Tides at Tops'l
Condos for Sale in Miramar Beach, FL
All 677 homes for sale in Miramar Beach, FL · median $652,500 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Tides at Tops'l in Miramar Beach, FL has 6 homes for sale, asking from $639,000 to $2,795,000 (median $764,500). Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $935,000, a median 137 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 1998–1998; none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,120 ($8,740 with the full homestead exemption).
| Location | Miramar Beach, Walton County, FL · ZIP 32541, 32550 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Waterfront, Beach, Elevators, Gated, Pickleball |
| Sale prices, last 12 months | $935,000 median across 8 closed sales |
| Days on market (closed sales) | 137 median |
| For sale right now | 6 active, 0 pending · median asking $764,500 · 9.0 months of supply |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “TIDES AT TOPS'L key facts,” movewithmomentum.com/neighborhoods/tides-at-tops-l, data as of September 20, 2026.
Last 30 days in Tides at Tops'l: 1 closed sale (median $1,137,000). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Tides at Tops'l
Live MLS inventory for Tides at Tops'l. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 126 daysTop listingActive · 41 days
Active · 74 days
Active · 88 days
Active · 53 days
Active · 135 daysActive and pending Tides at Tops'l listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Tides At Tops L Right Now (6)
All 6 active and pending Tides At Tops L listings with a detail page, newest first, refreshed twice a day from the MLS.
- 550 Tops L Beach Boulevard ## 1309 · $835,000 · 2 bd / 2 ba · listed Aug 10, 2026 · listed by Compass
- 550 Tops'L Beach Boulevard #311 · $650,000 · 2 bd / 2 ba · listed Jul 29, 2026 · listed by The Agency Northwest Florida Beaches
- 550 Tops'l Beach Boulevard #809 · $779,000 · 2 bd / 2 ba · listed Jul 8, 2026 · listed by Compass
- 550 Tops L Beach Boulevard ## 409 · $750,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by Compass
- 550 Tops'L Beach Boulevard ## 1506 · $2,795,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by Community Realty Associates
- 550 Tops'l Beach Boulevard #107 · $639,000 · 2 bd / 2 ba · listed Jun 27, 2026 · listed by EXP Realty LLC
Tides at Tops'l sits in Miramar Beach with a median around $900,000, and in a market like this the price is driven far more by unit, condition, and position than by any published range. With only 7 active listings and 7 closings in the window, this is a thin, condition-driven market where a single well-appointed unit can reset expectations and a dated one can sit.
The posture right now favors patience on both sides. A median of 152 days on market tells you buyers are taking their time and sellers who price to a fantasy will wait. If you're buying, there's room to be selective and to negotiate on the units that have lingered. If you're selling, condition and honest pricing are the whole game — the days-on-market number is not forgiving of wishful list prices.
Tides at Tops'l right now
🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (6 active and pending listings, 8 closed sales in 12 months).
What's unique here: the median sale price is about 2x the typical Walton County sale ($935K vs $400K, trailing 12 months, Emerald Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Tides at Tops'l market snapshot (as of September 20, 2026): the median sale price is about $935K, a median 138 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market.
In ZIP 32541 (Miramar Beach), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 57 homes in TIDES AT TOPS'L that have changed hands since 2003, built between 1997 and 1999 (median 1998), with a median living area of about 1,220 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a small, coastal Miramar Beach community where inventory stays tight and homes trade slowly — the kind of place you buy for the location and the unit itself, not for a deep menu of on-site amenities.
The setting & the homes.
Aerial and on-site photos of Tides at Tops'l. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Tides at Tops'l
Tides at Tops'lPhotos from Emerald Coast MLS listings in Tides at Tops'l; content deemed reliable but not guaranteed.
Who Tides at Tops'l is best for.
Best for
- Buyers with a mid-to-high six-figure budget targeting a coastal Miramar Beach unit who can wait for the right one
- Cash or well-qualified buyers comfortable negotiating on listings that have sat past the median timeline
- Long-hold owners buying for the location itself rather than for amenities or a fast flip
Probably not for
- Buyers who need to close quickly or expect a liquid, fast-moving inventory
- Anyone prioritizing on-site community amenities, since none surfaced in current listings
- Buyers expecting a tight, predictable comp stack to anchor their offer
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($935K) IS the median in the snapshot above.
Windows contain 0 to 8 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
10% of homes for sale in ZIP 32550 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
TIDES AT TOPS'L Market Scorecard
TIDES AT TOPS'L is currently a buyer's market. About 9.0 months of supply, a median asking price of $764,500, and homes go under contract in about 87 days.
Typical home value in the 32550 ZIP is $652,423, about 36.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in TIDES AT TOPS'L, Miramar Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Tides at Tops'l on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Tides at Tops'l listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Tides at Tops'l address.
Shop the zone: Homes zoned for South Walton High School
The Tides at Tops'l buying strategy.
If we were buying in Tides at Tops'l today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tides at Tops'l.
A thin, slow-moving coastal market
The headline number here is the pace: a median of 152 days on market. That is a slow cadence, and it means the two sides of a deal are rarely in a hurry at the same time. With just 7 units active and 7 closings in the measured window, there isn't enough volume to smooth out the noise — pricing tends to be set unit-by-unit rather than by a reliable comp stack. Treat every listing on its own merits.
No community amenities surfaced in the current MLS listings, so underwrite this as a location-and-unit play in Miramar Beach, Walton County, not an amenity-driven one. Values here have climbed 127% since 2012, which speaks to the durability of the coastal location over time — but that is history, not a promise, and it does nothing to shorten today's marketing timelines.
The location and the amenities are priced into every listing in Tides at Tops'l. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Tides at Tops'l buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.2). Basis: Long-Term Appreciation +136% since 2012; Liquidity & Demand 9.0 months of supply; Pricing Power 89.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, the comps do half the lying and the listing photos do the other half. We read each unit against its actual condition and position rather than a broad median, and with a 152-day norm we set realistic timelines up front — so buyers know where there's negotiating room and sellers avoid the price cut that follows a stale listing.
Tides at Tops'l in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tides at Tops'l buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tides at Tops'l sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tides at Tops'l, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tides at Tops'l home worth?
Get a no-obligation home value based on real comparable sales in Tides at Tops'l, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Miramar Beach →
Recently off market in TIDES AT TOPS'L
Homes in TIDES AT TOPS'L that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 550 Tops L Beach Boulevard ## 711 · off market
- 550 Tops L Beach Boulevard ## 909 · off market
- 550 Tops'L Beach Boulevard ## 1405 · off market
Frequently Asked Questions
What is the median home price in Tides at Tops'l?
How long do homes in Tides at Tops'l take to sell?
Is Tides at Tops'l a buyer's or seller's market right now?
Have Tides at Tops'l home prices gone up?
Who is the best real estate agent for Tides at Tops'l?
How do I find a top Miramar Beach real estate agent who knows Tides at Tops'l?
Can Momentum Realty connect me with an agent for Tides at Tops'l?
Where is Tides at Tops'l, and what county is it in?
Is Tides at Tops'l a good place to live?
Should you buy in Tides at Tops'l?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1998 (106 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how TIDES AT TOPS'L fits the bigger picture — live prices, inventory, and Momentum Scores:
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