Plantation Oaks S/D in Mary Esther

Plantation Oaks S/D
Homes for Sale in Mary Esther, FL

All 71 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale

Community in Mary Esther · Okaloosa County · ZIP 32536
179 homesBuilt 1958–2024Median sale $480K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data25 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $480,000, a median 99 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1990–2021. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,190 ($5,680 with the full homestead exemption).

PLANTATION OAKS S/D key facts
LocationMary Esther, Okaloosa County, FL · ZIP 32536, 32539, 32569
Homes in the community179 (FL DOR 2025 assessment roll)
Years built1958–2024 (median 1994.0)
Typical living area2,328 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersDeed Access, Waterfront, Fishing, Pets Allowed, Security System
Sale prices, last 12 months$480,000 median across 6 closed sales · -2.5% vs the prior 12 months
Days on market (closed sales)99 median
For sale right now0 active, 0 pending
Owner-occupied (homestead) share74%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PLANTATION OAKS S/D key facts,” movewithmomentum.com/neighborhoods/plantation-oaks-s-d, data as of September 20, 2026.

Live · Plantation Oaks S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$480K ▼
Median sold · 12 mo
down 2.5% vs the prior 12 months
-2.5% ▼
1-yr price change
n = 6 and 4 sales in the two windows
95.6%
Sale vs ask
Tempo
99days
Median DOM · closed
4 days at the 2021 low
0 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
74%
Owner-occupied · Plantation Oaks S/D
138 of 186 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Plantation Oaks S/D
incl. 5% trust or LLC-held · 6% out-of-state
179
Homes in the community
plus 7 vacant residential lots · 186 residential parcels (FL DOR 2025)
Track record · 25 years of records
10
Recorded sales · 2024-2025
median $345K · qualified sales on the county roll (FL DOR 2025)
Est. 1958
Community established
homes built 1958-2024, median 1994 (FL DOR 2025)
3.4%/yr
Turnover rate
about 6 of 179 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by the home itself, not the subdivision's amenities — there are none identified. With a build range stretching from 1958 to 2024 and a median year built of 1994, Plantation Oaks is a mixed-vintage community, and condition is doing most of the work behind the $625,000 median. The wide spread between the oldest and newest stock means two homes on the same street can be very different propositions.

The current posture is thin. Zero active listings against a median 89 days on market and only five closings in the trailing window tells you this is a low-turnover, low-supply community. The 83.8% year-over-year move is real but sits on a small sample, so treat it as directional rather than a precise trend line. For a seller with a well-kept home, scarcity works in your favor; for a buyer, patience and readiness to move on the right listing matter more than negotiating leverage.

Plantation Oaks S/D Housing Pulse · Momentum Research · as of September 20, 2026

Plantation Oaks S/D right now

🟡 Off the recent peak. The trailing-12-month median ($480K) is down 2.5% from the prior 12 months ($492K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside PLANTATION OAKS S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4614 Hermosa Road
$375K · 0.1 mi away
4 bd · 3 ba
4614 Hermosa Road
Listed by Keller Williams Realty SRB
4426 Mirada Way
$316K · 0.1 mi away
4 bd · 2 ba
4426 Mirada Way
Listed by ERA American Real Estate
4541 Hermosa Road
$320K · 0.2 mi away
3 bd · 2 ba
4541 Hermosa Road
Listed by The Property Group 850 Inc
4540 Hermosa Road
$475K · 0.2 mi away
4 bd · 3.5 ba
4540 Hermosa Road
Listed by Coldwell Banker Realty
2765 Savannah Lane
$399K · 0.2 mi away
3 bd · 2 ba
2765 Savannah Lane
Listed by Century 21 AllPoints Realty
4516 Hermosa Road
$455K · 0.3 mi away
4 bd · 3.5 ba
4516 Hermosa Road
Listed by Coldwell Banker Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Plantation Oaks S/D market snapshot (as of September 20, 2026): the median sale price is about $480K, and a median 99 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).

In ZIP 32536 (Mary Esther), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.

County records show 10 qualified sales in PLANTATION OAKS S/D across 2024–2025 (7 in 2024, 3 in 2025), median $345,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Plantation Oaks S/D is a community of 179 homes in Mary Esther, Okaloosa County, built between 1958 and 2024 (median 1994.0), with a median living area of about 2,328 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Plantation Oaks is a 179-home community in Crestview where nearly three-quarters of owners hold homestead — a sign of a settled, owner-occupied street grid rather than a churn-heavy investment pocket. With no active listings at this snapshot, inventory is effectively made-to-order.

Best for

  • Long-hold buyers targeting a roughly 2,300-square-foot home who value stability over quick resale
  • Buyers comfortable waiting weeks to months for inventory to appear and ready to move when it does
  • Renovation-minded buyers who can read the gap between an older-vintage home and its updated potential

Probably not for

  • Buyers who need to tour multiple active listings and close on a short timeline
  • Those who want HOA-style amenities, since none are identified here
  • Short-term investors counting on quick turnover in a slow, owner-occupied market

Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Down 2.5% year over year.
Median days on market · closed sales
05010020122014201620182020202220242026
4 days at the 2021 low; 99 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
95.6% now.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 6 in the current window.
How much local inventory is already under contract

32% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Plantation Oaks S/D Market Scorecard

Balanced

Plantation Oaks S/D is currently a balanced market..

