Lakes by the Bay
Homes for Sale in Cutler Bay, FL
All 78 homes for sale in Cutler Bay, FL · median $310,000 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via MIAMI MLS
As of September 2026, Lakes By the Bay in Cutler Bay, FL has 16 homes for sale and 6 pending, asking from $350,000 to $759,900 (median $550,000). Over the 12 months ending 2026-09-20, 53 recorded sales closed at a median of $540,000, $321 per square foot, a median 51 days on market, sellers accepting 97% of original asking (+7% versus the prior year). Homes listed or recently sold were built 1985–2001; 22 of 22 report an HOA (median $112/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $9,500 ($8,790 with the full homestead exemption).
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33130, 33176, 33189, 3319 and more |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $540,000 median across 53 closed sales · $321 per sq ft · +6.9% vs the prior 12 months |
| Days on market (closed sales) | 51 median |
| For sale right now | 15 active, 4 pending · median asking $550,000 |
Data as of September 20, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2012 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “LAKES BY THE BAY key facts,” movewithmomentum.com/neighborhoods/lakes-by-the-bay, data as of September 20, 2026.
Last 30 days in Lakes by the Bay: 10 new listings (median asking $550,000), 6 under contract right now. As of September 23, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Lakes by the Bay
Live MLS inventory for Lakes by the Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lakes by the Bay listings as of 2026-09-23, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2012 through 2026. Tap any home to ask about it.
Every Home for Sale in Lakes By The Bay Right Now (21)
All 21 active and pending Lakes By The Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 22245 SW 100th Avenue · $550,000 · 3 bd / 3 ba · listed Sep 24, 2026 · listed by Lantes Real Estate LLC
- 22101 SW 100th Pl · $350,000 · 2 bd / 2 ba · listed Sep 23, 2026 · listed by EXP Realty LLC
- 9410 SW 212th Ter · $699,000 · 5 bd / 3 ba · listed Sep 22, 2026 · listed by Julies Realty, LLC
- 21340 SW 94th Ave · $735,000 · 4 bd / 3 ba · listed Sep 11, 2026 · listed by South Florida Realty LLC
- 22316 SW 99th Ave · $577,500 · 4 bd / 3 ba · listed Sep 11, 2026 · listed by Inspired Lifestyle Realty, LLC
- 9818 SW 222nd Ter · $504,900 · 3 bd / 2 ba · listed Sep 8, 2026 · listed by Brokers International Realty LLC
- 9834 SW 222nd St · $520,000 · 3 bd / 2 ba · listed Sep 6, 2026 · listed by United Real Estate Advisors
- 21780 SW 99th Pl · $550,000 · 3 bd / 2 ba · listed Aug 30, 2026 · listed by Casabella Miami Realty
- 9430 SW 215th Ln · $759,900 · 4 bd / 2 ba · listed Aug 24, 2026 · listed by Timeless Realty & Associates LLC
- 9002 SW 212th Ter · $699,000 · 4 bd / 3 ba · listed Aug 24, 2026 · listed by Prime Agent Group, LLC.
- 21460 SW 90th Ct · $515,000 · 3 bd / 2 ba · listed Aug 16, 2026 · listed by Battlefield Invst. Group LLC
- 21808 SW 99th Ave · $534,000 · 3 bd / 2 ba · pending · listed Aug 11, 2026 · listed by Realty Hub
- 10031 SW 223rd Terrace · $490,000 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Elite Vision Realty LLC
- 22226 SW 98th Pl · $500,000 · 3 bd / 2 ba · listed Jul 11, 2026 · listed by Goldpen Realty Group
- 9420 SW 212th Terrace · $699,999 · 5 bd / 3 ba · listed Jul 1, 2026 · listed by Real Estate Empire Group, Inc.
- 9730 SW 219th St · $695,000 · 4 bd / 2 ba · listed Jul 1, 2026 · listed by BHHS EWM Realty
- 9829 SW 221st St · $515,000 · 3 bd / 2 ba · listed Jul 1, 2026 · listed by LoKation
- 10020 SW 223rd Ln · $569,000 · 4 bd / 3 ba · pending · listed Jul 1, 2026 · listed by Coldwell Banker Realty
- 10048 SW 221st St · $569,000 · 3 bd / 2 ba · pending · listed Jul 1, 2026 · listed by Coldwell Banker Realty
- 9162 SW 213th Ln · $550,000 · 3 bd / 3 ba · pending · listed Jul 1, 2026 · listed by BHHS EWM Realty
- 21705 SW 99th Ave · $480,000 · 4 bd / 2 ba · pending · listed Jul 1, 2026 · listed by Slesnick and Jochem
Lakes by the Bay right now
🟡 Still climbing. The trailing-12-month median ($540K) is up 6.9% from the prior 12 months ($505K) and up 350% since 2012.Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 20. Confidence: Very High (53 and 52 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 30, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lakes by the Bay market snapshot (as of September 20, 2026): the median sale price is about $540K ($321 per sq ft over the trailing 12 months of closed sales), and a median 51 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months and up 350% since 2012, computed from record-level MIAMI MLS closed sales (53 closings in the current window).
In ZIP 33130 (Cutler Bay), 400 homes closed in the last 12 months at a median of $601K ($554/sq ft), down 1.5% year over year, with a median 92 days on market. Right now 507 active and 44 pending listings — a soft market. See the live ZIP 33130 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 1,191 homes in LAKES BY THE BAY that have changed hands since 2006, built between 1984 and 2013 (median 1992), with a median living area of about 1,650 sq ft and a typical 3-bedroom, 2-bath layout; 97% are single-family homes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Lakes by the Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lakes by the Bay
Lakes by the Bay
Lakes by the Bay
Lakes by the Bay
Lakes by the Bay
Lakes by the Bay
Lakes by the Bay
Lakes by the BayPhotos from MIAMI MLS listings in Lakes by the Bay; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level MIAMI MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($540K) IS the median in the snapshot above, and the move from 2025 ($505K) IS the +6.9% one-year change.
Windows contain 23 to 109 sales each (53 in the current window); every figure carries its sample size. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2012 through 2026. Deemed reliable but not guaranteed.
27% of homes for sale in Lakes by the Bay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Lakes by the Bay Market Scorecard
Lakes by the Bay is currently a balanced market., a median asking price of $550,000, and homes go under contract in about 25 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: MIAMI MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
The Lakes by the Bay buying strategy.
If we were buying in Lakes by the Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes by the Bay.
A closer look at the Lakes by the Bay market
At a median of $321 per square foot, Lakes by the Bay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 7% year over year. Homes that do trade take a median 51 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Lakes by the Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lakes by the Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.7). Basis: Long-Term Appreciation +350% since 2012; Recent Direction +6.9% year-over-year; Pricing Power 97.4% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $113/month (about $1,356/yr) · median of 60 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $113 per month ($1,356 a year) — the median AssociationFee across 60 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakes by the Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes by the Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes by the Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes by the Bay home worth?
Get a no-obligation home value based on real comparable sales in Lakes by the Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in LAKES BY THE BAY
Homes in LAKES BY THE BAY that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 10001 SW 218th St · off market
- 10003 SW 223rd Ter · off market
- 21462 SW 91st Ave · off market
- 22256 SW 89th Court · off market
- 9314 SW 212th Ter · off market
- 9830 SW 222nd St · off market
Frequently Asked Questions
What is the median home price in Lakes by the Bay?
How long do homes in Lakes by the Bay take to sell?
Have Lakes by the Bay home prices gone up?
Who is the best real estate agent for Lakes by the Bay?
How do I find a top Cutler Bay real estate agent who knows Lakes by the Bay?
Can Momentum Realty connect me with an agent for Lakes by the Bay?
Where is Lakes by the Bay, and what county is it in?
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (1,005 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how LAKES BY THE BAY fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lakes by the Bay
- Home values · What homes in Lakes by the Bay actually sell for
Nearby Communities
Explore more neighborhoods near Lakes by the Bay with Momentum Realty’s local guides.