, Gated Community, Security System |
| Sale prices, last 12 months | $757,500 median across 4 closed sales · $251 per sq ft · -5.3% vs the prior 12 months |
| Days on market (closed sales) | 75 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 93% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Thomas Pointe key facts,” movewithmomentum.com/neighborhoods/lake-thomas-pointe, data as of September 20, 2026.
Lake Thomas Pointe right now
🟡 Off the recent peak. The trailing-12-month median ($758K) is down 5.3% from the prior 12 months ($800K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Lake Thomas PointeHomes for Sale in Land O Lakes, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Thomas Pointe market snapshot (as of September 20, 2026): the median sale price is about $758K ($251 per sq ft over the trailing 12 months of closed sales), and a median 76 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 34638 (Land O Lakes), 1,727 homes closed in the last 12 months at a median of $395K ($181/sq ft), up 1.9% year over year, with a median 45 days on market. Right now 168 active and 81 pending listings put supply at about 2.2 months — a healthy market. See the live ZIP 34638 housing market and the Pasco County market.
County records show 5 qualified sales in Lake Thomas Pointe across 2024–2025 (3 in 2024, 2 in 2025), median $819,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Lake Thomas Pointe is a community of 42 homes in Land O Lakes, Pasco County, built between 1993 and 2021 (median 2011.5), with a median living area of about 3,742 square feet. 93% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Lake Thomas Pointe. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake Thomas Pointe; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($758K) IS the median in the snapshot above, and the move from 2025 ($800K) IS the -5.3% one-year change.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 34638 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Lake Thomas Pointe Market Scorecard
Lake Thomas Pointe is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Lake Thomas Pointe, Land O Lakes
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Lake Thomas Pointe on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Lake Thomas Pointe buying strategy.
If we were buying in Lake Thomas Pointe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Thomas Pointe.
A closer look at the Lake Thomas Pointe market
At a median of $251 per square foot, Lake Thomas Pointe prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 5% year over year. Homes that do trade take a median 76 days on market, useful leverage on any listing that has lingered.
The housing stock is 42 homes built between 1993 and 2021, and 93% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lake Thomas Pointe. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Thomas Pointe buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.2). Basis: Recent Direction -5.3% year-over-year; Owner Commitment 93% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $135/month (about $1,620/yr) · median of 88 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $135 per month ($1,620 a year) — the median AssociationFee across 88 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Thomas Pointe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Thomas Pointe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Thomas Pointe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Thomas Pointe home worth?
Get a no-obligation home value based on real comparable sales in Lake Thomas Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Thomas Pointe on the map →
Frequently Asked Questions
What is the median home price in Lake Thomas Pointe?
How long do homes in Lake Thomas Pointe take to sell?
How many homes are in Lake Thomas Pointe?
What share of Lake Thomas Pointe is owner-occupied?
When were the homes in Lake Thomas Pointe built?
Who is the best real estate agent for Lake Thomas Pointe?
How do I find a top Land O Lakes real estate agent who knows Lake Thomas Pointe?
Can Momentum Realty connect me with an agent for Lake Thomas Pointe?
Where is Lake Thomas Pointe, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34638)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Thomas Pointe fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Lake Thomas Pointe. These are the public schools most often assigned to other communities in ZIP 34638; zones change and vary by address, so confirm with the district before you buy.
- Connerton Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Pine View Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
- Land O' Lakes High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
More on Lake Thomas Pointe
- Home values · What homes in Lake Thomas Pointe actually sell for
Nearby Communities
Explore more neighborhoods near Lake Thomas Pointe with Momentum Realty’s local guides.