Sandy Ridge Estates
Homes for Sale in Mary Esther, FL
All 63 homes for sale in Mary Esther, FL · median $324,900 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Sandy Ridge Estates in Mary Esther, FL has 2 homes for sale. Over the 12 months ending 2026-11-09, 3 recorded sales closed at a median of $320,000, a median 28 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1993–2011; 6 of 11 report an HOA (median $15/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 90 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,130 ($3,620 with the full homestead exemption).
Last 30 days in Sandy Ridge Estates: 1 under contract right now, 1 closed sale (median $320,000). As of November 12, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Price in Sandy Ridge Estates is driven by condition and the specific home, not by any amenity package — the community has none identified in current MLS listings. With a median around $325,000 and a median living area near 2,220 square feet, you are paying for interior space and whatever updates a given house carries. The build years run from 1992 to 2021, with a median around 2006, so expect a spread of finishes and mechanical ages that will separate one asking price from the next.
The market posture here is tight and warm. Only 2 active listings against 13 closings in the window, a median 21 days on market, and a heat score of 68 tell you sellers hold the leverage right now. Year-over-year prices are up 9.8 percent. Buyers should come prepared to move on a well-priced home; sellers should price to the recent comps rather than reaching, because the low inventory does the work of drawing attention.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Sandy Ridge Estates right now
🟡 Balanced market. 3.0 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sandy Ridge Estates market snapshot (as of November 9, 2026): the median sale price is about $320K, a median 28 days on market for closed sales, and 3.0 months of supply, a balanced market.
In ZIP 32536 (Mary Esther), 88 homes closed in the last 12 months at a median of $331K, up 49.4% year over year, with a median 82 days on market. Right now 57 active and 30 pending listings put supply at about 7.8 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
County records show 19 qualified sales in SANDY RIDGE ESTATES across 2024–2025 (11 in 2024, 8 in 2025), median $319,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sandy Ridge Estates is a community of 175 homes in Mary Esther, Okaloosa County, built between 1992 and 2021 (median 2006), with a median living area of about 2,164 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sandy Ridge Estates is an established Crestview community of 209 homes with no shared amenities, so the value proposition is the house itself — its square footage, its condition, and its age within a roughly three-decade build span.
The setting & the homes.
Aerial and on-site photos of Sandy Ridge Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sandy Ridge EstatesPhotos from Emerald Coast MLS listings in Sandy Ridge Estates; content deemed reliable but not guaranteed.
Who Sandy Ridge Estates is best for.
Best for
- Buyers targeting a mid-$300s purchase who prioritize living space over shared amenities
- Move-ready buyers prepared to act inside a 21-day contract window on limited inventory
- Owner-occupants planning a longer hold in an established, low-turnover subdivision
Probably not for
- Buyers who want a resort-style amenity package included with the home
- Bargain hunters expecting a deep discount in a tight, seller-leaning market
- Investors chasing rapid turnover in a community dominated by owner-occupants
Homes For Sale Right Now in Sandy Ridge Estates
Live MLS inventory for Sandy Ridge Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sandy Ridge Estates listings as of 2026-11-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Sandy Ridge Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Antioch · Elementary
- Shoal River · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Sandy Ridge Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sandy Ridge Estates address.
Shop the zone: Homes zoned for Crestview High School
The Sandy Ridge Estates buying strategy.
If we were buying in Sandy Ridge Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sandy Ridge Estates.
What the numbers are telling you
With homes built between 1992 and 2021 and a median build year near 2006, this is not a uniform subdivision. Two houses at the same median footprint can sit far apart on price depending on roof age, systems, and interior updates. That variability is the single most important thing to underwrite before you write an offer.
Homestead share sits near 59 percent, which points to a community held largely by owner-occupants rather than short-hold investors. Combined with just 2 active listings and a 21-day median time to contract, the practical takeaway is that turnover is limited and quality inventory clears quickly.
The location and the amenities are priced into every listing in Sandy Ridge Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sandy Ridge Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.3). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 98.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Because there is no amenity story to lean on, the money is made or lost on reading the individual home against a thin set of comps. We know how the 1992-to-2021 build range plays out in inspection findings and pricing, and with only a couple of active listings we can move you fast when the right one surfaces — or tell you plainly when a listing is priced ahead of its condition.
