Safety Harbor Club
Homes for Sale in Upper Captiva, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Safety Harbor Club in Upper Captiva, FL has 7 homes for sale, asking from $470,000 to $1,970,000 (median $589,900). Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $905,000, $595 per square foot, a median 41 days on market, sellers accepting 95% of original asking (+38% versus the prior year). Homes listed or recently sold were built 1982–1989; 6 of 7 report an HOA (median $583/mo); 6 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 3 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $14,450 ($13,790 with the full homestead exemption).
| Location | Upper Captiva, Lee County, FL · ZIP 33924, 33945 |
|---|---|
| Home types (current listings and sales) | townhouses 57%, singlefamilyresidence 43% |
| Sale prices, last 12 months | $905,000 median across 3 closed sales · $595 per sq ft · +37.7% vs the prior 12 months |
| Days on market (closed sales) | 41 median |
| For sale right now | 6 active, 0 pending · median asking $981,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Safety Harbor Club key facts,” movewithmomentum.com/neighborhoods/safety-harbor-club, data as of September 20, 2026.
Last 30 days in Safety Harbor Club: 1 new listing (median asking $589,900). As of September 27, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Safety Harbor Club
Live MLS inventory for Safety Harbor Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Safety Harbor Club listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Safety Harbor Club is a thin, small-sample market — four closings in the current window is not enough to draw a firm price curve, so treat the $735,000 median and the $593.74 median price per square foot as directional rather than precise. What the number does confirm is that this is a premium-per-square-foot corner of Lee County, consistent with an island setting where land and access carry a real cost independent of the structure itself.
A median 43 days on market says these listings are not sitting, but they are not moving instantly either — buyers are taking time to evaluate condition, access, and carrying costs before committing. The 10.4% year-over-year gain is notable, but with only four sales behind it, sellers should read that as a signal of firming demand, not a guaranteed trend, and price accordingly rather than chasing the number.
Safety Harbor Club right now
🟢 Still climbing. The trailing-12-month median ($905K) is up 37.7% from the prior 12 months ($657K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Safety Harbor Club market snapshot (as of September 20, 2026): the median sale price is about $905K ($595 per sq ft over the trailing 12 months of closed sales), and a median 41 days on market for closed sales. The trailing-12-month median is up 38% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (3 closings in the current window).
In ZIP 33924 (Upper Captiva), 26 homes closed in the last 12 months at a median of $560K ($595/sq ft), up 14.2% year over year, with a median 79 days on market. Right now 24 active and 1 pending listings — a buyer's market. See the live ZIP 33924 housing market and the Lee County market.
Florida Gulf Coast MLS sales records identify 9 homes in Safety Harbor Club that have changed hands since 2020, built between 1982 and 1997 (median 1985), with a median living area of about 1,841 sq ft and a typical 3-bedroom, 2-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Safety Harbor Club sits within Upper Captiva in Lee County, a barrier island market where inventory is limited and each sale carries outsized weight in the data. With no community amenities currently identified from active MLS listings, value here is being driven almost entirely by the individual home and its position, not by shared facilities.
The setting & the homes.
Aerial and on-site photos of Safety Harbor Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Safety Harbor ClubPhotos from Florida Gulf Coast MLS listings in Safety Harbor Club; content deemed reliable but not guaranteed.
Who Safety Harbor Club is best for.
Best for
- A buyer prioritizing an island setting and willing to evaluate each property individually rather than lean on neighborhood-wide comparables.
- A buyer targeting the mid-$700s price point who values per-square-foot quality over shared community facilities.
- A seller with a well-maintained property who can price against recent per-square-foot data and expects a process measured in weeks, not days.
Probably not for
- A buyer who wants a large, active comparable-sales pool to benchmark a purchase price.
- A buyer expecting on-site community amenities as part of the value proposition.
- A buyer needing near-immediate closing timelines in a market where the median stay before sale runs over a month.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($905K) IS the median in the snapshot above, and the move from 2025 ($657K) IS the +37.7% one-year change.
Windows contain 0 to 16 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
8% of homes for sale in ZIP 33924 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).
Safety Harbor Club Market Scorecard
Safety Harbor Club is currently a balanced market., a median asking price of $981,000, and homes go under contract in about 91 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Safety Harbor Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Safety Harbor Club buying strategy.
If we were buying in Safety Harbor Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Safety Harbor Club.
A market defined by scarcity, not scale
With just four closings in the tracked window, Safety Harbor Club behaves less like a typical subdivision and more like a curated set of individual transactions. That has real implications: comparable sales are scarce, so both buyers and sellers need to lean on the specifics of a given property — square footage, condition, and per-square-foot economics — rather than assuming a neighborhood-wide trend applies evenly.
The median price per square foot of $593.74 puts this market well above commodity pricing, which tracks with an island location where land is finite. Buyers should expect wide variation in what an individual home commands, since condition and construction quality do most of the work in a market this small. Sellers, meanwhile, have some room to price with confidence given the year-over-year gain, but should still expect a serious buyer to take the better part of a month or more to move from showing to contract.
The location and the amenities are priced into every listing in Safety Harbor Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A four-sale market punishes generic advice. We pull the actual comparable data for Upper Captiva and Safety Harbor Club specifically, price against what has closed rather than what a broad Lee County trend suggests, and tell clients plainly when a listing is priced ahead of or behind the thin evidence available.
Safety Harbor Club in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $583/month (about $6,996/yr) · median of 87 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $583 per month ($6,996 a year) — the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Safety Harbor Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Safety Harbor Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Safety Harbor Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Safety Harbor Club home worth?
Get a no-obligation home value based on real comparable sales in Safety Harbor Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Safety Harbor Club on the map →
Frequently Asked Questions
What is the median home price in Safety Harbor Club?
How long do homes in Safety Harbor Club take to sell?
Who is the best real estate agent for Safety Harbor Club?
How do I find a top Upper Captiva real estate agent who knows Safety Harbor Club?
Can Momentum Realty connect me with an agent for Safety Harbor Club?
Where is Safety Harbor Club, and what county is it in?
Should you buy in Safety Harbor Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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