$480,000
Median sold
0/0/6
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Plantation Oaks S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Plantation Oaks S/D.

Best Buy
Buyers who want a substantial home in a settled, low-turnover Crestview community and can wait for the right listing.
Biggest Risk
Small sample size — five closings and a big year-over-year swing mean the numbers move on little data.
Sweet Spot
An updated home near the median size where condition justifies the price against older-vintage comps.
Avoid If
You need immediate choice or built-in community amenities — there are none here and often nothing active to tour.

A condition-driven market with no shelf inventory

The story here is vintage and upkeep. A median build year of 1994 with a range back to 1958 and up to 2024 means you are shopping a genuine mix — original-era homes, mid-life stock, and the occasional new build. That variety is why the $625,000 median tells you a midpoint, not a menu. Square footage runs to a median of roughly 2,300, so these are substantial homes, but two similar-sized listings can price very differently based on updates.

Turnover is slow. Five closings in the window, a median of 89 days on market, and zero active listings point to a community that trades quietly and holds owners for the long haul — the 74.2% homestead share backs that up. Practically, that means a buyer should line up financing and be prepared to act when a home surfaces, and a seller should not assume the tight supply erases the need for correct pricing and presentation given how long the typical sale takes to close.

“

The location and the amenities are priced into every listing in Plantation Oaks S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.6B- · Buy Score
Recent Direction5.4/10
Owner Commitment7.4/10
Pricing Power7.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Recent Direction -2.5% year-over-year; Owner Commitment 74% owner-occupied; Pricing Power 95.6% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community with no standing inventory and a long median days-on-market, the edge is in access and timing — knowing when a home is coming and pricing it against a mixed-vintage comp set where condition swings value hard. We do the homework on what separates a $625,000 sale from the one that lingers, whether you are the one selling or the one waiting for the right door to open.

Plantation Oaks S/D in 15 seconds.

Best forBuyers who want a substantial home in a settled, low-turnover Crestview community and can wait for the right listing.
Biggest advantageVery tight supply and a high owner-occupancy share make this a stable, seldom-flooded market.
Biggest riskSmall sample size — five closings and a big year-over-year swing mean the numbers move on little data.
Sweet spotAn updated home near the median size where condition justifies the price against older-vintage comps.
Avoid ifYou need immediate choice or built-in community amenities — there are none here and often nothing active to tour.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Plantation Oaks S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Plantation Oaks S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Plantation Oaks S/D sales matched to your home.

What is your Plantation Oaks S/D home worth?

Get a no-obligation home value based on real comparable sales in Plantation Oaks S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in PLANTATION OAKS S/D

Homes in PLANTATION OAKS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Plantation Oaks S/D?
The median sale price in Plantation Oaks S/D was $480K over the 12 months ending September 20, 2026 (6 closed sales, Emerald Coast MLS).
How long do homes in Plantation Oaks S/D take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 99 days on market (6 sales, Emerald Coast MLS).
How many homes are in Plantation Oaks S/D?
The Florida DOR 2025 assessment roll shows 179 homes plus 7 vacant residential lots in Plantation Oaks S/D (public records).
What share of Plantation Oaks S/D is owner-occupied?
74% of Plantation Oaks S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Plantation Oaks S/D built?
Homes in Plantation Oaks S/D were built between 1958 and 2024, with a median year built of 1994.0 (FL DOR 2025 roll).
Who is the best real estate agent for Plantation Oaks S/D?
The best agent for Plantation Oaks S/D is one who actively works Mary Esther and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Plantation Oaks S/D.
How do I find a top Mary Esther real estate agent who knows Plantation Oaks S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Plantation Oaks S/D and the wider Mary Esther area.
Can Momentum Realty connect me with an agent for Plantation Oaks S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Plantation Oaks S/D purchase or sale - no call center and no pressure.
Where is Plantation Oaks S/D, and what county is it in?
Plantation Oaks S/D is in Mary Esther, Okaloosa County, FL, ZIP codes 32536, 32539, 32569. The community's center is about 22 miles north of the center of Mary Esther (straight-line).
Is Plantation Oaks S/D a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Plantation Oaks S/D: the median sale price over the last 12 months was $480K (6 sales), 50% above the Mary Esther median of $320K; homes took a median 99 days to go under contract; the assessment roll counts 179 homes, 74% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Long-hold buyers targeting a roughly 2,300-square-foot home who value stability over quick resaleExcellent fit
Buyers comfortable waiting weeks to months for inventory to appear and ready to move when it doesExcellent fit
Renovation-minded buyers who can read the gap between an older-vintage home and its updated potentialExcellent fit
Buyers who need to tour multiple active listings and close on a short timelineProbably not
Those who want HOA-style amenities, since none are identified hereProbably not
Short-term investors counting on quick turnover in a slow, owner-occupied marketProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32536/32539/32569))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (50 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in PLANTATION OAKS S/D? 6 recorded closings; median 99 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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