Silver Beach Hights
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Silver Beach Hights in Umatilla, FL, the most recent in March 2026. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).
There isn't enough current MLS activity in Silver Beach Heights to draw a pricing pattern, and no community amenities are showing up in the listing data we track. That's not unusual for a smaller, quieter pocket of Umatilla — it just means we lean on individual property comps rather than a neighborhood-wide trend line when we talk numbers with a client.
For now, treat this as a market where each listing has to be evaluated on its own terms — lot, condition, and location within Umatilla matter more here than any broader community narrative. That's a fine posture for a patient buyer or a seller with a well-priced, well-presented home; it's a tougher spot if you're expecting a stack of comparable sales to lean on.
Nearby homes for sale
No active listings inside Silver Beach HightsHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Silver Beach Heights sits in Umatilla, Lake County, with light current MLS activity and no community amenities showing up in listing data — a low-profile pocket rather than an amenity-driven subdivision.
County records show 3 qualified sales in Silver Beach Hights across 2024–2024, median $553,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Beach Hights is best for.
Best for
- A buyer focused on a specific Umatilla property who is comfortable evaluating it on its own merits rather than a neighborhood average
- A seller with a well-maintained home who doesn't need comparable community sales data to justify a price
- A buyer prioritizing Lake County location over subdivision amenities
Probably not for
- A buyer who wants a clear median-price and days-on-market trend before making an offer
- A buyer specifically shopping for community amenities like a pool, clubhouse, or organized recreation
- A seller expecting a deep pool of recent comparable sales to support pricing strategy
The market around Silver Beach Hights
Silver Beach Hights is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Silver Beach Hights specifically. Momentum Research analysis of MLS records.
The Silver Beach Hights buying strategy.
If we were buying in Silver Beach Hights today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Beach Hights.
A market with thin data, not a market with no story
When a community shows minimal listing volume, the honest move is to say so rather than dress it up with borrowed numbers. Silver Beach Heights doesn't currently have enough active or recent Stellar MLS listings to support a median price, a days-on-market figure, or an inventory trend — so we won't manufacture one.
What we can say is that no amenities are being marketed with current listings, which points to a straightforward residential setting rather than a planned community with shared facilities. Buyers drawn here are typically buying the house and the location in Umatilla, not a lifestyle package — and that's a distinction worth being clear-eyed about before you tour.
The location and the amenities are priced into every listing in Silver Beach Hights. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on public data, the value we add is direct legwork — pulling every comparable sale we can find in and around Umatilla, checking permit and condition history property by property, and telling you plainly when we don't have enough to support a confident number. That's a more useful posture than a generic market report when the data itself is sparse.
Silver Beach Hights in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Beach Hights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Beach Hights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Beach Hights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Beach Hights home worth?
Get a no-obligation home value based on real comparable sales in Silver Beach Hights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Should you buy in Silver Beach Hights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Silver Beach Hights fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Silver Beach Hights
Where is Silver Beach Hights?
Silver Beach Hights is a community in Umatilla, Lake County, Florida, ZIP 32784.
Are there homes for sale in Silver Beach Hights right now?
No active listings inside Silver Beach Hights at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Silver Beach Hights have an HOA or CDD?
No HOA is on record for Silver Beach Hights in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Silver Beach Hights with Momentum Realty’s local guides.
Silver Beach Hights Market Scorecard
Silver Beach Hights is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.