Topsail Village
Condos for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
Homes For Sale Right Now in Topsail Village
Live MLS inventory for Topsail Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 35 daysTop listingActive · 32 days
Active · 40 days
Active · 178 daysActive and pending Topsail Village listings as of 2026-10-23, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Topsail Village right now
🟢 Buyer-leaning market. 8.6 months of supply and 17% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (6 active and pending listings, 7 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($368K) is down 0.6% from the prior 12 months ($370K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Topsail Village market snapshot (as of September 20, 2026): the median sale price is about $368K, a median 22 days on market for closed sales, and 8.6 months of supply, a buyer-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (7 closings in the current window).
The setting & the homes.
Aerial and on-site photos of Topsail Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Topsail VillageTopsail VillageTopsail VillageTopsail Village
Topsail Village
Topsail Village
Topsail Village
Topsail VillagePhotos from Emerald Coast MLS listings in Topsail Village; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($368K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -0.6% one-year change.
Windows contain 1 to 10 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Topsail Village Market Scorecard
Topsail Village is currently a buyer-leaning market. About 8.6 months of supply, a median asking price of $364,900, and homes go under contract in about 40 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in TOPSAIL VILLAGE, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Topsail Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Topsail Village listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Topsail Village address.
The Topsail Village buying strategy.
If we were buying in Topsail Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Topsail Village.
A closer look at the Topsail Village market
Homes in Topsail Village trade around a median of $368K, where condition and lot do more to set the final number than the asking price does.
Inventory runs at 8.6 months of supply, a buyer-leaning market and the trailing-12-month median down 1% year over year. Homes that do trade take a median 22 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Topsail Village. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Topsail Village buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Recent Direction -0.6% year-over-year; Liquidity & Demand 8.6 months of supply; Pricing Power 98.1% sale-to-list. Refreshed with each data update.
Tools for a Topsail Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Topsail Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Topsail Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Topsail Village home worth?
Get a no-obligation home value based on real comparable sales in Topsail Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Topsail Village on the map →
Frequently Asked Questions
What is the median home price in Topsail Village?
How long do homes in Topsail Village take to sell?
Is Topsail Village a buyer's or seller's market right now?
Who is the best real estate agent for Topsail Village?
How do I find a top Santa Rosa Beach real estate agent who knows Topsail Village?
Can Momentum Realty connect me with an agent for Topsail Village?
Nearby Communities
Explore more neighborhoods near Topsail Village with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 23, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (104 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how TOPSAIL VILLAGE fits the bigger picture — live prices, inventory, and Momentum Scores: