Umatilla North Umatilla
Homes for Sale in Umatilla, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by condition and vintage, not by a uniform product. With a median year built of 1963 and a stock that stretches all the way from 1900 to 2024, what you pay tracks how much work a given house needs. The median sits at $211,875 and about $167 per square foot on a compact median footprint near 1,270 square feet, so the spread within this market is wide and condition-led rather than location-led.
The posture right now favors patient buyers. The median home takes just over 30 days to go under contract, and prices are down 21.6% year over year against a low heat score of 17 — that is a soft, unhurried market. Sellers should price to current reality and expect negotiation; buyers have room to be selective, especially on homes that need updating.
Umatilla North Umatilla right now
🔴 Off the recent peak. The trailing-12-month median ($212K) is down 21.6% from the prior 12 months ($270K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (6 and 5 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Umatilla North Umatilla market snapshot (as of July 15, 2026): the median sale price is about $212K ($167 per sq ft over the trailing 12 months of closed sales), and a median 32 days on market for closed sales. The trailing-12-month median is down 22% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
Umatilla North Umatilla is a community of 159 homes in Umatilla, Lake County, built between 1900 and 2024 (median 1963), with a median living area of about 1,270 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a small, older Umatilla market of roughly 159 homes where two-thirds are homesteaded, which tends to keep turnover measured and inventory tied to genuine life changes rather than churn.
Who Umatilla North Umatilla is best for.
Best for
- Buyers on a modest budget comfortable around the mid-$200s who will budget separately for updates on an older house
- Long-hold owners who value a stable, low-turnover pocket of Lake County
- Renovation-minded buyers who can price a house on its bones and systems, not its finishes
Probably not for
- Buyers who need a newer-construction home with modern layouts and warranties
- Investors chasing quick appreciation or high turnover in a rising market
- Anyone who wants deep comparable data and a large pool of active listings to choose from
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($212K) IS the median in the snapshot above, and the move from 2025 ($270K) IS the -21.6% one-year change.
Windows contain 0 to 10 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Umatilla North Umatilla buying strategy.
If we were buying in Umatilla North Umatilla today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Umatilla North Umatilla.
A condition-led older market
The defining feature is age and range. A midpoint build year of 1963 and homes as old as 1900 mean systems, roofs, and layouts vary enormously from one address to the next. The occasional 2024 build sits alongside century-old structures, so appraisals and inspections matter more here than the headline median suggests. Treat every listing on its own terms.
A 67.5% homestead share signals a market held largely by long-term owners rather than short-term flippers, and the small closings window means each recent sale carries real weight in reading value. That thinness, combined with the year-over-year decline, argues for careful comparables work and realistic pricing rather than leaning on any single data point.
The location and the amenities are priced into every listing in Umatilla North Umatilla. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Umatilla North Umatilla buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.4). Basis: Recent Direction -21.6% year-over-year; Owner Commitment 68% owner-occupied; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin, condition-driven market like this one, the value of a house lives in its details — roof age, systems, foundation, and how it truly compares to the handful of recent closings. We read those comps honestly, factor in the softening trend, and help you price or offer to where the market actually is, not where it was a year ago.
Umatilla North Umatilla in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Umatilla North Umatilla buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Umatilla North Umatilla sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Umatilla North Umatilla, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Umatilla North Umatilla home worth?
Get a no-obligation home value based on real comparable sales in Umatilla North Umatilla, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Umatilla North Umatilla?
How long do homes in Umatilla North Umatilla take to sell?
How many homes are in Umatilla North Umatilla?
What share of Umatilla North Umatilla is owner-occupied?
When were the homes in Umatilla North Umatilla built?
Do cash buyers compete in Umatilla North Umatilla?
Who is the best real estate agent for Umatilla North Umatilla?
How do I find a top Umatilla real estate agent who knows Umatilla North Umatilla?
Can Momentum Realty connect me with an agent for Umatilla North Umatilla?
Should you buy in Umatilla North Umatilla?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32784)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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