Silver Beach Heights
Homes for Sale in Umatilla, FL
All 69 homes for sale in UMATILLA, FL · median $364,900 · 65 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Silver Beach Heights in Umatilla, FL has 2 homes for sale. Homes listed or recently sold were built 1960 - 1987; none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 102 ft).
| Location | UMATILLA, Lake County, FL · ZIP 32784 |
|---|---|
| Homes in the community | 95 (FL DOR 2025 assessment roll) |
| Years built | 1946–2020 (median 1981) |
| Typical living area | 1,742 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Golf Carts OK, Association Recreation - Owned, Deed Restrictions, Golf, Security System |
| For sale right now | 2 active, 2 pending · median asking $505,362 · 6.0 months of supply |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Silver Beach Heights key facts,” movewithmomentum.com/neighborhoods/silver-beach-heights-umatilla, data as of September 20, 2026.
Last 30 days in Silver Beach Heights: 1 under contract right now, 1 closed sale (median $270,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Silver Beach Heights right now
🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Silver Beach Heights. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Silver Beach Heights; content deemed reliable but not guaranteed.
The market around Silver Beach Heights
Silver Beach Heights is too small for its own price trend, so here is the market around it.
In ZIP 32784, 84 homes are on the market and 23% are under contract — a steady corner of Umatilla.
Across Lake County, 3,234 homes are active and 1,077 pending (25% under contract).
ZIP and county figures describe the wider market, not Silver Beach Heights specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Silver Beach Heights, UMATILLA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Silver Beach Heights
Live MLS inventory for Silver Beach Heights. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Silver Beach Heights listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Silver Beach Heights on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Silver Beach Heights
- Deed Restrictions · reported on 2 of 4 listings
- Golf Carts OK · reported on 2 of 4 listings
- Association Recreation - Owned · reported on 1 of 4 listings
- Security Gate · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Umatilla Elem · Elementary
- Umatilla Middle · Middle
- Umatilla High · High
Zoned schools reflect the assignments reported on recent Silver Beach Heights listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Beach Heights address.
Shop the zone: Homes zoned for Umatilla High High School
The Silver Beach Heights buying strategy.
If we were buying in Silver Beach Heights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Beach Heights.
A closer look at the Silver Beach Heights market
Inventory runs at 6.0 months of supply, a balanced market.
The housing stock is 95 homes built between 1946 and 2020, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Silver Beach Heights. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $4/month · median of 15 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $4 per month - the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Beach Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Beach Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Beach Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Beach Heights home worth?
Get a no-obligation home value based on real comparable sales in Silver Beach Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Recently off market in Silver Beach Heights
Homes in Silver Beach Heights that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 17901 Palm Street · off market
- 17911 Beach Street · off market
- 41300 Dixie Avenue · off market
24% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Frequently Asked Questions
Is Silver Beach Heights a buyer's or seller's market right now?
How many homes are in Silver Beach Heights?
What share of Silver Beach Heights is owner-occupied?
When were the homes in Silver Beach Heights built?
Who is the best real estate agent for Silver Beach Heights?
How do I find a top Umatilla real estate agent who knows Silver Beach Heights?
Can Momentum Realty connect me with an agent for Silver Beach Heights?
Where is Silver Beach Heights, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32784)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (43 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Beach Heights fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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