Sandy Ridge Estates in 15 seconds.
Tools for a Sandy Ridge Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sandy Ridge Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sandy Ridge Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sandy Ridge Estates home worth?
Get a no-obligation home value based on real comparable sales in Sandy Ridge Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Mary Esther →
Recently off market in SANDY RIDGE ESTATES
Homes in SANDY RIDGE ESTATES that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 184 Peoria Boulevard · off market
- 402 Sandy Ridge Circle · off market
- 416 Peoria Boulevard · off market
| Location | Mary Esther, Okaloosa County, FL · ZIP 32536, 32569 |
|---|---|
| Homes in the community | 175 (FL DOR 2025 assessment roll) |
| Years built | 1992–2021 (median 2006) |
| Typical living area | 2,164 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Playground, Fire Alarm, Pets Allowed, Picnic Area, Short Term Rental - Allowed |
| Sale prices, last 12 months | $320,000 median across 3 closed sales |
| Days on market (closed sales) | 28 median |
| For sale right now | 2 active, 1 pending · median asking $329,450 · 3.0 months of supply |
| Owner-occupied (homestead) share | 60% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sandy Ridge Estates key facts,” movewithmomentum.com/neighborhoods/sandy-ridge-estates, data as of November 9, 2026.
Housing distress & ownership in SANDY RIDGE ESTATES, Mary Esther
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Sandy Ridge Estates
The newest homes for sale in Sandy Ridge Estates right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 520 Boulder Street $349,000 · 4 bd · 2.5 ba · listed Aug 21, 2026 Courtesy of The Property Group 850 Inc
- 504 Boulder Street $309,900 · 3 bd · 2.5 ba · listed Aug 20, 2026 Courtesy of Diamond Gulf Realty
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Sandy Ridge Estates Right Now (3)
All 3 active and pending Sandy Ridge Estates listings with a detail page, newest first, refreshed twice a day from the MLS.
- 622 Prairie Street · $319,000 · 3 bd / 2 ba · pending · listed Oct 28, 2026 · listed by Compass
- 520 Boulder Street · $349,000 · 4 bd / 2.5 ba · listed Aug 21, 2026 · listed by The Property Group 850 Inc
- 504 Boulder Street · $309,900 · 3 bd / 2.5 ba · listed Aug 20, 2026 · listed by Diamond Gulf Realty
Recently sold in Sandy Ridge Estates
- 416 Peoria Boulevard · sold $320,000
- 184 Peoria Boulevard · sold $294,900
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Mary Esther home searches
- All homes for sale in Mary Esther, FL
- Homes for sale in Okaloosa County, FL
- Mary Esther home values: what is my house worth?
- ZIP 32536 housing scorecard
- 8 coming-soon communities in Okaloosa County
Mary Esther guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sandy Ridge Circle (31 homes on record)
- Sandy Ridge Circle (2 homes on record)
What it really costs to own in Sandy Ridge Estates
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,792/yr across 5 listings here (MLS tax records, 2026-11-13). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1994 across 7 listings. An original roof here would be about 32 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Sandy Ridge Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sandy Ridge Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sandy Ridge Estates will answer, and the answer is published on this page for the next buyer.
SANDY RIDGE ESTATES Market Scorecard
SANDY RIDGE ESTATES is currently a seller's market. About 3.0 months of supply, a median asking price of $329,450, and homes go under contract in about 84 days.
Typical home value in the 32536 ZIP is $293,798, about 21.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Sandy Ridge Estates?
How long do homes in Sandy Ridge Estates take to sell?
Is Sandy Ridge Estates a buyer's or seller's market right now?
How many homes are in Sandy Ridge Estates?
What share of Sandy Ridge Estates is owner-occupied?
When were the homes in Sandy Ridge Estates built?
Who is the best real estate agent for Sandy Ridge Estates?
How do I find a top Mary Esther real estate agent who knows Sandy Ridge Estates?
Can Momentum Realty connect me with an agent for Sandy Ridge Estates?
Where is Sandy Ridge Estates, and what county is it in?
Should you buy in Sandy Ridge Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32536/32569)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how SANDY RIDGE ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores: