Lakes by the Bay Cee
Homes for Sale in Cutler Bay, FL
All 75 homes for sale in Cutler Bay, FL · median $320,000 · 31 townhomes for sale in Cutler Bay · 66 homes for sale in 33190 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Lakes By the Bay Cee in Cutler Bay, FL has 4 homes for sale, asking from $399,999 to $435,000 (median $427,500). Over the 12 months ending 2026-11-10, 4 recorded sales closed at a median of $420,000, $282 per square foot, a median 21 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 2004–2005; 4 of 4 report an HOA (median $80/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $7,390 ($6,680 with the full homestead exemption).
Last 30 days in Lakes by the Bay Cee: 3 new listings (median asking $420,000). As of November 11, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Lakes by the Bay Cee
Live MLS inventory for Lakes by the Bay Cee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 41 daysTop listing
Active · 9 days
Active · 3 days
Active · 0 daysActive and pending Lakes by the Bay Cee listings as of 2026-11-12, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.
Lakes By The Bay Cee is pricing at a median of $419,900, with price per square foot near $289.55 doing more of the explanatory work than the headline number itself. That per-foot figure tells you condition and size mix are driving outcomes more than any single amenity or block premium — this is a market where the interior and the finish level of a given listing matter as much as the address.
Pricing is down 6.7% year over year, and with a market heat score of 44, this reads as a buyer-leaning window rather than a seller's market. A median 34 days on market confirms it: homes are not moving instantly, and sellers who price against last year's numbers instead of this year's will sit longer than they expect.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lakes by the Bay Cee right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of MIAMI MLS records, as of November 10, 2026. Confidence: Medium (4 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lakes by the Bay Cee market snapshot (as of November 10, 2026): the median sale price is about $420K ($282 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.
In ZIP 33190 (Cutler Bay), 40 homes closed in the last 12 months at a median of $510K ($295/sq ft), with a median 51 days on market. Right now 44 active and 8 pending listings put supply at about 13.2 months — a buyer's market. See the live ZIP 33190 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 107 homes in LAKES BY THE BAY CEE that have changed hands since 2011, built between 2004 and 2005 (median 2005), with a median living area of about 1,562 sq ft and a typical 3-bedroom, 2.5-bath layout; 91% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Miami-Dade County community-level data here reflects a small closings window of five, so read the median and days-on-market figures as directional rather than precise — useful for framing a strategy, not for pinning down an exact number for a specific listing.
The setting & the homes.
Aerial and on-site photos of Lakes by the Bay Cee. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lakes by the Bay CeeLakes by the Bay CeeLakes by the Bay CeeLakes by the Bay CeePhotos from MIAMI MLS listings in Lakes by the Bay Cee; content deemed reliable but not guaranteed.
Who Lakes by the Bay Cee is best for.
Best for
- Buyers prioritizing home condition and layout over community amenities
- Buyers comfortable negotiating in a market currently below last year's pricing
- Buyers who can move with some patience, given a median 34-day sale timeline
Probably not for
- Buyers who want a gated or amenity-rich community as part of the purchase
- Sellers expecting last year's pricing to hold given the current year-over-year decline
- Buyers who need a large pool of recent comparable sales to feel confident pricing a home
The Lakes by the Bay Cee buying strategy.
If we were buying in Lakes by the Bay Cee today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes by the Bay Cee.
What the numbers are actually saying
A negative year-over-year swing paired with a moderate 34-day median days-on-market suggests this community has cooled from a prior run without falling into distress. Buyers have more room to negotiate than they did a year ago, and sellers should expect scrutiny on condition and pricing rather than a quick, clean sale at asking.
No community amenities are identified in current MLS listings for this data set, which means the case for any given home here rests on the home itself — layout, lot, condition, updates — rather than on a shared clubhouse, gate, or recreational package. That is not a negative, but it changes how a buyer should evaluate value: compare against the per-square-foot figure and recent closings, not against amenity-driven comparables from other communities.
