Plantation Oaks S/D
Homes for Sale in Mary Esther, FL
All 71 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $480,000, a median 99 days on market, sellers accepting 96% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1990–2021. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,190 ($5,680 with the full homestead exemption).
| Location | Mary Esther, Okaloosa County, FL · ZIP 32536, 32539, 32569 |
|---|---|
| Homes in the community | 179 (FL DOR 2025 assessment roll) |
| Years built | 1958–2024 (median 1994.0) |
| Typical living area | 2,328 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Deed Access, Waterfront, Fishing, Pets Allowed, Security System |
| Sale prices, last 12 months | $480,000 median across 6 closed sales · -2.5% vs the prior 12 months |
| Days on market (closed sales) | 99 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 74% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PLANTATION OAKS S/D key facts,” movewithmomentum.com/neighborhoods/plantation-oaks-s-d, data as of September 20, 2026.

Price here is driven by the home itself, not the subdivision's amenities — there are none identified. With a build range stretching from 1958 to 2024 and a median year built of 1994, Plantation Oaks is a mixed-vintage community, and condition is doing most of the work behind the $625,000 median. The wide spread between the oldest and newest stock means two homes on the same street can be very different propositions.
The current posture is thin. Zero active listings against a median 89 days on market and only five closings in the trailing window tells you this is a low-turnover, low-supply community. The 83.8% year-over-year move is real but sits on a small sample, so treat it as directional rather than a precise trend line. For a seller with a well-kept home, scarcity works in your favor; for a buyer, patience and readiness to move on the right listing matter more than negotiating leverage.
Plantation Oaks S/D right now
🟡 Off the recent peak. The trailing-12-month median ($480K) is down 2.5% from the prior 12 months ($492K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 4 sales in the two windows).
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· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside PLANTATION OAKS S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Plantation Oaks S/D market snapshot (as of September 20, 2026): the median sale price is about $480K, and a median 99 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
In ZIP 32536 (Mary Esther), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
County records show 10 qualified sales in PLANTATION OAKS S/D across 2024–2025 (7 in 2024, 3 in 2025), median $345,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Plantation Oaks S/D is a community of 179 homes in Mary Esther, Okaloosa County, built between 1958 and 2024 (median 1994.0), with a median living area of about 2,328 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Plantation Oaks is a 179-home community in Crestview where nearly three-quarters of owners hold homestead — a sign of a settled, owner-occupied street grid rather than a churn-heavy investment pocket. With no active listings at this snapshot, inventory is effectively made-to-order.
The setting & the homes.
Aerial and on-site photos of Plantation Oaks S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Plantation Oaks S/D; content deemed reliable but not guaranteed.
Who Plantation Oaks S/D is best for.
Best for
- Long-hold buyers targeting a roughly 2,300-square-foot home who value stability over quick resale
- Buyers comfortable waiting weeks to months for inventory to appear and ready to move when it does
- Renovation-minded buyers who can read the gap between an older-vintage home and its updated potential
Probably not for
- Buyers who need to tour multiple active listings and close on a short timeline
- Those who want HOA-style amenities, since none are identified here
- Short-term investors counting on quick turnover in a slow, owner-occupied market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($480K) IS the median in the snapshot above, and the move from 2025 ($492K) IS the -2.5% one-year change.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
32% of homes for sale in ZIP 32536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Plantation Oaks S/D Market Scorecard
Plantation Oaks S/D is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Plantation Oaks S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Plantation Oaks S/D buying strategy.
If we were buying in Plantation Oaks S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Plantation Oaks S/D.
A condition-driven market with no shelf inventory
The story here is vintage and upkeep. A median build year of 1994 with a range back to 1958 and up to 2024 means you are shopping a genuine mix — original-era homes, mid-life stock, and the occasional new build. That variety is why the $625,000 median tells you a midpoint, not a menu. Square footage runs to a median of roughly 2,300, so these are substantial homes, but two similar-sized listings can price very differently based on updates.
Turnover is slow. Five closings in the window, a median of 89 days on market, and zero active listings point to a community that trades quietly and holds owners for the long haul — the 74.2% homestead share backs that up. Practically, that means a buyer should line up financing and be prepared to act when a home surfaces, and a seller should not assume the tight supply erases the need for correct pricing and presentation given how long the typical sale takes to close.
The location and the amenities are priced into every listing in Plantation Oaks S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Plantation Oaks S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Recent Direction -2.5% year-over-year; Owner Commitment 74% owner-occupied; Pricing Power 95.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with no standing inventory and a long median days-on-market, the edge is in access and timing — knowing when a home is coming and pricing it against a mixed-vintage comp set where condition swings value hard. We do the homework on what separates a $625,000 sale from the one that lingers, whether you are the one selling or the one waiting for the right door to open.
Plantation Oaks S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Plantation Oaks S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Plantation Oaks S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Plantation Oaks S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Plantation Oaks S/D home worth?
Get a no-obligation home value based on real comparable sales in Plantation Oaks S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in PLANTATION OAKS S/D
Homes in PLANTATION OAKS S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 4559 Scarlet Drive · off market
- 6 Plantation Oaks · off market
Frequently Asked Questions
What is the median home price in Plantation Oaks S/D?
How long do homes in Plantation Oaks S/D take to sell?
How many homes are in Plantation Oaks S/D?
What share of Plantation Oaks S/D is owner-occupied?
When were the homes in Plantation Oaks S/D built?
Who is the best real estate agent for Plantation Oaks S/D?
How do I find a top Mary Esther real estate agent who knows Plantation Oaks S/D?
Can Momentum Realty connect me with an agent for Plantation Oaks S/D?
Where is Plantation Oaks S/D, and what county is it in?
Is Plantation Oaks S/D a good place to live?
Should you buy in Plantation Oaks S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32536/32539/32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (50 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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