Tarpon Development
Homes for Sale in Umatilla, FL
All 70 homes for sale in UMATILLA, FL · median $364,900 · 63 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 5 closed sales in Tarpon Development in Umatilla, FL since 2024, the most recent in March 2025. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).

This is a small, brand-new pocket in Umatilla - five homes total, all built in 2024, with a median living area of 1,648 square feet. There is no active inventory and no recorded closings in the current window, so there is not enough transaction history yet to talk about pricing trends or days-on-market with any confidence.
The lower share of homestead-filed properties (about 20%) is worth noting for a buyer doing diligence - it suggests a meaningful portion of this small pool is not being used as a primary residence, which can mean investment ownership or recent purchases where the exemption has not yet been filed. Either way, with only five homes in the dataset, any one sale will move the averages significantly.
Nearby homes for sale
No active listings inside Tarpon Development right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tarpon Development is a newly built micro-community in Lake County - every home dates to 2024, and the sample size is small enough that this is more a construction snapshot than an established resale market.
Stellar MLS sales records identify 5 homes in Tarpon Development that have changed hands since 2024, built between 2024 and 2024 (median 2024), with a median living area of about 1,644 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Tarpon Development across 2024 - 2024, median $355,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Tarpon Development is best for.
Best for
- A buyer specifically seeking new construction (2024 build) in the Umatilla area with a flexible timeline.
- A buyer who wants a smaller living footprint near the 1,648 sq ft median and is comfortable verifying details directly rather than relying on market history.
- An investor evaluating a newly built, low-supply pocket where ownership patterns (per the homestead share) suggest some non-primary use already.
Probably not for
- A buyer who wants confirmed community amenities before writing an offer - none are currently identified.
- A buyer who relies on recent closing prices or days-on-market trends to negotiate, since none exist in this window.
- A buyer seeking an established, larger-scale neighborhood with a deep resale history to compare against.
The market around Tarpon Development
Tarpon Development is too small for its own price trend, so here is the market around it.
In ZIP 32784, 94 homes are on the market and 22% are under contract — a steady corner of Umatilla.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (UMATILLA), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months - a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Tarpon Development specifically. Momentum Research analysis of MLS records.
The Tarpon Development buying strategy.
If we were buying in Tarpon Development today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tarpon Development.
A brand-new, thinly traded pocket
With only five homes on record and all of them built in the same year, Tarpon Development reads less like a mature neighborhood and more like a single-phase build-out still finding its footing in the resale data. Living areas cluster around 1,648 square feet, which gives a sense of the general home size here, but with no active listings and no closings recorded in this window, there is no current asking-price or sale-price data to point to.
No community amenities have been identified from current MLS listings, so any pool, clubhouse, or shared feature would need to be verified directly rather than assumed from marketing. For a buyer, that means treating this less like a track-recorded subdivision and more like a small, recently completed build where every fact needs individual confirmation - lot, builder, HOA terms, and condition.
The location and the amenities are priced into every listing in Tarpon Development. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small and this new, the public data trail is thin by nature - five homes will not generate the kind of comps or trend lines larger neighborhoods do. We pull builder records, permit history, and any off-MLS activity to fill in what the aggregate numbers cannot, and we tell clients plainly when a data set is too small to lean on.
Tarpon Development in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tarpon Development buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tarpon Development sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tarpon Development, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tarpon Development home worth?
Get a no-obligation home value based on real comparable sales in Tarpon Development, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
Should you buy in Tarpon Development?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Tarpon Development fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Tarpon Development
Where is Tarpon Development?
Tarpon Development is a community in UMATILLA, Lake County, Florida, ZIP 32784.
Are there homes for sale in Tarpon Development right now?
No active listings inside Tarpon Development at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Tarpon Development have an HOA or CDD?
No HOA is on record for Tarpon Development in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Tarpon Development with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
TARPON DEVELOPMENT Market Scorecard
TARPON DEVELOPMENT is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