The location and the amenities are priced into every listing in Lakes by the Bay Cee. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only five recent closings feeding the current snapshot, pricing a home accurately here takes more than pulling a median off a report — it requires reading which of those closings are truly comparable in condition and size. We do that work before a listing goes live or an offer goes in, so you are negotiating from real data, not a rounded average.
Lakes by the Bay Cee in 15 seconds.
Tools for a Lakes by the Bay Cee buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes by the Bay Cee sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes by the Bay Cee, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes by the Bay Cee home worth?
Get a no-obligation home value based on real comparable sales in Lakes by the Bay Cee, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in LAKES BY THE BAY CEE
Homes in LAKES BY THE BAY CEE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 22019 SW 92nd Pl · off market
- 22201 SW 92nd Pl · off market
- 9346 SW 221st St · off market
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33190 |
|---|---|
| Sale prices, last 12 months | $420,000 median across 4 closed sales · $282 per sq ft |
| Days on market (closed sales) | 21 median |
| For sale right now | 4 active, 0 pending · median asking $427,500 · 12.0 months of supply |
Data as of November 10, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lakes by the Bay Cee key facts,” movewithmomentum.com/neighborhoods/lakes-by-the-bay-cee, data as of November 10, 2026.
Just listed in Lakes by the Bay Cee
The newest homes for sale in Lakes by the Bay Cee right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 9315 SW 221 Street $399,999 · 2 bd · 3 ba · 1,282 sq ft · new today Courtesy of LoKation
- 9267 SW 220Th Ter $420,000 · 3 bd · 3 ba · 1,562 sq ft · listed Nov 8, 2026 Courtesy of Real Estate Empire Group, Inc.
- 22066 SW 93Rd Pl $435,000 · 3 bd · 3 ba · 1,416 sq ft · listed Nov 2, 2026 Courtesy of Luxe Properties
- 22018 SW 93Rd Pl $435,000 · 3 bd · 3 ba · 1,562 sq ft · listed Oct 1, 2026 Courtesy of Real Estate Sales Force
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Lakes By The Bay Cee Right Now (4)
All 4 active and pending Lakes By The Bay Cee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 22066 SW 93rd Pl · $435,000 · 3 bd / 3 ba · listed Oct 16, 2026 · listed by Luxe Properties
- 22018 SW 93rd Pl · $435,000 · 3 bd / 3 ba · listed Oct 1, 2026 · listed by Real Estate Sales Force
- 9315 SW 221 Street · $399,999 · 2 bd / 3 ba · listed Sep 11, 2026 · listed by LoKation
- 9267 SW 220th Ter · $420,000 · 3 bd / 3 ba · listed Sep 7, 2026 · listed by Real Estate Empire Group, Inc.
More Cutler Bay home searches
- All homes for sale in Cutler Bay, FL
- Homes for sale in Miami-Dade County, FL
- Homes from $300K to $500K in Cutler Bay
- Cutler Bay home values: what is my house worth?
- ZIP 33190 housing scorecard
- 35 coming-soon communities in Miami-Dade County
Cutler Bay guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW 92Nd Place (10 homes on record)
- SW 221St Street (7 homes on record)
- SW 220Th Street (6 homes on record)
- SW 221 Street (1 homes on record)
17% of homes for sale in ZIP 33190 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
What it really costs to own in Lakes by the Bay Cee
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $7,797/yr across 4 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $80/month across 4 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2005 across 4 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $887/month (tax $650, HOA $80, insurance $158). An estimate from the sources above, not a quote.
Email me new listings in Lakes by the Bay Cee
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lakes by the Bay Cee
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lakes by the Bay Cee will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Lakes by the Bay Cee?
How long do homes in Lakes by the Bay Cee take to sell?
Is Lakes by the Bay Cee a buyer's or seller's market right now?
Who is the best real estate agent for Lakes by the Bay Cee?
How do I find a top Cutler Bay real estate agent who knows Lakes by the Bay Cee?
Can Momentum Realty connect me with an agent for Lakes by the Bay Cee?
Where is Lakes by the Bay Cee, and what county is it in?
Should you buy in Lakes by the Bay Cee?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending November 10, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how LAKES BY THE BAY CEE fits the bigger picture — live prices, inventory, and Momentum Scores: