Tarpon Development in Umatilla

Tarpon Development
Homes for Sale in Umatilla, FL

All 70 homes for sale in UMATILLA, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale

Community in Umatilla · Lake County · ZIP 32784
Free · No obligation
Talk to a Tarpon Development Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Stellar MLS

Built fromLive Stellar MLS data2 years of closingsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in Tarpon Development in Umatilla, FL since 2024, the most recent in March 2025. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).

Live · Tarpon Development Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, brand-new pocket in Umatilla - five homes total, all built in 2024, with a median living area of 1,648 square feet. There is no active inventory and no recorded closings in the current window, so there is not enough transaction history yet to talk about pricing trends or days-on-market with any confidence.

The lower share of homestead-filed properties (about 20%) is worth noting for a buyer doing diligence - it suggests a meaningful portion of this small pool is not being used as a primary residence, which can mean investment ownership or recent purchases where the exemption has not yet been filed. Either way, with only five homes in the dataset, any one sale will move the averages significantly.

Nearby homes for sale

No active listings inside Tarpon Development right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

81 TWIN LAKE CIR
$350K · 0.0 mi away
3 bd · 2 ba · 1,898 sqft
81 TWIN LAKE CIR
Listed by HANSON REAL ESTATE GROUP, INC.
17911 BEACH STREET
$299K · 0.1 mi away
3 bd · 2 ba · 1,476 sqft
17911 BEACH STREET
Listed by BROKER ASSOCIATES REALTY
17923 FLORIDA STREET
$299K · 0.1 mi away
3 bd · 2 ba · 1,596 sqft
17923 FLORIDA STREET
Listed by BHHS FLORIDA REALTY
108 TWIN LAKE CIRCLE
$295K · 0.1 mi away
3 bd · 2 ba · 1,277 sqft
108 TWIN LAKE CIRCLE
Listed by COMPLETE REALTY
110 TWIN LAKE CIRCLE
$269K · 0.2 mi away
3 bd · 2 ba · 1,209 sqft
110 TWIN LAKE CIRCLE
Listed by ERA GRIZZARD REAL ESTATE
TBD LOT 01000 SILVER DRIVE
$712K · 0.2 mi away
4 bd · 3 ba · 2,498 sqft
TBD LOT 01000 SILVER DRIVE
Listed by DUNN REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Tarpon Development is a newly built micro-community in Lake County - every home dates to 2024, and the sample size is small enough that this is more a construction snapshot than an established resale market.

Stellar MLS sales records identify 5 homes in Tarpon Development that have changed hands since 2024, built between 2024 and 2024 (median 2024), with a median living area of about 1,644 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in Tarpon Development across 2024 - 2024, median $355,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer specifically seeking new construction (2024 build) in the Umatilla area with a flexible timeline.
  • A buyer who wants a smaller living footprint near the 1,648 sq ft median and is comfortable verifying details directly rather than relying on market history.
  • An investor evaluating a newly built, low-supply pocket where ownership patterns (per the homestead share) suggest some non-primary use already.

Probably not for

  • A buyer who wants confirmed community amenities before writing an offer - none are currently identified.
  • A buyer who relies on recent closing prices or days-on-market trends to negotiate, since none exist in this window.
  • A buyer seeking an established, larger-scale neighborhood with a deep resale history to compare against.

The market around Tarpon Development

Tarpon Development is too small for its own price trend, so here is the market around it.

In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.

Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).

In ZIP 32784 (UMATILLA), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months - a balanced market. See the live ZIP 32784 housing market and the Lake County market.

ZIP and county figures describe the wider market, not Tarpon Development specifically. Momentum Research analysis of MLS records.

If we were buying in Tarpon Development today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tarpon Development.

Best Buy
Buyers specifically targeting a 2024-built home in Umatilla with no interest in an established resale track record.
Biggest Risk
The tiny sample size and lack of active listings mean pricing and demand signals are essentially unproven.
Sweet Spot
A buyer comfortable doing independent diligence on a freshly built small-scale community rather than relying on comps.
Avoid If
You want an established neighborhood with a track record of sales, amenities, or resale patterns to study.

A brand-new, thinly traded pocket

With only five homes on record and all of them built in the same year, Tarpon Development reads less like a mature neighborhood and more like a single-phase build-out still finding its footing in the resale data. Living areas cluster around 1,648 square feet, which gives a sense of the general home size here, but with no active listings and no closings recorded in this window, there is no current asking-price or sale-price data to point to.

No community amenities have been identified from current MLS listings, so any pool, clubhouse, or shared feature would need to be verified directly rather than assumed from marketing. For a buyer, that means treating this less like a track-recorded subdivision and more like a small, recently completed build where every fact needs individual confirmation - lot, builder, HOA terms, and condition.

The location and the amenities are priced into every listing in Tarpon Development. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small and this new, the public data trail is thin by nature - five homes will not generate the kind of comps or trend lines larger neighborhoods do. We pull builder records, permit history, and any off-MLS activity to fill in what the aggregate numbers cannot, and we tell clients plainly when a data set is too small to lean on.

Tarpon Development in 15 seconds.

Best forBuyers specifically targeting a 2024-built home in Umatilla with no interest in an established resale track record.
Biggest advantageEvery home here is new construction, so there is no deferred maintenance to underwrite.
Biggest riskThe tiny sample size and lack of active listings mean pricing and demand signals are essentially unproven.
Sweet spotA buyer comfortable doing independent diligence on a freshly built small-scale community rather than relying on comps.
Avoid ifYou want an established neighborhood with a track record of sales, amenities, or resale patterns to study.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Tarpon Development homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Tarpon Development.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tarpon Development sales matched to your home.

What is your Tarpon Development home worth?

Get a no-obligation home value based on real comparable sales in Tarpon Development, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Umatilla →

Real comps, not an automated estimate.
A buyer specifically seeking new construction (2024 build) in the Umatilla area with a flexible timeline.Excellent fit
A buyer who wants a smaller living footprint near the 1,648 sq ft median and is comfortable verifying details directly rather than relying on market history.Excellent fit
An investor evaluating a newly built, low-supply pocket where ownership patterns (per the homestead share) suggest some non-primary use already.Excellent fit
A buyer who wants confirmed community amenities before writing an offer - none are currently identified.Probably not
A buyer who relies on recent closing prices or days-on-market trends to negotiate, since none exist in this window.Probably not
A buyer seeking an established, larger-scale neighborhood with a deep resale history to compare against.Probably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 22, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2024 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Tarpon Development? See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Common questions about Tarpon Development

Where is Tarpon Development?

Tarpon Development is a community in UMATILLA, Lake County, Florida, ZIP 32784.

Are there homes for sale in Tarpon Development right now?

No active listings inside Tarpon Development at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Tarpon Development have an HOA or CDD?

No HOA is on record for Tarpon Development in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Umatilla & Lake County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Tarpon Development with Momentum Realty’s local guides.

Umatilla Twin Lake Estates0.1 mi away · 31 homes, built 2001–22, 2 for saleSilver Beach Heights0.1 mi away · 95 homes, built 1946–20, 2 for saleSBSilver Beach Hights0.2 mi away · 38 homes, built 1960–06Twin Lake Estates0.4 mi away · 56 homes, built 2001–24, 1 for saleTwin Lakes Estates0.4 mi away · median $374K, 4 sales/12 moGGGibson Gothermans0.6 mi awayLake Cooley Estates1.0 mi away · 26 homes, built 1948–24Altoona Hinsons Plan Altoona1.1 mi away · median $170K, 3 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Tarpon Development Expert
Call Get Listings

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,222/mo
Lake County typical true cost to own
$146/mo
Lake County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

TARPON DEVELOPMENT Market Scorecard

No active listings

TARPON DEVELOPMENT is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$105,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.